Cheapest Car Insurance Quotes in Bridgeport

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Bridgeport Car Insurance

^$ 75

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Bridgeport

The car insurance rate in Bridgeport is $2018 for a six-month policy, which is $587 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1031, making it a popular choice for budget-conscious drivers. Rates in Bridgeport can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Bridgeport

$2018

Avg. Car Insurance in Connecticut

$1431

National Average

$1278

Cheapest Car Insurance Companies in Bridgeport

1st place: Kemper

At $1031 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $1063 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $1248 for six months, making it the third cheapest auto insurance company in Bridgeport.

Bridgeport Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Bridgeport, CT is Kemper, offering policies at just $1031 for a six-month term. This is followed by Travelers, which has an average six-month premium of $1063.

At the higher end of the spectrum, Hanover is the most expensive, with rates reaching $4732 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bridgeport drivers find the best deals.

Cheap Car Insurance Companies in Bridgeport, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$1031	$173
Travelers	$1063	$180
USAA	$1248	$210
Amica Mutual	$1390	$234
State Farm	$1667	$281
Progressive	$1851	$312
Allstate	$2002	$337
Nationwide	$2068	$348
Amica	$2202	$367
Farmers	$2948	$502
Hanover	$4732	$797

Key Takeaways

Way's key takeaways about car insurance in Bridgeport

The auto insurance costs in Bridgeport fall around $1031 for six months.
The cheapest auto insurance company in Bridgeport is USAA.
Teen drivers pay the highest rate in Bridgeport at $1987 per month.

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Cheapest Minimum Liability Car Insurance in Bridgeport

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bridgeport are given below.

USAA provides the cheapest minimum car insurance coverage in Bridgeport. Their Average 6 Month Premium is $436. Farmers is the most expensive at $1365 for the same period.

Cheapest Liability Coverage in Bridgeport, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$436	$75
Kemper	$461	$78
Amica Mutual	$620	$104
Amica	$629	$104
Progressive	$653	$110
State Farm	$687	$116
Nationwide	$770	$130
Allstate	$897	$151
Hanover	$1784	$303
Travelers	$393	$66
Farmers	$1365	$233

Cheapest Full Coverage Car Insurance in Bridgeport

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bridgeport is Kemper at $173 per month and $1031 for six months.

Cheapest Full Coverage Car Insurance Quotes in Bridgeport, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$1031	$173
Travelers	$1063	$180
USAA	$1248	$210
Amica Mutual	$1390	$234
State Farm	$1667	$281
Progressive	$1851	$312
Allstate	$2002	$337
Nationwide	$2068	$348
Amica	$2202	$367
Farmers	$2948	$502
Hanover	$4732	$797

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Average Car Insurance in Bridgeport by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Bridgeport, CT increasing?

Despite maintaining a clean driving record, your car insurance rates in Bridgeport, Connecticut, may be increasing due to several external factors. Connecticut has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Bridgeport's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Bridgeport

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Bridgeport,CT

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Bridgeport at $87 per month. At $11683 for a six-month premium, Travelers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$519	$87
Amica Mutual	$644	$107
USAA	$1767	$298
Amica	$3125	$526
Allstate	$3459	$582
State Farm	$3701	$623
Progressive	$5235	$881
Nationwide	$7228	$1217
Hanover	$11047	$1878
Farmers	$11181	$1864
Travelers	$11683	$1987

Teen Car Insurance Rates in CT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Bridgeport, Kemper is the cheapest car insurance provider. At $595 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Bridgeport is Amica, offering rates of around $6926 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$595	$99
Amica Mutual	$1089	$185
USAA	$2077	$347
Travelers	$2102	$358
Progressive	$2487	$419
Allstate	$2714	$457
Nationwide	$2848	$479
State Farm	$4832	$814
Farmers	$5938	$990
Amica	$6926	$1177

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Car Insurance Rates with An Accident in Bridgeport

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bridgeport, CT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Bridgeport

The cheapest car insurance companies after an at-fault accident in Bridgeport include Amica Mutual and Kemper, offering $729 and $763, respectively. Hanover is an expensive provider with an average six-month premium of $8450.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$729	$121
Kemper	$763	$128
State Farm	$1189	$200
Travelers	$1189	$202
USAA	$1206	$203
Amica	$2136	$360
Progressive	$2538	$427
Nationwide	$3233	$544
Allstate	$6080	$1014
Farmers	$6743	$1146
Hanover	$8450	$1409

Bridgeport Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bridgeport CT. For example, the car insurance in Bridgeport after a DUI increases to $2672 for a six month policy. While the rate increases by $351 for a six-month policy in the case of a speeding ticket.

