Cheapest Car Insurance Quotes in Tamassee

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Tamassee Car Insurance

^$ 21

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Tamassee

The car insurance rate in Tamassee is $643 for a six-month policy, which is $113 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $288, making it a popular choice for budget-conscious drivers. Rates in Tamassee can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Tamassee

$643

Avg. Car Insurance in South Carolina

$756

National Average

$1140

Cheapest Car Insurance Companies in Tamassee

1st place: American National P&C

At $288 for a six month policy, American National P&C offers the cheapest auto insurance rates in the city.

2nd place: South Carolina Farm Bureau

South Carolina Farm Bureau offers auto insurance rates at $374 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National

American National offers auto insurance rates at $414 for six months, making it the third cheapest auto insurance company in Tamassee.

Tamassee Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Tamassee, SC is American National P&C, offering policies at just $288 for a six-month term. This is followed by South Carolina Farm Bureau, which has an average six-month premium of $374.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $893 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Tamassee drivers find the best deals.

Cheap Car Insurance Companies in Tamassee, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$288	$49
South Carolina Farm Bureau	$374	$62
American National	$414	$70
Auto-Owners Insurance Co	$429	$71
American Family	$651	$111
Farm Bureau	$656	$110
Encompass	$672	$114
Auto-Owners	$727	$122
USAA	$727	$122
Travelers	$752	$127
Progressive	$762	$128
Nationwide	$798	$133
Allstate	$853	$144
State Farm	$893	$150

Key Takeaways

Way's key takeaways about car insurance in Tamassee

The auto insurance costs in Tamassee fall around $288 for six months.
The cheapest auto insurance company in Tamassee is American National.
Teen drivers pay the highest rate in Tamassee at $23 per month.

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Cheapest Minimum Liability Car Insurance in Tamassee

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Tamassee are given below.

American National provides the cheapest minimum car insurance coverage in Tamassee. Their Average 6 Month Premium is $127. State Farm is the most expensive at $404 for the same period.

Cheapest Liability Coverage in Tamassee, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$127	$21
American National P&C	$156	$26
Encompass	$187	$31
USAA	$187	$31
South Carolina Farm Bureau	$202	$34
Auto-Owners Insurance Co	$227	$38
American Family	$278	$48
Progressive	$288	$48
Auto-Owners	$308	$52
Farm Bureau	$313	$52
Travelers	$343	$58
Allstate	$354	$60
Nationwide	$383	$65
State Farm	$404	$68

Cheapest Full Coverage Car Insurance in Tamassee

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Tamassee is American National P&C at $49 per month and $288 for six months.

Cheapest Full Coverage Car Insurance Quotes in Tamassee, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$288	$49
South Carolina Farm Bureau	$374	$62
American National	$414	$70
Auto-Owners Insurance Co	$429	$71
American Family	$651	$111
Farm Bureau	$656	$110
Encompass	$672	$114
Auto-Owners	$727	$122
USAA	$727	$122
Travelers	$752	$127
Progressive	$762	$128
Nationwide	$798	$133
Allstate	$853	$144
State Farm	$893	$150

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Average Car Insurance in Tamassee by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Tamassee, SC increasing?

Despite maintaining a clean driving record, your car insurance rates in Tamassee, South Carolina, may be increasing due to several external factors. South Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Tamassee's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Tamassee

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Tamassee,SC

If you are planning to get a car insurance policy for your teenage dependent, American National P&C provides the cheapest car insurance in the Tamassee at $31 per month. At $136 for a six-month premium, American National offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$182	$31
South Carolina Farm Bureau	$263	$45
Auto-Owners Insurance Co	$288	$48
American Family	$313	$54
Travelers	$1131	$190
Farm Bureau	$1212	$206
Allstate	$1494	$252
USAA	$1499	$252
Auto-Owners	$1969	$332
Progressive	$2126	$358
State Farm	$2217	$373
Nationwide	$2893	$492
American National	$136	$23

Teen Car Insurance Rates in SC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Tamassee, South Carolina Farm Bureau is the cheapest car insurance provider. At $379 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Tamassee is State Farm, offering rates of around $3151 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
South Carolina Farm Bureau	$379	$63
American National P&C	$530	$90
American Family	$606	$101
Auto-Owners Insurance Co	$636	$108
USAA	$813	$135
Progressive	$949	$160
Travelers	$969	$163
Allstate	$1091	$184
Farm Bureau	$1182	$197
Nationwide	$1217	$207
Auto-Owners	$1879	$313
State Farm	$3151	$536

