Finding the best motorbike insurance provider requires weighing the budget and trustworthy coverage. The most affordable motorcycle insurance in Michigan comes from Progressive and costs $714 a year, according to research that involved gathering hundreds of quotations from various insurance providers around Michigan.
If you have motorcycle insurance, your two-wheeled vehicle or third parties may be damaged due to an accident or a natural disaster. The majority of states mandate that motorcycle owners maintain liability insurance.
In Michigan, the following coverage tiers have been chosen:
| Insurer | Average Annual Premium |
|---|---|
| Progressive | $702 |
| Dairyland | $962 |
| Allstate | $1129 |
In Michigan, you can choose the following coverage tiers:
To legally ride a motorbike on Michigan roads, you need a valid driver's license with a motorcycle endorsement (CY). We recommend you can obtain a license in two ways. 1. Finish a motorcycle safety course that gets approval. 2. Read through the Michigan Motorcycle Operator Manual.
A person who rides without an endorsement commits a misdemeanor and faces the following penalties: For a first offense, the penalty can be up to $500 in fines, jail time, or both. If it's a second offense, there may be a $1,000 fine, up to a year in jail, or both.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Anyone riding a motorbike in Michigan is required to have liability insurance from a certified insurer. The no-fault benefits you must obtain to drive a car are not the same as motorcycle insurance.
Progressive offers the cheapest motorcycle insurance in Michigan.
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