Cheapest Car Insurance Quotes in Medaryville

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Medaryville Car Insurance

^$ 21

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Medaryville

The car insurance rate in Medaryville is $680 for a six-month policy, which is $13 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $412, making it a popular choice for budget-conscious drivers. Rates in Medaryville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Medaryville

$680

Avg. Car Insurance in Indiana

$667

National Average

$1140

Cheapest Car Insurance Companies in Medaryville

1st place: AutoOwners Insurance Co

At $412 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Westfield

Westfield offers auto insurance rates at $418 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $521 for six months, making it the third cheapest auto insurance company in Medaryville.

Medaryville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Medaryville, IN is AutoOwners Insurance Co, offering policies at just $412 for a six-month term. This is followed by Westfield, which has an average six-month premium of $418.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1261 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Medaryville drivers find the best deals.

Cheap Car Insurance Companies in Medaryville, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$412	$68
Westfield	$418	$71
Nationwide	$521	$88
American Family	$540	$91
USAA	$575	$97
Hastings Mutual	$581	$98
Travelers	$643	$108
Hastings Insurance	$655	$111
Progressive	$672	$113
Auto-Owners	$697	$117
State Farm	$933	$157
Farm Bureau	$939	$160
Allstate	$1261	$212

Key Takeaways

Way's key takeaways about car insurance in Medaryville

The auto insurance costs in Medaryville fall around $412 for six months.
The cheapest auto insurance company in Medaryville is Westfield.
Teen drivers pay the highest rate in Medaryville at $560 per month.

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Cheapest Minimum Liability Car Insurance in Medaryville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Medaryville are given below.

Westfield provides the cheapest minimum car insurance coverage in Medaryville. Their Average 6 Month Premium is $128. Farmers is the most expensive at $231 for the same period.

Cheapest Liability Coverage in Medaryville, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$128	$21
USAA	$163	$28
Auto-Owners Insurance Co	$169	$29
Hastings Mutual	$182	$31
Indiana Farmers	$188	$32
American Family	$206	$35
Auto-Owners	$206	$35
Progressive	$218	$37
Grange	$224	$38
Travelers	$231	$39
SafeAuto	$249	$42
State Farm	$266	$45
Farm Bureau	$303	$52
Allstate	$497	$84
Farmers	$231	$39

Cheapest Full Coverage Car Insurance in Medaryville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Medaryville is AutoOwners Insurance Co at $68 per month and $412 for six months.

Cheapest Full Coverage Car Insurance Quotes in Medaryville, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$412	$68
Westfield	$418	$71
Nationwide	$521	$88
American Family	$540	$91
USAA	$575	$97
Hastings Mutual	$581	$98
Travelers	$643	$108
Hastings Insurance	$655	$111
Progressive	$672	$113
Auto-Owners	$697	$117
State Farm	$933	$157
Farm Bureau	$939	$160
Allstate	$1261	$212

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Average Car Insurance in Medaryville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Medaryville, IN increasing?

Despite maintaining a clean driving record, your car insurance rates in Medaryville, Indiana, may be increasing due to several external factors. Indiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Medaryville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Medaryville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	USAA	$438
40s	USAA	$410
50s	USAA	$388
60s	USAA	$404
70s	Buckeye Insurance Group	$431

Cheapest Car Insurance Rates for Teen Drivers in Medaryville,IN

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Medaryville at $26 per month. At $3296 for a six-month premium, Farm Bureau offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$152	$26
Auto-Owners Insurance Co	$218	$37
Grange	$237	$40
USAA	$485	$82
Travelers	$733	$123
Progressive	$849	$143
American Family	$1478	$249
Auto-Owners	$1970	$328
State Farm	$2048	$348
Allstate	$2436	$406
Farm Bureau	$3296	$560

Teen Car Insurance Rates in IN by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Medaryville.

As young drivers face the highest rates in Medaryville, USAA offers the cheapest auto insurance rates at $438 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Medaryville, Westfield is the cheapest car insurance provider. At $243 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Medaryville is State Farm, offering rates of around $2975 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$243	$41
Nationwide	$285	$48
Grange	$303	$51
Travelers	$672	$113
Progressive	$709	$119
USAA	$775	$132
American Family	$830	$140
Allstate	$1006	$169
Farm Bureau	$1915	$319
Auto-Owners	$2067	$351
State Farm	$2975	$496

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Car Insurance Rates with An Accident in Medaryville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Medaryville, IN, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Medaryville

The cheapest car insurance companies after an at-fault accident in Medaryville include AutoOwners Insurance Co and Indiana Farmers, offering $237 and $243, respectively. Allstate is an expensive provider with an average six-month premium of $2005.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$237	$40
Indiana Farmers	$243	$41
Grange	$266	$45
Farmers	$309	$53
USAA	$412	$69
Travelers	$478	$81
Auto-Owners	$491	$83
Progressive	$527	$89
State Farm	$563	$95
American Family	$769	$130
Farm Bureau	$1399	$234
Allstate	$2005	$341

Medaryville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Medaryville IN. For example, the car insurance in Medaryville after a DUI increases to $769 for a six month policy. While the rate increases by $188 for a six-month policy in the case of a speeding ticket.

