Key Takeaways
Are you worried about the high Range Rover insurance rates? Well, the insurance rates for cars in the luxury segments are mostly higher. It depends upon various factors such as MSRP, trim level, engine, and powertrain specs, etc. Though Range Rover is superior in these factors, you can find cheaper rates by properly comparing the insurance quotes from multiple carriers. Let's go through the comparison and learn some of the cheapest carriers for the Range Rover, based on selected model years.
On average, the Range Rover insurance cost per year is $2,676, which is $223 per month. Compared to the leading models in the luxury SUV segment, such as the Porsche Cayenne, Lincoln Navigator, Cadillac Escalade, and Mercedes-Benz GLS-Class, Range Rover insurance rates are high. Go through the average rates of various luxury SUVs of different makes and models in the table below.
| Make & Model | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Porsche Cayenne | $2,172 | $181 |
| Lincoln Navigator | $2,244 | $187 |
| Cadillac Escalade | $2,268 | $189 |
| Mercedes-Benz GLS-Class | $2,496 | $208 |
| Range Rover | $2,676 | $223 |
High MSRP & Repair Costs: The high purchase value, combined with the luxurious aluminum body panels, air suspension, and electronics in the car model, makes its MSRP one of the highest in the industry. Also, it is hard to match the finish, quality, and fit of each part; this makes the OEM parts more in demand and raises the price bar. Considering these specific factors, the Range Rover car insurance rates go higher.
Performance & Engine Options: The V6, V8, or hybrid models of powertrains in Range Rover will grant you the satisfaction of pushing the limits on freeways and streets alike. Such performance-oriented car models are deemed riskier than the regular models. Therefore, the insurers can charge you a higher premium for the car model.
Safety Features: Though the high HPs and engine performance are a worry, the suite of safety features that comes with the car is a big yes for the carriers. The perfection and efficiency of these features enhance the safety of the riders. Such features can limit the Range Rover insurance costs to a certain extent.
Theft Risk: Being a luxury segment vehicle comes with the headache of a high theft risk. Even with its high security features, the car is one of the most targeted cars across the nation. This factor, therefore, is a reason for high Range Rover auto insurance rates.
Vehicle Size & Weight: The Range Rover is a large and heavy SUV. You might enjoy the presence it makes on the road, but the carriers see it as a potential liability because the probable damage it could cause is more than that of a regular SUV.
Driver & Policyholder Factors: Apart from the car-specific details, certain information related to the driver also influences your Range Rover car insurance cost. Such information could range from your gender to your credit score. Younger drivers see a surge in insurance rates, compared to older drivers. It is always advised to keep your driving records void of previous histories of claims, speeding, DUIs, at-fault accidents, etc.
Annual Mileage: The miles your car runs annually say a lot about the risk of the car. The more miles you go, the greater the risk is expected. Hence, the insurance rates also go up.
One of the main things that affects how much your Land Rover Range Rover insurance costs is how old your car is. Go through the average rate comparison among the selected model years in the table below.
| Land Rover Range Rover Model Year | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| 2020 Land Rover Range Rover | $2,687 | $224 |
| 2019 Land Rover Range Rover | $2,571 | $214 |
| 2017 Land Rover Range Rover | $1,963 | $164 |
| 2016 Land Rover Range Rover | $2,395 | $200 |
| 2015 Land Rover Range Rover | $2,050 | $171 |
| 2014 Land Rover Range Rover | $1,843 | $154 |
| 2013 Land Rover Range Rover | $1,783 | $149 |
| 2012 Land Rover Range Rover | $1,568 | $131 |
| 2011 Land Rover Range Rover | $1,514 | $126 |
