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Good2Go Car Insurance Review

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Good2Go refers to a corporation that owns multiple insurance firms andan insurance agency. Under the name American Independent Companies, the company was created more than 25 years ago.

One of the company'skeyservices is car insurance, which specializes in providing reasonable minimum coverage for people who require it. It offers policies both through its member companies and through third-party partners.

They offer automobile insurance for high-risk drivers and those seeking the state’s minimum liability coverage. It is also a viable option for those who are having difficulty obtaining coverage. In addition, Good2GoInsurance caters to the non-standard market with car insurance choices.

Pros and Cons

Pros Cons
Auto insurance for high-risk drivers is their specialty. Not all coverages are available in every state
Customer satisfaction scores are outstanding.  
Multiple discounts are available.  
If you need to file an SR-22, you can do so.  

See what you could save on auto insurance

Unique Good2go Insurance Features

Online Cost Estimates

People begin the process by providing their zip code, and they can obtain a quotation in less than a minute after doing so.

Easy Bill Payments

Customers can access the digital portal and manage their accounts from anywhere.

Claims Made on the Internet

Customers can file claims through a secure web in addition to calling a 24-hour helpline.

Types of Good2go Auto Insurance Coverages

Good2Go offers a diverse range of auto insurance coverage alternatives.

Liability Coverage: This insurance option covers the expense of the driver's damage to other people and their property. When you're at fault for an accident, Good2Go liability coverage covers you.

Roadside Assistance: If you become stranded on the road, you will require roadside assistance to have your vehicle hauled to an auto repair shop. The provider provides towing coverage with this option.

Collision and Comprehensive Coverage: This coverage pays for damage to your car caused by you in an accident.

It compensates you for damage caused by your car colliding with items such as a pole or a fence. This coverage also covers damage to the vehicle caused by a third party.

In addition, if the car is stolen or not recovered, the coverage option pays for the value of the vehicle.

It compensates for damage caused by weather events such as hail storms or tornadoes, floods, falling items, riots and civil unrest, explosions, fire, or animal collisions.

Auto Insurance for High-Risk Drivers: Some drivers are considered high-risk to insure.

The following groups of high-risk drivers are eligible for Good2Go auto insurance:

  • Drivers whose licenses have been suspended
  • Drivers who have been involved in traffic offenses or accidents in the past
  • People with a bad credit history
  • Drivers who’ve been convicted of driving under the influence (DUI) or driving while intoxicated (DWI)
  • Drivers that are young or elderly

Those who live in high-risk locations

Good2go Auto Insurance Rates

Good2go Auto Insurance Rates by Age

Age Group Average Annual Premium
18-20 $2357
21-24 $2044
25-34 $1861
35-44 $1583
45-54 $1583
55-64 $1500
65+ $1677

Good2go Auto Insurance based on Driver Profile

Driving Neglects Average Annual Premium
Clean Record $1050
DUI $1314
Accident $3712
Speeding ticket $1050

Good2go Average Insurance Cost by State

State Average Annual Premium by State
Alabama 1146
Alaska 858
Arizona 3138
Arkansas 2862
California 1674
Colorado 3366
Connecticut 1518
Delaware 1710
Florida 3882
Georgia 4252
Hawaii 726
Idaho 2118
Illinois 2970
Indiana 2214
Iowa 2226
Kansas 2634
Kentucky 3846
Louisiana 3342
Maine 810
Maryland 1110
Massachusetts 1086
Michigan 4098
Mississippi 2778
Missouri 4050
Montana 1938
Nebraska 2742
Nevada 3978
New Hampshire 2094
New Jersey 1926
New Mexico 2046
New York 1926
North Dakota 326
Ohio 334
Oklahoma 428
Oregon 3246
Pennsylvania 1206
Rhode Islands 1938
South Carolina 2730
South Dakota 534
Tennessee 2640
Texas 4122
Utah 2778
Vermont 1926
Virginia 3366
Washington 1806
West Virginia 3198
Wisconsin 618