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Car Insurance Rates with An Accident in Tamassee

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Tamassee, SC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Tamassee

The cheapest car insurance companies after an at-fault accident in Tamassee include American National and American National P&C, offering $162 and $207, respectively. Allstate is an expensive provider with an average six-month premium of $1556.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$162	$27
American National P&C	$207	$35
Encompass	$232	$39
South Carolina Farm Bureau	$258	$44
American Family	$288	$48
Auto-Owners Insurance Co	$328	$56
Farm Bureau	$727	$122
Travelers	$737	$124
USAA	$762	$128
Auto-Owners	$818	$138
Progressive	$1010	$170
State Farm	$1182	$199
Nationwide	$1540	$257
Allstate	$1556	$262

Tamassee Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Tamassee SC. For example, the car insurance in Tamassee after a DUI increases to $591 for a six month policy. While the rate increases by $258 for a six-month policy in the case of a speeding ticket.

Tamassee auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1020	$170
One Med/PIP claim	$1020	$173
Not-at-fault accident	$1075	$179
Two Med/PIP claims	$1085	$184
One comp claim	$1091	$182
Two comp claims	$1126	$191
Failure to wear a seat belt	$1166	$195
Child safety restraint	$1192	$202
Driving without lights	$1192	$199
Failure to show documents	$1202	$204
Failure to yield	$1237	$207
Failure to stop at a red light	$1242	$211
Driving too slowly	$1278	$213
Speeding 6 - 10 MPH over limit	$1278	$218
Speeding in school zone	$1278	$213
At-fault accident - less than $1000	$1283	$218
In 65 MPH zone	$1283	$213
Driving with expired registration	$1288	$219
Following too closely	$1288	$214
Illegal turn	$1288	$219
Speeding 11 - 15 MPH over limit	$1288	$214
Wrong way/wrong lane	$1288	$219
Cell phone violation	$1293	$215
Texting while driving	$1293	$220
Improper passing	$1298	$216
Operating a vehicle without permission	$1298	$221
Speeding 16 - 20 MPH over limit	$1298	$216
Speeding 21 - 25 MPH over limit	$1298	$221
Passing school bus	$1318	$219
Open container	$1328	$226
At-fault accident - $1000-$2000	$1465	$244
At-fault accident - greater than $2000	$1465	$249
Refusal to submit to a chemical test	$1590	$265
DUI	$1611	$274
Reckless driving	$1651	$275
Driving with a suspended license	$1656	$281
Racing	$1661	$277
Leaving scene of an accident/hit and run	$1717	$292

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Tamassee after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Tamassee.

The cheapest car insurance premiums in Tamassee are offered by American National P&C at $232 for a six-month policy. However, it can be as expensive as $197 with companies like American National.

Tamassee car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$232	$39
American Family	$242	$41
South Carolina Farm Bureau	$247	$42
Auto-Owners Insurance Co	$515	$88
Farm Bureau	$611	$103
Travelers	$732	$123
Progressive	$762	$128
USAA	$802	$135
State Farm	$934	$157
Allstate	$1070	$180
Auto-Owners	$1343	$224
Nationwide	$1470	$250
American National	$197	$33

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Tamassee are offered by American National P&C at $207. However, it can be as expensive as $955 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Tamassee after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$207	$35
South Carolina Farm Bureau	$232	$39
Auto-Owners Insurance Co	$258	$43
American Family	$293	$50
Auto-Owners	$616	$103
USAA	$641	$109
State Farm	$661	$111
Farm Bureau	$717	$122
Travelers	$732	$123
Progressive	$793	$133
Allstate	$914	$154
Nationwide	$955	$162

Car Insurance Price Trends in Tamassee, South Carolina

Car insurance rates in Tamassee have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Tamassee rose by $148 in December compared to $146 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Tamassee rose to $49 in December, compared to $47 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Tamassee?

The car insurance in Tamassee is $21 per month, which is lower than the national average.

What is the cheapest car insurance in Tamassee?

The cheapest car insurance in Tamassee is $49 per month for full coverage.

How much is car insurance in Tamassee for teenagers?

Car insurance for teenagers costs $182 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Tamassee?

The average cost of car insurance is $756 for a six-month policy. It will cost around $108 per month to insure your car in Tamassee.

Is car insurance expensive in Tamassee?

Car insurance can be expensive in Tamassee if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Tamassee can be affordable.

What is the best car insurance in Tamassee, SC?

The best car insurance company in Tamassee SC is American National P&C, offering $288 for a six-month policy.