Cheapest Car Insurance Quotes in Greens Farms

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Greens Farms Car Insurance

^$ 60

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Greens Farms

The car insurance rate in Greens Farms is $1617 for a six-month policy, which is $186 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $826, making it a popular choice for budget-conscious drivers. Rates in Greens Farms can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Greens Farms

$1617

Avg. Car Insurance in Connecticut

$1431

National Average

$1278

Cheapest Car Insurance Companies in Greens Farms

1st place: Kemper

At $826 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $852 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $1000 for six months, making it the third cheapest auto insurance company in Greens Farms.

Greens Farms Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Greens Farms, CT is Kemper, offering policies at just $826 for a six-month term. This is followed by Travelers, which has an average six-month premium of $852.

At the higher end of the spectrum, Hanover is the most expensive, with rates reaching $3792 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Greens Farms drivers find the best deals.

Cheap Car Insurance Companies in Greens Farms, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$826	$139
Travelers	$852	$145
USAA	$1000	$168
Amica Mutual	$1114	$188
State Farm	$1336	$225
Progressive	$1484	$250
Allstate	$1605	$270
Nationwide	$1658	$279
Amica	$1765	$294
Farmers	$2363	$402
Hanover	$3792	$638

Key Takeaways

Way's key takeaways about car insurance in Greens Farms

The auto insurance costs in Greens Farms fall around $826 for six months.
The cheapest auto insurance company in Greens Farms is USAA.
Teen drivers pay the highest rate in Greens Farms at $1592 per month.

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Cheapest Minimum Liability Car Insurance in Greens Farms

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Greens Farms are given below.

USAA provides the cheapest minimum car insurance coverage in Greens Farms. Their Average 6 Month Premium is $349. Farmers is the most expensive at $1094 for the same period.

Cheapest Liability Coverage in Greens Farms, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$349	$60
Kemper	$370	$62
Amica Mutual	$497	$84
Amica	$504	$84
Progressive	$523	$88
State Farm	$550	$93
Nationwide	$617	$104
Allstate	$719	$121
Hanover	$1429	$243
Travelers	$315	$53
Farmers	$1094	$186

Cheapest Full Coverage Car Insurance in Greens Farms

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Greens Farms is Kemper at $139 per month and $826 for six months.

Cheapest Full Coverage Car Insurance Quotes in Greens Farms, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$826	$139
Travelers	$852	$145
USAA	$1000	$168
Amica Mutual	$1114	$188
State Farm	$1336	$225
Progressive	$1484	$250
Allstate	$1605	$270
Nationwide	$1658	$279
Amica	$1765	$294
Farmers	$2363	$402
Hanover	$3792	$638

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Average Car Insurance in Greens Farms by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Greens Farms, CT increasing?

Despite maintaining a clean driving record, your car insurance rates in Greens Farms, Connecticut, may be increasing due to several external factors. Connecticut has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Greens Farms's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Greens Farms

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Greens Farms,CT

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Greens Farms at $70 per month. At $9363 for a six-month premium, Travelers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$416	$70
Amica Mutual	$516	$86
USAA	$1416	$238
Amica	$2504	$421
Allstate	$2772	$467
State Farm	$2966	$499
Progressive	$4196	$706
Nationwide	$5792	$975
Hanover	$8854	$1505
Farmers	$8961	$1494
Travelers	$9363	$1592

Teen Car Insurance Rates in CT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Greens Farms, Kemper is the cheapest car insurance provider. At $477 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Greens Farms is Amica, offering rates of around $5551 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$477	$79
Amica Mutual	$872	$148
USAA	$1664	$278
Travelers	$1685	$287
Progressive	$1993	$336
Allstate	$2175	$366
Nationwide	$2283	$384
State Farm	$3873	$652
Farmers	$4758	$793
Amica	$5551	$944

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Car Insurance Rates with An Accident in Greens Farms

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Greens Farms, CT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Greens Farms

The cheapest car insurance companies after an at-fault accident in Greens Farms include Amica Mutual and Kemper, offering $584 and $611, respectively. Hanover is an expensive provider with an average six-month premium of $6772.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$584	$97
Kemper	$611	$103
State Farm	$953	$160
Travelers	$953	$162
USAA	$966	$163
Amica	$1712	$288
Progressive	$2034	$342
Nationwide	$2591	$436
Allstate	$4873	$812
Farmers	$5404	$919
Hanover	$6772	$1129

Greens Farms Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Greens Farms CT. For example, the car insurance in Greens Farms after a DUI increases to $2141 for a six month policy. While the rate increases by $281 for a six-month policy in the case of a speeding ticket.

Greens Farms auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1370	$228
One Med/PIP claim	$1370	$233
Not-at-fault accident	$1416	$236
Two Med/PIP claims	$1423	$242
One comp claim	$1443	$241
Two comp claims	$1530	$260
Driving without lights	$1591	$266
Failure to wear a seat belt	$1611	$273
Child safety restraint	$1631	$272
Failure to show documents	$1637	$278
Speeding 6 - 10 MPH over limit	$1651	$276
Driving with expired registration	$1658	$281
Speeding 11 - 15 MPH over limit	$1658	$277
Speeding 16 - 20 MPH over limit	$1658	$281
Cell phone violation	$1664	$278
Texting while driving	$1664	$283
Driving too slowly	$1671	$279
Failure to stop at a red light	$1671	$284
Failure to yield	$1671	$279
Following too closely	$1671	$284
Illegal turn	$1671	$279
Improper passing	$1678	$286
Wrong way/wrong lane	$1678	$280
Speeding in school zone	$1685	$287
Speeding 21 - 25 MPH over limit	$1705	$284
At-fault accident - less than $1000	$1726	$294
In 65 MPH zone	$1792	$298
Operating a vehicle without permission	$1852	$315
Open container	$1954	$325
At-fault accident - $1000-$2000	$2141	$364
At-fault accident - greater than $2000	$2141	$357
Passing school bus	$2504	$426
Reckless driving	$3296	$549
Racing	$3397	$577
Driving with a suspended license	$3423	$571
Refusal to submit to a chemical test	$3450	$586
DUI	$3511	$585
Leaving scene of an accident/hit and run	$3571	$607

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Greens Farms after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Greens Farms.

The cheapest car insurance premiums in Greens Farms are offered by Kemper at $745 for a six-month policy. However, it can be as expensive as $19888 with companies like Hanover.

Greens Farms car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$745	$125
Progressive	$1423	$240
USAA	$1429	$241
Travelers	$1470	$245
Allstate	$1826	$307
State Farm	$1859	$313
Amica Mutual	$3080	$519
Nationwide	$3430	$577
Farmers	$5658	$962
Amica	$6196	$1033
Hanover	$19888	$3382

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Greens Farms are offered by Kemper at $470. However, it can be as expensive as $5397 with companies like Hanover for a similar six-month premium.

Cheapest Car Insurance in Greens Farms after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$470	$78
Amica Mutual	$571	$97
State Farm	$1155	$194
Travelers	$1155	$197
USAA	$1155	$192
Allstate	$1309	$220
Nationwide	$1631	$275
Progressive	$1758	$296
Amica	$2048	$341
Farmers	$3020	$514
Hanover	$5397	$899

Car Insurance Price Trends in Greens Farms, Connecticut

Car insurance rates in Greens Farms have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Greens Farms rose by $373 in January compared to $269 of December. In other words, there has been an increase by $104 when you compare January and December.

The average cost of liability insurance in the Greens Farms dipped to $92 in January, compared to $97 in December. This represents an decrease of $5 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Greens Farms?

The car insurance in Greens Farms is $60 per month, which is lower than the national average.

What is the cheapest car insurance in Greens Farms?

The cheapest car insurance in Greens Farms is $139 per month for full coverage.

How much is car insurance in Greens Farms for teenagers?

Car insurance for teenagers costs $416 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Greens Farms?

The average cost of car insurance is $1431 for a six-month policy. It will cost around $272 per month to insure your car in Greens Farms.

Is car insurance expensive in Greens Farms?

Car insurance can be expensive in Greens Farms if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Greens Farms can be affordable.

What is the best car insurance in Greens Farms, CT?

The best car insurance company in Greens Farms CT is Kemper, offering $826 for a six-month policy.