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Key Takeaways
- Older Volvo models that aren't leased or financed cost less to fix or replace than current models and hence have lower insurance premiums.
- The Volvo XC70 is the cheapest Volvo model to insure, with an average annual rate of $1,236. The Volvo S90 is the costliest model, at $2,052 per year.
- Texas Farm Bureau offers the cheapest insurance rate for Volvo models, with an annual insurance premium of $791.
Volvo insurance is cheaper than that of other premium car brands. Insurance companies sometimes offer lower premiums for certain Volvo models due to their good safety features and fewer risk factors. At the same time, certain trims of Volvo models usually have higher insurance rates as they are included in the higher-performance category. Let's go through the insurance rates of selected Volvo models and the rates offered by various carriers.
How Much Does It Cost to Insure a Volvo?
Buying Volvo insurance will cost you $1,776 per year for a full coverage policy. Numerous factors affect the Volvo car insurance cost. Factors like a driver's age, location, credit score, and driving record are all considered when determining insurance premiums. In addition, the model and trim level of the Volvo car you own also determines the insurance premium you pay. Volvo car insurance costs are cheaper compared to many other luxury car brands.
| Luxury Car Brands | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| BMW | $143 | $1,716 |
| Volvo | $148 | $1,776 |
| Cadillac | $156 | $1,872 |
| Lincoln | $168 | $2,012 |
| Acura | $169 | $2,023 |
| Infiniti | $179 | $2,151 |
| Lexus | $193 | $2,318 |
| Alfa Romeo | $202 | $2,426 |
| Audi | $205 | $2,462 |
| Mercedes-Benz | $214 | $2,567 |
Volvo Car Insurance by Company
Comparing quotes from different insurers is one method to find the cheapest deal on auto insurance prices. Texas Farm Bureau offers the cheapest Volvo car insurance at $791 per annum. With an average annual premium of $1,133, Nationwide offers the most expensive Volvo insurance rates. The auto insurance rates of the cheapest providers for Volvo models are given below.
| Cheapest Companies | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $66 | $791 |
| Erie | $76 | $911 |
| Progressive | $77 | $923 |
| Vermont Mutual | $83 | $998 |
| Tennessee Farmers | $87 | $1,037 |
| USAA | $88 | $1,051 |
| State Farm | $91 | $1,087 |
| Plymouth Rock Insurance | $92 | $1,100 |
| Acuity | $93 | $1,124 |
| Nationwide | $95 | $1,133 |
Volvo Car Insurance by Model
The Volvo model you choose has a big role in determining the insurance cost you may have to pay, especially when comparing quotes. Being a premium brand, several of the Volvo models have average annual full coverage premium rates that exceed the national average. Certain Volvo models, such as the Volvo XC70 and Volvo C30, are cheaper to insure compared to the rest. However, the Volvo S90 has the highest premium rates, with an annual premium of $2,052.
| Volvo Model | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Volvo XC70 | $103 | $1,236 |
| Volvo C30 | $109 | $1,308 |
| Volvo C70 | $119 | $1,428 |
| Volvo XC60 | $121 | $1,452 |
| Volvo V60 | $127 | $1,524 |
| Volvo XC90 | $132 | $1,584 |
| Volvo S60 | $153 | $1,836 |
| Volvo S90 | $171 | $2,052 |
Volvo XC70 Insurance Rates
The average annual insurance rate for a Volvo XC70 is $1,236, making it the cheapest model to insure among the lot. The cheapest insurer for this model is Erie, with an annual premium of $695. State Farm also offers competitive rates at $702 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $58 | $695 |
| State Farm | $59 | $702 |
| Texas Farm Bureau | $61 | $726 |
| Vermont Mutual | $67 | $803 |
| Tennessee Farmers | $68 | $817 |
| Progressive | $69 | $824 |
| USAA | $70 | $836 |
| Plymouth Rock | $73 | $875 |
| Nationwide | $81 | $977 |
| Acuity | $83 | $1,001 |
Volvo C30 Insurance Rate
On average, it costs around $1,308 per year to insure a Volvo C30. Texas Farm Bureau offers the cheapest average rate for the car model, at $741 per year. Erie is the next best option with an average annual premium of $764.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $62 | $741 |
| Erie | $64 | $764 |
| Vermont Mutual | $68 | $819 |
| USAA | $73 | $876 |
| Acuity | $74 | $890 |
| Tennessee Farmers | $77 | $919 |
| Arbella | $79 | $952 |
| State Farm | $81 | $972 |
| Plymouth Rock Insurance | $82 | $980 |
| Progressive | $83 | $991 |
Volvo C70 Insurance Rate
Volvo C70 insurance costs around $1,428 per year. Erie is the cheapest insurance provider with an annual premium of $749. Texas Farm Bureau also offers competitive rates at $822 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $63 | $749 |
| Texas Farm Bureau | $68 | $822 |
| Vermont Mutual | $71 | $847 |
| USAA | $75 | $904 |
| Plymouth Rock Insurance | $85 | $1,016 |
