Key Takeaways
Minivan insurance is cheaper than SUVs and sedans. Insurance companies sometimes offer lower premiums for certain minivans due to their good safety features and fewer risk factors. At the same time, certain trims usually have higher insurance rates due to having advanced features and costly repairs. Let's review the insurance rates of selected minivans and the rates offered by various carriers.
Buying minivan insurance will cost you $1,257 per year for a full coverage policy. Numerous factors affect the minivan insurance cost. Factors like a driver's age, location, credit score, and driving record are all considered when determining insurance premiums. In addition, the model and trim level of the minivan you own also determine the insurance premium you pay.
Comparing quotes from different insurers is one method to find the cheapest deal on auto insurance prices. Erie offers the cheapest minivan car insurance at $879 per annum. With an average annual premium of $1,128, Arbella offers the most expensive minivan insurance rates. The auto insurance rates of the cheapest providers for different minivans are given below.
| Cheapest Companies | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $73 | $879 |
| Vermont Mutual | $74 | $894 |
| Tennessee Farmers | $80 | $961 |
| Plymouth Rock Insurance | $82 | $986 |
| USAA | $83 | $996 |
| Progressive | $83 | $998 |
| Nationwide | $89 | $1,063 |
| Acuity | $91 | $1,087 |
| Arbella | $94 | $1,128 |
The minivan you choose plays a big role in determining the insurance cost you may have to pay, especially when comparing quotes. Certain minivans, such as the Nissan Quest and Dodge Grand Caravan, are cheaper to insure than the rest. However, the Toyota Sienna has the highest premium rates, with an annual premium of $1,596.
| Minivans | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Nissan Quest | $88 | $1,056 |
| Dodge Grand Caravan | $116 | $1,392 |
| Kia Sedona | $117 | $1,404 |
| Chrysler Pacifica | $118 | $1,416 |
| Chrysler Town and Country | $122 | $1,472 |
| Honda Odyssey | $123 | $1,476 |
| Toyota Sienna | $133 | $1,596 |
The average annual insurance rate for a Nissan Quest is $1,056, making it the cheapest to insure among the lot. The cheapest insurer for this model is Texas Farm Bureau, with an annual premium of $743. Erie also offers competitive rates at $810 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $62 | $743 |
| Erie | $68 | $810 |
| Vermont Mutual | $73 | $871 |
| Quincy Mutual | $73 | $876 |
| Plymouth Rock Insurance | $75 | $902 |
| Tennessee Farmers | $76 | $909 |
| USAA | $76 | $911 |
| Amica | $83 | $996 |
| Progressive | $83 | $1,002 |
| Acuity | $84 | $1,009 |
On average, it costs around $1,392 per year to insure a Dodge Grand Caravan. Texas Farm Bureau offers the cheapest average rate for the model, at $701 per year. Vermont Mutual is the next best option with an average annual premium of $814.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $58 | $701 |
| Vermont Mutual | $68 | $814 |
| Erie | $68 | $818 |
| Progressive | $69 | $829 |
| Tennessee Farmers | $74 | $893 |
| Plymouth Rock Insurance | $77 | $929 |
| USAA | $78 | $940 |
| State Farm | $82 | $987 |
| Nationwide | $82 | $988 |
| American Family | $84 | $1,008 |
Kia Sedona insurance costs around $1,404 per year. Texas Farm Bureau is the cheapest insurance provider with an annual premium of $757. Vermont Mutual also offers competitive rates at $846 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $63 | $757 |
| Vermont Mutual | $71 | $846 |
| Tennessee Farmers | $86 | $1,026 |
| Erie | $84 | $1,004 |
| Arbella | $99 | $1,191 |
| USAA | $87 | $1,049 |
| Country | $97 | $1,169 |
| Progressive | $90 | $1,075 |
| American Family | $95 | $1,145 |
| Acuity | $94 | $1,132 |
Chrysler Pacifica insurance costs you $1,416 on average, per year. Plymouth Rock Insurance offers the cheapest rates at $1,034 per annum. With an annual premium of $1,262, Arbella offers the most expensive rates.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Plymouth Rock Insurance | $86 | $1,034 |
| Tennessee Farmers | $87 | $1,044 |
| Nationwide | $87 | $1,046 |
| Erie | $88 | $1,052 |
| Vermont Mutual | $92 | $1,105 |
| Progressive | $93 | $1,111 |
| USAA | $98 | $1,176 |
| Mercury | $104 | $1,242 |
| Acuity | $104 | $1,251 |
| Arbella | $105 | $1,262 |
Generally, it costs around $1,472 per year to insure the Chrysler Town and Country. The best rates are available from Erie, with premiums starting at just $717 per year. Providers like Vermont Mutual and Tennessee Farmers also offer affordable rates at $764 and $822 per year, respectively.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $60 | $717 |
| Vermont Mutual | $64 | $764 |
| Tennessee Farmers | $69 | $822 |
| Plymouth Rock Insurance | $71 | $852 |
| USAA | $73 | $874 |
| Quincy Mutual | $77 | $922 |
| Acuity | $80 | $955 |
| Arbella | $80 | $962 |
| Progressive | $81 | $972 |
| Country | $85 | $1,025 |
You can expect to pay around $1,476 per year to insure a Honda Odyssey on average. However, Erie offers the cheapest deal with an annual insurance cost of $787. Arbella has the highest premium rate at $1,095 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $66 | $787 |
| Vermont Mutual | $71 | $851 |
| Tennessee Farmers | $82 | $981 |
| Progressive | $85 | $1,022 |
| USAA | $85 | $1,024 |
| Nationwide | $88 | $1,056 |
| Country | $88 | $1,056 |
| Plymouth Rock Insurance | $88 | $1,055 |
| Arbella | $91 | $1,095 |
Erie offers the cheapest insurance premium for a Toyota Sienna with an average annual insurance premium of $965. Otherwise, you may have to pay around $1,596 per year to insure the model. Progressive also offers competitive rates at just $972 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $80 | $965 |
| Progressive | $81 | $972 |
| USAA | $83 | $1,000 |
| Vermont Mutual | $84 | $1,004 |
| Quincy Mutual | $85 | $1,022 |
| State Farm | $85 | $1,018 |
| Tennessee Farmers | $88 | $1,052 |
| Plymouth Rock Insurance | $95 | $1,145 |
| Nationwide | $97 | $1,162 |
It is really easy to get car insurance quotes with Way.com. All you need to do is download the Way app or log on to our website. On our platform, you can compare offers from more than 140 different insurance providers. This will help you select the most suitable option to reduce your minivan auto insurance costs.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
Minivan insurance typically costs around $1,257 per year, which is cheaper than that of SUVs and Sedans. However, your premiums may vary depending on the model, the insurance company you select, and additional factors like your driving record and where you live.
No, Nissan Quest is the cheapest to insure when compared to other minivans. The average annual cost for the car model is just $1,056.
Toyota Sienna models cost the most to insure, with an average annual premium of $1,596.
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