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Founders Auto Insurance

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Introduction

Founders Insurance Company, based in Des Plaines, Illinois, provides a wide selection of insurance products for budget-conscious customers. It belongs to the Utica National Insurance Group. The auto insurance options offered by Founders give enough coverage, but the company also offers less common coverage kinds, such as liquor liability insurance.

While the company is noted for its inexpensive costs, some customers may find the company's insurance coverage selections to be somewhat limited.

Check out our Founders Insurance review to learn more about the company's coverage options and overall level of customer service.

Before signing up with the company, be sure you've looked into all other possibilities. First, go to Way.com to get free quotations from several providers that are tailored to you in one platform. It's a no-brainer and also pretty quick.

Pros and Cons

PROS CONS
SR-22 insurance is available Quotes are only accessible via phone
For high-risk drivers, low rates are available Customer feedback ranges from mixed to negative
Strong financial position Options for coverage are limited

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Founders Auto Insurance Coverages

Car insurance is available through Founders Insurance in Illinois, Indiana, Ohio, and Wisconsin. The company primarily serves the non-standard market, providing coverage for drivers who are considered ineligible for traditional insurance policies. This could be owing to a history of major offenses or car accidents.

Founders provide policyholders the following benefits in addition to the normal auto insurance coverages:

  • Personalized coverage options
  • No credit check
  • No prior insurance required
  • Electronic SR-22 filings are available
  • Foreign/international licenses accepted
  • Prior losses acceptable

Founders Insurance provides non-owner insurance plans for drivers with expired, suspended, foreign, out-of-state, or even unverifiable driver's licenses.

These are some of the possibilities:

  • SR-22 electronic filings
  • Expanded coverage options
  • Accidental death insurance
  • Coverage for legal fees

Founders Auto Insurance Rates

The cost of auto insurance is determined by the risk that the policyholder will be involved in an accident and file a claim. As a result, if your driving record displays a history of traffic offenses or, God forbid, car accidents—especially if they were your fault—you'll almost certainly face increased auto insurance rates. For high-risk drivers, Founders Insurance claims to offer inexpensive premiums.

Founders car insurance rates by coverage

Founders Car Insurance for Good Drivers

  Average Premium for Good Drivers
Founders $1008
National Average $1675

Founders Car Insurance for Drivers with a Speeding Ticket

  Average Premium for Drivers with a Speeding Ticket
Founders $1332
National Average $2040

Founders Car Insurance for Drivers Who Caused an Accident with Injury

  Average Premium for Drivers who Caused an Accident with Injury
Founders $1440
National Average $2739

Founders Car Insurance for Drivers with a DUI

  Average Premium for Drivers with a DUI
Founders $1980
National Average $2889

Founders Auto Insurance Discounts

Founders Insurance is not clear about the insurance savings it offers as some other insurance companies. Nonetheless, the corporation offers a few discounts to consumers who purchase auto insurance coverage.

Discounts Available What It Means
Driver-Based Discounts You'll get a discount if you have multiple cars listed on a policy with Founders Insurance Company. However, the website doesn't say how much. Even if they don't have a house insurance policy with Founders, homeowners can enjoy a discount.
Policy-Based Discounts For drivers who switch insurance providers, Founders Insurance Company advertises a transfer discount and a renewal discount to reward loyalty. An insurance representative will be able to offer you extra information over the phone.
Bundling Discounts Because Founders provides life insurance, house insurance, and a variety of other policies, it's reasonable to believe that you can bundle some of them with your vehicle insurance to save money, even if the company's website doesn't explicitly state so.
Renewal You may be eligible for a discount if you renew your insurance with Founders.
Transfer To receive a discount on your policy, transfer it to Founders Insurance.
Homeowners If you own a home, you may be able to save money on your car insurance.
Multi-car Owners of numerous vehicles may be eligible for a discount if all vehicles are covered under one policy.

Founders Customer Satisfaction

Customer feedback is favorable. Founder claims to have affordable premiums, but without online quotations, that's difficult to verify. However, if you call and the pricing is reasonable, you can rest assured that you're dealing with a respectable insurance firm.

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Way.com Summary

Founders can be a good fit for you if you have limited options and require non-standard insurance quickly. In terms of finances, Founders Insurance is in good shape.

You'll work with a live insurance agent, not a robot, because the company doesn't have much of an internet or mobile presence.

To get started on a claim, go to Founders' website and fill out a simple form to be connected with an adjuster. Founders’ claims phone number is 1 (888) 676-4342, and its customer service department can also be reached via email.

About Founders Car Insurance

Founders Insurance offers a variety of insurance products, including life insurance, renters and homeowners insurance, and even liquor liability insurance for Illinois restaurants, which is their "specialty." However, it is only available in Illinois, Indiana, Ohio, and Wisconsin.

Contact Details

Type of Contact Contact
Home Office Founders Insurance Company
1350 E. Touhy Ave., Suite 200W
Des Plaines, IL 60018
Claims Support (888) 676-4342
Tech Support (Toll-Free) (866) 758-7678
Fax (847) 795-0080
Underwriting and Billing (847) 768-0040

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

Frequently Asked Questions

Is Founders insurance good?

Founders can be a good fit for you if you have limited options and require non-standard insurance quickly.

How to get Founders insurance to pay a claim?

To get started on a claim, go to Founders' website and fill out a simple form to be connected with an adjuster. You can reach them on their claims phone number. Alternatively, their customer service department can be reached via email.

What states does Founders insurance write in?

Car insurance is available through Founders Insurance in Illinois, Indiana, Ohio, and Wisconsin.

How much does Founders car insurance cost per month?

If you are a good driver with a spotless driving record, then the annual premium would come up to $1008.

What coverages does Founders Insurance Company offer?

Founders provide the normal auto insurance coverages. In addition, founders Insurance provides non-owner insurance plans for drivers with expired, suspended, foreign, out-of-state, or even unverifiable driver's licenses.

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