Cheapest Car Insurance Quotes in Moores Hill

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Moores Hill Car Insurance

^$ 22

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Moores Hill

The car insurance rate in Moores Hill is $694 for a six-month policy, which is $27 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $420, making it a popular choice for budget-conscious drivers. Rates in Moores Hill can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Moores Hill

$694

Avg. Car Insurance in Indiana

$667

National Average

$1140

Cheapest Car Insurance Companies in Moores Hill

1st place: AutoOwners Insurance Co

At $420 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Westfield

Westfield offers auto insurance rates at $426 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $531 for six months, making it the third cheapest auto insurance company in Moores Hill.

Moores Hill Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Moores Hill, IN is AutoOwners Insurance Co, offering policies at just $420 for a six-month term. This is followed by Westfield, which has an average six-month premium of $426.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1285 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Moores Hill drivers find the best deals.

Cheap Car Insurance Companies in Moores Hill, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$420	$70
Westfield	$426	$73
Nationwide	$531	$89
American Family	$550	$93
USAA	$587	$99
Hastings Mutual	$593	$100
Travelers	$655	$110
Hastings Insurance	$668	$113
Progressive	$685	$115
Auto-Owners	$710	$120
State Farm	$952	$160
Farm Bureau	$958	$163
Allstate	$1285	$216

Key Takeaways

Way's key takeaways about car insurance in Moores Hill

The auto insurance costs in Moores Hill fall around $420 for six months.
The cheapest auto insurance company in Moores Hill is Westfield.
Teen drivers pay the highest rate in Moores Hill at $571 per month.

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Cheapest Minimum Liability Car Insurance in Moores Hill

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Moores Hill are given below.

Westfield provides the cheapest minimum car insurance coverage in Moores Hill. Their Average 6 Month Premium is $130. Farmers is the most expensive at $235 for the same period.

Cheapest Liability Coverage in Moores Hill, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$130	$22
USAA	$166	$28
Auto-Owners Insurance Co	$173	$29
Hastings Mutual	$185	$31
Indiana Farmers	$191	$32
American Family	$210	$35
Auto-Owners	$210	$35
Progressive	$223	$37
Grange	$229	$38
Travelers	$235	$40
SafeAuto	$254	$43
State Farm	$271	$46
Farm Bureau	$309	$53
Allstate	$506	$85
Farmers	$235	$40

Cheapest Full Coverage Car Insurance in Moores Hill

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Moores Hill is AutoOwners Insurance Co at $70 per month and $420 for six months.

Cheapest Full Coverage Car Insurance Quotes in Moores Hill, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$420	$70
Westfield	$426	$73
Nationwide	$531	$89
American Family	$550	$93
USAA	$587	$99
Hastings Mutual	$593	$100
Travelers	$655	$110
Hastings Insurance	$668	$113
Progressive	$685	$115
Auto-Owners	$710	$120
State Farm	$952	$160
Farm Bureau	$958	$163
Allstate	$1285	$216

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Average Car Insurance in Moores Hill by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Moores Hill, IN increasing?

Despite maintaining a clean driving record, your car insurance rates in Moores Hill, Indiana, may be increasing due to several external factors. Indiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Moores Hill's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Moores Hill

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	USAA	$446
40s	USAA	$418
50s	USAA	$395
60s	USAA	$412
70s	Buckeye Insurance Group	$440

Cheapest Car Insurance Rates for Teen Drivers in Moores Hill,IN

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Moores Hill at $26 per month. At $3360 for a six-month premium, Farm Bureau offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$155	$26
Auto-Owners Insurance Co	$223	$37
Grange	$241	$41
USAA	$494	$83
Travelers	$748	$126
Progressive	$865	$146
American Family	$1507	$254
Auto-Owners	$2008	$335
State Farm	$2088	$355
Allstate	$2484	$414
Farm Bureau	$3360	$571

Teen Car Insurance Rates in IN by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Moores Hill.

As young drivers face the highest rates in Moores Hill, USAA offers the cheapest auto insurance rates at $446 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Moores Hill, Westfield is the cheapest car insurance provider. At $248 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Moores Hill is State Farm, offering rates of around $3034 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$248	$42
Nationwide	$290	$49
Grange	$309	$52
Travelers	$685	$115
Progressive	$723	$122
USAA	$790	$134
American Family	$847	$142
Allstate	$1025	$173
Farm Bureau	$1952	$326
Auto-Owners	$2107	$358
State Farm	$3034	$505

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Car Insurance Rates with An Accident in Moores Hill

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Moores Hill, IN, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Moores Hill

The cheapest car insurance companies after an at-fault accident in Moores Hill include AutoOwners Insurance Co and Indiana Farmers, offering $241 and $248, respectively. Allstate is an expensive provider with an average six-month premium of $2045.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$241	$41
Indiana Farmers	$248	$42
Grange	$271	$46
Farmers	$315	$54
USAA	$420	$71
Travelers	$488	$82
Auto-Owners	$500	$84
Progressive	$538	$90
State Farm	$574	$97
American Family	$784	$132
Farm Bureau	$1427	$238
Allstate	$2045	$347

Moores Hill Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Moores Hill IN. For example, the car insurance in Moores Hill after a DUI increases to $784 for a six month policy. While the rate increases by $191 for a six-month policy in the case of a speeding ticket.

