Cheapest Car Insurance Quotes in New Ellenton

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New Ellenton Car Insurance

^$ 22

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in New Ellenton

The car insurance rate in New Ellenton is $658 for a six-month policy, which is $98 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $295, making it a popular choice for budget-conscious drivers. Rates in New Ellenton can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in New Ellenton

$658

Avg. Car Insurance in South Carolina

$756

National Average

$1140

Cheapest Car Insurance Companies in New Ellenton

1st place: American National P&C

At $295 for a six month policy, American National P&C offers the cheapest auto insurance rates in the city.

2nd place: South Carolina Farm Bureau

South Carolina Farm Bureau offers auto insurance rates at $383 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National

American National offers auto insurance rates at $424 for six months, making it the third cheapest auto insurance company in New Ellenton.

New Ellenton Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in New Ellenton, SC is American National P&C, offering policies at just $295 for a six-month term. This is followed by South Carolina Farm Bureau, which has an average six-month premium of $383.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $914 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help New Ellenton drivers find the best deals.

Cheap Car Insurance Companies in New Ellenton, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$295	$50
South Carolina Farm Bureau	$383	$64
American National	$424	$71
Auto-Owners Insurance Co	$439	$73
American Family	$666	$113
Farm Bureau	$672	$112
Encompass	$687	$117
Auto-Owners	$744	$125
USAA	$744	$125
Travelers	$770	$130
Progressive	$780	$131
Nationwide	$817	$136
Allstate	$873	$147
State Farm	$914	$154

Key Takeaways

Way's key takeaways about car insurance in New Ellenton

The auto insurance costs in New Ellenton fall around $295 for six months.
The cheapest auto insurance company in New Ellenton is American National.
Teen drivers pay the highest rate in New Ellenton at $23 per month.

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Cheapest Minimum Liability Car Insurance in New Ellenton

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in New Ellenton are given below.

American National provides the cheapest minimum car insurance coverage in New Ellenton. Their Average 6 Month Premium is $130. State Farm is the most expensive at $413 for the same period.

Cheapest Liability Coverage in New Ellenton, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$130	$22
American National P&C	$160	$27
Encompass	$191	$32
USAA	$191	$32
South Carolina Farm Bureau	$207	$35
Auto-Owners Insurance Co	$232	$39
American Family	$284	$49
Progressive	$295	$50
Auto-Owners	$315	$53
Farm Bureau	$320	$53
Travelers	$351	$59
Allstate	$362	$61
Nationwide	$392	$67
State Farm	$413	$70

Cheapest Full Coverage Car Insurance in New Ellenton

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in New Ellenton is American National P&C at $50 per month and $295 for six months.

Cheapest Full Coverage Car Insurance Quotes in New Ellenton, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$295	$50
South Carolina Farm Bureau	$383	$64
American National	$424	$71
Auto-Owners Insurance Co	$439	$73
American Family	$666	$113
Farm Bureau	$672	$112
Encompass	$687	$117
Auto-Owners	$744	$125
USAA	$744	$125
Travelers	$770	$130
Progressive	$780	$131
Nationwide	$817	$136
Allstate	$873	$147
State Farm	$914	$154

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Average Car Insurance in New Ellenton by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in New Ellenton, SC increasing?

Despite maintaining a clean driving record, your car insurance rates in New Ellenton, South Carolina, may be increasing due to several external factors. South Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, New Ellenton's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in New Ellenton

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in New Ellenton,SC

If you are planning to get a car insurance policy for your teenage dependent, American National P&C provides the cheapest car insurance in the New Ellenton at $31 per month. At $139 for a six-month premium, American National offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$186	$31
South Carolina Farm Bureau	$269	$46
Auto-Owners Insurance Co	$295	$49
American Family	$320	$55
Travelers	$1158	$195
Farm Bureau	$1241	$211
Allstate	$1529	$258
USAA	$1535	$258
Auto-Owners	$2016	$339
Progressive	$2176	$366
State Farm	$2269	$382
Nationwide	$2961	$504
American National	$139	$23

Teen Car Insurance Rates in SC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in New Ellenton, South Carolina Farm Bureau is the cheapest car insurance provider. At $388 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in New Ellenton is State Farm, offering rates of around $3225 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
South Carolina Farm Bureau	$388	$64
American National P&C	$543	$92
American Family	$620	$104
Auto-Owners Insurance Co	$651	$110
USAA	$832	$138
Progressive	$972	$164
Travelers	$992	$167
Allstate	$1116	$188
Farm Bureau	$1209	$202
Nationwide	$1246	$211
Auto-Owners	$1923	$320
State Farm	$3225	$548

