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Falcon Insurance Company Review

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Introduction

Falcon Insurance Company is an Illinois-based insurance company specializing in insurance for drivers under the high-risk category. A decade-and-a-year-old, this company can be considered an option if you are looking for minimal coverage, filing an SR-22, looking for affordable insurance after an accident or tickets.

It offers flexible payment options under different terms, allowing customers to choose their apt plan according to their budget. Falcon has the standard coverage options and SR-22 form filing. In addition, they work with over 1000 independent brokers who will help you make an informed decision about the policy coverage and premium.

Read in detail about Falcon Insurance Company and how it benefits its potential high-risk category of drivers.

Pros and Cons

Pros Cons
Provides car insurance irrespective of driving history Restricted to a few places
Suitable for high-risk drivers Availability of only auto insurance
Provides an SR-22 filing Higher consumer complaint index
Traditional agents assisting with the policies Coverage options are not detailed on the website

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Unique Falcon Auto Insurance Features

These are some of the unique features offered by the company.

Unique Features What does it do?
Falcon Mobile app and Website Their exclusive app and accessible website help customers file their claims quickly. Their website is easy to navigate, helping in managing policies and claims.
Non-standard and high-risk car insurance They provide insurance to drivers with poor driving history, and other incidents.
Competitive Pricing Falcon provides cheaper rates for high-risk drivers when compared to its counterparts.
Flexible Payment Options and Terms It offers monthly, six-month, and yearly payment plans so that customers with different budgets can seek a plan accordingly. The company also takes payments through its website, app, by phone, or in-person with a local agent.
Independent Agents Those agents associated with Falcon work with other insurance companies as well. They go through your needs and guide you through the policy and coverage as per your requirements.

Falcon Car Insurance Coverages

Falcon car insurance, specializing in high-risk drivers' insurance, offers coverage details and quotes through their independent agents. The company offers limited insurance coverage as it specializes in non-standard insurance.

The coverage options available with Falcon Insurance Company are:

  • Full Coverage Auto Insurance: Both comprehensive and collision coverage give financial protection to your car against theft, vandalism, accident, fire damage, and other similar incidents.
  • Liability Insurance: It offers the state prescribed minimum liability insurance to legally drive. This includes bodily injury liability and property damage liability coverage.
  • Uninsured and underinsured motor insurance coverage: While this coverage is mandatory in some states, Falcon Insurance provides both uninsured and underinsured insurance coverage, which covers the medical and property damage costs for a driver with insufficient insurance or no insurance coverage at all.

Falcon Extra Car Coverages

  • SR-22 Form: If you fall under the high-risk category due to infractions like DUI, or driving without coverage then you are required to maintain an SR-22. Falcon Insurance offers assistance to drivers who require to file SR-22.

Falcon Auto Insurance Discounts

Falcon Insurance company is similar to other insurance companies that provide high-risk insurance when it comes to discounts. They have limited discount options which include:

  • Multi-vehicle Discount: If you own more than one car, then insuring them with Falcon can ensure a discount.
  • Homeowner Discount: Those who own a house can avail themselves of a discount on Falcon's car insurance.
  • Transfer Discount: Becoming a Falcon member by transferring your existing policy from another insurance agency makes you eligible for discounts.
  • Paid in Full Discount: If you choose to pay your premium fully instead of monthly installments, then you are eligible for a discount.

Falcon Customer Feedback

Falcon Insurance Company provides competitive pricing for the coverage required by drivers falling under the high-risk category. Though they have streamlined their policy claim and bill payments digitally, the quotes, details of discounts, and other coverage options are available only through their independent insurance agents.

Way.com Summary

Falcon Insurance company provides insurance to drivers irrespective of their driving history. The digital payment and claim filing are smooth but they do have a higher rate of complaint index according to the NAIC rating.

The options work well for those looking for limited coverage options. The discounts may be limited, but reasonable. Their flexible payments also contribute to affordability. However, there is only limited information about the quotes and discounts available on their website.

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About Falcon Auto Insurance

Falcon Insurance is headquartered in Illinois, with its operations extending to Arizona, Colorado, Illinois, Indiana, Oklahoma, Texas, and Utah. Founded in 2011, the company aims to provide cost-effective personal auto insurance to all drivers, regardless of their driving record. Falcon has an A+ rating from the Better Business Bureau and focuses on providing competitive prices and a quick and easy claims process. Its headquarters are in Oak Brook, Illinois, with a claim office in Dallas, Texas.

Contact Details

Type of Contact Contact
Mailing Address PO Box 3577. Oak Brook, IL 60522
Customer Service 800-929-3252
Claims Support 800-929-3252

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

FAQ

Is Falcon Insurance legit?

Falcon Insurance is a legit company dealing exclusively with policies for high-risk drivers. It is based in Oak Brook, Illinois. It is operational in Arizona, Colorado, Illinois, Indiana, Oklahoma, Texas, and Utah.

What coverage does Falcon Insurance offer?

Standard motor insurance protections, such as liability, comprehensive, and collision, are included with Falcon auto insurance. The company also aids drivers with their SR-22 filing requirements.

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