Key Takeaways
If you are looking for a luxury midsize SUV that can offer a perfect balance of premium comfort and remarkable off-road capability, then the Land Rover Discovery is your best option. But how about the cost of insuring your Land Rover Discovery? Insurance costs may differ depending on the model year and trim level you choose. So, it is always best to compare different insurance providers so that your selection does not lead to coverage gaps or financial loss. Read further to learn more about the Land Rover Discovery car insurance cost.
The average insurance cost of the Land Rover Discovery is around $2,112 per year. You can find the right insurance provider that can meet your insurance needs and offer the cheapest rates by shopping around and comparing quotes. The Way app can help you with the process by letting you compare multiple providers in minutes.
Land Rover Discovery car insurance costs fall in the middle range compared to those of its major competitors in the luxury midsize SUV segment. The average annual insurance rate is $2,112, which is lower than that of the BMW X5, Toyota Land Cruiser, and Mercedes-Benz GLE Class. However, the rates are higher than those of some of the popular luxury midsize SUVs, such as the Audi Q7 and Acura MDX. This cost profile is mainly due to Discovery's strong safety features, moderate repair and maintenance costs, and moderate replacement cost of parts within the segment.
| Luxury Midsize SUVs | Average Annual Premium |
|---|---|
| Acura MDX | $1,584 |
| Lexus RX 350 | $1,788 |
| Lexus GX 460 | $1,884 |
| Audi Q7 | $2,088 |
| Land Rover Discovery | $2,112 |
| BMW X5 | $2,184 |
| Toyota Land Cruiser | $2,256 |
| Mercedes-Benz GLE Class | $3,240 |
Insurance companies normally consider several factors when determining your Land Rover Discovery car insurance rate. Some of the most common factors are given below.
Progressive offers the most competitive insurance rates for the 2017 Land Rover Discovery at just $316 per annum. Otherwise, it costs around $685 per year to insure a 2017 model on average.
| Company | Monthly Rate | Adjusted Annual Rate |
|---|---|---|
| Progressive | $26 | $316 |
| State Farm | $40 | $482 |
| USAA | $49 | $585 |
| Erie | $56 | $677 |
| Texas Farm Bureau | $61 | $728 |
| Nationwide | $64 | $765 |
| Vermont Mutual | $68 | $812 |
| Safeco | $71 | $847 |
| Farmers | $78 | $932 |
| American Family | $79 | $942 |
| ALFA | $85 | $1,019 |
The Land Rover Discovery has several safety features, which can reduce insurance rates by getting you qualified for available discounts.
Some of the installed features include:
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes. On our platform, you can compare offers from more than 140 different insurance providers. This will help you choose the best option that can reduce your Land Rover Discovery car insurance costs.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The Land Rover Discovery insurance cost typically falls around $2,112 per year, depending on factors like the driver's age, location, driving history, and coverage level.
Full coverage is needed only if your Discovery is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough.
The Land Rover Discovery car insurance cost is in the middle range compared to the insurance price of many of its direct competitors in the luxury midsize SUV segment.
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