Cheapest Car Insurance Quotes in Newport

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Newport Car Insurance

^$ 23

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Newport

The car insurance rate in Newport is $703 for a six-month policy, which is $53 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $315, making it a popular choice for budget-conscious drivers. Rates in Newport can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Newport

$703

Avg. Car Insurance in South Carolina

$756

National Average

$1140

Cheapest Car Insurance Companies in Newport

1st place: American National P&C

At $315 for a six month policy, American National P&C offers the cheapest auto insurance rates in the city.

2nd place: South Carolina Farm Bureau

South Carolina Farm Bureau offers auto insurance rates at $409 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National

American National offers auto insurance rates at $453 for six months, making it the third cheapest auto insurance company in Newport.

Newport Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Newport, SC is American National P&C, offering policies at just $315 for a six-month term. This is followed by South Carolina Farm Bureau, which has an average six-month premium of $409.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $977 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Newport drivers find the best deals.

Cheap Car Insurance Companies in Newport, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$315	$54
South Carolina Farm Bureau	$409	$68
American National	$453	$76
Auto-Owners Insurance Co	$470	$78
American Family	$712	$121
Farm Bureau	$718	$120
Encompass	$735	$125
Auto-Owners	$795	$134
USAA	$795	$134
Travelers	$823	$139
Progressive	$834	$140
Nationwide	$873	$145
Allstate	$934	$157
State Farm	$977	$165

Key Takeaways

Way's key takeaways about car insurance in Newport

The auto insurance costs in Newport fall around $315 for six months.
The cheapest auto insurance company in Newport is American National.
Teen drivers pay the highest rate in Newport at $25 per month.

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Cheapest Minimum Liability Car Insurance in Newport

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Newport are given below.

American National provides the cheapest minimum car insurance coverage in Newport. Their Average 6 Month Premium is $139. State Farm is the most expensive at $442 for the same period.

Cheapest Liability Coverage in Newport, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$139	$23
American National P&C	$171	$29
Encompass	$205	$34
USAA	$205	$34
South Carolina Farm Bureau	$221	$37
Auto-Owners Insurance Co	$248	$42
American Family	$304	$52
Progressive	$315	$53
Auto-Owners	$337	$57
Farm Bureau	$342	$57
Travelers	$376	$63
Allstate	$387	$65
Nationwide	$419	$72
State Farm	$442	$74

Cheapest Full Coverage Car Insurance in Newport

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Newport is American National P&C at $54 per month and $315 for six months.

Cheapest Full Coverage Car Insurance Quotes in Newport, SC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$315	$54
South Carolina Farm Bureau	$409	$68
American National	$453	$76
Auto-Owners Insurance Co	$470	$78
American Family	$712	$121
Farm Bureau	$718	$120
Encompass	$735	$125
Auto-Owners	$795	$134
USAA	$795	$134
Travelers	$823	$139
Progressive	$834	$140
Nationwide	$873	$145
Allstate	$934	$157
State Farm	$977	$165

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Average Car Insurance in Newport by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Newport, SC increasing?

Despite maintaining a clean driving record, your car insurance rates in Newport, South Carolina, may be increasing due to several external factors. South Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Newport's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Newport

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Newport,SC

If you are planning to get a car insurance policy for your teenage dependent, American National P&C provides the cheapest car insurance in the Newport at $33 per month. At $149 for a six-month premium, American National offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$199	$33
South Carolina Farm Bureau	$287	$49
Auto-Owners Insurance Co	$315	$52
American Family	$342	$59
Travelers	$1238	$208
Farm Bureau	$1326	$225
Allstate	$1635	$275
USAA	$1641	$276
Auto-Owners	$2155	$363
Progressive	$2326	$392
State Farm	$2425	$408
Nationwide	$3166	$538
American National	$149	$25

Teen Car Insurance Rates in SC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Newport, South Carolina Farm Bureau is the cheapest car insurance provider. At $415 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Newport is State Farm, offering rates of around $3448 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
South Carolina Farm Bureau	$415	$69
American National P&C	$580	$99
American Family	$663	$111
Auto-Owners Insurance Co	$696	$118
USAA	$889	$148
Progressive	$1039	$175
Travelers	$1060	$179
Allstate	$1193	$201
Farm Bureau	$1293	$216
Nationwide	$1332	$226
Auto-Owners	$2055	$342
State Farm	$3448	$586