Bridgeport auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1709	$285
One Med/PIP claim	$1709	$290
Not-at-fault accident	$1767	$295
Two Med/PIP claims	$1775	$302
One comp claim	$1801	$300
Two comp claims	$1909	$324
Driving without lights	$1985	$331
Failure to wear a seat belt	$2011	$341
Child safety restraint	$2035	$340
Failure to show documents	$2043	$347
Speeding 6 - 10 MPH over limit	$2060	$344
Driving with expired registration	$2068	$351
Speeding 11 - 15 MPH over limit	$2068	$345
Speeding 16 - 20 MPH over limit	$2068	$351
Cell phone violation	$2077	$347
Texting while driving	$2077	$353
Driving too slowly	$2085	$348
Failure to stop at a red light	$2085	$354
Failure to yield	$2085	$348
Following too closely	$2085	$354
Illegal turn	$2085	$348
Improper passing	$2094	$357
Wrong way/wrong lane	$2094	$350
Speeding in school zone	$2102	$358
Speeding 21 - 25 MPH over limit	$2128	$354
At-fault accident - less than $1000	$2153	$367
In 65 MPH zone	$2236	$372
Operating a vehicle without permission	$2311	$393
Open container	$2438	$406
At-fault accident - $1000-$2000	$2672	$454
At-fault accident - greater than $2000	$2672	$446
Passing school bus	$3125	$532
Reckless driving	$4113	$685
Racing	$4238	$721
Driving with a suspended license	$4271	$712
Refusal to submit to a chemical test	$4305	$732
DUI	$4381	$730
Leaving scene of an accident/hit and run	$4456	$757

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Bridgeport after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bridgeport.

The cheapest car insurance premiums in Bridgeport are offered by Kemper at $929 for a six-month policy. However, it can be as expensive as $24816 with companies like Hanover.

Bridgeport car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$929	$157
Progressive	$1775	$299
USAA	$1784	$300
Travelers	$1834	$306
Allstate	$2279	$384
State Farm	$2319	$391
Amica Mutual	$3844	$647
Nationwide	$4279	$721
Farmers	$7060	$1200
Amica	$7731	$1289
Hanover	$24816	$4220

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bridgeport are offered by Kemper at $587. However, it can be as expensive as $6734 with companies like Hanover for a similar six-month premium.

Cheapest Car Insurance in Bridgeport after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$587	$97
Amica Mutual	$712	$121
State Farm	$1441	$243
Travelers	$1441	$245
USAA	$1441	$240
Allstate	$1633	$275
Nationwide	$2035	$343
Progressive	$2194	$369
Amica	$2555	$426
Farmers	$3769	$642
Hanover	$6734	$1122

Car Insurance Price Trends in Bridgeport, Connecticut

Car insurance rates in Bridgeport have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Bridgeport rose by $465 in January compared to $336 of December. In other words, there has been an increase by $129 when you compare January and December.

The average cost of liability insurance in the Bridgeport dipped to $114 in January, compared to $121 in December. This represents an decrease of $7 when comparing January and December.

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Average Car Insurance Cost in Bridgeport by ZIP Code

The crime rate, the number of accidents, and the probability of natural calamities all determine the car insurance rates in different neighborhoods in the Bridgeport. At $2199 for a six-month policy, insuring your car at 6608 is the cheapest in the city.

Zip Code	Average 6 Mo. Premium	Avg. Monthly Premium
6608	$2199	$370
6610	$2320	$390
6605	$2340	$394
6604	$2380	$400
6607	$2138	$360
6606	$2663	$448

Frequently Asked Questions

How much is car insurance in Bridgeport?

The car insurance in Bridgeport is $75 per month, which is lower than the national average.

What is the cheapest car insurance in Bridgeport?

The cheapest car insurance in Bridgeport is $173 per month for full coverage.

How much is car insurance in Bridgeport for teenagers?

Car insurance for teenagers costs $519 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Bridgeport?

The average cost of car insurance is $1431 for a six-month policy. It will cost around $340 per month to insure your car in Bridgeport.

Is car insurance expensive in Bridgeport?

Car insurance can be expensive in Bridgeport if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bridgeport can be affordable.

What is the best car insurance in Bridgeport, CT?

The best car insurance company in Bridgeport CT is Kemper, offering $1031 for a six-month policy.