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Ford Mustang Car Insurance

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Key takeaways

  • The average cost of insurance for a Ford Mustang is $544 less than that of a sports car ($2,164 yearly).
  • The Ford Mustang's safety features may result in lower insurance costs.
  • Review the Ford Mustang's loss likelihood percentages for collision, property damage, comprehensive, PIP, medical payments, and bodily injuries.
  • The best deal for your coverage can be found by first shopping about and comparing costs.
  • Obtaining a Ford Mustang insurance quote online is the simplest course of action, and you can do so without difficulty by using this website.

Ford Mustang Car Insurance Cost

In the 2022 sports car class, the Ford Mustang is ranked #2 out of 23 vehicles, and its full coverage insurance costs, on average, $2772 per year. The Ford Mustang is $544 more expensive on average to insure than a sports car ($2,152 annually).

The lowest premium is $1,220 per year for a 60-year-old driver with large deductibles, and the highest is $3,706 per year for a 20-year-old driver with $250 deductibles.

Are Ford Mustangs expensive to insure?

The table below shows the insurance costs for the Ford Mustang compared to those for comparable sports vehicles, like the Jaguar F-TYPE, Porsche 718 Boxster, and Chevrolet Camaro.

Vehicle Comprehensive Collision Liability Total
Ford Mustang $360 $730 $432 $1,678
Jaguar F-TYPE $520 $1,114 $502 $2,178
Porsche 718 Boxster $456 $964 $350 $1,882
Chevrolet Camaro $360 $606 $384 $1,484
Cadillac ATS-V $418 $846 $410 $1,820
Audi TT RS $446 $798 $350 $1,680
Audi R8 $608 $1,350 $410 $2,500

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How much is 2021 Ford Mustang insurance?

For a 2021 Ford Mustang, the average insurance is $1,572 annually. Rates for the Mustang Ecoboost Coupe start at $1,382 and go up to $1,940 for the Mustang Shelby GT500.

2021 Ford Mustang Insurance Cost by Trim Level

2021 Ford Mustang Trim Level Annual Rate
Ecoboost Coupe $1382
Ecoboost Convertible $1428
Ecoboost Premium Coupe $1470
GT Coupe $1516
Ecoboost Premium Convertible $1518
GT- Premium Coupe $1562
Mach-E $1564
GT Premium Convertible $1606
Bullitt Coupe $1654
Mach 1 $1678
Mach -1 Premium $1710
Shelby GT540 $1938

How much is 2020 Ford Mustang insurance?

For a 2020 Ford Mustang, the average insurance is $1,538 annually. The Mustang Ecoboost Coupe has a rate of $1,354 per year, while the Mustang Shelby GT500 Convertible has a rate of $1,874.

2020 Ford Mustang Insurance Cost by Trim Level

2020 Ford Mustang Trim Level Annual Rate
Ecoboost Coupe $1354
Ecoboost Convertible $1402
Ecoboost Premium Coupe $1442
GT Coupe $1486
Ecoboost Premium Convertible $1490
GT- Premium Coupe $1532
GT Premium Convertible $1578
Shelby GT350 Coupe $1588
Bullitt Coupe $1620
Shelby GT500 Convertible $1886

How much is 2019 Ford Mustang insurance?

The typical annual insurance cost for a 2019 Ford Mustang is $1,500. The Mustang Ecoboost Convertible has a rate of $1,280 per year, while the Mustang Shelby GT350R Coupe has a rate of $1,772.

2019 Ford Mustang Insurance Cost by Trim Level

2019 Ford Mustang Trim Level Annual Rate
Ecoboost Convertible $1280
Ecoboost Premium Convertible $1366
Ecoboost Coupe $1386
GT Premium Convertible $1408
Ecoboost Premium Coupe $1484
GT Coupe $1526
Shelby GT350 Convertible $1538
GT Premium Coupe $1568
Bullitt Coupe $1686
Shelby GT350R Coupe $1772

How much is 2018 Ford Mustang insurance?

Average insurance costs for a 2018 Ford Mustang are $1,704 annually. The Mustang Ecoboost Convertible costs $1,250 annually, while the Mustang Shelby GT350 Coupe costs $2,134.

