Chevrolet Cruze Car Insurance

How Much Does It Cost to Insure a Chevy Cruze?

How much does insurance cost for a Chevy Cruze? We compared insurance prices for the base L sedan and the Premier hatchback to see how the prices stacked up. See all your coverage options before choosing the best one for your Chevy Cruze.

Depending on the trim level, the average cost of insurance for a Chevy Cruze is $1566 per year. At an average of $1410 per year, the L Sedan trim level of the Cruze costs the least to insure. The Diesel Hatchback is the most expensive trim, costing $1599 annually.

Full coverage car insurance for a Cruze costs between $135 and $162 per month, depending on the trim level. The average cost to insure a compact car is $1380. The Cruze could cost around $153 more than the average cost to insure a compact car yearly.

The least expensive Chevy Cruze trim to insure is the L Sedan, which costs about $1410 per year. The next cheapest trim to insure is the LS Hatchback, which costs $1449 per year. The LS Sedan also costs $1449 per year to insure.

The Cruze Diesel Sedan, the Premier Hatchback, and the Diesel Hatchback are the three trim levels that cost the most to insure at an estimated $1599 per year.

Which is the cheapest Chevy Cruze insurance?

If you drive a Chevrolet, you put a lot of value on what Chevrolet does best: making cars that are reliable, useful, and of good quality that last.

See the table below and find low-cost car insurance deals for Chevrolet Cruze with different insurance companies.

How Much It Costs to Insure a Chevy Cruze by Model Year

In the sections below, you can see how much it costs to insure a Chevrolet Cruze from 2013 to 2018. Go through the selected model years and see which providers fit your budget.

Chevrolet Cruze 2018 Insurance Rates

Average insurance costs for a 2018 Chevy Cruze are $1461 per year. The Cruze L Sedan costs $1380 per year, while the Cruze Premier Sedan costs $1500.

Chevrolet Cruze 2017 Insurance Rates

Full insurance for a 2017 Chevrolet Cruze costs about $1431 per year. The Cruze L Sedan costs $1350 per year, while the Cruze Premier Sedan costs $1470.

Chevrolet Cruze 2016 Insurance Rates

The average insurance cost for a 2016 Chevy Cruze is $1329 a year. The Cruze L Sedan costs $1290 annually, while the Cruze Limited LTZ Sedan costs $1428.

Chevrolet Cruze 2015 Insurance Rates

Average insurance costs for a 2015 Chevy Cruze are $1389. The Cruze L Sedan costs $1320 per year, while the Cruze Sedan Turbo Diesel costs $1479.

Chevrolet Cruze 2014 Insurance Rates

The average insurance cost for a 2014 Chevrolet Cruze is $1299 per year. The Cruze LS Sedan costs $1209 per year, while the Cruze Sedan Turbo Diesel costs $1380.

Chevrolet Cruze 2013 Insurance Rates

The average insurance cost for a 2013 Chevy Cruze is $1161. The Cruze LS Sedan costs $1098 per year, while the Cruze LTZ Sedan costs $1215.

How Expensive Is It to Insure a Chevy Cruze Compared to Other Cars?

Compared to the most popular small cars, the Chevy Cruze is $166 more expensive to insure each year than the Honda Civic, $358 more expensive than the Toyota Corolla, $142 more expensive than the Nissan Sentra, and $42 less expensive than the Hyundai Elantra.

Full insurance for the Cruze costs an average of $1,492 per year, while the average cost for the class is $1,359. This is a difference of $133 per year.

The average Chevy Cruze insurance rate is 4.8% less than the national average car insurance rate of $1557 per year. This is true for all types of cars, not just compact cars.

BottomLine

The Cruze is a light four-door sedan, one of the least expensive cars that GM has made. It's a car made in the United States that competes with cars like the Hyundai Elantra and Honda Accord. Even though the Cruze looks great and gets good gas mileage, one of the main reasons people choose it over the more expensive Impala is that auto insurance is much cheaper.

The cars have good safety ratings, are cheap to fix or replace (in case of a total loss claim), and are involved in fewer accidents that cause insurance companies to pay out.

Some more facts about Cruze insurance rates are as follows:

• When deductibles are higher, car insurance costs less.
• If you choose a low deductible, your insurance costs will go up.
• Save money by making your credit better. In states that let insurance companies use credit scores to set rates, having a good credit score of over 800 could save you at least $234 per year.
• Car insurance rates vary by gender.
• High-risk insurancewill cost a lot.
• Lots of policy discounts mean that Cruze insurance is less expensive. There may be discounts available if the insured chooses electronic billing, takes a defensive driving course, is a good student, signs their policy early, or does several other things.

A Chevrolet Cruze owner pays an average of $1566 yearly for car insurance. Rates vary from model to model, though. For example, the Silverado K1500 Classic Hd costs $309 more to insure yearly than the Gmt-400 C3500-Hd.

Insurance for Chevy Cruze - How to get it through Way.com

Switching insurance coverage is a breeze with the help of Way.com's insurance professionals. You won't have to deal with extra paperwork, phone calls, or wait times. Compare customer-rated insurers and find the best one that fit your requirement.

Using Way.com, consumers can save an average of $971 per year without the normal headaches associated with comparative shopping. When Way.com can do it better, there's no reason to put forth the extra effort.