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Car Insurance Rates with An Accident in New Ellenton

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In New Ellenton, SC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in New Ellenton

The cheapest car insurance companies after an at-fault accident in New Ellenton include American National and American National P&C, offering $165 and $212, respectively. Allstate is an expensive provider with an average six-month premium of $1592.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$165	$28
American National P&C	$212	$36
Encompass	$238	$40
South Carolina Farm Bureau	$264	$45
American Family	$295	$49
Auto-Owners Insurance Co	$336	$57
Farm Bureau	$744	$125
Travelers	$754	$127
USAA	$780	$131
Auto-Owners	$837	$141
Progressive	$1034	$174
State Farm	$1209	$204
Nationwide	$1576	$263
Allstate	$1592	$268

New Ellenton Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in New Ellenton SC. For example, the car insurance in New Ellenton after a DUI increases to $605 for a six month policy. While the rate increases by $264 for a six-month policy in the case of a speeding ticket.

New Ellenton auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1044	$174
One Med/PIP claim	$1044	$177
Not-at-fault accident	$1101	$184
Two Med/PIP claims	$1111	$189
One comp claim	$1116	$186
Two comp claims	$1153	$196
Failure to wear a seat belt	$1194	$199
Child safety restraint	$1220	$207
Driving without lights	$1220	$204
Failure to show documents	$1230	$209
Failure to yield	$1266	$211
Failure to stop at a red light	$1271	$216
Driving too slowly	$1308	$218
Speeding 6 - 10 MPH over limit	$1308	$223
Speeding in school zone	$1308	$218
At-fault accident - less than $1000	$1313	$224
In 65 MPH zone	$1313	$218
Driving with expired registration	$1318	$224
Following too closely	$1318	$219
Illegal turn	$1318	$224
Speeding 11 - 15 MPH over limit	$1318	$219
Wrong way/wrong lane	$1318	$224
Cell phone violation	$1323	$220
Texting while driving	$1323	$225
Improper passing	$1328	$221
Operating a vehicle without permission	$1328	$226
Speeding 16 - 20 MPH over limit	$1328	$221
Speeding 21 - 25 MPH over limit	$1328	$226
Passing school bus	$1349	$224
Open container	$1359	$231
At-fault accident - $1000-$2000	$1499	$250
At-fault accident - greater than $2000	$1499	$255
Refusal to submit to a chemical test	$1628	$271
DUI	$1649	$280
Reckless driving	$1690	$282
Driving with a suspended license	$1695	$288
Racing	$1700	$284
Leaving scene of an accident/hit and run	$1757	$298

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in New Ellenton after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in New Ellenton.

The cheapest car insurance premiums in New Ellenton are offered by American National P&C at $238 for a six-month policy. However, it can be as expensive as $202 with companies like American National.

New Ellenton car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$238	$40
American Family	$248	$42
South Carolina Farm Bureau	$253	$43
Auto-Owners Insurance Co	$527	$90
Farm Bureau	$626	$105
Travelers	$749	$126
Progressive	$780	$131
USAA	$821	$138
State Farm	$956	$161
Allstate	$1095	$184
Auto-Owners	$1375	$229
Nationwide	$1504	$256
American National	$202	$34

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in New Ellenton are offered by American National P&C at $212. However, it can be as expensive as $977 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in New Ellenton after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$212	$36
South Carolina Farm Bureau	$238	$40
Auto-Owners Insurance Co	$264	$44
American Family	$300	$51
Auto-Owners	$631	$105
USAA	$656	$111
State Farm	$677	$114
Farm Bureau	$733	$124
Travelers	$749	$126
Progressive	$812	$137
Allstate	$935	$157
Nationwide	$977	$166

Car Insurance Price Trends in New Ellenton, South Carolina

Car insurance rates in New Ellenton have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the New Ellenton rose by $151 in December compared to $150 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the New Ellenton rose to $50 in December, compared to $48 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in New Ellenton?

The car insurance in New Ellenton is $22 per month, which is lower than the national average.

What is the cheapest car insurance in New Ellenton?

The cheapest car insurance in New Ellenton is $50 per month for full coverage.

How much is car insurance in New Ellenton for teenagers?

Car insurance for teenagers costs $186 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in New Ellenton?

The average cost of car insurance is $756 for a six-month policy. It will cost around $110 per month to insure your car in New Ellenton.

Is car insurance expensive in New Ellenton?

Car insurance can be expensive in New Ellenton if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in New Ellenton can be affordable.

What is the best car insurance in New Ellenton, SC?

The best car insurance company in New Ellenton SC is American National P&C, offering $295 for a six-month policy.