Good2go Auto Insurance Discounts

Discount name Savings Category
Good driver discount 10-35% Driving history habits
Student driver discount 5-20% Driving history habits
Multi-vehicle discount 10-25% Vehicle equipment
Paid in full discount 5-10% Vehicle equipment
Renewal discount 3-5% Vehicle equipment
Defensive driving course discount 5 - 15 % Drivers' education
Airbag and passive restraint discount 5% Vehicle equipment
Anti-theft system and VIN etching discount 50% Vehicle equipment
Prior insurance discount 50% Vehicle equipment
Non-owner discount 25% Driving history habits
  • Defensive driving discount: You may be eligible for a 5–15% discount on Good2Go vehicle insurance if you complete a state-approved defensive driving course and pass an exam.
  • Discount for Good Drivers: Almost all auto insurance companies provide a standard discount of 10-35 %. It is given to people who have a clean driving record and have avoided severe traffic offenses.
  • Discount for Student Drivers: The student driver discount is another common discount given to high-school and college students who maintain outstanding grades. Good2go offers these student drivers a 5-20% discount between the ages of 16 and 25 with a B average score.
  • Discount for Multiple Vehicles: You can save 10 to 25% on your auto insurance if you insure more than one car on the same policy. This not only saves you money on insurance, but it also allows you to insure other family members at a lesser cost.
  • Discount on Renewal: Customers who renew their Good2Go auto insurance plans will receive a 3-5 % discount.
  • Discount for full payment: You can save 5-10% on your auto insurance rate if you pay it in advance. You won't need to worry about late payments or multiple statements again.
  • Discount on Air Bags and Passive Restraints: You might save 5% of the total money on your insurance rate if your automobile has full-front seat airbags or a passive restraint system.
  • VIN Etching Discount and Anti-Theft System: 5% of the vehicles with anti-theft equipment and VIN etching may be eligible for a discount.
  • Discount for previous insurance: Youare eligible for approximately a 40% discount. If you have had continuous coverage with Good2Go for at least six months, you may qualify for a larger discount on your premium.
  • Discount for non-owners: You may get as much as a 25% discount if you frequently rent or borrow a car and want coverage for when you drive it.

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Good2go Customer Satisfaction Report

Good2Go offers a limited number of basic coverages from well-regarded local and national motor insurance. For individuals who acquire auto insurance through their website, the company offers 24/7 customer service and claims administration, as well as towing and roadside assistance. In addition, the firm is one of the few that offers low-cost auto insurance for high-risk drivers, making them a smart choice for anyone with a spotty driving record.

Way.Com Summary

Good2Go auto insurance can be considered a good choice in terms of auto insurance. It offers affordable, high-risk car insurance that meets state minimum requirements. They have also been offering high-risk drivers some of the most affordable vehicle insurance for nearly 30 years.

A brief history of Good2go

Good2Go has been providing auto insurance for over 25 years. Good2Go was formed when the following underwriters merged under one brand: American Independent Companies, Inc., American Independent Companies, Inc., American Independent Companies, Inc., American Independent Companies, In ankers Independent Insurance Company, Omni Insurance Company, Omni Indemnity Company, Personal Service Insurance Company, and Apollo Casualty Company.

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with


Is Good2go insurance legit?

Yes, Good2go is one of the many legit insurance companies.

How to cancel Good2go Insurance?

You may need to terminate your insurance policy at times. For example, you may have discovered alternative auto insurance coverage or no longer require coverage. Most businesses usually require a signed cancellation letter. This letter must include your name and address, as well as your policy number and the date you wish to cancel your coverage.

Does Good2go offer full coverage?

Good2go offers full coverage to Liability Only and High-Risk Auto Insurance products offered by the company.

Learn more by city and state for car insurance

Learn more by city and state for car insurance

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