Cheapest Car Insurance Quotes in Warren Park

Finding the cheapest car insurance quotes in Warren Park shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Warren Park Car Insurance

^$ 24

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Warren Park

The car insurance rate in Warren Park is $767 for a six-month policy, which is $100 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $465, making it a popular choice for budget-conscious drivers. Rates in Warren Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Warren Park

$767

Avg. Car Insurance in Indiana

$667

National Average

$1140

Cheapest Car Insurance Companies in Warren Park

1st place: AutoOwners Insurance Co

At $465 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Westfield

Westfield offers auto insurance rates at $471 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $588 for six months, making it the third cheapest auto insurance company in Warren Park.

Warren Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Warren Park, IN is AutoOwners Insurance Co, offering policies at just $465 for a six-month term. This is followed by Westfield, which has an average six-month premium of $471.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1421 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Warren Park drivers find the best deals.

Cheap Car Insurance Companies in Warren Park, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$465	$77
Westfield	$471	$81
Nationwide	$588	$99
American Family	$608	$102
USAA	$649	$109
Hastings Mutual	$656	$110
Travelers	$725	$122
Hastings Insurance	$738	$125
Progressive	$758	$128
Auto-Owners	$785	$132
State Farm	$1052	$177
Farm Bureau	$1059	$181
Allstate	$1421	$239

Key Takeaways

Way's key takeaways about car insurance in Warren Park

The auto insurance costs in Warren Park fall around $465 for six months.
The cheapest auto insurance company in Warren Park is Westfield.
Teen drivers pay the highest rate in Warren Park at $631 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Warren Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Warren Park are given below.

Westfield provides the cheapest minimum car insurance coverage in Warren Park. Their Average 6 Month Premium is $144. Farmers is the most expensive at $260 for the same period.

Cheapest Liability Coverage in Warren Park, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$144	$24
USAA	$184	$31
Auto-Owners Insurance Co	$191	$32
Hastings Mutual	$205	$35
Indiana Farmers	$212	$36
American Family	$232	$39
Auto-Owners	$232	$39
Progressive	$246	$41
Grange	$253	$43
Travelers	$260	$44
SafeAuto	$281	$47
State Farm	$300	$51
Farm Bureau	$342	$59
Allstate	$560	$94
Farmers	$260	$44

Cheapest Full Coverage Car Insurance in Warren Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Warren Park is AutoOwners Insurance Co at $77 per month and $465 for six months.

Cheapest Full Coverage Car Insurance Quotes in Warren Park, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$465	$77
Westfield	$471	$81
Nationwide	$588	$99
American Family	$608	$102
USAA	$649	$109
Hastings Mutual	$656	$110
Travelers	$725	$122
Hastings Insurance	$738	$125
Progressive	$758	$128
Auto-Owners	$785	$132
State Farm	$1052	$177
Farm Bureau	$1059	$181
Allstate	$1421	$239

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Warren Park Instantly!

Average Car Insurance in Warren Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Warren Park, IN increasing?

Despite maintaining a clean driving record, your car insurance rates in Warren Park, Indiana, may be increasing due to several external factors. Indiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Warren Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Warren Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	USAA	$493
40s	USAA	$462
50s	USAA	$437
60s	USAA	$455
70s	Buckeye Insurance Group	$486

Cheapest Car Insurance Rates for Teen Drivers in Warren Park,IN

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Warren Park at $29 per month. At $3716 for a six-month premium, Farm Bureau offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$171	$29
Auto-Owners Insurance Co	$246	$41
Grange	$267	$45
USAA	$546	$92
Travelers	$827	$139
Progressive	$957	$161
American Family	$1666	$281
Auto-Owners	$2221	$370
State Farm	$2309	$392
Allstate	$2746	$458
Farm Bureau	$3716	$631

Teen Car Insurance Rates in IN by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Warren Park.

As young drivers face the highest rates in Warren Park, USAA offers the cheapest auto insurance rates at $493 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Warren Park, Westfield is the cheapest car insurance provider. At $274 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Warren Park is State Farm, offering rates of around $3355 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$274	$46
Nationwide	$321	$54
Grange	$342	$57
Travelers	$758	$128
Progressive	$799	$135
USAA	$874	$148
American Family	$936	$158
Allstate	$1134	$191
Farm Bureau	$2159	$360
Auto-Owners	$2330	$396
State Farm	$3355	$559

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Warren Park.

Car Insurance Rates with An Accident in Warren Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Warren Park, IN, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Warren Park

The cheapest car insurance companies after an at-fault accident in Warren Park include AutoOwners Insurance Co and Indiana Farmers, offering $267 and $274, respectively. Allstate is an expensive provider with an average six-month premium of $2261.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$267	$45
Indiana Farmers	$274	$46
Grange	$300	$51
Farmers	$348	$60
USAA	$465	$78
Travelers	$539	$91
Auto-Owners	$553	$93
Progressive	$595	$100
State Farm	$635	$107
American Family	$867	$146
Farm Bureau	$1578	$263
Allstate	$2261	$384

Warren Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Warren Park IN. For example, the car insurance in Warren Park after a DUI increases to $867 for a six month policy. While the rate increases by $212 for a six-month policy in the case of a speeding ticket.