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Car Insurance Rates with An Accident in Newport

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Newport, SC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Newport

The cheapest car insurance companies after an at-fault accident in Newport include American National and American National P&C, offering $177 and $227, respectively. Allstate is an expensive provider with an average six-month premium of $1702.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$177	$30
American National P&C	$227	$38
Encompass	$254	$43
South Carolina Farm Bureau	$282	$48
American Family	$315	$52
Auto-Owners Insurance Co	$359	$61
Farm Bureau	$795	$134
Travelers	$806	$136
USAA	$834	$140
Auto-Owners	$895	$151
Progressive	$1105	$186
State Farm	$1293	$218
Nationwide	$1685	$281
Allstate	$1702	$286

Newport Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Newport SC. For example, the car insurance in Newport after a DUI increases to $646 for a six month policy. While the rate increases by $282 for a six-month policy in the case of a speeding ticket.

Newport auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1116	$186
One Med/PIP claim	$1116	$190
Not-at-fault accident	$1176	$196
Two Med/PIP claims	$1188	$202
One comp claim	$1193	$199
Two comp claims	$1232	$209
Failure to wear a seat belt	$1276	$213
Child safety restraint	$1304	$221
Driving without lights	$1304	$218
Failure to show documents	$1315	$223
Failure to yield	$1353	$226
Failure to stop at a red light	$1359	$231
Driving too slowly	$1398	$233
Speeding 6 - 10 MPH over limit	$1398	$238
Speeding in school zone	$1398	$233
At-fault accident - less than $1000	$1403	$239
In 65 MPH zone	$1403	$233
Driving with expired registration	$1409	$240
Following too closely	$1409	$234
Illegal turn	$1409	$240
Speeding 11 - 15 MPH over limit	$1409	$234
Wrong way/wrong lane	$1409	$240
Cell phone violation	$1415	$235
Texting while driving	$1415	$241
Improper passing	$1420	$236
Operating a vehicle without permission	$1420	$242
Speeding 16 - 20 MPH over limit	$1420	$236
Speeding 21 - 25 MPH over limit	$1420	$242
Passing school bus	$1442	$240
Open container	$1453	$247
At-fault accident - $1000-$2000	$1602	$267
At-fault accident - greater than $2000	$1602	$272
Refusal to submit to a chemical test	$1740	$290
DUI	$1762	$299
Reckless driving	$1806	$301
Driving with a suspended license	$1812	$308
Racing	$1817	$303
Leaving scene of an accident/hit and run	$1879	$319

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Newport after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Newport.

The cheapest car insurance premiums in Newport are offered by American National P&C at $254 for a six-month policy. However, it can be as expensive as $216 with companies like American National.

Newport car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$254	$43
American Family	$265	$45
South Carolina Farm Bureau	$271	$46
Auto-Owners Insurance Co	$564	$96
Farm Bureau	$669	$113
Travelers	$801	$135
Progressive	$834	$140
USAA	$878	$148
State Farm	$1022	$172
Allstate	$1171	$197
Auto-Owners	$1469	$245
Nationwide	$1608	$273
American National	$216	$36

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Newport are offered by American National P&C at $227. However, it can be as expensive as $1044 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Newport after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$227	$38
South Carolina Farm Bureau	$254	$43
Auto-Owners Insurance Co	$282	$47
American Family	$321	$55
Auto-Owners	$674	$113
USAA	$701	$119
State Farm	$724	$122
Farm Bureau	$784	$133
Travelers	$801	$135
Progressive	$868	$146
Allstate	$1000	$168
Nationwide	$1044	$178

Car Insurance Price Trends in Newport, South Carolina

Car insurance rates in Newport have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Newport rose by $162 in December compared to $160 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Newport rose to $54 in December, compared to $51 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Newport?

The car insurance in Newport is $23 per month, which is lower than the national average.

What is the cheapest car insurance in Newport?

The cheapest car insurance in Newport is $54 per month for full coverage.

How much is car insurance in Newport for teenagers?

Car insurance for teenagers costs $199 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Newport?

The average cost of car insurance is $756 for a six-month policy. It will cost around $118 per month to insure your car in Newport.

Is car insurance expensive in Newport?

Car insurance can be expensive in Newport if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Newport can be affordable.

What is the best car insurance in Newport, SC?

The best car insurance company in Newport SC is American National P&C, offering $315 for a six-month policy.