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Motion Car Insurance Review

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4.9/5 Rating on the App Store



Motion is a full-stack auto insurance company designed from the ground up for the mobility of the future.Based on your driving habits and location, Motion Auto uses highly accurate technology to get you the bestpossible insurance rates. Unlike other telematics-based companies, you will almost definitely qualify even if you need to better your driving skills along the way.Other telematics companies demand you to pass a test drive before they accept your policy. However, Motion Auto gives you the option of taking the test drive or not.

Motion Auto insurance currently serves in four states - Arizona, Tennessee, Utah, and Wisconsin. According to the insurer, you can get insurance coverage in around two minutes while applying via the Motion Auto app. Our research will give you an idea of the coverages and discounts offered by the company.

Pros and Cons

Provides instant coverage Though the company offers roadside assistance at any time of day or night, there is no 24/7 customer service
No test drive needed like many other telematics companies Limited information on the company's website. It doesn't have coverage information or a list of insurance partners
Premiums decrease as you start driving more safely Doesn'tfacilitatedrivertrackingforall
Offers customized premiums Have low app ratings on app stores because of a lack of customer care and login issues
Have the option to file claims in the app

The specialty of telematics auto insurance coverage from Motion Auto is that you can purchase the coverage in minutes without requiring a test drive. Because there are few customer reviews online, you won'tknow anything about its customer service ahead of time.

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Motion Auto Insurance Coverages

Motion Auto insurance provides many coverage options that include extras like roadside assistance and rental reimbursement. In addition, with its high liability coverage, Motion Auto helps you satisfy state standards. These are some of the coverages that the insurer offers.

Bodily injury liability: It pays for the medical expenses of others, up to a total of $500,000 per accident.

Property damage liability: Provides coverage for any damage you may have caused to other vehicles or property.

Collision: It helps restore your car when you're at fault for an accident.

Comprehensive: Offers coverage for non-collision incidents such as storms, theft, or vandalism.

Uninsured/underinsured motorist: It doesn't put your finances at risk because of an underinsured driver.

Medical payments: Provides coverage for accident-related medical expenses.

Loan/lease payoff: It helps pay off your loan or lease if your car is worth less than your payment amount after a total loss.

Motion Auto Insurance Discounts

This insurancecompany does not provide the typical discounts offered by most insurers. It can, however, considerably lower your premiums if you practice driving safely. Motion Auto insurance lets you get more bang for your buck and a cheaper premium for your safe driving. These are some of the benefits offered by the insurer.

Accident forgiveness: After a long period of no accidents, your premium will not increase for your first accident.

Diminishing deductibles: As you continue to drive responsibly, your deductibles will decrease.

Driver assistance: You can save money if your vehicle has additional safety features like driver assistance technology,

Safe driver: Your insurance premiums will drop as you improve your driving safety skills.

Roadside assistance: Get roadside assistance like battery jumpstarts or flat tire changes, as well as a tow truck, all through the insurer's app.

Rental car: You will get reimbursement for the rental car when your car is in the shop for covered repairs.

Custom parts: It protects any aftermarket modifications you make to the car, such as modified upholstery or a new radio system.

Motion Auto Customer Satisfaction

The customers are generally happy with the service of Motion Auto as it offers coverage without a test drive. However, there are many Motion Auto insurance reviews due to the lack of 24/7 customer care is a disappointment for the customers. The customers may recommend Motion Auto insurance to others as you can join without taking a test drive, unlike other telematics insurers.

See what you could save on auto insurance Summary

Limited availability is one factor that disappoints many people. Better Business Bureau (BBB)has given a B+ rating for Motion Auto, indicating that it responds fast to consumer complaints and performs well on other BBB-rated aspects such as transparency.But some customers have mentioned login issues in their App Store and Google Play Store reviews. In addition, the unavailability of 24/7 customer service may also put some customers off.

However, you can try out this insurance as they offer decent coverage and discounts. Also, they offer customized premiums,and the premiums come down as you start driving safely. If you don't want to take a test drive, the insurer will calculate your premium based on factors such as your driving record and location and then adjust your premium for the next term based on your driving. The insurer also uses other rating factors in determining your premium, though to a lesser extent than your driving behavior.

Contact Details

Type of Contact Contact
Home Office 212 East Crossroads Blvd #453 Saratoga Springs, UT 84045
Customer Service 844-425-0049
Claims Support 480-795-4752

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with


How can I file a claim with Motion Auto?

The best way is to file a claim via the company's app. Since it has login issues, you can also file a claim by phone or email.

  • App: Go to the claims section and follow the instructions.
  • Phone: You can dial 480-795-4752 and talk to a customer service representative.
  • Email: You can mail the report of your accident to

What insurance coverage does Motion Auto offer?

It offers many typical insurance coverages,including supplementary ones like roadside assistance and rental reimbursement. Thecoverage offered includes collision, comprehensive, bodily injury liability, property damage liability, medical payments, loan/lease payoff, and uninsured motorist.

Is Motion Auto insurance legit?

Yes. It has a B+ rating by Better Business Bureau (BBB). It indicates that it responds quickly to consumer complaints and fares well on other BBB-rated aspects such as transparency.

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