Cheapest Car Insurance Quotes in Norris

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399,755 Policies Sold

Norris Car Insurance

^$ 22

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Norris

The car insurance rate in Norris is $665 for a six-month policy, which is $91 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $298, making it a popular choice for budget-conscious drivers. Rates in Norris can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Norris

$665

Avg. Car Insurance in South Carolina

$756

National Average

$1140

Cheapest Car Insurance Companies in Norris

1st place: American National P&C

At $298 for a six month policy, American National P&C offers the cheapest auto insurance rates in the city.

2nd place: South Carolina Farm Bureau

South Carolina Farm Bureau offers auto insurance rates at $387 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National

American National offers auto insurance rates at $429 for six months, making it the third cheapest auto insurance company in Norris.

Norris Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Norris, SC is American National P&C, offering policies at just $298 for a six-month term. This is followed by South Carolina Farm Bureau, which has an average six-month premium of $387.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $925 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Norris drivers find the best deals.

Cheap Car Insurance Companies in Norris, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$298	$51
South Carolina Farm Bureau	$387	$64
American National	$429	$72
Auto-Owners Insurance Co	$444	$74
American Family	$674	$114
Farm Bureau	$679	$114
Encompass	$695	$118
Auto-Owners	$752	$127
USAA	$752	$127
Travelers	$779	$131
Progressive	$789	$133
Nationwide	$826	$137
Allstate	$884	$149
State Farm	$925	$156

Key Takeaways

Way's key takeaways about car insurance in Norris

The auto insurance costs in Norris fall around $298 for six months.
The cheapest auto insurance company in Norris is American National.
Teen drivers pay the highest rate in Norris at $24 per month.

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Cheapest Minimum Liability Car Insurance in Norris

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Norris are given below.

American National provides the cheapest minimum car insurance coverage in Norris. Their Average 6 Month Premium is $131. State Farm is the most expensive at $418 for the same period.

Cheapest Liability Coverage in Norris, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$131	$22
American National P&C	$162	$27
Encompass	$194	$33
USAA	$194	$33
South Carolina Farm Bureau	$209	$35
Auto-Owners Insurance Co	$235	$40
American Family	$288	$49
Progressive	$298	$50
Auto-Owners	$319	$54
Farm Bureau	$324	$54
Travelers	$356	$60
Allstate	$366	$62
Nationwide	$397	$68
State Farm	$418	$70

Cheapest Full Coverage Car Insurance in Norris

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Norris is American National P&C at $51 per month and $298 for six months.

Cheapest Full Coverage Car Insurance Quotes in Norris, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$298	$51
South Carolina Farm Bureau	$387	$64
American National	$429	$72
Auto-Owners Insurance Co	$444	$74
American Family	$674	$114
Farm Bureau	$679	$114
Encompass	$695	$118
Auto-Owners	$752	$127
USAA	$752	$127
Travelers	$779	$131
Progressive	$789	$133
Nationwide	$826	$137
Allstate	$884	$149
State Farm	$925	$156

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Average Car Insurance in Norris by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Norris, SC increasing?

Despite maintaining a clean driving record, your car insurance rates in Norris, South Carolina, may be increasing due to several external factors. South Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Norris's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Norris

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Norris,SC

If you are planning to get a car insurance policy for your teenage dependent, American National P&C provides the cheapest car insurance in the Norris at $32 per month. At $141 for a six-month premium, American National offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$188	$32
South Carolina Farm Bureau	$272	$47
Auto-Owners Insurance Co	$298	$49
American Family	$324	$55
Travelers	$1171	$197
Farm Bureau	$1255	$213
Allstate	$1547	$260
USAA	$1552	$261
Auto-Owners	$2039	$343
Progressive	$2201	$370
State Farm	$2295	$386
Nationwide	$2996	$510
American National	$141	$24

Teen Car Insurance Rates in SC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Norris, South Carolina Farm Bureau is the cheapest car insurance provider. At $392 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Norris is State Farm, offering rates of around $3262 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
South Carolina Farm Bureau	$392	$65
American National P&C	$549	$93
American Family	$627	$105
Auto-Owners Insurance Co	$658	$112
USAA	$841	$140
Progressive	$983	$165
Travelers	$1003	$169
Allstate	$1129	$190
Farm Bureau	$1223	$204
Nationwide	$1260	$214
Auto-Owners	$1945	$324
State Farm	$3262	$554

