Cheapest Car Insurance Quotes in Meggett

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Meggett Car Insurance

^$ 29

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Meggett

The car insurance rate in Meggett is $885 for a six-month policy, which is $129 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $397, making it a popular choice for budget-conscious drivers. Rates in Meggett can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Meggett

$885

Avg. Car Insurance in South Carolina

$756

National Average

$1140

Cheapest Car Insurance Companies in Meggett

1st place: American National P&C

At $397 for a six month policy, American National P&C offers the cheapest auto insurance rates in the city.

2nd place: South Carolina Farm Bureau

South Carolina Farm Bureau offers auto insurance rates at $515 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National

American National offers auto insurance rates at $570 for six months, making it the third cheapest auto insurance company in Meggett.

Meggett Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Meggett, SC is American National P&C, offering policies at just $397 for a six-month term. This is followed by South Carolina Farm Bureau, which has an average six-month premium of $515.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1230 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Meggett drivers find the best deals.

Cheap Car Insurance Companies in Meggett, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$397	$68
South Carolina Farm Bureau	$515	$85
American National	$570	$96
Auto-Owners Insurance Co	$591	$98
American Family	$896	$152
Farm Bureau	$903	$151
Encompass	$924	$157
Auto-Owners	$1000	$168
USAA	$1000	$168
Travelers	$1035	$174
Progressive	$1049	$177
Nationwide	$1099	$183
Allstate	$1175	$198
State Farm	$1230	$207

Key Takeaways

Way's key takeaways about car insurance in Meggett

The auto insurance costs in Meggett fall around $397 for six months.
The cheapest auto insurance company in Meggett is American National.
Teen drivers pay the highest rate in Meggett at $32 per month.

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Cheapest Minimum Liability Car Insurance in Meggett

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Meggett are given below.

American National provides the cheapest minimum car insurance coverage in Meggett. Their Average 6 Month Premium is $174. State Farm is the most expensive at $556 for the same period.

Cheapest Liability Coverage in Meggett, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$174	$29
American National P&C	$215	$36
Encompass	$257	$43
USAA	$257	$43
South Carolina Farm Bureau	$278	$47
Auto-Owners Insurance Co	$312	$53
American Family	$383	$66
Progressive	$397	$67
Auto-Owners	$424	$71
Farm Bureau	$431	$71
Travelers	$473	$80
Allstate	$487	$82
Nationwide	$528	$90
State Farm	$556	$94

Cheapest Full Coverage Car Insurance in Meggett

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Meggett is American National P&C at $68 per month and $397 for six months.

Cheapest Full Coverage Car Insurance Quotes in Meggett, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$397	$68
South Carolina Farm Bureau	$515	$85
American National	$570	$96
Auto-Owners Insurance Co	$591	$98
American Family	$896	$152
Farm Bureau	$903	$151
Encompass	$924	$157
Auto-Owners	$1000	$168
USAA	$1000	$168
Travelers	$1035	$174
Progressive	$1049	$177
Nationwide	$1099	$183
Allstate	$1175	$198
State Farm	$1230	$207

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Average Car Insurance in Meggett by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Meggett, SC increasing?

Despite maintaining a clean driving record, your car insurance rates in Meggett, South Carolina, may be increasing due to several external factors. South Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Meggett's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Meggett

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Meggett,SC

If you are planning to get a car insurance policy for your teenage dependent, American National P&C provides the cheapest car insurance in the Meggett at $42 per month. At $187 for a six-month premium, American National offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$250	$42
South Carolina Farm Bureau	$362	$62
Auto-Owners Insurance Co	$397	$66
American Family	$431	$74
Travelers	$1557	$262
Farm Bureau	$1668	$283
Allstate	$2057	$346
USAA	$2064	$347
Auto-Owners	$2711	$456
Progressive	$2926	$493
State Farm	$3051	$514
Nationwide	$3983	$677
American National	$187	$32

Teen Car Insurance Rates in SC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Meggett, South Carolina Farm Bureau is the cheapest car insurance provider. At $522 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Meggett is State Farm, offering rates of around $4337 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
South Carolina Farm Bureau	$522	$87
American National P&C	$730	$124
American Family	$834	$139
Auto-Owners Insurance Co	$875	$149
USAA	$1119	$186
Progressive	$1307	$220
Travelers	$1334	$225
Allstate	$1501	$253
Farm Bureau	$1626	$271
Nationwide	$1675	$284
Auto-Owners	$2586	$431
State Farm	$4337	$737

