Key Takeaways
Lincoln is a well-known luxury car brand and became a division of the Ford Motor Company in 1922. The main competitor is Cadillac. Since Lincoln is a luxury car maker, the car insurance rates are higher for Lincoln models. Here are the best rates and the companies that provide them for your Lincoln car model.
The Lincoln car insurance costs are high. On average, the car insurance rate is $2,012 per year. The monthly car insurance for Lincoln models is $167, which is the cheapest car insurance for Lincoln. Compare and understand your Lincoln car insurance choices.
The most expensive Lincoln model is the Lincoln Continental, costing $2,324 per year. The least expensive model to insure is the Lincoln MKC. The average Lincoln car insurance costs range between $1,700 and $2,400.
| Vehicle Model | Average Annual Rate |
|---|---|
| Lincoln Continental | $2,324 |
| Lincoln MKC | $1,762 |
| Lincoln MKT | $1,805 |
| Lincoln MKX | $1,851 |
| Lincoln MKZ | $1,885 |
| Lincoln Navigator | $2,181 |
The best car insurance company for Lincoln is State Farm, followed by Nationwide, with rates starting at $1,350 per year. At $2,395 per year, Farmers is the most expensive provider for Lincoln car insurance.
| Company | Average Annual Premium |
|---|---|
| State Farm | $1,350 |
| Progressive | $2,120 |
| Nationwide | $1,678 |
| Farmers | $2,395 |
Whichever car model is, comparing customer-rated insurers is the best way to save on Lincoln car insurance. This is possible by making use of online platforms and comparison apps like the Way app. Similarly, optimize your coverage options and see what you actually need and avoid those that can drain your wallet.
You can also make use of discounts and choose higher deductibles to save on Lincoln car insurance. In addition, review your policy every year.
While our information can help you figure out where to start looking for Lincoln auto insurance, the best method to get an accurate estimate is to compare tailored rates with Way.com.
Rather than collecting quotations from individual insurers' websites, you can compare premiums side by side. Finding many reputable businesses from which to obtain Lincoln auto insurance quotes can take some time. However, the Way app can assist you by providing quotes from 140+ car insurance providers that can offer you the best pricing.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
Due to the high-end nature of the included amenities, Lincolns may be more expensive to insure than other vehicles, but shopping around may enable you to get coverage at a reduced cost.
With a reliability rating of 4.0 out of 5, the Lincoln Town Car is ranked second among 30 full-size luxury vehicles. Its ownership costs are typical, with an average annual repair cost of $647.
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