Key Takeaways
Volkswagen Jetta is one of those iconic cars that's been around forever. It started way back in 1979 and has gone through a bunch of upgrades since then. But even after all these years, it's still known as a solid, compact family car that's great for daily use. Because of that, the Volkswagen Jetta car insurance cost is usually on the lower side. But again, there are a few things you need to keep in mind, like which company you go with, your driving history, and a few other factors that affect your Jetta's insurance rates. So, let's dig into it.
The average yearly insurance cost for a Volkswagen Jetta comes to about $1,536. That's based on a 30-year-old driver with a clean driving record. But remember, this isn't a fixed number. It can change depending on things like your age, location, how you drive, and even which Jetta model you have. So, it's always a good idea to check quotes based on your actual details.
Not really. Compared to other cars in the same category, the Jetta is pretty average when it comes to insurance costs. It's not the cheapest one out there, but it's definitely not the most expensive either. Some cars in its segment might come with slightly cheaper insurance, but overall, Jetta auto insurance costs stay within a decent range.
| Vehicle Model | Average Annual Cost |
|---|---|
| Volkswagen Jetta | $1536 |
| Nissan Maxima | $1694 |
| Audi A6 | $1374 |
| Kia Forte | $1364 |
| Volkswagen Passat | $1516 |
| Mazda 3 | $1412 |
| Audi S8 | $1594 |
| Mercedez-Benz 300 | $2594 |
| Cadillac CTS | $1514 |
Things like your age, how long you've been driving, your driving record, and even the Jetta's trim, safety features, and model year can all affect how much you'll pay for insurance. That's why it's important always to check the latest rates. It helps you stay on top of what's accurate. And yeah, don't forget to compare quotes from different insurance companies. That's the easiest way to find a deal that actually works for you.
There are quite a few companies out there that offer cheap Volkswagen Jetta car insurance rates. Vermont Mutual gives the lowest quote at around $1,085 per year, with USAA coming in close at $1,229. On the other hand, Southern Farm Bureau sits on the higher end, with premiums starting at $1,478.
| Insurance Company | Annual Rate |
|---|---|
| Vermont Mutual | $1,085 |
| USAA | $1,229 |
| Nationwide | $1,231 |
| Erie | $1,262 |
| Tennessee Farmers | $1,317 |
| American Family | $1,399 |
| Country | $1,406 |
| State Farm | $1,442 |
| Progressive | $1,452 |
| 21st Century | $1,460 |
| Southern Farm Bureau | $1,478 |
When it comes to cheap insurance for the 2019 Volkswagen Jetta, Cincinnati Insurance offers the lowest rate at around $1,039 per year. Erie and USAA also give pretty decent quotes at $1,101 and $1,112, respectively. Also, companies like Arbella and Southern Farm Bureau charge $1,446 annually.
| Insurance Company | Annual Rate |
|---|---|
| Cincinnati Insurance | $1,039 |
| Erie | $1,101 |
| USAA | $1,112 |
| Auto Owners | $1,285 |
| Country | $1,298 |
| American Family | $1,379 |
| Nationwide | $1,395 |
| Progressive | $1,434 |
| Acuity | $1,436 |
| Southern Farm Bureau | $1,446 |
| Arbella | $1,446 |
For 2018 Volkswagen Jetta auto insurance rates, Erie offers the cheapest quote at just $889 per year, followed closely by USAA at $902. Progressive also offers a fairly affordable rate at $965. Meanwhile, companies like Nationwide and Country charge over $1,290.
| Insurance Company | Annual Rate |
|---|---|
| Erie | $889 |
| USAA | $902 |
| Progressive | $965 |
| Tennessee Farmers | $1,018 |
| Plymouth Rock Insurance | $1,150 |
| Vermont Mutual | $1,154 |
| Acuity | $1,213 |
| State Farm | $1,226 |
| American Family | $1,272 |
| Country | $1,292 |
| Nationwide | $1,304 |
Texas Farm Bureau offers the lowest insurance rate for the 2017 Volkswagen Jetta at just $870 per year. USAA and Erie follow closely with $916 and $917, keeping things budget-friendly. But if you're looking at companies like Nationwide or Mercury, the rates go a bit higher, crossing $1,300 annually.