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Car Insurance Rates with An Accident in Meggett

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Meggett, SC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Meggett

The cheapest car insurance companies after an at-fault accident in Meggett include American National and American National P&C, offering $222 and $285, respectively. Allstate is an expensive provider with an average six-month premium of $2141.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$222	$37
American National P&C	$285	$48
Encompass	$319	$54
South Carolina Farm Bureau	$355	$61
American Family	$397	$66
Auto-Owners Insurance Co	$452	$77
Farm Bureau	$1000	$168
Travelers	$1014	$171
USAA	$1049	$177
Auto-Owners	$1126	$190
Progressive	$1390	$234
State Farm	$1626	$274
Nationwide	$2120	$353
Allstate	$2141	$360

Meggett Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Meggett SC. For example, the car insurance in Meggett after a DUI increases to $813 for a six month policy. While the rate increases by $355 for a six-month policy in the case of a speeding ticket.

Meggett auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1404	$234
One Med/PIP claim	$1404	$239
Not-at-fault accident	$1480	$247
Two Med/PIP claims	$1494	$254
One comp claim	$1501	$250
Two comp claims	$1550	$263
Failure to wear a seat belt	$1605	$268
Child safety restraint	$1640	$278
Driving without lights	$1640	$274
Failure to show documents	$1654	$281
Failure to yield	$1702	$284
Failure to stop at a red light	$1709	$290
Driving too slowly	$1759	$293
Speeding 6 - 10 MPH over limit	$1759	$300
Speeding in school zone	$1759	$293
At-fault accident - less than $1000	$1766	$301
In 65 MPH zone	$1766	$294
Driving with expired registration	$1773	$302
Following too closely	$1773	$295
Illegal turn	$1773	$302
Speeding 11 - 15 MPH over limit	$1773	$295
Wrong way/wrong lane	$1773	$302
Cell phone violation	$1780	$296
Texting while driving	$1780	$303
Improper passing	$1787	$297
Operating a vehicle without permission	$1787	$304
Speeding 16 - 20 MPH over limit	$1787	$297
Speeding 21 - 25 MPH over limit	$1787	$304
Passing school bus	$1814	$302
Open container	$1828	$311
At-fault accident - $1000-$2000	$2016	$336
At-fault accident - greater than $2000	$2016	$343
Refusal to submit to a chemical test	$2189	$365
DUI	$2217	$377
Reckless driving	$2272	$379
Driving with a suspended license	$2279	$387
Racing	$2286	$381
Leaving scene of an accident/hit and run	$2363	$401

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Meggett after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Meggett.

The cheapest car insurance premiums in Meggett are offered by American National P&C at $319 for a six-month policy. However, it can be as expensive as $271 with companies like American National.

Meggett car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$319	$54
American Family	$333	$56
South Carolina Farm Bureau	$340	$57
Auto-Owners Insurance Co	$709	$121
Farm Bureau	$841	$142
Travelers	$1007	$170
Progressive	$1049	$177
USAA	$1104	$186
State Farm	$1286	$216
Allstate	$1473	$248
Auto-Owners	$1849	$308
Nationwide	$2023	$344
American National	$271	$46

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Meggett are offered by American National P&C at $285. However, it can be as expensive as $1314 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Meggett after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$285	$48
South Carolina Farm Bureau	$319	$54
Auto-Owners Insurance Co	$355	$59
American Family	$404	$69
Auto-Owners	$848	$142
USAA	$882	$150
State Farm	$910	$153
Farm Bureau	$986	$167
Travelers	$1007	$170
Progressive	$1092	$184
Allstate	$1258	$212
Nationwide	$1314	$223

Car Insurance Price Trends in Meggett, South Carolina

Car insurance rates in Meggett have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Meggett rose by $204 in December compared to $201 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Meggett rose to $68 in December, compared to $64 in November. This represents an increase of $4 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Meggett?

The car insurance in Meggett is $29 per month, which is lower than the national average.

What is the cheapest car insurance in Meggett?

The cheapest car insurance in Meggett is $68 per month for full coverage.

How much is car insurance in Meggett for teenagers?

Car insurance for teenagers costs $250 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Meggett?

The average cost of car insurance is $756 for a six-month policy. It will cost around $149 per month to insure your car in Meggett.

Is car insurance expensive in Meggett?

Car insurance can be expensive in Meggett if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Meggett can be affordable.

What is the best car insurance in Meggett, SC?

The best car insurance company in Meggett SC is American National P&C, offering $397 for a six-month policy.