Moores Hill auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$853	$142
One Med/PIP claim	$853	$145
Not-at-fault accident	$902	$151
Two Med/PIP claims	$914	$155
One comp claim	$920	$154
Failure to show documents	$964	$164
Failure to wear a seat belt	$970	$161
Two comp claims	$977	$166
Child safety restraint	$988	$164
Driving without lights	$988	$168
Driving with expired registration	$1025	$171
Speeding 6 - 10 MPH over limit	$1044	$178
Driving too slowly	$1050	$175
Failure to yield	$1050	$179
Following too closely	$1050	$175
Illegal turn	$1050	$179
Speeding in school zone	$1050	$175
Cell phone violation	$1057	$180
Speeding 11 - 15 MPH over limit	$1057	$176
Texting while driving	$1057	$180
Wrong way/wrong lane	$1057	$176
Failure to stop at a red light	$1063	$181
Improper passing	$1069	$178
Speeding 16 - 20 MPH over limit	$1069	$182
At-fault accident - less than $1000	$1082	$180
Passing school bus	$1099	$187
Speeding 21 - 25 MPH over limit	$1155	$192
At-fault accident - $1000-$2000	$1192	$203
In 65 MPH zone	$1211	$202
At-fault accident - greater than $2000	$1217	$207
Operating a vehicle without permission	$1303	$217
Open container	$1316	$224
Racing	$1600	$266
Reckless driving	$1606	$274
Refusal to submit to a chemical test	$1624	$270
DUI	$1637	$279
Leaving scene of an accident/hit and run	$1668	$278
Driving with a suspended license	$1681	$286

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Moores Hill after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Moores Hill.

The cheapest car insurance premiums in Moores Hill are offered by Grange at $383 for a six-month policy. However, it can be as expensive as $1952 with companies like Hastings Mutual.

Moores Hill car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Grange	$383	$63
Travelers	$513	$86
Progressive	$556	$94
USAA	$612	$103
American Family	$853	$144
State Farm	$994	$167
Farm Bureau	$1137	$191
Allstate	$1186	$200
Auto-Owners	$1600	$269
Hastings Mutual	$1952	$332

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Moores Hill are offered by Westfield at $160. However, it can be as expensive as $1600 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Moores Hill after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$160	$27
Auto-Owners Insurance Co	$223	$37
State Farm	$488	$82
Travelers	$531	$89
USAA	$544	$93
American Family	$556	$94
Progressive	$580	$98
Auto-Owners	$748	$125
Farm Bureau	$1149	$196
Allstate	$1600	$266

Car Insurance Price Trends in Moores Hill, Indiana

Car insurance rates in Moores Hill have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Moores Hill remained steady at $139 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Moores Hill remained steady at $41 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Moores Hill?

The car insurance in Moores Hill is $22 per month, which is lower than the national average.

What is the cheapest car insurance in Moores Hill?

The cheapest car insurance in Moores Hill is $70 per month for full coverage.

How much is car insurance in Moores Hill for teenagers?

Car insurance for teenagers costs $155 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Moores Hill?

The average cost of car insurance is $667 for a six-month policy. It will cost around $116 per month to insure your car in Moores Hill.

Is car insurance expensive in Moores Hill?

Car insurance can be expensive in Moores Hill if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Moores Hill can be affordable.

Cheapest Car Insurance Quotes in Moores Hill

Why you can trust Way?

How Much Is Car Insurance in Moores Hill

Avg. Car Insurance in Moores Hill

Avg. Car Insurance in Indiana

National Average

Cheapest Car Insurance Companies in Moores Hill

1st place: AutoOwners Insurance Co

2nd place: Westfield

3rd place: Nationwide

Moores Hill Car Insurance Rates by Company

Cheap Car Insurance Companies in Moores Hill, IN

Way's key takeaways about car insurance in Moores Hill

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Moores Hill

Cheapest Liability Coverage in Moores Hill, IN

Cheapest Full Coverage Car Insurance in Moores Hill

Cheapest Full Coverage Car Insurance Quotes in Moores Hill, IN

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Moores Hill by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Moores Hill, IN increasing?

Car Insurance Premiums by Age in Moores Hill

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Moores Hill,IN

If you are in your twenties USAA is the best choice for car insurance in Moores Hill.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Moores Hill

Cheapest Car Insurance Companies after an At-Fault Accident in Moores Hill

Moores Hill Car Insurance Rates by Violation

Moores Hill auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Moores Hill after a DUI

Moores Hill car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Moores Hill after Speeding ticket

Car Insurance Price Trends in Moores Hill, Indiana

Average Car Insurance Cost in Moores Hill by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Moores Hill, IN

Car Insurance Rates by State in the USA (2025 Update)

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