Cheapest Car Insurance Quotes in Forest Acres

Finding the cheapest car insurance quotes in Forest Acres shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Forest Acres Car Insurance

^$ 26

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Forest Acres

The car insurance rate in Forest Acres is $779 for a six-month policy, which is $23 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $349, making it a popular choice for budget-conscious drivers. Rates in Forest Acres can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Forest Acres

$779

Avg. Car Insurance in South Carolina

$756

National Average

$1140

Cheapest Car Insurance Companies in Forest Acres

1st place: American National P&C

At $349 for a six month policy, American National P&C offers the cheapest auto insurance rates in the city.

2nd place: South Carolina Farm Bureau

South Carolina Farm Bureau offers auto insurance rates at $453 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National

American National offers auto insurance rates at $502 for six months, making it the third cheapest auto insurance company in Forest Acres.

Forest Acres Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Forest Acres, SC is American National P&C, offering policies at just $349 for a six-month term. This is followed by South Carolina Farm Bureau, which has an average six-month premium of $453.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1083 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Forest Acres drivers find the best deals.

Cheap Car Insurance Companies in Forest Acres, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$349	$60
South Carolina Farm Bureau	$453	$75
American National	$502	$84
Auto-Owners Insurance Co	$520	$87
American Family	$789	$134
Farm Bureau	$795	$133
Encompass	$814	$138
Auto-Owners	$881	$148
USAA	$881	$148
Travelers	$912	$153
Progressive	$924	$156
Nationwide	$967	$161
Allstate	$1034	$174
State Farm	$1083	$182

Key Takeaways

Way's key takeaways about car insurance in Forest Acres

The auto insurance costs in Forest Acres fall around $349 for six months.
The cheapest auto insurance company in Forest Acres is American National.
Teen drivers pay the highest rate in Forest Acres at $28 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Forest Acres

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Forest Acres are given below.

American National provides the cheapest minimum car insurance coverage in Forest Acres. Their Average 6 Month Premium is $153. State Farm is the most expensive at $489 for the same period.

Cheapest Liability Coverage in Forest Acres, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$153	$26
American National P&C	$190	$32
Encompass	$227	$38
USAA	$227	$38
South Carolina Farm Bureau	$245	$41
Auto-Owners Insurance Co	$275	$46
American Family	$337	$58
Progressive	$349	$59
Auto-Owners	$373	$63
Farm Bureau	$379	$63
Travelers	$416	$70
Allstate	$428	$72
Nationwide	$465	$79
State Farm	$489	$82

Cheapest Full Coverage Car Insurance in Forest Acres

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Forest Acres is American National P&C at $60 per month and $349 for six months.

Cheapest Full Coverage Car Insurance Quotes in Forest Acres, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$349	$60
South Carolina Farm Bureau	$453	$75
American National	$502	$84
Auto-Owners Insurance Co	$520	$87
American Family	$789	$134
Farm Bureau	$795	$133
Encompass	$814	$138
Auto-Owners	$881	$148
USAA	$881	$148
Travelers	$912	$153
Progressive	$924	$156
Nationwide	$967	$161
Allstate	$1034	$174
State Farm	$1083	$182

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Forest Acres Instantly!

Average Car Insurance in Forest Acres by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Forest Acres, SC increasing?

Despite maintaining a clean driving record, your car insurance rates in Forest Acres, South Carolina, may be increasing due to several external factors. South Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Forest Acres's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Forest Acres

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Forest Acres,SC

If you are planning to get a car insurance policy for your teenage dependent, American National P&C provides the cheapest car insurance in the Forest Acres at $37 per month. At $165 for a six-month premium, American National offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$220	$37
South Carolina Farm Bureau	$318	$55
Auto-Owners Insurance Co	$349	$58
American Family	$379	$65
Travelers	$1371	$231
Farm Bureau	$1469	$249
Allstate	$1811	$305
USAA	$1817	$306
Auto-Owners	$2387	$402
Progressive	$2576	$434
State Farm	$2686	$452
Nationwide	$3506	$596
American National	$165	$28

Teen Car Insurance Rates in SC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Forest Acres, South Carolina Farm Bureau is the cheapest car insurance provider. At $459 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Forest Acres is State Farm, offering rates of around $3818 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
South Carolina Farm Bureau	$459	$76
American National P&C	$643	$109
American Family	$734	$123
Auto-Owners Insurance Co	$770	$131
USAA	$985	$164
Progressive	$1151	$194
Travelers	$1174	$198
Allstate	$1321	$222
Farm Bureau	$1432	$239
Nationwide	$1475	$250
Auto-Owners	$2276	$379
State Farm	$3818	$649

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Forest Acres.

