Cheapest Car Insurance Quotes in La Porte

Cheapest Minimum Liability Car Insurance in La Porte

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in La Porte are given below. 

Westfield provides the cheapest minimum car insurance coverage in La Porte. Their Average 6 Month Premium is $131. Farmers is the most expensive at $573 for the same period. 

Cheapest Liability Coverage in La Porte, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$131	$22
American Family	$168	$28
Auto-Owners Insurance Co	$174	$29
USAA	$174	$29
Hastings Mutual	$187	$32
Indiana Farmers	$193	$33
Progressive	$225	$38
Auto-Owners	$231	$39
Grange	$231	$39
Travelers	$244	$41
SafeAuto	$256	$43
Farm Bureau	$312	$54
State Farm	$312	$53
Allstate	$543	$91
Farmers	$573	$96

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Cheapest Full Coverage Car Insurance in La Porte

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in La Porte is American Family at $51 per month and $306 for six months. 

Cheapest Full Coverage Car Insurance Quotes in La Porte, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$306	$51
Auto-Owners Insurance Co	$424	$72
Westfield	$431	$71
Nationwide	$537	$90
Hastings Mutual	$599	$101
USAA	$611	$103
Hastings Insurance	$674	$112
Progressive	$711	$120
Travelers	$711	$120
Auto-Owners	$804	$135
Farm Bureau	$1029	$171
State Farm	$1141	$192
Allstate	$1441	$243
Farmers	$1597	$272

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Car Insurance Premiums by Age in La Porte

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	USAA	$403
40s	USAA	$378
50s	USAA	$358
60s	USAA	$373
70s	Buckeye Insurance Group	$398

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La Porte Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in La Porte IN. For example, the car insurance in La Porte after a DUI increases to $792 for a six month policy. While the rate increases by $193 for a six-month policy in the case of a speeding ticket.  

La Porte auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$861	$144
One Med/PIP claim	$861	$146
Not-at-fault accident	$910	$152
Two Med/PIP claims	$923	$156
One comp claim	$929	$155
Failure to show documents	$973	$166
Failure to wear a seat belt	$980	$163
Two comp claims	$986	$168
Child safety restraint	$998	$166
Driving without lights	$998	$170
Driving with expired registration	$1035	$172
Speeding 6 - 10 MPH over limit	$1054	$180
Driving too slowly	$1061	$176
Failure to yield	$1061	$181
Following too closely	$1061	$176
Illegal turn	$1061	$181
Speeding in school zone	$1061	$176
Cell phone violation	$1067	$182
Speeding 11 - 15 MPH over limit	$1067	$177
Texting while driving	$1067	$182
Wrong way/wrong lane	$1067	$177
Failure to stop at a red light	$1073	$183
Improper passing	$1079	$180
Speeding 16 - 20 MPH over limit	$1079	$184
At-fault accident - less than $1000	$1092	$182
Passing school bus	$1110	$189
Speeding 21 - 25 MPH over limit	$1167	$194
At-fault accident - $1000-$2000	$1203	$205
In 65 MPH zone	$1222	$204
At-fault accident - greater than $2000	$1229	$209
Operating a vehicle without permission	$1316	$219
Open container	$1328	$226
Racing	$1615	$269
Reckless driving	$1621	$276
Refusal to submit to a chemical test	$1640	$273
DUI	$1653	$281
Leaving scene of an accident/hit and run	$1684	$280
Driving with a suspended license	$1697	$289

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