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Cheapest Car Insurance Quotes in Mauckport

  • Finding the cheapest car insurance quotes in Mauckport shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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406,175 Policies Sold
Mauckport Car Insurance
$ 25

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Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Mauckport

The car insurance rate in Mauckport is $891 for a six-month policy, which is $142 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $346, making it a popular choice for budget-conscious drivers. Rates in Mauckport can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Mauckport

$891

National Average

$1278

Cheapest Car Insurance Companies in Mauckport

1st place: American Family

At $346 for a six month policy, American Family offers the cheapest auto insurance rates in the city. 

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $481 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: Westfield

Westfield offers auto insurance rates at $488 for six months, making it the third cheapest auto insurance company in Mauckport.

Mauckport Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Mauckport, IN is American Family, offering policies at just $346 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $481.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1810 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Mauckport drivers find the best deals.

Cheap Car Insurance Companies in Mauckport, IN

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $346 $58
Auto-Owners Insurance Co $481 $82
Westfield $488 $81
Nationwide $608 $102
Hastings Mutual $678 $114
USAA $693 $117
Hastings Insurance $764 $127
Progressive $806 $136
Travelers $806 $136
Auto-Owners $912 $154
Farm Bureau $1166 $194
State Farm $1294 $218
Allstate $1633 $275
Farmers $1810 $308
Key Takeaways

Way's key takeaways about car insurance in Mauckport

  • The auto insurance costs in Mauckport fall around $346 for six months. 
  • The cheapest auto insurance company in Mauckport is Westfield.
  • Teen drivers pay the highest rate in Mauckport at $785 per month.

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Cheapest Minimum Liability Car Insurance in Mauckport

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Mauckport are given below. 

Westfield provides the cheapest minimum car insurance coverage in Mauckport. Their Average 6 Month Premium is $149. Farmers is the most expensive at $650 for the same period. 

Cheapest Liability Coverage in Mauckport, IN

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $149 $25
American Family $190 $32
Auto-Owners Insurance Co $198 $33
USAA $198 $33
Hastings Mutual $212 $36
Indiana Farmers $219 $37
Progressive $255 $43
Auto-Owners $262 $44
Grange $262 $44
Travelers $276 $46
SafeAuto $290 $49
Farm Bureau $353 $61
State Farm $353 $60
Allstate $615 $104
Farmers $650 $108

Cheapest Full Coverage Car Insurance in Mauckport

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Mauckport is American Family at $58 per month and $346 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Mauckport, IN

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $346 $58
Auto-Owners Insurance Co $481 $82
Westfield $488 $81
Nationwide $608 $102
Hastings Mutual $678 $114
USAA $693 $117
Hastings Insurance $764 $127
Progressive $806 $136
Travelers $806 $136
Auto-Owners $912 $154
Farm Bureau $1166 $194
State Farm $1294 $218
Allstate $1633 $275
Farmers $1810 $308

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Average Car Insurance in Mauckport by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Mauckport, IN increasing?

Despite maintaining a clean driving record, your car insurance rates in Mauckport, Indiana, may be increasing due to several external factors. Indiana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Mauckport's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Mauckport

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
30s USAA $457
40s USAA $428
50s USAA $406
60s USAA $422
70s Buckeye Insurance Group $451

Cheapest Car Insurance Rates for Teen Drivers in Mauckport,IN

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Mauckport at $30 per month. At $4616 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $177 $30
American Family $198 $33
Auto-Owners Insurance Co $255 $43
Grange $276 $46
USAA $777 $131
Travelers $1003 $169
Progressive $1089 $183
Auto-Owners $2672 $455
Allstate $3484 $581
State Farm $3690 $627
Farm Bureau $4107 $684
Farmers $4616 $785

Teen Car Insurance Rates in IN by Age

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Way Tip

If you are in your twenties USAA is the best choice for car insurance in Mauckport.

