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How Much Does Volvo Car Insurance Cost?

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Key Takeaways:

  • For a Volvo vehicle, the average annual cost of insurance coverage is $1,553.
  • Depending on the area, car owners may encounter many risks, including crashes, auto theft, and natural disasters, which can increase insurance costs.
  • Throughout the history of the automobile, no other manufacturer has ever taken passenger protection as seriously as Volvo has.

How much is Volvo insurance?

The average annual cost of car insurance coverage for a Volvo vehicle is $1,553. 

What impacts the cost of Volvo insurance?

Driving Record

Your driving record will significantly impact your auto insurance premiums in addition to the type and model of your car.

The explanation is rather simple: cautious drivers typically pay lower annual premiums because they pose less danger to insurance providers.

A poor driving history won't keep you from acquiring insurance, but it can raise costs. Volvo owners convicted of DUI may have to pay $2,436 more per year for auto insurance, while even one speeding ticket can increase your annual rate by an average of $1,541.

The table below illustrates how the price of your Volvo insurance can change depending on your driving history.

Age Driving Infraction Average Annual Premium
Age 20 Clean Record $1822
One Speeding Ticket $1112
Speed+ Accidents $1114
Age 30 Clean Record $1527
One Speeding Ticket $1800
Speed+ Accidents $1824
Age 40 Clean Record $1580
One Speeding Ticket $1764
Speed+ Accidents $1466
Age 50 Clean Record $1454
One Speeding Ticket $1470
Speed+ Accidents $1788
Age 60 Clean Record $1437
One Speeding Ticket $1282
Speed+ Accidents $1082

Driver location

Your location is another factor affecting how much your auto insurance will cost. Car owners may face various dangers depending on the location, including collisions, auto theft, and natural catastrophes, all of which can raise the cost of insurance.

Want to see how your state's typical auto insurance rates stack up against those in other states? Look at the following table:

City Average Annual Premium
Atlanta $2,426
Baltimore $3,185
Charlotte $2,288
Columbus $2,541
Dallas $2,053
Dravosburg $1,932
Houston $1768
Philadelphia $2,868
Portland $2,088
Rome $3,108

Ways to save on Volvo insurance:

  • Don't compromise on the liability coverage for Volvo.
  • Once you've paid off your Volvo, relocate to a place with better weather and stop paying for additional insurance.
  • Pay your bills on time, especially your Volvo insurance.
  • Get hitched to receive a discount.

INSURANCE AGENT EXPERTS

Wilson Mathew Nechikat

Wilson Mathew Nechikat

Principal

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Anthony Luu

Anthony Luu

Sr. Director of Insurance Operations

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Ezra Peterson

Ezra Peterson

Sr. Director of Insurance

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Danny Herrera

Danny Herrera

Head of Commercial Insurance

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Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

FAQs

Is Volvo expensive to insure?

The average annual premium on a Volvo is $1399, which is comparatively lesser than other cars.

Is Volvo the safest car ever?

No other automaker in the world has ever taken the security of its passengers as seriously as Volvo has throughout the history of the car. The company has adhered to this principle for many years. Volvo cars got safer over time as a result of technological advancements. 

Do Volvos last longer?

In terms of longevity, Volvo is one of the best brands. Among the abovementioned elements, routine maintenance and driving techniques might significantly impact. 


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