| Insurance Company | Annual Rate |
|---|---|
| Texas Farm Bureau | $870 |
| USAA | $916 |
| Erie | $917 |
| Progressive | $1,002 |
| Tennessee Farmers | $1,046 |
| Plymouth Rock Insurance | $1,144 |
| Vermont Mutual | $1,231 |
| Acuity | $1,294 |
| State Farm | $1,317 |
| Mercury | $1,330 |
| Nationwide | $1,364 |
Texas Farm Bureau tops the list again with the cheapest Volkswagen Jetta auto insurance cost for the 2016 model at $848 per year. On the higher side, Southern Farm Bureau charges $1,358 annually.
| Insurance Company | Annual Rate |
|---|---|
| Texas Farm Bureau | $848 |
| Vermont Mutual | $942 |
| Erie | $1,046 |
| USAA | $1,140 |
| Nationwide | $1,239 |
| Country | $1,263 |
| American Family | $1,291 |
| Arbella | $1,311 |
| State Farm | $1,318 |
| Progressive | $1,330 |
| Southern Farm Bureau | $1,358 |
Erie offers the lowest 2015 Volkswagen Jetta car insurance cost at just $547 per year. USAA and Progressive also offer solid deals at $580 and $584, respectively. But Plymouth Rock Insurance and Country go past the $1,000 mark.
| Insurance Company | Annual Rate |
|---|---|
| Erie | $547 |
| USAA | $580 |
| Progressive | $584 |
| State Farm | $647 |
| Texas Farm Bureau | $840 |
| American Family | $904 |
| Tennessee Farmers | $942 |
| Vermont Mutual | $990 |
| Nationwide | $1,001 |
| Country | $1,017 |
| Plymouth Rock Insurance | $1,056 |
Erie offers the cheapest insurance rate for the 2014 model Volkswagen Jetta at $490 per year, while Country sits at the top with the highest rate of $886.
| Insurance Company | Annual Rate |
|---|---|
| Erie | $490 |
| Progressive | $498 |
| USAA | $499 |
| State Farm | $519 |
| American Family | $767 |
| Tennessee Farmers | $799 |
| Texas Farm Bureau | $834 |
| Safeco | $838 |
| Vermont Mutual | $842 |
| Nationwide | $885 |
| Country | $886 |
Erie gives the lowest Volkswagen Jetta car insurance quote for the 2012 model at $475, followed closely by USAA. Meanwhile, Nationwide shows up with the highest rate at $905 per year.
| Insurance Company | Annual Rate |
|---|---|
| Erie | $475 |
| USAA | $496 |
| Progressive | $530 |
| State Farm | $530 |
| Texas Farm Bureau | $719 |
| American Family | $788 |
| Vermont Mutual | $808 |
| Tennessee Farmers | $832 |
| Allstate | $863 |
| Acuity | $901 |
| Nationwide | $905 |
Volkswagen Jetta comes with some solid safety features, which really help keep insurance costs low. Below are some of the advanced safety features included in the Jetta:
Volkswagen Jetta has scored impressive ratings in crash tests and other official IIHS evaluations. After testing different types of collisions and safety features, it received an overall "Good" rating. This also plays a role in deciding the insurance costs for the Jetta.
| IIHS Test Category | Rating |
|---|---|
| Small Overlap Front (Driver-Side) | Good (G) |
| Small Overlap Front (Passenger-Side) | Acceptable (A) |
| Moderate Overlap Front | Good (G) |
| Side Crash - Original Test | Good (G) |
| Side Crash - Updated Test | Acceptable (A) |
| Roof Strength | Good (G) |
| Head Restraints & Seats | Good (G) |
| Front Crash Prevention (Vehicle-to-Vehicle) | Superior (S) |
| Child Seat Anchors (LATCH Ease-of-Use) | Acceptable (A) |
Drive Safely: Careless driving can badly affect the Volkswagen Jetta auto insurance cost. So, if you drive safely and keep a clean driving record, it'll help you lower your insurance premiums.
Improve the credit score: A good credit score, which is recommended to be above 700, can help you save up to $250 or more every year.
Follow driving laws: Even something as simple as traffic violations can increase the auto insurance premium for your Jetta.
Ask for relevant discounts: There are several discounts available from insurance companies that they don't usually tell you about, so you'll have to ask. Discounts like loyalty, senior citizens, military veterans, and more can help you bring down your annual premium.
Bundle insurance policies: You can save even more by bundling auto and home insurance policies.
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 140 different insurance providers on our platform, which lets you choose the best policy that may help you lower your Volkswagen Jetta car insurance cost.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
A Volkswagen Jetta typically costs less to insure than other car makes and models.
The typical yearly rate is $1,536 per year.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
For the best user experience, please download our Way app.
or
Free quotes from 150+ carriers in seconds