Warren Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$943	$158
One Med/PIP claim	$943	$160
Not-at-fault accident	$997	$167
Two Med/PIP claims	$1011	$171
One comp claim	$1018	$170
Failure to show documents	$1066	$182
Failure to wear a seat belt	$1073	$178
Two comp claims	$1080	$184
Child safety restraint	$1093	$182
Driving without lights	$1093	$186
Driving with expired registration	$1134	$189
Speeding 6 - 10 MPH over limit	$1155	$197
Driving too slowly	$1162	$193
Failure to yield	$1162	$198
Following too closely	$1162	$193
Illegal turn	$1162	$198
Speeding in school zone	$1162	$193
Cell phone violation	$1168	$199
Speeding 11 - 15 MPH over limit	$1168	$194
Texting while driving	$1168	$199
Wrong way/wrong lane	$1168	$194
Failure to stop at a red light	$1175	$200
Improper passing	$1182	$197
Speeding 16 - 20 MPH over limit	$1182	$201
At-fault accident - less than $1000	$1196	$199
Passing school bus	$1216	$207
Speeding 21 - 25 MPH over limit	$1278	$213
At-fault accident - $1000-$2000	$1318	$224
In 65 MPH zone	$1339	$223
At-fault accident - greater than $2000	$1346	$229
Operating a vehicle without permission	$1441	$240
Open container	$1455	$247
Racing	$1769	$294
Reckless driving	$1776	$302
Refusal to submit to a chemical test	$1796	$299
DUI	$1810	$308
Leaving scene of an accident/hit and run	$1845	$307
Driving with a suspended license	$1858	$316

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Warren Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Warren Park.

The cheapest car insurance premiums in Warren Park are offered by Grange at $423 for a six-month policy. However, it can be as expensive as $2159 with companies like Hastings Mutual.

Warren Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Grange	$423	$70
Travelers	$567	$95
Progressive	$615	$103
USAA	$676	$114
American Family	$943	$159
State Farm	$1099	$185
Farm Bureau	$1257	$212
Allstate	$1311	$221
Auto-Owners	$1769	$298
Hastings Mutual	$2159	$367

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Warren Park are offered by Westfield at $177. However, it can be as expensive as $1769 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Warren Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$177	$30
Auto-Owners Insurance Co	$246	$41
State Farm	$539	$91
Travelers	$588	$99
USAA	$601	$102
American Family	$615	$103
Progressive	$642	$108
Auto-Owners	$827	$138
Farm Bureau	$1271	$216
Allstate	$1769	$294

Car Insurance Price Trends in Warren Park, Indiana

Car insurance rates in Warren Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Warren Park remained steady at $154 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Warren Park remained steady at $45 in both December and November, indicating no change over the two month period.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Warren Park?

The car insurance in Warren Park is $24 per month, which is lower than the national average.

What is the cheapest car insurance in Warren Park?

The cheapest car insurance in Warren Park is $77 per month for full coverage.

How much is car insurance in Warren Park for teenagers?

Car insurance for teenagers costs $171 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Warren Park?

The average cost of car insurance is $667 for a six-month policy. It will cost around $129 per month to insure your car in Warren Park.

Is car insurance expensive in Warren Park?

Car insurance can be expensive in Warren Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Warren Park can be affordable.

Cheapest Car Insurance Quotes in Warren Park

Why you can trust Way?

How Much Is Car Insurance in Warren Park

Avg. Car Insurance in Warren Park

Avg. Car Insurance in Indiana

National Average

Cheapest Car Insurance Companies in Warren Park

1st place: AutoOwners Insurance Co

2nd place: Westfield

3rd place: Nationwide

Warren Park Car Insurance Rates by Company

Cheap Car Insurance Companies in Warren Park, IN

Way's key takeaways about car insurance in Warren Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Warren Park

Cheapest Liability Coverage in Warren Park, IN

Cheapest Full Coverage Car Insurance in Warren Park

Cheapest Full Coverage Car Insurance Quotes in Warren Park, IN

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Warren Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Warren Park, IN increasing?

Car Insurance Premiums by Age in Warren Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Warren Park,IN

If you are in your twenties USAA is the best choice for car insurance in Warren Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Warren Park

Cheapest Car Insurance Companies after an At-Fault Accident in Warren Park

Warren Park Car Insurance Rates by Violation

Warren Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Warren Park after a DUI

Warren Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Warren Park after Speeding ticket

Car Insurance Price Trends in Warren Park, Indiana

Average Car Insurance Cost in Warren Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Warren Park, IN

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources