Cheapest Car Insurance Quotes in Hawleyville

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Hawleyville Car Insurance

^$ 64

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Hawleyville

The car insurance rate in Hawleyville is $1717 for a six-month policy, which is $286 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $877, making it a popular choice for budget-conscious drivers. Rates in Hawleyville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Hawleyville

$1717

Avg. Car Insurance in Connecticut

$1431

National Average

$1278

Cheapest Car Insurance Companies in Hawleyville

1st place: Kemper

At $877 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $905 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $1062 for six months, making it the third cheapest auto insurance company in Hawleyville.

Hawleyville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Hawleyville, CT is Kemper, offering policies at just $877 for a six-month term. This is followed by Travelers, which has an average six-month premium of $905.

At the higher end of the spectrum, Hanover is the most expensive, with rates reaching $4027 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hawleyville drivers find the best deals.

Cheap Car Insurance Companies in Hawleyville, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$877	$148
Travelers	$905	$154
USAA	$1062	$179
Amica Mutual	$1183	$199
State Farm	$1418	$239
Progressive	$1576	$265
Allstate	$1704	$287
Nationwide	$1760	$296
Amica	$1874	$312
Farmers	$2509	$427
Hanover	$4027	$678

Key Takeaways

Way's key takeaways about car insurance in Hawleyville

The auto insurance costs in Hawleyville fall around $877 for six months.
The cheapest auto insurance company in Hawleyville is USAA.
Teen drivers pay the highest rate in Hawleyville at $1691 per month.

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Cheapest Minimum Liability Car Insurance in Hawleyville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hawleyville are given below.

USAA provides the cheapest minimum car insurance coverage in Hawleyville. Their Average 6 Month Premium is $371. Farmers is the most expensive at $1162 for the same period.

Cheapest Liability Coverage in Hawleyville, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$371	$64
Kemper	$392	$66
Amica Mutual	$528	$89
Amica	$535	$89
Progressive	$556	$94
State Farm	$584	$98
Nationwide	$655	$110
Allstate	$763	$128
Hanover	$1518	$258
Travelers	$335	$56
Farmers	$1162	$198

Cheapest Full Coverage Car Insurance in Hawleyville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hawleyville is Kemper at $148 per month and $877 for six months.

Cheapest Full Coverage Car Insurance Quotes in Hawleyville, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$877	$148
Travelers	$905	$154
USAA	$1062	$179
Amica Mutual	$1183	$199
State Farm	$1418	$239
Progressive	$1576	$265
Allstate	$1704	$287
Nationwide	$1760	$296
Amica	$1874	$312
Farmers	$2509	$427
Hanover	$4027	$678

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Average Car Insurance in Hawleyville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Hawleyville, CT increasing?

Despite maintaining a clean driving record, your car insurance rates in Hawleyville, Connecticut, may be increasing due to several external factors. Connecticut has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Hawleyville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Hawleyville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Hawleyville,CT

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Hawleyville at $74 per month. At $9943 for a six-month premium, Travelers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$442	$74
Amica Mutual	$548	$91
USAA	$1504	$253
Amica	$2659	$448
Allstate	$2944	$496
State Farm	$3150	$530
Progressive	$4456	$750
Nationwide	$6151	$1036
Hanover	$9402	$1598
Farmers	$9516	$1586
Travelers	$9943	$1691

Teen Car Insurance Rates in CT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Hawleyville, Kemper is the cheapest car insurance provider. At $506 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Hawleyville is Amica, offering rates of around $5894 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$506	$84
Amica Mutual	$926	$157
USAA	$1768	$295
Travelers	$1789	$305
Progressive	$2117	$356
Allstate	$2310	$389
Nationwide	$2424	$408
State Farm	$4112	$692
Farmers	$5053	$842
Amica	$5894	$1002

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Car Insurance Rates with An Accident in Hawleyville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Hawleyville, CT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Hawleyville

The cheapest car insurance companies after an at-fault accident in Hawleyville include Amica Mutual and Kemper, offering $620 and $649, respectively. Hanover is an expensive provider with an average six-month premium of $7192.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$620	$103
Kemper	$649	$109
State Farm	$1012	$170
Travelers	$1012	$172
USAA	$1026	$173
Amica	$1818	$306
Progressive	$2160	$364
Nationwide	$2752	$463
Allstate	$5174	$863
Farmers	$5738	$976
Hanover	$7192	$1199

Hawleyville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hawleyville CT. For example, the car insurance in Hawleyville after a DUI increases to $2274 for a six month policy. While the rate increases by $299 for a six-month policy in the case of a speeding ticket.

