Hartford auto insurance has almost 200 years of experience and provides a wide range of insurance options, including coverage tailored exclusively for AARP members. We'll look at Hartford insurance reviews, coverage, pricing, and discounts in our study of Hartford auto insurance.
We also recommend that you check our ranking of the best car insurance companies to ensure that you obtain the most excellent coverage for your car. When shopping for car insurance quotes from several car insurance companies so you can compare coverage and pricing. Factors like your age, car make and model, and driving history, in addition to the auto insurance provider you choose, might affect your premium, so what's best for your neighbor might not be best for you.
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Pros and Cons
Diversity of plans
Younger drivers face higher rates
12 month locked rates
AARP membership is a must
Lifetime renewable offer
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Unique Hartford auto insurance features
What does it do
Rate locked-in for a significant period
The Hartford doesn't change its insurance rates every six months like many other firms; instead, it does so for the entire year. During your policy, you won't be subjected to sudden changes in rates.
Renewable for lifetime
If you meet specific criteria (such as paying your premiums on time and having a valid driver's license), Hartford will ensure that your auto insurance policy will be renewed.
Repairs available at selected facilities
For as long as you own the car, The Hartford will cover the cost of repairs made after a claim if you use an authorized repair shop.
Auto accident victims who can no longer perform essential home services may be eligible for compensation from The Hartford. Housekeeping, food preparation, and dog walking are all included in this compensation.
New Car Replacement
If your car is totaled within the first 15 months or 15,000 miles of purchase, this insurance will cover the cost of a new one. Depreciation will not be deducted from the value of your vehicle if it is replaced by a car of the same make, model, and equipment.
Enquire about the above facilities with an insurance agent before committing to Hartford auto insurance.
Hartford's average premiums for car insurance are higher than the national median. There is a $2280 price tag for a year's worth of insurance coverage from The Hartford. Discounts offered by The Hartford can help offset some of those higher premiums.
Given the higher premiums many insurance companies impose on drivers as they get older, The Hartford may be a good option for AARP members. In contrast, the policies may not be as helpful to newer drivers. Hartford's long history and reputation for integrity make it an excellent choice for auto and home insurance policies.
Hartford Average Insurance Cost By State
Each driver and each location have a different premium cost with Hartford. If you're looking for the best deal, it pays to compare car insurance rates. You can receive precise quotes from Way.com based on your unique driving profile. To begin locating the insurance that's right for you, enter your zip code above.
The Hartford Auto Insurance Rates based on Drivers Profile
Average Quote - Per Month
18 year old
21 year old
45 year old
45 year old with Speeding Ticket
45 year old with a DUI
55 year old
65 year old
Hartford Auto Insurance Discounts
The Hartford car insurance offers several reductions that you may be eligible for:
Bundling auto and homeowners' insurance
Payment in full
Installation of devices to prevent theft
Discount for defensive driving
Fuel type of your car
Training for a good driver
Hartford Complaints and Customer Satisfaction
Reputation and customer satisfaction are two of the most significant variables to consider while evaluating insurance businesses. Hartford auto insurance is well-established and unlikely to disappear very soon. AM Best has given the organization an A+ (Superior) grade. This ranking demonstrates the company's financial strength and stability in paying claims.
In addition, the Better Business Bureau has given Hartford an A+ rating (BBB). Even though it lacks accreditation, the company cares about its customers. In comparison to other insurance firms, the number of complaints is relatively low.
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In our industry-wide analysis, we call Hartford auto insurance the best for AARP Members. It is a good choice for qualified drivers because of its range of plan options, nationwide availability, discounted rates for persons over 50, positive Hartford insurance reviews, and an A+ rating from AM Best.
Even though Hartford is one of our top picks in terms of car insurance, it is not accessible to all drivers. You won't be covered if you don't belong to AARP. You may also have to pay more to ensure any teenage drivers through your policy. The Hartford is a good option for drivers who qualify, and Hartford insurance reviews agree with our assessment.
In the end, while we suggest Hartford for car insurance, it is not available to all drivers. You will not be covered unless you are an AARP member. Furthermore, if you want to cover any young drivers on your policy, you may have to pay more than you would elsewhere. That said, we believe Hartford auto insurance is an attractive choice for qualified drivers, and Hartford insurance reviews back us up.
About Hartford Car Insurance
The Hartford auto insurance is geared toward people aged 50 and over, with a partnership with AARP providing members with additional savings and benefits. Non-AARP members can buy house and auto insurance from independent insurance brokers, and the organization also offers group benefits, commercial insurance, and mutual funds.
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Frequently Asked Questions
Does Hartford insurance cover rental cars?
Yes, Hartford insurance covers rental cars.
Is Hartford car insurance good?
Even though Hartford is one of our top picks in terms of car insurance, it is not accessible to all drivers. You won't be covered if you don't belong to AARP.
How Much Is Car Insurance in Hartford?
Hartford's average premiums for car insurance are higher than the national median. There is a $2280 price tag for a year's worth of insurance coverage from The Hartford.