Car Insurance Rates with An Accident in Forest Acres

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Forest Acres, SC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Forest Acres

The cheapest car insurance companies after an at-fault accident in Forest Acres include American National and American National P&C, offering $196 and $251, respectively. Allstate is an expensive provider with an average six-month premium of $1885.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$196	$33
American National P&C	$251	$42
Encompass	$281	$47
South Carolina Farm Bureau	$312	$54
American Family	$349	$58
Auto-Owners Insurance Co	$398	$68
Farm Bureau	$881	$148
Travelers	$893	$150
USAA	$924	$156
Auto-Owners	$991	$167
Progressive	$1224	$206
State Farm	$1432	$241
Nationwide	$1866	$311
Allstate	$1885	$317

Forest Acres Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Forest Acres SC. For example, the car insurance in Forest Acres after a DUI increases to $716 for a six month policy. While the rate increases by $312 for a six-month policy in the case of a speeding ticket.

Forest Acres auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1236	$206
One Med/PIP claim	$1236	$210
Not-at-fault accident	$1303	$217
Two Med/PIP claims	$1315	$224
One comp claim	$1321	$220
Two comp claims	$1365	$232
Failure to wear a seat belt	$1413	$236
Child safety restraint	$1444	$245
Driving without lights	$1444	$241
Failure to show documents	$1456	$247
Failure to yield	$1499	$250
Failure to stop at a red light	$1505	$255
Driving too slowly	$1548	$258
Speeding 6 - 10 MPH over limit	$1548	$264
Speeding in school zone	$1548	$258
At-fault accident - less than $1000	$1554	$265
In 65 MPH zone	$1554	$259
Driving with expired registration	$1560	$266
Following too closely	$1560	$260
Illegal turn	$1560	$266
Speeding 11 - 15 MPH over limit	$1560	$260
Wrong way/wrong lane	$1560	$266
Cell phone violation	$1567	$261
Texting while driving	$1567	$267
Improper passing	$1573	$262
Operating a vehicle without permission	$1573	$268
Speeding 16 - 20 MPH over limit	$1573	$262
Speeding 21 - 25 MPH over limit	$1573	$268
Passing school bus	$1597	$266
Open container	$1609	$274
At-fault accident - $1000-$2000	$1775	$296
At-fault accident - greater than $2000	$1775	$302
Refusal to submit to a chemical test	$1927	$321
DUI	$1952	$332
Reckless driving	$2000	$334
Driving with a suspended license	$2006	$341
Racing	$2013	$336
Leaving scene of an accident/hit and run	$2081	$353

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Forest Acres after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Forest Acres.

The cheapest car insurance premiums in Forest Acres are offered by American National P&C at $281 for a six-month policy. However, it can be as expensive as $239 with companies like American National.

Forest Acres car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$281	$47
American Family	$294	$49
South Carolina Farm Bureau	$300	$50
Auto-Owners Insurance Co	$624	$106
Farm Bureau	$741	$125
Travelers	$887	$149
Progressive	$924	$156
USAA	$972	$164
State Farm	$1132	$191
Allstate	$1297	$218
Auto-Owners	$1627	$271
Nationwide	$1781	$303
American National	$239	$40

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Forest Acres are offered by American National P&C at $251. However, it can be as expensive as $1157 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Forest Acres after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$251	$42
South Carolina Farm Bureau	$281	$47
Auto-Owners Insurance Co	$312	$52
American Family	$355	$61
Auto-Owners	$747	$125
USAA	$777	$132
State Farm	$801	$135
Farm Bureau	$868	$147
Travelers	$887	$149
Progressive	$961	$162
Allstate	$1107	$186
Nationwide	$1157	$197

Car Insurance Price Trends in Forest Acres, South Carolina

Car insurance rates in Forest Acres have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Forest Acres rose by $179 in December compared to $177 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Forest Acres rose to $60 in December, compared to $57 in November. This represents an increase of $3 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Forest Acres?

The car insurance in Forest Acres is $26 per month, which is lower than the national average.

What is the cheapest car insurance in Forest Acres?

The cheapest car insurance in Forest Acres is $60 per month for full coverage.

How much is car insurance in Forest Acres for teenagers?

Car insurance for teenagers costs $220 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Forest Acres?

The average cost of car insurance is $756 for a six-month policy. It will cost around $131 per month to insure your car in Forest Acres.

Is car insurance expensive in Forest Acres?

Car insurance can be expensive in Forest Acres if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Forest Acres can be affordable.

What is the best car insurance in Forest Acres, SC?

The best car insurance company in Forest Acres SC is American National P&C, offering $349 for a six-month policy.