If you are a high-risk driver looking for non-standard insurance, then United Automobile Insurance company is a provider you can opt for. Headquartered in Miami Gardens, Florida, it is among the country's biggest privately held property and liability insurers.
Whether you have credit problems, are a young driver, or only require minimum coverage, anything that groups you as a high-risk driver, United Automobile Insurance Company offers cheap rates for the products that best suit your needs.
How much does insurance from United Automobile Insurance company cost? How does it benefit high-risk drivers? Read about the company review, their discounts, and coverage details.
| Pros | Cons |
|---|---|
| Suited for high-risk drivers | More customer complaints |
| Provides SR-22 | Rates are not very competitive |
| Online claim management | Details on discounts are unavailable |
| Availability of commercial auto insurance | Absence of an agency or broker locator tool on the website |
| Unique Features | What does it do? |
|---|---|
| Online availability of quotes | Not only are the quotes available online, but also the payments. |
| Availability of different payment options | One can make the payments through other available offline methods. For example, you can use your policy number or driver's license number to view your policy and print ID cards with your zip code and date of birth. |
| Mobile application | It helps you get your quote and also gives access to your online account. |
| Business Insurance | This policy, often known as commercial auto insurance, is exclusive to Florida. United Automobile Auto Insurance has coverage choices to keep your commercial vehicles lawfully on the road if you are considered high-risk and unable to obtain coverage via normal insurance providers. |
UAIC concentrates on unique coverages that benefit the high-risk drivers they seek to insure. It also concentrates on providing coverages, including collision coverage and the state-mandated minimum amount of auto insurance and SR 22 form filing. The company does not offer additional insurance coverage offered by other insurers.
The car insurance rates offered by United Automobile Auto Insurance Company are higher than those of their competitors. The minimum policy coverage for a single driver is four times the rate offered by the cheapest insurance provider. However, it is crucial to note that United Automobile Insurance Company provides non-standard insurance for high-risk drivers and can process the SR-22 requirements.
| Driver Profile | Average Annual Minimal Coverage Rate |
|---|---|
| Single Driver | $1941 |
| Senior Driver | $1046 |
| Family | $3978 |
Though the company can be the primary option for those seeking non-standard car insurance, its limited presence can be a reason for concern. The higher price brackets and the customer reviews that look unsatisfactory are a concern as well. The delay in handling claims is also an issue of concern.
United Automobile insurance can be the primary option for drivers looking for non-standard car insurance. They offer coverage for high-risk drivers and specialize in commercial auto insurance as well. The insurance quotes might not be competitive, but a higher complaint index could also be because of the niche of drivers they focus on.
The United Automobile Insurance Company (UAIC) was established in 1989 and is based in Miami Gardens, Florida. The company has branches in Georgia and Texas as well. UAIC is a family-owned insurance company that is one of the largest privately held property and casualty insurance firms in the United States.
Independent agents and an online policy claim and payment system work well. Their exclusivity of policy options for high-risk drivers also makes them popular for those seeking non-standard insurance.
United Automobile Insurance Company also provides commercial auto insurance.
| Type of Contact | Contact |
|---|---|
| Home Office | PO Box 694140
Miami, FL 33269-1140 |
| Customer Service | Florida: (305) 940-7299
Georgia: (770) 209-9710 Texas: (866) 223-0668 |
| Claims Support | (888) 987-8242 |
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Drivers with risk concerns who find it difficult or impossible to get insurance in normal circumstances might consider non-standard auto insurance. Among them include new or young drivers, people who have had credit problems, a lot of losses, or driving violations, people who merely want the bare minimum insurance coverage, and people with atypical license status.
United Automobile Insurance Company is operational in the states of Florida, Texas, and Illinois.
One can get in touch with the company's online claims portal or contact their claims department. Their services are available from 8 a.m. to 5 p.m. for claim updates and 8 a.m. to 6 p.m. for new claims.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
For the best user experience, please download our Way app.
or
Free quotes from 150+ carriers in seconds