| Tennessee Farmers | $86 | $1,033 |
| Acuity | $86 | $1,038 |
| Country | $93 | $1,117 |
| American Family | $95 | $1,144 |
| Amica | $98 | $1,181 |
Volvo XC60 Insurance Rate
A Volvo XC60 insurance costs you $1,452 on average, per year. Texas Farm Bureau offers the cheapest rates at $695 per annum. Acuity has the most expensive premium rates, starting at $1,038 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $58 | $695 |
| Progressive | $65 | $781 |
| Erie | $70 | $842 |
| Vermont Mutual | $70 | $845 |
| Tennessee Farmers | $77 | $920 |
| USAA | $79 | $952 |
| State Farm | $81 | $973 |
| Country | $86 | $1,030 |
| Nationwide | $86 | $1,035 |
| Acuity | $86 | $1,038 |
Volvo V60 Insurance Rate
You can expect to pay around $1,524 per year to insure a Volvo V60 on average. However, Texas Farm Bureau offers the cheapest deal with an annual insurance cost of $958.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $80 | $958 |
| Erie | $85 | $1,018 |
| USAA | $104 | $1,244 |
| Vermont Mutual | $92 | $1,099 |
| Progressive | $91 | $1,096 |
| State Farm | $93 | $1,116 |
| Tennessee Farmers | $94 | $1,130 |
| Plymouth Rock Insurance | $94 | $1,134 |
| Nationwide | $97 | $1,161 |
Volvo XC90 Insurance Rate
Progressive offers the cheapest insurance premium for a Volvo XC90 with an average annual premium of $922. Otherwise, you may have to pay around $1,584 per year to insure the model. Vermont Mutual also offers competitive rates at just $936 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Progressive | $77 | $922 |
| Vermont Mutual | $78 | $936 |
| Erie | $78 | $941 |
| Tennessee Farmers | $81 | $972 |
| USAA | $85 | $1,022 |
| Arbella | $91 | $1,090 |
| Nationwide | $94 | $1,124 |
| American Family | $95 | $1,140 |
| Country | $99 | $1,194 |
Volvo S60 Insurance Rate
Generally, it costs around $1,836 per year to insure the Volvo S60. The best rates are available from Texas Farm Bureau, with premiums starting at just $806 per year. Providers like Erie and Vermont Mutual also offer affordable rates at $953 and $1,011 per year, respectively.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $67 | $806 |
| Erie | $79 | $953 |
| Vermont Mutual | $84 | $1,011 |
| State Farm | $88 | $1,055 |
| USAA | $90 | $1,074 |
| Nationwide | $94 | $1,123 |
| Tennessee Farmers | $95 | $1,139 |
| Country | $103 | $1,231 |
| American Family | $104 | $1,248 |
| Arbella | $104 | $1,242 |
Volvo S90 Insurance Rate
Volvo S90 car insurance cost generally falls around $2,052 per year on average. However, Mercury offers the cheapest premium rates at just $1,312 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Mercury | $109 | $1,312 |
| Erie | $111 | $1,329 |
| Tennessee Farmers | $114 | $1,364 |
| Nationwide | $115 | $1,379 |
| USAA | $125 | $1,498 |
| Plymouth Rock Insurance | $125 | $1,496 |
| American Family | $127 | $1,528 |
| Acuity | $138 | $1,654 |
| Vermont Mutual | $136 | $1,627 |
| State Farm | $142 | $1,706 |
How Do I Find the Best Volvo Car Insurance Rates?
- You should always research the market and analyze the insurance trends before purchasing your Volvo insurance. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can apply individually or make use of an insurance platform like Way.com.
- The best approach for finding the right policy is to analyze all of your options. Only choose a provider who offers a balance of low rates and comprehensive coverage. Ask for available discounts like multi-policy, good student, loyalty, and senior citizen that can lower your insurance costs.
- In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best, so consider spending a little bit more to get comprehensive coverage. You can also save more on your Volvo insurance costs by bundling your home and car insurance policies.
How to Get Volvo Car Insurance with Way.com
It is really easy to get car insurance quotes with Way.com. All you need to do is download the Way app or log on to our website. On our platform, you can compare offers from more than 140 different insurance providers. This will help you select the most suitable option to reduce your Volvo car insurance costs.
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
Frequently Asked Questions
Are Volvo models expensive to insure?
Volvo car insurance generally costs $1,776 per year for a full coverage policy. However, your premiums may vary depending on the model, the insurance company you select, and additional factors like your driving record and where you live.
Which is the most expensive Volvo model to insure?
With an average annual premium of $2,052, the S90 is the most expensive Volvo model to insure.
Are Volvo SUVs more expensive to insure than Volvo sedans?
Yes, many of the Volvo SUVs cost more to insure than Volvo Sedans due to their larger size and high repair and maintenance costs.
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