2018 Ford Mustang Insurance Cost by Trim Level

2018 Ford Mustang Trim Level Annual Rate
Ecoboost Convertible $1250
Ecoboost Premium Convertible $1436
GT Premium Convertible $1478
Ecoboost Coupe $1726
Ecoboost Premium Coupe $1836
GT Coupe $1874
GT Premium Coupe $1926
Shelby GT350 Coupe $2134

How much is the 2017 Ford Mustang insurance?

The average cost of full coverage insurance for a 2017 Ford Mustang is $1,660 per year.

The Mustang Shelby GT350 Coupe has a rate of $2,040 per year, while the Mustang Convertible has a rate between $1,318 and $2,318.

2017 Ford Mustang Insurance Cost by Trim Level

2017 Ford Mustang Trim Level Annual Rate
Convertible $1318
Ecoboost Premium Convertible $1358
GT Premium Convertible $1438
Coupe $1688
Ecoboost Coupe $1688
Ecoboost Premium Coupe $1738
GT Coupe $1790
GT Premium Coupe $1882
Shelby GT350 Coupe $2040

How much is the 2016 Ford Mustang insurance?

The average insurance premium for a 2016 Ford Mustang is $1,511 annually. The Mustang Convertible has a rate of $1,158per year, while the Mustang Shelby GT350 Coupe has a rate of $1,842.

2016 Ford Mustang Insurance Cost by Trim Level

2016 Ford Mustang Trim Level Annual Rate
Convertible $1144
Ecoboost Premium Convertible $1218
GT Premium Convertible $1292
Coupe $1520
Ecoboost Coupe $1546
Ecoboost Premium Coupe $1594
GT Coupe $1642
GT Premium Coupe $1716
Shelby GT350 Coupe $1830

How much is the 2015 Ford Mustang insurance?

The average annual insurance cost for a 2015 Ford Mustang is $1,456. Rates for the Mustang Convertible range from $1,188 each year to $1,714 for the Mustang Shelby GT350 Coupe.

2015 Ford Mustang Insurance Cost by Trim Level

2015 Ford Mustang Trim Level Annual Rate
Convertible $1176
Ecoboost Premium Convertible $1248
GT 50 YR Limited Edition Convertible $1318
GT Premium Convertible $1318
Coupe $1402
Ecoboost Coupe $1438
Ecoboost Premium Coupe $1484
GT Coupe $1518
GT Premium Coupe $1600
GT 50 YR Limited Edition Coupe $1704
Shelby GT350 Coupe $1704

How much is the 2014 Ford Mustang insurance?

The average insurance cost for a 2014 Ford Mustang is $1,408 annually. Rates for the Mustang Convertible range from $1,198 each year to $1,688 for the Mustang Shelby GT500 Coupe.

2014 Ford Mustang Insurance Cost by Trim Level

2014 Ford Mustang Trim Level Annual Rate
Convertible $1186
Premium Convertible $1240
GT Convertible $1272
GT Premium Convertible $1302
Coupe $1400
Shelby GT500 Convertible $1446
Premium Coupe $1456
GT Coupe $1520
GT Premium Coupe $1552
Shelby GT500 Coupe $1700

How much is the 2013 Ford Mustang insurance?

The typical annual insurance cost for a 2013 Ford Mustang is $1,264, or roughly $104 per month. Rates for the Mustang Coupe range from $1,104 per year to $1,418 for the Mustang Shelby GT500 Convertible.

2013 Ford Mustang Insurance Cost by Trim Level

2013 Ford Mustang Trim Level Annual Rate
Coupe $1104
Premium Coupe $1162
Convertible $1194
GT Coupe $1212
GT Premium Coupe $1242
Premium Convertible $1252
GT Convertible $1282
Boss 302 Coupe 8CYL GAS $1308
GT Premium Convertible $1312
Shelby GT500 Coupe $1378
Shelby GT500 Convertible $1430

