Cheapest Car Insurance Quotes in Grover

Finding the cheapest car insurance quotes in Grover shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Grover Car Insurance

^$ 30

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Grover

The car insurance rate in Grover is $1003 for a six-month policy, which is $174 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $410, making it a popular choice for budget-conscious drivers. Rates in Grover can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Grover

$1003

Avg. Car Insurance in South Carolina

$829

National Average

$1278

Cheapest Car Insurance Companies in Grover

1st place: American National P&C

At $410 for a six month policy, American National P&C offers the cheapest auto insurance rates in the city.

2nd place: South Carolina Farm Bureau

South Carolina Farm Bureau offers auto insurance rates at $532 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National

American National offers auto insurance rates at $589 for six months, making it the third cheapest auto insurance company in Grover.

Grover Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Grover, SC is American National P&C, offering policies at just $410 for a six-month term. This is followed by South Carolina Farm Bureau, which has an average six-month premium of $532.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $1631 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Grover drivers find the best deals.

Cheap Car Insurance Companies in Grover, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$410	$70
South Carolina Farm Bureau	$532	$88
American National	$589	$99
Auto-Owners Insurance Co	$611	$102
American Family	$927	$157
Encompass	$956	$160
USAA	$1056	$178
Auto-Owners	$1078	$182
Travelers	$1114	$188
Progressive	$1171	$197
Farm Bureau	$1193	$203
Allstate	$1387	$234
State Farm	$1401	$236
Nationwide	$1631	$272

Key Takeaways

Way's key takeaways about car insurance in Grover

The auto insurance costs in Grover fall around $410 for six months.
The cheapest auto insurance company in Grover is American National.
Teen drivers pay the highest rate in Grover at $33 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Grover

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Grover are given below.

American National provides the cheapest minimum car insurance coverage in Grover. Their Average 6 Month Premium is $180. Nationwide is the most expensive at $834 for the same period.

Cheapest Liability Coverage in Grover, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$180	$30
American National P&C	$223	$38
Encompass	$266	$45
USAA	$273	$46
South Carolina Farm Bureau	$288	$48
Auto-Owners Insurance Co	$323	$54
American Family	$396	$68
Progressive	$417	$70
Auto-Owners	$467	$79
Travelers	$496	$83
Farm Bureau	$503	$86
Allstate	$511	$86
State Farm	$626	$105
Nationwide	$834	$139

Cheapest Full Coverage Car Insurance in Grover

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Grover is American National P&C at $70 per month and $410 for six months.

Cheapest Full Coverage Car Insurance Quotes in Grover, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$410	$70
South Carolina Farm Bureau	$532	$88
American National	$589	$99
Auto-Owners Insurance Co	$611	$102
American Family	$927	$157
Encompass	$956	$160
USAA	$1056	$178
Auto-Owners	$1078	$182
Travelers	$1114	$188
Progressive	$1171	$197
Farm Bureau	$1193	$203
Allstate	$1387	$234
State Farm	$1401	$236
Nationwide	$1631	$272

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Grover Instantly!

Average Car Insurance in Grover by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Grover, SC increasing?

Despite maintaining a clean driving record, your car insurance rates in Grover, South Carolina, may be increasing due to several external factors. South Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Grover's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Grover

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Grover,SC

If you are planning to get a car insurance policy for your teenage dependent, American National P&C provides the cheapest car insurance in the Grover at $44 per month. At $194 for a six-month premium, American National offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$259	$44
South Carolina Farm Bureau	$374	$64
Auto-Owners Insurance Co	$410	$68
American Family	$445	$76
Travelers	$1819	$306
Farm Bureau	$2149	$365
USAA	$2235	$376
Allstate	$2472	$416
Auto-Owners	$2681	$451
Progressive	$3364	$566
State Farm	$3557	$599
Nationwide	$4212	$716
American National	$194	$33

Teen Car Insurance Rates in SC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Grover, South Carolina Farm Bureau is the cheapest car insurance provider. At $540 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Grover is State Farm, offering rates of around $6058 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
South Carolina Farm Bureau	$540	$90
American National P&C	$755	$128
American Family	$863	$144
Auto-Owners Insurance Co	$905	$154
USAA	$1258	$209
Travelers	$1560	$263
Progressive	$1618	$272
Allstate	$1977	$333
Farm Bureau	$2142	$357
Nationwide	$2465	$419
Auto-Owners	$3019	$503
State Farm	$6058	$1030

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Grover.