The factors carriers use to calculate car insurance rates are similar. At the same time, these factors are weighed based on the individual methods and nature/frequency of claims received by the carrier for the model in previous years. According to the research conducted by this website, the Texas Farm Bureau is the cheapest insurance company for a Range Rover. The carrier offers an average insurance rate of $1,238 per year. Find the best-reviewed car insurance carriers with affordable rates in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Texas Farm Bureau | $1,238 | $103 |
| Tennessee Farmers | $1,474 | $123 |
| Mercury | $1,482 | $123 |
| American Family | $1,583 | $132 |
| Plymouth Rock Insurance | $1,658 | $138 |
| Vermont Mutual | $1,729 | $144 |
| Progressive | $1,730 | $144 |
| Acuity | $1,763 | $147 |
| Erie | $1,781 | $148 |
| Country | $1,819 | $152 |
| Nationwide | $1,821 | $152 |
2020 Land Rover Range Rover insurance rates on average per year are $2,687. The cheapest insurer for the car model year is Tennessee Farmers, whose average annual offer is $1,242. Find the cheapest insurers for the 2020 Range Rover model in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Tennessee Farmers | $1,242 | $104 |
| American Family | $1,558 | $130 |
| Mercury | $1,616 | $135 |
| Nationwide | $1,729 | $144 |
| 21st Century | $1,962 | $164 |
| Auto Owners | $2,087 | $174 |
| Progressive | $2,143 | $179 |
| Vermont Mutual | $2,240 | $187 |
| USAA | $2,329 | $194 |
| State Farm | $2,367 | $197 |
| Arbella | $2,386 | $199 |
| Erie | $2,489 | $207 |
Mercury is the cheapest car insurer for the 2019 Range Rover. While the average rate for the model year is $2,571, the average rates offered by the carrier are $1,585. The table below shows some of the cheapest insurance providers, such as Cincinnati Insurance, Auto Owners, American Family, etc.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Mercury | $1,585 | $132 |
| Cincinnati Insurance | $1,592 | $133 |
| Auto Owners | $1,715 | $143 |
| American Family | $1,766 | $147 |
| Nationwide | $1,811 | $151 |
| Country | $2,020 | $168 |
| Progressive | $2,036 | $170 |
| Acuity | $2,093 | $174 |
| Arbella | $2,166 | $181 |
| Southern Farm Bureau | $2,175 | $181 |
| Erie | $2,313 | $193 |
While the average annual insurance rate of the 2017 Range Rover is $1,963, insurers like Progressive, Mercury, Texas Farm Bureau, etc. offer cheaper rates. The cheapest rates are offered by Tennessee Farmers, which is $1,103 on average, per year. Also, see which providers fit your budget from the rate comparison table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Tennessee Farmers | $1,103 | $92 |
| Progressive | $1,445 | $120 |
| Mercury | $1,470 | $123 |
| Texas Farm Bureau | $1,475 | $123 |
| Erie | $1,783 | $149 |
| State Farm | $1,785 | $149 |
| Plymouth Rock Insurance | $1,807 | $151 |
| Acuity | $1,831 | $153 |
| Nationwide | $1,911 | $159 |
| Arbella | $1,915 | $160 |
| Vermont Mutual | $2,003 | $167 |
The average insurance cost for a 2016 Range Rover is $2,395. Though cheaper rates are offered by carriers like American Family, Mercury, and Nationwide, Tennessee Farmers is the cheapest insurer for the car model year. For a more affordable choice of providers, refer to the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Tennessee Farmers | $1,141 | $95 |
| American Family | $1,424 | $119 |
| Mercury | $1,511 | $126 |
| Nationwide | $1,622 | $135 |
| 21st Century | $1,658 | $138 |
| Vermont Mutual | $1,880 | $157 |
| Progressive | $1,962 | $164 |
| Auto Owners | $2,032 | $169 |
| Arbella | $2,076 | $173 |
| State Farm | $2,114 | $176 |
| Southern Farm Bureau | $2,153 | $179 |
A 2015 Range Rover insurance rate will cost you $2,050 on average per year. Meanwhile, the Texas Farm Bureau has 36% cheaper offers that average at $1,297 for a year. Mercury, Progressive, and Plymouth Rock Insurance, etc., are other affordable carrier options for the owners of a 2015 model Range Rover. Find the average rates offered by the respective providers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Texas Farm Bureau | $1,297 | $108 |
| Mercury | $1,431 | $119 |
| Progressive | $1,602 | $134 |
| Plymouth Rock Insurance | $1,823 | $152 |
| Erie | $1,941 | $162 |
| State Farm | $1,968 | $164 |
| Arbella | $2,062 | $172 |
| Tennessee Farmers | $2,067 | $172 |
| Country | $2,090 | $174 |
| Acuity | $2,156 | $180 |
| Nationwide | $2,216 | $185 |