As young drivers face the highest rates in Mauckport, USAA offers the cheapest auto insurance rates at $457 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Mauckport, Westfield is the cheapest car insurance provider. At $283 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Mauckport is State Farm, offering rates of around $5287 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $283 $48
American Family $296 $50
Nationwide $332 $56
Grange $353 $60
Progressive $904 $152
Travelers $912 $154
USAA $1060 $181
Allstate $1414 $238
Farm Bureau $2390 $406
Auto-Owners $2955 $493
Farmers $2955 $502
State Farm $5287 $882

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Car Insurance Rates with An Accident in Mauckport

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Mauckport, IN, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Mauckport

The cheapest car insurance companies after an at-fault accident in Mauckport include American Family and AutoOwners Insurance Co, offering $240 and $276, respectively. Allstate is an expensive provider with an average six-month premium of $2919.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $240 $40
Auto-Owners Insurance Co $276 $46
Indiana Farmers $283 $48
Grange $311 $52
USAA $544 $92
Travelers $630 $106
Auto-Owners $657 $111
Progressive $671 $113
State Farm $919 $155
Farmers $1442 $243
Farm Bureau $1731 $289
Allstate $2919 $496

Mauckport Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Mauckport IN. For example, the car insurance in Mauckport after a DUI increases to $897 for a six month policy. While the rate increases by $219 for a six-month policy in the case of a speeding ticket.  

Mauckport auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $976 $163
One Med/PIP claim $976 $165
Not-at-fault accident $1032 $173
Two Med/PIP claims $1046 $177
One comp claim $1053 $176
Failure to show documents $1103 $188
Failure to wear a seat belt $1110 $184
Two comp claims $1117 $190
Child safety restraint $1131 $188
Driving without lights $1131 $193
Driving with expired registration $1173 $195
Speeding 6 - 10 MPH over limit $1195 $203
Driving too slowly $1202 $200
Failure to yield $1202 $205
Following too closely $1202 $200
Illegal turn $1202 $205
Speeding in school zone $1202 $200
Cell phone violation $1209 $206
Speeding 11 - 15 MPH over limit $1209 $201
Texting while driving $1209 $206
Wrong way/wrong lane $1209 $201
Failure to stop at a red light $1216 $207
Improper passing $1223 $203
Speeding 16 - 20 MPH over limit $1223 $208
At-fault accident - less than $1000 $1238 $206
Passing school bus $1258 $214
Speeding 21 - 25 MPH over limit $1322 $220
At-fault accident - $1000-$2000 $1364 $232
In 65 MPH zone $1385 $231
At-fault accident - greater than $2000 $1392 $237
Operating a vehicle without permission $1491 $249
Open container $1505 $256
Racing $1830 $305
Reckless driving $1837 $313
Refusal to submit to a chemical test $1859 $309
DUI $1873 $319
Leaving scene of an accident/hit and run $1909 $318
Driving with a suspended license $1923 $327

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Mauckport after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Mauckport.

The cheapest car insurance premiums in Mauckport are offered by American Family at $240 for a six-month policy. However, it can be as expensive as $3244 with companies like Farmers.

Mauckport car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $240 $40
Grange $438 $75
Travelers $664 $112
Progressive $671 $113
USAA $820 $138
Farm Bureau $1364 $230
State Farm $1378 $232
Allstate $1505 $253
Auto-Owners $2078 $350
Hastings Mutual $2234 $380
Farmers $3244 $540

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Mauckport are offered by Westfield at $183. However, it can be as expensive as $2276 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Mauckport after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $183 $31
American Family $240 $40
Auto-Owners Insurance Co $255 $43
Travelers $714 $120
Progressive $728 $123
USAA $728 $121
State Farm $777 $131
Auto-Owners $1053 $176
Farm Bureau $1399 $238
Farmers $2248 $375
Allstate $2276 $387

Car Insurance Price Trends in Mauckport, Indiana

Car insurance rates in Mauckport have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Mauckport rose by $186 in January compared to $159 of December. In other words, there has been an increase by $27 when you compare January and December.

The average cost of liability insurance in the Mauckport rose to $49 in January, compared to $46 in December. This represents an increase of $3 when comparing January and December.


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Frequently Asked Questions

How much is car insurance in Mauckport?

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The car insurance in Mauckport is $25 per month, which is lower than the national average.

What is the cheapest car insurance in Mauckport?

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The cheapest car insurance in Mauckport is $58 per month for full coverage.

How much is car insurance in Mauckport for teenagers?

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Car insurance for teenagers costs $177 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Mauckport?

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The average cost of car insurance is $749 for a six-month policy. It will cost around $150 per month to insure your car in Mauckport.

Is car insurance expensive in Mauckport?

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Car insurance can be expensive in Mauckport if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Mauckport can be affordable.

What is the best car insurance in Mauckport, IN?

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The best car insurance company in Mauckport IN is American Family, offering $346 for a six-month policy.

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