Car Insurance Rates with An Accident in Grover

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Grover, SC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Grover

The cheapest car insurance companies after an at-fault accident in Grover include American National and American National P&C, offering $230 and $295, respectively. Nationwide is an expensive provider with an average six-month premium of $2350.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$230	$39
American National P&C	$295	$50
Encompass	$330	$56
South Carolina Farm Bureau	$367	$63
American Family	$410	$68
Auto-Owners Insurance Co	$467	$80
Auto-Owners	$970	$163
USAA	$978	$165
Travelers	$992	$167
Farm Bureau	$1100	$185
Progressive	$1423	$240
State Farm	$1552	$261
Allstate	$2220	$374
Nationwide	$2350	$399

Grover Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Grover SC. For example, the car insurance in Grover after a DUI increases to $841 for a six month policy. While the rate increases by $367 for a six-month policy in the case of a speeding ticket.

Grover auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1452	$242
One Med/PIP claim	$1452	$247
Not-at-fault accident	$1531	$255
Two Med/PIP claims	$1545	$263
One comp claim	$1552	$259
Two comp claims	$1603	$272
Failure to wear a seat belt	$1660	$277
Child safety restraint	$1696	$288
Driving without lights	$1696	$283
Failure to show documents	$1711	$290
Failure to yield	$1761	$294
Failure to stop at a red light	$1768	$300
Driving too slowly	$1819	$303
Speeding 6 - 10 MPH over limit	$1819	$310
Speeding in school zone	$1819	$303
At-fault accident - less than $1000	$1826	$311
In 65 MPH zone	$1826	$304
Driving with expired registration	$1833	$312
Following too closely	$1833	$305
Illegal turn	$1833	$312
Speeding 11 - 15 MPH over limit	$1833	$305
Wrong way/wrong lane	$1833	$312
Cell phone violation	$1840	$306
Texting while driving	$1840	$313
Improper passing	$1848	$307
Operating a vehicle without permission	$1848	$315
Speeding 16 - 20 MPH over limit	$1848	$307
Speeding 21 - 25 MPH over limit	$1848	$315
Passing school bus	$1876	$312
Open container	$1890	$322
At-fault accident - $1000-$2000	$2085	$347
At-fault accident - greater than $2000	$2085	$355
Refusal to submit to a chemical test	$2264	$378
DUI	$2293	$390
Reckless driving	$2350	$392
Driving with a suspended license	$2357	$401
Racing	$2364	$394
Leaving scene of an accident/hit and run	$2444	$415

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Grover after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Grover.

The cheapest car insurance premiums in Grover are offered by American National P&C at $330 for a six-month policy. However, it can be as expensive as $281 with companies like American National.

Grover car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$330	$56
American Family	$345	$58
South Carolina Farm Bureau	$352	$59
Auto-Owners Insurance Co	$733	$125
Farm Bureau	$1020	$172
Travelers	$1122	$189
USAA	$1186	$200
Progressive	$1193	$201
State Farm	$1574	$265
Allstate	$1753	$295
Auto-Owners	$2286	$381
Nationwide	$3119	$530
American National	$281	$47

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Grover are offered by American National P&C at $295. However, it can be as expensive as $1983 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Grover after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$295	$50
South Carolina Farm Bureau	$330	$56
Auto-Owners Insurance Co	$367	$61
American Family	$417	$71
USAA	$992	$166
Auto-Owners	$1042	$177
State Farm	$1142	$192
Travelers	$1157	$195
Farm Bureau	$1293	$215
Progressive	$1352	$227
Allstate	$1631	$275
Nationwide	$1983	$338

Car Insurance Price Trends in Grover, South Carolina

Car insurance rates in Grover have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Grover rose by $236 in January compared to $211 of December. In other words, there has been an increase by $25 when you compare January and December.

The average cost of liability insurance in the Grover rose to $73 in January, compared to $70 in December. This represents an increase of $3 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Grover?

The car insurance in Grover is $30 per month, which is lower than the national average.

What is the cheapest car insurance in Grover?

The cheapest car insurance in Grover is $70 per month for full coverage.

How much is car insurance in Grover for teenagers?

Car insurance for teenagers costs $259 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Grover?

The average cost of car insurance is $829 for a six-month policy. It will cost around $168 per month to insure your car in Grover.

Is car insurance expensive in Grover?

Car insurance can be expensive in Grover if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Grover can be affordable.

What is the best car insurance in Grover, SC?

The best car insurance company in Grover SC is American National P&C, offering $410 for a six-month policy.