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Car Insurance Rates with An Accident in Norris

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Norris, SC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Norris

The cheapest car insurance companies after an at-fault accident in Norris include American National and American National P&C, offering $167 and $215, respectively. Allstate is an expensive provider with an average six-month premium of $1610.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$167	$28
American National P&C	$215	$36
Encompass	$240	$40
South Carolina Farm Bureau	$267	$46
American Family	$298	$49
Auto-Owners Insurance Co	$340	$58
Farm Bureau	$752	$127
Travelers	$763	$128
USAA	$789	$133
Auto-Owners	$847	$143
Progressive	$1045	$176
State Farm	$1223	$206
Nationwide	$1595	$266
Allstate	$1610	$271

Norris Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Norris SC. For example, the car insurance in Norris after a DUI increases to $612 for a six month policy. While the rate increases by $267 for a six-month policy in the case of a speeding ticket.

Norris auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1056	$176
One Med/PIP claim	$1056	$180
Not-at-fault accident	$1113	$186
Two Med/PIP claims	$1124	$191
One comp claim	$1129	$188
Two comp claims	$1166	$198
Failure to wear a seat belt	$1207	$202
Child safety restraint	$1234	$209
Driving without lights	$1234	$206
Failure to show documents	$1244	$211
Failure to yield	$1280	$214
Failure to stop at a red light	$1286	$218
Driving too slowly	$1323	$220
Speeding 6 - 10 MPH over limit	$1323	$225
Speeding in school zone	$1323	$220
At-fault accident - less than $1000	$1328	$226
In 65 MPH zone	$1328	$221
Driving with expired registration	$1333	$227
Following too closely	$1333	$222
Illegal turn	$1333	$227
Speeding 11 - 15 MPH over limit	$1333	$222
Wrong way/wrong lane	$1333	$227
Cell phone violation	$1338	$223
Texting while driving	$1338	$228
Improper passing	$1344	$224
Operating a vehicle without permission	$1344	$229
Speeding 16 - 20 MPH over limit	$1344	$224
Speeding 21 - 25 MPH over limit	$1344	$229
Passing school bus	$1364	$227
Open container	$1375	$234
At-fault accident - $1000-$2000	$1516	$253
At-fault accident - greater than $2000	$1516	$258
Refusal to submit to a chemical test	$1646	$275
DUI	$1668	$283
Reckless driving	$1709	$285
Driving with a suspended license	$1714	$291
Racing	$1720	$287
Leaving scene of an accident/hit and run	$1778	$302

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Norris after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Norris.

The cheapest car insurance premiums in Norris are offered by American National P&C at $240 for a six-month policy. However, it can be as expensive as $204 with companies like American National.

Norris car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$240	$40
American Family	$251	$42
South Carolina Farm Bureau	$256	$43
Auto-Owners Insurance Co	$533	$91
Farm Bureau	$633	$106
Travelers	$758	$128
Progressive	$789	$133
USAA	$831	$140
State Farm	$967	$163
Allstate	$1108	$187
Auto-Owners	$1390	$231
Nationwide	$1522	$259
American National	$204	$34

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Norris are offered by American National P&C at $215. However, it can be as expensive as $988 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Norris after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$215	$36
South Carolina Farm Bureau	$240	$40
Auto-Owners Insurance Co	$267	$44
American Family	$304	$52
Auto-Owners	$638	$106
USAA	$664	$113
State Farm	$685	$115
Farm Bureau	$742	$126
Travelers	$758	$128
Progressive	$821	$138
Allstate	$946	$159
Nationwide	$988	$168

Car Insurance Price Trends in Norris, South Carolina

Car insurance rates in Norris have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Norris rose by $153 in December compared to $151 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Norris rose to $51 in December, compared to $48 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Norris?

The car insurance in Norris is $22 per month, which is lower than the national average.

What is the cheapest car insurance in Norris?

The cheapest car insurance in Norris is $51 per month for full coverage.

How much is car insurance in Norris for teenagers?

Car insurance for teenagers costs $188 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Norris?

The average cost of car insurance is $756 for a six-month policy. It will cost around $112 per month to insure your car in Norris.

Is car insurance expensive in Norris?

Car insurance can be expensive in Norris if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Norris can be affordable.

What is the best car insurance in Norris, SC?

The best car insurance company in Norris SC is American National P&C, offering $298 for a six-month policy.