Cheapest Car Insurance Quotes in Bridgeport

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Bridgeport Car Insurance

^$ 66

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Bridgeport

The car insurance rate in Bridgeport is $1719 for a six-month policy, which is $500 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $829, making it a popular choice for budget-conscious drivers. Rates in Bridgeport can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Bridgeport

$1719

Avg. Car Insurance in Connecticut

$1219

National Average

$1140

Cheapest Car Insurance Companies in Bridgeport

1st place: Travelers

At $829 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: Kemper

Kemper offers auto insurance rates at $1031 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $1197 for six months, making it the third cheapest auto insurance company in Bridgeport.

Bridgeport Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Bridgeport, CT is Travelers, offering policies at just $829 for a six-month term. This is followed by Kemper, which has an average six-month premium of $1031.

At the higher end of the spectrum, Hanover is the most expensive, with rates reaching $4079 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bridgeport drivers find the best deals.

Cheap Car Insurance Companies in Bridgeport, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$829	$141
Kemper	$1031	$173
USAA	$1197	$202
State Farm	$1348	$227
Amica Mutual	$1390	$234
Progressive	$1541	$259
Nationwide	$1600	$269
Amica	$1809	$302
Allstate	$1968	$331
Farmers	$2119	$353
Hanover	$4079	$694

Key Takeaways

Way's key takeaways about car insurance in Bridgeport

The auto insurance costs in Bridgeport fall around $829 for six months.
The cheapest auto insurance company in Bridgeport is Travelers.
Teen drivers pay the highest rate in Bridgeport at $1550 per month.

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Cheapest Minimum Liability Car Insurance in Bridgeport

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bridgeport are given below.

Travelers provides the cheapest minimum car insurance coverage in Bridgeport. Their Average 6 Month Premium is $393. Hanover is the most expensive at $1784 for the same period.

Cheapest Liability Coverage in Bridgeport, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$393	$66
Kemper	$461	$78
USAA	$461	$78
Amica Mutual	$620	$104
State Farm	$653	$110
Amica	$712	$120
Nationwide	$770	$130
Progressive	$770	$130
Allstate	$980	$165
Farmers	$1365	$233
Hanover	$1784	$298

Cheapest Full Coverage Car Insurance in Bridgeport

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bridgeport is Travelers at $141 per month and $829 for six months.

Cheapest Full Coverage Car Insurance Quotes in Bridgeport, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$829	$141
Kemper	$1031	$173
USAA	$1197	$202
State Farm	$1348	$227
Amica Mutual	$1390	$234
Progressive	$1541	$259
Nationwide	$1600	$269
Amica	$1809	$302
Allstate	$1968	$331
Farmers	$2119	$353
Hanover	$4079	$694

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Average Car Insurance in Bridgeport by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Bridgeport, CT increasing?

Despite maintaining a clean driving record, your car insurance rates in Bridgeport, Connecticut, may be increasing due to several external factors. Connecticut has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Bridgeport's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Bridgeport

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Bridgeport,CT

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Bridgeport at $87 per month. At $9296 for a six-month premium, Travelers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$519	$87
Amica Mutual	$644	$107
Nationwide	$695	$118
USAA	$1641	$276
State Farm	$2128	$358
Amica	$2604	$439
Allstate	$3342	$563
Progressive	$4657	$784
Farmers	$8167	$1389
Travelers	$9296	$1550

Teen Car Insurance Rates in CT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Bridgeport, Kemper is the cheapest car insurance provider. At $595 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Bridgeport is Amica, offering rates of around $5661 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$595	$102
Nationwide	$787	$131
Amica Mutual	$1089	$185
Travelers	$1624	$271
Progressive	$1826	$307
USAA	$1901	$317
Allstate	$2596	$437
State Farm	$2823	$475
Farmers	$4247	$722
Amica	$5661	$943

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Car Insurance Rates with An Accident in Bridgeport

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bridgeport, CT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Bridgeport

The cheapest car insurance companies after an at-fault accident in Bridgeport include Amica Mutual and Kemper, offering $729 and $763, respectively. Farmers is an expensive provider with an average six-month premium of $4817.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$729	$121
Kemper	$763	$128
State Farm	$871	$147
Nationwide	$912	$155
Travelers	$929	$155
USAA	$1131	$190
Progressive	$1801	$303
Amica	$1826	$307
Allstate	$4439	$740
Farmers	$4817	$819

Bridgeport Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bridgeport CT. For example, the car insurance in Bridgeport after a DUI increases to $2672 for a six month policy. While the rate increases by $351 for a six-month policy in the case of a speeding ticket.