Hawleyville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1454	$242
One Med/PIP claim	$1454	$247
Not-at-fault accident	$1504	$251
Two Med/PIP claims	$1511	$257
One comp claim	$1532	$256
Two comp claims	$1625	$276
Driving without lights	$1690	$282
Failure to wear a seat belt	$1711	$290
Child safety restraint	$1732	$289
Failure to show documents	$1739	$295
Speeding 6 - 10 MPH over limit	$1753	$293
Driving with expired registration	$1760	$299
Speeding 11 - 15 MPH over limit	$1760	$294
Speeding 16 - 20 MPH over limit	$1760	$299
Cell phone violation	$1768	$295
Texting while driving	$1768	$300
Driving too slowly	$1775	$296
Failure to stop at a red light	$1775	$301
Failure to yield	$1775	$296
Following too closely	$1775	$301
Illegal turn	$1775	$296
Improper passing	$1782	$304
Wrong way/wrong lane	$1782	$298
Speeding in school zone	$1789	$305
Speeding 21 - 25 MPH over limit	$1811	$301
At-fault accident - less than $1000	$1832	$312
In 65 MPH zone	$1903	$317
Operating a vehicle without permission	$1967	$335
Open container	$2075	$346
At-fault accident - $1000-$2000	$2274	$386
At-fault accident - greater than $2000	$2274	$379
Passing school bus	$2659	$452
Reckless driving	$3500	$583
Racing	$3607	$613
Driving with a suspended license	$3635	$606
Refusal to submit to a chemical test	$3664	$623
DUI	$3728	$622
Leaving scene of an accident/hit and run	$3792	$644

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Hawleyville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Hawleyville.

The cheapest car insurance premiums in Hawleyville are offered by Kemper at $791 for a six-month policy. However, it can be as expensive as $21120 with companies like Hanover.

Hawleyville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$791	$133
Progressive	$1511	$254
USAA	$1518	$256
Travelers	$1561	$260
Allstate	$1939	$326
State Farm	$1974	$332
Amica Mutual	$3271	$551
Nationwide	$3642	$613
Farmers	$6008	$1021
Amica	$6580	$1097
Hanover	$21120	$3592

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Hawleyville are offered by Kemper at $499. However, it can be as expensive as $5731 with companies like Hanover for a similar six-month premium.

Cheapest Car Insurance in Hawleyville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$499	$83
Amica Mutual	$606	$103
State Farm	$1226	$206
Travelers	$1226	$209
USAA	$1226	$204
Allstate	$1390	$234
Nationwide	$1732	$292
Progressive	$1867	$314
Amica	$2174	$362
Farmers	$3208	$546
Hanover	$5731	$955

Car Insurance Price Trends in Hawleyville, Connecticut

Car insurance rates in Hawleyville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Hawleyville rose by $396 in January compared to $286 of December. In other words, there has been an increase by $110 when you compare January and December.

The average cost of liability insurance in the Hawleyville dipped to $97 in January, compared to $103 in December. This represents an decrease of $6 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Hawleyville?

The car insurance in Hawleyville is $64 per month, which is lower than the national average.

What is the cheapest car insurance in Hawleyville?

The cheapest car insurance in Hawleyville is $148 per month for full coverage.

How much is car insurance in Hawleyville for teenagers?

Car insurance for teenagers costs $442 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Hawleyville?

The average cost of car insurance is $1431 for a six-month policy. It will cost around $289 per month to insure your car in Hawleyville.

Is car insurance expensive in Hawleyville?

Car insurance can be expensive in Hawleyville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Hawleyville can be affordable.

What is the best car insurance in Hawleyville, CT?

The best car insurance company in Hawleyville CT is Kemper, offering $877 for a six-month policy.