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Key Takeaways
- Insurance for Maserati models costs an average of $5,466 annually or $456 per month.
- Among the states, New Hampshire has the lowest premium rates, and Georgia has the highest insurance cost for Maserati models.
- Maserati car insurance cost is relatively higher for teenage drivers compared to the rest.
Renowned for its elegant design, powerful engines, and luxurious interiors, Maserati is surely a giant among luxury vehicle manufacturers. As much as we talk about the premium comfort it offers, how expensive could the Maserati car insurance cost be? It is wise to plan thoughtfully while choosing car insurance for your Maserati models. The wrong insurance policy could lead to gaps in coverage or higher premiums on your Maserati car insurance rate that may put your finances at risk.
Maserati Auto Insurance Cost
The average cost to insure Maserati models is around $5,466 per year. You can lower your Maserati insurance cost by choosing the right insurance provider. Shopping around and comparing options can help you find the best deal for your coverage needs. With Way.com, getting a free quote is quick and hassle-free. You can compare multiple vetted providers in minutes and secure the best rate for your Maserati.
What Impacts the Cost of Maserati Car Insurance?
Several factors can impact your Maserati car insurance cost. Some of the common factors are:
- The driver's age
- The driver's gender
- The state you are in
- The age of the car
- Model of the car
Maserati Insurance Cost by Models
Maserati car insurance costs vary depending on the model you choose. Among the different models, Maserati Ghibli has the highest premium rate at $6,529 per annum. Maserati GranCabrio has the cheapest premium rates among the lot. You can expect to pay around $4,971 per year on insurance for the GranCabrio Models.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Maserati Ghibli | $544 | $6,529 |
| Maserati GranCabrio | $414 | $4,971 |
| Maserati GranTurismo | $437 | $5,238 |
| Maserati Grecale | $418 | $5,014 |
| Maserati Levante | $497 | $5,967 |
| Maserati MC20 | $458 | $5,499 |
| Maserati Quattroporte | $420 | $5,041 |
Maserati Insurance Cost by Age
The Maserati car insurance cost will vary dramatically depending on the driver's age. Teen drivers are expected to pay higher premiums than experienced drivers. The premium rates for teen drivers range between $15,000 and $18,000, which is relatively higher than the average annual premium rate.
| Driver's Age | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 17 | $1,557.08 | $18,685 |
| 18 | $1,450.75 | $17,409 |
| 19 | $1,281.42 | $15,377 |
| 20 | $1,116.50 | $13,398 |
| 21 | $935.33 | $11,224 |
| 22 | $910.75 | $10,929 |
| 23 | $796.17 | $9,554 |
| 24 | $756.08 | $9,073 |
| 35 | $473.83 | $5,686 |
| 40 | $455.50 | $5,466 |
| 45 | $443.08 | $5,317 |
| 55 | $405.83 | $4,870 |
| 65 | $423.58 | $5,083 |
| 75 | $536.25 | $6,435 |
Maserati Insurance Cost by State
Depending on where you live, the cost of Maserati vehicle insurance premiums might be significantly higher or lower. New Hampshire has the lowest insurance premium, with an average annual rate of $4,853. Georgia has the highest premium rates, at around $8,347 annually.
| State | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| New Hampshire | $404 | $4,853 |
| New Jersey | $409 | $4,909 |
| Iowa | $411 | $4,932 |
| New Mexico | $411 | $4,929 |
| Alabama | $412 | $4,948 |
| Mississippi | $412 | $4,939 |
| Indiana | $413 | $4,961 |
| New York | $413 | $4,953 |
| North Carolina | $413 | $4,954 |
| Idaho | $415 | $4,981 |
| Missouri | $416 | $4,990 |
| Delaware | $417 | $4,999 |
| Michigan | $418 | $5,014 |
| Nebraska | $419 | $5,031 |
| North Dakota | $421 | $5,055 |
| Oklahoma | $422 | $5,068 |
| Oregon | $429 | $5,148 |
| Ohio | $429 | $5,148 |
| Pennsylvania | $431 | $5,169 |
| Rhode Island | $431 | $5,177 |
| Montana | $434 | $5,208 |
| Kansas | $435 | $5,224 |
| Maine | $439 | $5,271 |
| Nevada | $441 | $5,289 |
| Minnesota | $442 | $5,308 |
| Arizona | $445 | $5,335 |
| Illinois | $457 | $5,485 |
| Massachusetts | $457 | $5,484 |
| South Carolina | $462 | $5,540 |
| South Dakota | $465 | $5,578 |
| Maryland | $469 | $5,629 |
| Tennessee | $472 | $5,665 |
| Texas | $478 | $5,730 |
| Connecticut | $478 | $5,733 |
| Utah | $479 | $5,752 |
| Vermont | $483 | $5,790 |
| Virginia | $485 | $5,825 |
| Alaska | $486 | $5,831 |
| Arkansas | $495 | $5,943 |
| California | $501 | $6,014 |
| Colorado | $512 | $6,148 |
| Louisiana | $514 | $6,164 |
| Washington | $519 | $6,229 |
| West Virginia | $525 | $6,299 |
| Wisconsin | $525 | $6,304 |
| Wyoming | $540 | $6,480 |
| Florida | $583 | $6,999 |
| Kentucky | $636 | $7,628 |
| Georgia | $696 | $8,347 |
Ways to Save on Maserati Car Insurance
- Keep a clean driving record: Reckless or careless driving can stay on your record, leading to higher insurance premiums, especially if you have at-fault accidents or DUIs.
- Maintain a good credit score: Drivers with strong credit scores can save significantly on Maserati car insurance cost compared to those with lower scores.
- Obey traffic laws: Traffic violations can lead to a noticeable increase in your Maserati model's insurance rates.
- Take advantage of discounts: Look for common discounts like multi-policy, low mileage, good student, defensive driving, and loyalty discounts to lower your premiums.
- Bundle your insurance policies: Combining your auto and home insurance can help you save even more on your annual costs.
How Do I Find the Best Maserati Car Insurance Rates?
- Always research the market and insurance trends before purchasing car insurance for your Maserati model. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can either apply individually or use an insurance platform like Way.com.
- Compare, compare, compare - that should be your mantra when searching for the best policy. Only choose a provider who offers a balance of low rates and comprehensive coverage.
- In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best! You can always consider spending a bit more to get comprehensive coverage.
How to Get Maserati Auto Insurance with Way.com
Simply download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 140 different insurance providers on our platform, best policy that may help you lower your Maserati car insurance cost - all in as little as 60 seconds!
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
Frequently Asked Questions
Is car insurance for Maserati models expensive?
Yes, Maserati car insurance cost is generally high. This is mainly due to their high repair costs, powerful engines, and luxurious parts.
Which Maserati model is the most expensive to insure?
Among the Maserati models, Ghibli is the most expensive to insure due to its high sticker price, costly parts, and high repair costs.
Are there recommended types of coverage for Maserati owners?
Comprehensive and collision coverages are highly recommended to protect against physical damage, theft, and accidents. Many owners also opt for higher liability limits and specialized coverages like agreed value or gap insurance.
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