Cheapest Car Insurance Quotes in New Whiteland

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New Whiteland Car Insurance

^$ 21

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in New Whiteland

The car insurance rate in New Whiteland is $660 for a six-month policy, which is $7 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $400, making it a popular choice for budget-conscious drivers. Rates in New Whiteland can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in New Whiteland

$660

Avg. Car Insurance in Indiana

$667

National Average

$1140

Cheapest Car Insurance Companies in New Whiteland

1st place: AutoOwners Insurance Co

At $400 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Westfield

Westfield offers auto insurance rates at $406 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $506 for six months, making it the third cheapest auto insurance company in New Whiteland.

New Whiteland Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in New Whiteland, IN is AutoOwners Insurance Co, offering policies at just $400 for a six-month term. This is followed by Westfield, which has an average six-month premium of $406.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1224 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help New Whiteland drivers find the best deals.

Cheap Car Insurance Companies in New Whiteland, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$400	$66
Westfield	$406	$69
Nationwide	$506	$85
American Family	$524	$88
USAA	$558	$94
Hastings Mutual	$564	$95
Travelers	$624	$105
Hastings Insurance	$636	$108
Progressive	$652	$110
Auto-Owners	$676	$114
State Farm	$906	$152
Farm Bureau	$912	$155
Allstate	$1224	$206

Key Takeaways

Way's key takeaways about car insurance in New Whiteland

The auto insurance costs in New Whiteland fall around $400 for six months.
The cheapest auto insurance company in New Whiteland is Westfield.
Teen drivers pay the highest rate in New Whiteland at $544 per month.

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Cheapest Minimum Liability Car Insurance in New Whiteland

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in New Whiteland are given below.

Westfield provides the cheapest minimum car insurance coverage in New Whiteland. Their Average 6 Month Premium is $124. Farmers is the most expensive at $224 for the same period.

Cheapest Liability Coverage in New Whiteland, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$124	$21
USAA	$158	$27
Auto-Owners Insurance Co	$164	$28
Hastings Mutual	$176	$30
Indiana Farmers	$182	$31
American Family	$200	$34
Auto-Owners	$200	$34
Progressive	$212	$36
Grange	$218	$37
Travelers	$224	$38
SafeAuto	$242	$41
State Farm	$258	$44
Farm Bureau	$294	$50
Allstate	$482	$81
Farmers	$224	$38

Cheapest Full Coverage Car Insurance in New Whiteland

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in New Whiteland is AutoOwners Insurance Co at $66 per month and $400 for six months.

Cheapest Full Coverage Car Insurance Quotes in New Whiteland, IN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$400	$66
Westfield	$406	$69
Nationwide	$506	$85
American Family	$524	$88
USAA	$558	$94
Hastings Mutual	$564	$95
Travelers	$624	$105
Hastings Insurance	$636	$108
Progressive	$652	$110
Auto-Owners	$676	$114
State Farm	$906	$152
Farm Bureau	$912	$155
Allstate	$1224	$206

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Average Car Insurance in New Whiteland by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in New Whiteland, IN increasing?

Despite maintaining a clean driving record, your car insurance rates in New Whiteland, Indiana, may be increasing due to several external factors. Indiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, New Whiteland's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in New Whiteland

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	USAA	$425
40s	USAA	$398
50s	USAA	$376
60s	USAA	$392
70s	Buckeye Insurance Group	$419

Cheapest Car Insurance Rates for Teen Drivers in New Whiteland,IN

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the New Whiteland at $25 per month. At $3199 for a six-month premium, Farm Bureau offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$148	$25
Auto-Owners Insurance Co	$212	$36
Grange	$230	$39
USAA	$470	$79
Travelers	$712	$120
Progressive	$824	$139
American Family	$1435	$242
Auto-Owners	$1912	$319
State Farm	$1988	$338
Allstate	$2364	$394
Farm Bureau	$3199	$544

Teen Car Insurance Rates in IN by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in New Whiteland.

As young drivers face the highest rates in New Whiteland, USAA offers the cheapest auto insurance rates at $425 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in New Whiteland, Westfield is the cheapest car insurance provider. At $236 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in New Whiteland is State Farm, offering rates of around $2888 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$236	$40
Nationwide	$276	$47
Grange	$294	$50
Travelers	$652	$110
Progressive	$688	$116
USAA	$752	$128
American Family	$806	$136
Allstate	$976	$164
Farm Bureau	$1858	$310
Auto-Owners	$2006	$341
State Farm	$2888	$481

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Save up to $971/yr on car insurance rates in New Whiteland.

Car Insurance Rates with An Accident in New Whiteland

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In New Whiteland, IN, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in New Whiteland

The cheapest car insurance companies after an at-fault accident in New Whiteland include AutoOwners Insurance Co and Indiana Farmers, offering $230 and $236, respectively. Allstate is an expensive provider with an average six-month premium of $1946.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$230	$39
Indiana Farmers	$236	$40
Grange	$258	$44
Farmers	$300	$51
USAA	$400	$67
Travelers	$464	$78
Auto-Owners	$476	$80
Progressive	$512	$86
State Farm	$546	$92
American Family	$746	$126
Farm Bureau	$1358	$227
Allstate	$1946	$331

New Whiteland Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in New Whiteland IN. For example, the car insurance in New Whiteland after a DUI increases to $746 for a six month policy. While the rate increases by $182 for a six-month policy in the case of a speeding ticket.