Ford Mustang Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Ford Mustang GT350R DR RWD Five stars 5 stars 5 stars 5 stars
2020 Ford Mustang C RWD N/R N/R N/R 5 stars
2020 Ford Mustang 2 DR RWD 5 stars 5 stars 5 stars 5 stars
2019 Ford Mustang GT350R 2DR RWD 5 stars 5 stars 5 stars 5 stars
2019 Ford Mustang C RWD N/R N/R N/R 5 stars
2019 Ford Mustang 2 DR RWD 5 stars 5 stars 5 stars 5 stars
2018 Ford Mustang GT350R 2DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Ford Mustang C RWD N/R N/R N/R 5 stars
2018 Ford Mustang 2DR RWD 5 stars 5 stars 5 stars 5 stars
2017 Ford Mustang C RWD 5 stars N/R N/R 5 stars
2017 Ford Mustang 2 DR RWD 5 stars 5 stars 5 stars 5 stars
2016 Ford Mustang C RWD N/R N/R N/R 5 stars
2016 Ford Mustang 2 DR FWD 5 stars 5 stars 5 stars 5 stars

Ford Mustang Safety Features

The safety features of the Ford Mustang could cut your insurance prices. The 2020 Ford Mustang offers the following security measures:

  • Vehicle Air Bag
  • Driver Air Bag
  • Head Air Bag in Front
  • Back Head Airbag
  • Airbag on the front side
  • Four-wheel ABS
  • Brakes on four wheels
  • Brake Support
  • Daytime Running Lights with Electronic Stability Control
  • Lane Keeping Assist
  • Lane Departure Warning Traction Control

Ford Mustang Safety Ratings

Test type Rating
Small overlap front: driver side Acceptable
Small overlap front: commuter side Not Tested
Medium overlap front Good
Roof power Good
Side Good
Head restraints and seats Good

Ford Mustang Car Insurance Loss Probability

Review the loss probability rates for collision, property damage, comprehensive, PIP, medical payments, and bodily injuries for the Ford Mustang.

Coverage Category Loss amount
Collision 79%
Property Damage -20%
Comprehensive 31%
Personal Injury 9%
Medical Payment 36%
Bodily Injury 17%

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Ways to Save on Ford Mustang Car Insurance

The following advice could help you lower your Ford Mustang insurance rates:

  • When comparing Ford Mustang insurance quotes and policies, be sure to compare like with like.
  • Every six months, verify Ford Mustang quotes.
  • Inquiry about loyalty discounts
  • Identify the various auto insurance types for your Ford Mustang
  • Purchase a Ford Mustang with anti-theft equipment.

How do I find the best Ford Mustang car insurance rates?

The recommended choice for discovering affordable insurance is Way.com. You may compare and choose various coverage options from top-rated insurers in less than a minute. Additionally, Way.com continuously tracks costs to ensure you receive the best protection.

Bottom Line

You should shop around and compare prices first to get the best value on your coverage. The simplest action is to get a Ford Mustang insurance quote online, which you can easily do by using this website.

You may also call each insurer separately, but getting an online quotation is the fastest option. When you enter your zip code and finish their online forms, the companies will send you their quotes via email or on their websites. Or go to Way.com for further assistance!

How to get Ford Mustang Car Insurance with Way.com

If you drive a Ford Mustang, you appreciate dependability, utility, and long-lasting quality. Insurance is no different. Choose a provider who offers the proper solutions at a fair price and with friendly service. It can be intimidating to compare offers from several organizations.

The best resource for discovering affordable insurance is Way.com. You may compare and choose various coverage options from top-rated insurers in less than a minute. Additionally, Way.com continuously tracks costs to ensure you receive the best protection.

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

FAQ

How much is a Mustang?

The average annual cost of a Ford Mustang is $1,620.

How much is insurance for a Mustang?

The full coverage insurance costs, on average for a Mustang, add up to $1,632 per year.

How much is insurance for a Mustang Ecoboost?

Insurance on a 2020 Mustang EcoBoost coupe costs $2,609 per year.

Are Ford Mustangs expensive to insure?

Insurance on Ford Mustangs is frequently pricey. According to the most recent data from the National Highway Traffic Safety Administration, Ford Mustangs are classified as sports cars and have high theft rates. These elements make the model riskier for insurers to cover, presumably resulting in increased insurance rates.

Is a Ford Mustang a sports car on insurance?

Your insurer may always classify Mustangs as sports cars, so you'll likely pay more regardless of trim.

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