2014 Range Rover insurance rates are 31% cheaper than the overall insurance cost of the car model. Though the average rate for the model year is lower, carriers such as the Texas Farm Bureau, Mercury, Erie, etc., offer cheaper rates. Progressive, offering average annual rates of $1,189, is the cheapest insurer for the 2014 Range Rover. Find similar lower rates from various providers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Progressive | $1,189 | $99 |
| Texas Farm Bureau | $1,234 | $103 |
| Mercury | $1,405 | $117 |
| Erie | $1,579 | $132 |
| Plymouth Rock Insurance | $1,703 | $142 |
| State Farm | $1,754 | $146 |
| Nationwide | $1,898 | $158 |
| Tennessee Farmers | $1,916 | $160 |
| Acuity | $1,934 | $161 |
| Country | $1,939 | $162 |
| Arbella | $1,944 | $162 |
The annual Range Rover insurance cost on average is $1,783. With an annual average offer of $1,234, the Texas Farm Bureau is the cheapest insurer for the car model year. Find more affordable options that are at least 5% cheaper than the overall average for the model year in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Texas Farm Bureau | $1,234 | $103 |
| Mercury | $1,417 | $118 |
| Erie | $1,504 | $125 |
| Acuity | $1,707 | $142 |
| Progressive | $1,733 | $144 |
| Tennessee Farmers | $1,751 | $146 |
| Arbella | $1,755 | $146 |
| Plymouth Rock Insurance | $1,767 | $147 |
| Vermont Mutual | $1,813 | $151 |
| State Farm | $1,891 | $158 |
| USAA | $1,978 | $165 |
The Texas Farm Bureau, Acuity, Vermont Mutual, and some other carriers are considered the cheapest options for the 2012 Range Rover. While the annual average for the model year is $1,568, you can find insurers that offer 10% cheaper on average in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Texas Farm Bureau | $1,146 | $96 |
| Acuity | $1,292 | $108 |
| Vermont Mutual | $1,299 | $108 |
| Tennessee Farmers | $1,350 | $113 |
| Erie | $1,370 | $114 |
| Mercury | $1,420 | $118 |
| Plymouth Rock Insurance | $1,437 | $120 |
| Arbella | $1,459 | $122 |
| Country | $1,474 | $123 |
| Nationwide | $1,560 | $130 |
| USAA | $1,578 | $132 |
The 2011 Range Rover insurance rate on average will cost you $1,514 per year. The Texas Farm Bureau is the insurance company offering the cheapest annual rates for the car model year, which is $1,042. Go through more cheap rates by respective carriers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Texas Farm Bureau | $1,042 | $87 |
| Arbella | $1,123 | $94 |
| Vermont Mutual | $1,136 | $95 |
| USAA | $1,219 | $102 |
| Tennessee Farmers | $1,223 | $102 |
| Erie | $1,267 | $106 |
| Acuity | $1,328 | $111 |
| Country | $1,328 | $111 |
| Plymouth Rock Insurance | $1,410 | $118 |
| Southern Farm Bureau | $1,421 | $118 |
| Amica | $1,452 | $121 |
The Range Rover has some of the best safety features that make your ride hassle-free. Also, these features ensure that your insurance costs stay under the limit. Look through the safety features in your Range Rover that offer better safety and lower insurance costs for you.
Comparison shopping is the best method to find the cheapest car insurance provider for your Range Rover. The two routes to get the Range Rover auto insurance quotes from multiple insurers are
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Way.com helps you get started by researching the best Range Rover car insurance companies. Our platform has a database of more than 140 insurance companies. This database is based on factors like your insurance coverage experience, financial strength, customer service, protection, and price. Instead of entering the info regarding the car and driver each time, just enter it once in the Way app and find the comparison among the Range Rover insurance quotes among the most affordable carriers.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
On average, insurance for a Range Rover costs about $2,676 per year or about $223 per month.
Yes. Compared to the insurance rates of SUVs in the luxury segment (example, Porsche Cayenne, Lincoln Navigator, Cadillac Escalade, and Benz GLS-Class), Range Rover car insurance rates are 14% higher.
The Range Rover is a large SUV known for how well it handles off-road, how powerful it is, how well it performs, and how nice the inside is. The higher MSRP, repair and maintenance costs, and high theft risks all contribute to the hefty insurance rates for the car model.
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