Cheapest Car Insurance Quotes in Plainfield Village

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Plainfield Village Car Insurance

^$ 42

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Plainfield Village

The car insurance rate in Plainfield Village is $1097 for a six-month policy, which is $122 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $529, making it a popular choice for budget-conscious drivers. Rates in Plainfield Village can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Plainfield Village

$1097

Avg. Car Insurance in Connecticut

$1219

National Average

$1140

Cheapest Car Insurance Companies in Plainfield Village

1st place: Travelers

At $529 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: Kemper

Kemper offers auto insurance rates at $658 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $764 for six months, making it the third cheapest auto insurance company in Plainfield Village.

Plainfield Village Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Plainfield Village, CT is Travelers, offering policies at just $529 for a six-month term. This is followed by Kemper, which has an average six-month premium of $658.

At the higher end of the spectrum, Hanover is the most expensive, with rates reaching $2604 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Plainfield Village drivers find the best deals.

Cheap Car Insurance Companies in Plainfield Village, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$529	$90
Kemper	$658	$111
USAA	$764	$129
State Farm	$860	$145
Amica Mutual	$887	$149
Progressive	$984	$166
Nationwide	$1022	$172
Amica	$1155	$193
Allstate	$1256	$212
Farmers	$1353	$225
Hanover	$2604	$443

Key Takeaways

Way's key takeaways about car insurance in Plainfield Village

The auto insurance costs in Plainfield Village fall around $529 for six months.
The cheapest auto insurance company in Plainfield Village is Travelers.
Teen drivers pay the highest rate in Plainfield Village at $989 per month.

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Cheapest Minimum Liability Car Insurance in Plainfield Village

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Plainfield Village are given below.

Travelers provides the cheapest minimum car insurance coverage in Plainfield Village. Their Average 6 Month Premium is $251. Hanover is the most expensive at $1139 for the same period.

Cheapest Liability Coverage in Plainfield Village, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$251	$42
Kemper	$294	$50
USAA	$294	$50
Amica Mutual	$396	$67
State Farm	$417	$70
Amica	$455	$77
Nationwide	$491	$83
Progressive	$491	$83
Allstate	$626	$105
Farmers	$871	$149
Hanover	$1139	$190

Cheapest Full Coverage Car Insurance in Plainfield Village

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Plainfield Village is Travelers at $90 per month and $529 for six months.

Cheapest Full Coverage Car Insurance Quotes in Plainfield Village, CT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$529	$90
Kemper	$658	$111
USAA	$764	$129
State Farm	$860	$145
Amica Mutual	$887	$149
Progressive	$984	$166
Nationwide	$1022	$172
Amica	$1155	$193
Allstate	$1256	$212
Farmers	$1353	$225
Hanover	$2604	$443

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Average Car Insurance in Plainfield Village by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Plainfield Village, CT increasing?

Despite maintaining a clean driving record, your car insurance rates in Plainfield Village, Connecticut, may be increasing due to several external factors. Connecticut has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Plainfield Village's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Plainfield Village

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Plainfield Village,CT

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Plainfield Village at $56 per month. At $5934 for a six-month premium, Travelers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$331	$56
Amica Mutual	$411	$68
Nationwide	$444	$76
USAA	$1048	$176
State Farm	$1358	$229
Amica	$1662	$280
Allstate	$2133	$359
Progressive	$2973	$500
Farmers	$5213	$887
Travelers	$5934	$989

Teen Car Insurance Rates in CT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Plainfield Village, Kemper is the cheapest car insurance provider. At $380 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Plainfield Village is Amica, offering rates of around $3614 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$380	$65
Nationwide	$502	$84
Amica Mutual	$695	$118
Travelers	$1037	$173
Progressive	$1166	$196
USAA	$1213	$203
Allstate	$1657	$279
State Farm	$1802	$303
Farmers	$2711	$461
Amica	$3614	$602

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Car Insurance Rates with An Accident in Plainfield Village

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Plainfield Village, CT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Plainfield Village

The cheapest car insurance companies after an at-fault accident in Plainfield Village include Amica Mutual and Kemper, offering $465 and $487, respectively. Farmers is an expensive provider with an average six-month premium of $3074.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$465	$77
Kemper	$487	$82
State Farm	$556	$94
Nationwide	$582	$99
Travelers	$593	$99
USAA	$722	$122
Progressive	$1149	$194
Amica	$1166	$196
Allstate	$2833	$473
Farmers	$3074	$523

Plainfield Village Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Plainfield Village CT. For example, the car insurance in Plainfield Village after a DUI increases to $1705 for a six month policy. While the rate increases by $224 for a six-month policy in the case of a speeding ticket.