New Whiteland auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$812	$136
One Med/PIP claim	$812	$138
Not-at-fault accident	$858	$144
Two Med/PIP claims	$870	$148
One comp claim	$876	$147
Failure to show documents	$918	$156
Failure to wear a seat belt	$924	$153
Two comp claims	$930	$158
Child safety restraint	$941	$156
Driving without lights	$941	$160
Driving with expired registration	$976	$162
Speeding 6 - 10 MPH over limit	$994	$169
Driving too slowly	$1000	$166
Failure to yield	$1000	$170
Following too closely	$1000	$166
Illegal turn	$1000	$170
Speeding in school zone	$1000	$166
Cell phone violation	$1006	$171
Speeding 11 - 15 MPH over limit	$1006	$167
Texting while driving	$1006	$171
Wrong way/wrong lane	$1006	$167
Failure to stop at a red light	$1012	$172
Improper passing	$1018	$169
Speeding 16 - 20 MPH over limit	$1018	$173
At-fault accident - less than $1000	$1030	$171
Passing school bus	$1046	$178
Speeding 21 - 25 MPH over limit	$1100	$183
At-fault accident - $1000-$2000	$1135	$193
In 65 MPH zone	$1152	$192
At-fault accident - greater than $2000	$1158	$197
Operating a vehicle without permission	$1240	$207
Open container	$1252	$213
Racing	$1523	$253
Reckless driving	$1529	$260
Refusal to submit to a chemical test	$1546	$257
DUI	$1558	$265
Leaving scene of an accident/hit and run	$1588	$264
Driving with a suspended license	$1600	$272

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in New Whiteland after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in New Whiteland.

The cheapest car insurance premiums in New Whiteland are offered by Grange at $364 for a six-month policy. However, it can be as expensive as $1858 with companies like Hastings Mutual.

New Whiteland car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Grange	$364	$60
Travelers	$488	$82
Progressive	$530	$89
USAA	$582	$98
American Family	$812	$137
State Farm	$946	$159
Farm Bureau	$1082	$182
Allstate	$1129	$190
Auto-Owners	$1523	$256
Hastings Mutual	$1858	$316

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in New Whiteland are offered by Westfield at $152. However, it can be as expensive as $1523 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in New Whiteland after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$152	$26
Auto-Owners Insurance Co	$212	$36
State Farm	$464	$78
Travelers	$506	$85
USAA	$518	$88
American Family	$530	$89
Progressive	$552	$93
Auto-Owners	$712	$119
Farm Bureau	$1094	$186
Allstate	$1523	$253

Car Insurance Price Trends in New Whiteland, Indiana

Car insurance rates in New Whiteland have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the New Whiteland remained steady at $133 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the New Whiteland remained steady at $39 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in New Whiteland?

The car insurance in New Whiteland is $21 per month, which is lower than the national average.

What is the cheapest car insurance in New Whiteland?

The cheapest car insurance in New Whiteland is $66 per month for full coverage.

How much is car insurance in New Whiteland for teenagers?

Car insurance for teenagers costs $148 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in New Whiteland?

The average cost of car insurance is $667 for a six-month policy. It will cost around $111 per month to insure your car in New Whiteland.

Is car insurance expensive in New Whiteland?

Car insurance can be expensive in New Whiteland if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in New Whiteland can be affordable.

Cheapest Car Insurance Quotes in New Whiteland

Why you can trust Way?

How Much Is Car Insurance in New Whiteland

Avg. Car Insurance in New Whiteland

Avg. Car Insurance in Indiana

National Average

Cheapest Car Insurance Companies in New Whiteland

1st place: AutoOwners Insurance Co

2nd place: Westfield

3rd place: Nationwide

New Whiteland Car Insurance Rates by Company

Cheap Car Insurance Companies in New Whiteland, IN

Way's key takeaways about car insurance in New Whiteland

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in New Whiteland

Cheapest Liability Coverage in New Whiteland, IN

Cheapest Full Coverage Car Insurance in New Whiteland

Cheapest Full Coverage Car Insurance Quotes in New Whiteland, IN

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in New Whiteland by Rating Factor

I have a clean driving record. Why is my car insurance rate here in New Whiteland, IN increasing?

Car Insurance Premiums by Age in New Whiteland

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in New Whiteland,IN

If you are in your twenties USAA is the best choice for car insurance in New Whiteland.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in New Whiteland

Cheapest Car Insurance Companies after an At-Fault Accident in New Whiteland

New Whiteland Car Insurance Rates by Violation

New Whiteland auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in New Whiteland after a DUI

New Whiteland car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in New Whiteland after Speeding ticket

Car Insurance Price Trends in New Whiteland, Indiana

Average Car Insurance Cost in New Whiteland by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near New Whiteland, IN

Car Insurance Rates by State in the USA (2025 Update)

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