Bridgeport auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1709	$285
One Med/PIP claim	$1709	$290
Not-at-fault accident	$1767	$295
Two Med/PIP claims	$1775	$302
One comp claim	$1801	$300
Two comp claims	$1909	$324
Driving without lights	$1985	$331
Failure to wear a seat belt	$2011	$341
Child safety restraint	$2035	$340
Failure to show documents	$2043	$347
Speeding 6 - 10 MPH over limit	$2060	$344
Driving with expired registration	$2068	$351
Speeding 11 - 15 MPH over limit	$2068	$345
Speeding 16 - 20 MPH over limit	$2068	$351
Cell phone violation	$2077	$347
Texting while driving	$2077	$353
Driving too slowly	$2085	$348
Failure to stop at a red light	$2085	$354
Failure to yield	$2085	$348
Following too closely	$2085	$354
Illegal turn	$2085	$348
Improper passing	$2094	$357
Wrong way/wrong lane	$2094	$350
Speeding in school zone	$2102	$358
Speeding 21 - 25 MPH over limit	$2128	$354
At-fault accident - less than $1000	$2153	$367
In 65 MPH zone	$2236	$372
Operating a vehicle without permission	$2311	$393
Open container	$2438	$406
At-fault accident - $1000-$2000	$2672	$454
At-fault accident - greater than $2000	$2672	$446
Passing school bus	$3125	$532
Reckless driving	$4113	$685
Racing	$4238	$721
Driving with a suspended license	$4271	$712
Refusal to submit to a chemical test	$4305	$732
DUI	$4381	$730
Leaving scene of an accident/hit and run	$4456	$757

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Bridgeport after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bridgeport.

The cheapest car insurance premiums in Bridgeport are offered by Kemper at $929 for a six-month policy. However, it can be as expensive as $24816 with companies like Hanover.

Bridgeport car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$929	$157
Travelers	$1433	$244
Progressive	$1507	$254
USAA	$1675	$282
State Farm	$1885	$317
Allstate	$2236	$376
Nationwide	$2621	$441
Amica Mutual	$3844	$647
Farmers	$5117	$853
Amica	$6282	$1069
Hanover	$24816	$4136

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bridgeport are offered by Nationwide at $578. However, it can be as expensive as $2706 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Bridgeport after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$578	$99
Kemper	$587	$97
Amica Mutual	$712	$121
State Farm	$912	$154
Travelers	$1114	$189
USAA	$1324	$220
Allstate	$1575	$265
Progressive	$1616	$272
Amica	$2094	$357
Farmers	$2706	$451

Car Insurance Price Trends in Bridgeport, Connecticut

Car insurance rates in Bridgeport have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Bridgeport rose by $336 in December compared to $330 of November. In other words, there has been an increase by $6 when you compare December and November.

The average cost of liability insurance in the Bridgeport rose to $121 in December, compared to $117 in November. This represents an increase of $4 when comparing December and November.

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Average Car Insurance Cost in Bridgeport by ZIP Code

The crime rate, the number of accidents, and the probability of natural calamities all determine the car insurance rates in different neighborhoods in the Bridgeport. At $1873 for a six-month policy, insuring your car at 6608 is the cheapest in the city.

Zip Code	Average 6 Mo. Premium	Avg. Monthly Premium
6608	$1873	$315
6610	$1976	$332
6605	$1993	$335
6604	$2028	$341
6607	$1821	$306
6606	$2268	$381

Frequently Asked Questions

How much is car insurance in Bridgeport?

The car insurance in Bridgeport is $66 per month, which is lower than the national average.

What is the cheapest car insurance in Bridgeport?

The cheapest car insurance in Bridgeport is $141 per month for full coverage.

How much is car insurance in Bridgeport for teenagers?

Car insurance for teenagers costs $519 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Bridgeport?

The average cost of car insurance is $1219 for a six-month policy. It will cost around $289 per month to insure your car in Bridgeport.

Is car insurance expensive in Bridgeport?

Car insurance can be expensive in Bridgeport if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bridgeport can be affordable.

What is the best car insurance in Bridgeport, CT?

The best car insurance company in Bridgeport CT is Travelers, offering $829 for a six-month policy.