Plainfield Village auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1091	$182
One Med/PIP claim	$1091	$185
Not-at-fault accident	$1128	$188
Two Med/PIP claims	$1133	$193
One comp claim	$1149	$192
Two comp claims	$1219	$207
Driving without lights	$1267	$212
Failure to wear a seat belt	$1283	$218
Child safety restraint	$1299	$217
Failure to show documents	$1304	$221
Speeding 6 - 10 MPH over limit	$1315	$220
Driving with expired registration	$1320	$224
Speeding 11 - 15 MPH over limit	$1320	$221
Speeding 16 - 20 MPH over limit	$1320	$224
Cell phone violation	$1326	$221
Texting while driving	$1326	$225
Driving too slowly	$1331	$222
Failure to stop at a red light	$1331	$226
Failure to yield	$1331	$222
Following too closely	$1331	$226
Illegal turn	$1331	$222
Improper passing	$1337	$228
Wrong way/wrong lane	$1337	$223
Speeding in school zone	$1342	$229
Speeding 21 - 25 MPH over limit	$1358	$226
At-fault accident - less than $1000	$1374	$234
In 65 MPH zone	$1427	$238
Operating a vehicle without permission	$1475	$251
Open container	$1556	$259
At-fault accident - $1000-$2000	$1706	$290
At-fault accident - greater than $2000	$1706	$284
Passing school bus	$1994	$339
Reckless driving	$2625	$437
Racing	$2705	$460
Driving with a suspended license	$2726	$455
Refusal to submit to a chemical test	$2748	$467
DUI	$2796	$466
Leaving scene of an accident/hit and run	$2844	$483

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Plainfield Village after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Plainfield Village.

The cheapest car insurance premiums in Plainfield Village are offered by Kemper at $593 for a six-month policy. However, it can be as expensive as $15840 with companies like Hanover.

Plainfield Village car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$593	$100
Travelers	$914	$156
Progressive	$962	$162
USAA	$1069	$180
State Farm	$1203	$203
Allstate	$1427	$240
Nationwide	$1673	$282
Amica Mutual	$2453	$413
Farmers	$3266	$545
Amica	$4010	$682
Hanover	$15840	$2640

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Plainfield Village are offered by Nationwide at $369. However, it can be as expensive as $1727 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Plainfield Village after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$369	$63
Kemper	$374	$62
Amica Mutual	$455	$77
State Farm	$582	$98
Travelers	$711	$121
USAA	$845	$140
Allstate	$1005	$169
Progressive	$1031	$174
Amica	$1337	$228
Farmers	$1727	$288

Car Insurance Price Trends in Plainfield Village, Connecticut

Car insurance rates in Plainfield Village have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Plainfield Village rose by $214 in December compared to $211 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Plainfield Village rose to $77 in December, compared to $75 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Plainfield Village?

The car insurance in Plainfield Village is $42 per month, which is lower than the national average.

What is the cheapest car insurance in Plainfield Village?

The cheapest car insurance in Plainfield Village is $90 per month for full coverage.

How much is car insurance in Plainfield Village for teenagers?

Car insurance for teenagers costs $331 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Plainfield Village?

The average cost of car insurance is $1219 for a six-month policy. It will cost around $185 per month to insure your car in Plainfield Village.

Is car insurance expensive in Plainfield Village?

Car insurance can be expensive in Plainfield Village if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Plainfield Village can be affordable.

What is the best car insurance in Plainfield Village, CT?

The best car insurance company in Plainfield Village CT is Travelers, offering $529 for a six-month policy.