Medaryville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$836	$140
One Med/PIP claim	$836	$142
Not-at-fault accident	$884	$148
Two Med/PIP claims	$897	$152
One comp claim	$903	$151
Failure to show documents	$946	$161
Failure to wear a seat belt	$952	$158
Two comp claims	$958	$163
Child safety restraint	$969	$161
Driving without lights	$969	$165
Driving with expired registration	$1006	$167
Speeding 6 - 10 MPH over limit	$1024	$174
Driving too slowly	$1030	$171
Failure to yield	$1030	$175
Following too closely	$1030	$171
Illegal turn	$1030	$175
Speeding in school zone	$1030	$171
Cell phone violation	$1036	$176
Speeding 11 - 15 MPH over limit	$1036	$172
Texting while driving	$1036	$176
Wrong way/wrong lane	$1036	$172
Failure to stop at a red light	$1042	$177
Improper passing	$1049	$174
Speeding 16 - 20 MPH over limit	$1049	$179
At-fault accident - less than $1000	$1061	$176
Passing school bus	$1078	$184
Speeding 21 - 25 MPH over limit	$1133	$189
At-fault accident - $1000-$2000	$1169	$199
In 65 MPH zone	$1187	$198
At-fault accident - greater than $2000	$1193	$203
Operating a vehicle without permission	$1278	$213
Open container	$1290	$219
Racing	$1569	$261
Reckless driving	$1575	$268
Refusal to submit to a chemical test	$1593	$265
DUI	$1605	$273
Leaving scene of an accident/hit and run	$1636	$272
Driving with a suspended license	$1648	$281

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Medaryville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Medaryville.

The cheapest car insurance premiums in Medaryville are offered by Grange at $375 for a six-month policy. However, it can be as expensive as $1915 with companies like Hastings Mutual.

Medaryville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Grange	$375	$62
Travelers	$503	$85
Progressive	$546	$92
USAA	$600	$101
American Family	$836	$141
State Farm	$975	$164
Farm Bureau	$1115	$188
Allstate	$1163	$196
Auto-Owners	$1569	$264
Hastings Mutual	$1915	$325

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Medaryville are offered by Westfield at $157. However, it can be as expensive as $1569 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Medaryville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$157	$27
Auto-Owners Insurance Co	$218	$37
State Farm	$478	$81
Travelers	$521	$88
USAA	$533	$91
American Family	$546	$92
Progressive	$569	$96
Auto-Owners	$733	$122
Farm Bureau	$1127	$192
Allstate	$1569	$261

Car Insurance Price Trends in Medaryville, Indiana

Car insurance rates in Medaryville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Medaryville remained steady at $137 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Medaryville remained steady at $40 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Medaryville?

The car insurance in Medaryville is $21 per month, which is lower than the national average.

What is the cheapest car insurance in Medaryville?

The cheapest car insurance in Medaryville is $68 per month for full coverage.

How much is car insurance in Medaryville for teenagers?

Car insurance for teenagers costs $152 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Medaryville?

The average cost of car insurance is $667 for a six-month policy. It will cost around $114 per month to insure your car in Medaryville.

Is car insurance expensive in Medaryville?

Car insurance can be expensive in Medaryville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Medaryville can be affordable.

Cheapest Car Insurance Quotes in Medaryville

Why you can trust Way?

How Much Is Car Insurance in Medaryville

Avg. Car Insurance in Medaryville

Avg. Car Insurance in Indiana

National Average

Cheapest Car Insurance Companies in Medaryville

1st place: AutoOwners Insurance Co

2nd place: Westfield

3rd place: Nationwide

Medaryville Car Insurance Rates by Company

Cheap Car Insurance Companies in Medaryville, IN

Way's key takeaways about car insurance in Medaryville

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Medaryville

Cheapest Liability Coverage in Medaryville, IN

Cheapest Full Coverage Car Insurance in Medaryville

Cheapest Full Coverage Car Insurance Quotes in Medaryville, IN

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Medaryville by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Medaryville, IN increasing?

Car Insurance Premiums by Age in Medaryville

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Medaryville,IN

If you are in your twenties USAA is the best choice for car insurance in Medaryville.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Medaryville

Cheapest Car Insurance Companies after an At-Fault Accident in Medaryville

Medaryville Car Insurance Rates by Violation

Medaryville auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Medaryville after a DUI

Medaryville car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Medaryville after Speeding ticket

Car Insurance Price Trends in Medaryville, Indiana

Average Car Insurance Cost in Medaryville by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Medaryville, IN

Car Insurance Rates by State in the USA (2025 Update)

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