The average annual cost of a Toyota Tacoma is $1353.
Here we can show you everything you need to know about Toyota Tacoma insurance rates. Then, using our free online tool, you can immediately compare Toyota Tacoma car insurance quotes from some of the best companies.
Insurance for a Toyota Tacoma costs about $204 less per year than insurance for the average car. The model and trim level of your Toyota Tacoma will affect how much you pay for Toyota Tacoma insurance. The average cost of car insurance for a Toyota Tacoma is higher for newer models than for older ones.
Car insurance costs $1353 for a 2020 Toyota Tacoma but only $1131 for a 2010 Toyota Tacoma, a difference of $222.
Model Year | Total |
---|---|
2020 Toyota Tacoma | $1353 |
2019 Toyota Tacoma | $1332 |
2018 Toyota Tacoma | $1326 |
2017 Toyota Tacoma | $1320 |
2016 Toyota Tacoma | $1308 |
2015 Toyota Tacoma | $1293 |
2014 Toyota Tacoma | $1260 |
2013 Toyota Tacoma | $1230 |
2012 Toyota Tacoma | $1191 |
2011 Toyota Tacoma | $1149 |
2010 Toyota Tacoma | $1131 |
The driver's age can significantly affect how much Toyota Tacoma car insurance costs. For example, a 20-year-old driver's Toyota Tacoma car insurance could cost around $136 more per month than a 30-year-old driver's.
Age | Annual Rates |
---|---|
Teen Driver | $4902 |
Age 20 | $3051 |
Age 30 | $1410 |
Age 40 | $1359 |
Age 50 | $1239 |
Age 60 | $1209 |
Your location can greatly affect how much you pay for Toyota Tacoma insurance. For instance, New York drivers may pay $348 more per year than drivers in Chicago.
Cities | Annual Rates |
---|---|
Los Angeles, CA | $2301 |
New York, NY | $2121 |
Houston, TX | $2421 |
Jacksonville, FL | $2109 |
Philadelphia, PA | $1800 |
Chicago, IL | $1773 |
Phoenix, AZ | $1800 |
Seattle, WA | $1569 |
Indianapolis, IN | $1161 |
Columbus, OH | $1131 |
Your record as a driver can affect how much your Toyota Tacoma car insurance costs. With moving violations on their driving record, the rates for teens and people in their 20s who drive a Toyota Tacoma go up the most.
If the Toyota Tacoma did well in crash tests, your car insurance rates could be less for a Toyota Tacoma. In government crash tests, the driver and the passenger in the front seat of the Tacoma got a perfect five-star rating.
The people inside the car also got four stars in side-impact crash tests. In addition, the vehicle got four out of five stars in rollover tests, which showed that it wasn't as safe as the other cars in its class.
See how the Toyota Tacoma did in crash tests below:Vehicle Tested | Overall | Frontal | Side | Rollover |
---|---|---|---|---|
2019 Toyota Tacoma PU/EC 4WD | N/R | N/R | N/R | 4 stars |
2019 Toyota Tacoma PU/EC 2WD | N/R | N/R | N/R | 4 stars |
2019 Toyota Tacoma PU/CC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
2019 Toyota Tacoma PU/CC 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
2018 Toyota Tacoma PU/EC 4WD | N/R | N/R | N/R | 4 stars |
2018 Toyota Tacoma PU/EC 2WD | N/R | N/R | N/R | 4 stars |
2018 Toyota Tacoma PU/CC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
2018 Toyota Tacoma PU/CC 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
2017 Toyota Tacoma PU/EC 4WD | N/R | N/R | N/R | 4 stars |
2017 Toyota Tacoma PU/EC 2WD | N/R | N/R | N/R | 4 stars |
2017 Toyota Tacoma PU/CC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
2017 Toyota Tacoma PU/CC 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
2016 Toyota Tacoma PU/EC 4WD | N/R | N/R | N/R | 4 stars |
2016 Toyota Tacoma PU/EC 2WD | N/R | N/R | N/R | 4 stars |
2016 Toyota Tacoma PU/CC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
2016 Toyota Tacoma PU/CC 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
The more safety features your Toyota Tacoma has, the better your chance of getting a discount.
The Toyota Tacoma has the following safety features:
Because the Toyota Tacoma has so many safety features, insurance costs are very reasonable with many different insurance companies. Stability control is very popular because it is much less likely that a car will crash badly.
When getting quotes, it will be important for you to remember all of these safety features. If you leave out any of these things, you might not get the discounts you are eligible for.
Tire pressure monitors might not seem like a big deal, but they help keep you safe on the road, and insurance companies know that.
The total cost of your car will be an important thing to consider. That means the more expensive your car is and its features, like four-wheel drive, the more it will cost to insure.
Your Toyota Tacoma car insurance rates will be affected by how safe the Toyota Tacoma is.
Check out the table below:
Test Type | Rating |
---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Acceptable |
Moderate overlap front | Good |
Side | Good |
Roof strength | Good |
Head restraints and seats | Good |
Insurance Coverage Category | Loss Rate |
---|---|
Collision | -20% |
Property Damage | -9% |
Comprehensive | -30% |
Personal Injury | -23% |
Medical Payment | -24% |
Bodily Injury | -8% |
Even though you can't change things like that, there are things you can do to help get a lower quote. Being a safe driver is probably the most important thing to keep your car insurance costs low.
Your Toyota Tacoma insurance rate can go up a lot if you have been in an accident in the past few years. However, if you've never been in an accident or haven't been in one in a while, you can get a big discount right away.
Moving traffic violations, like getting a ticket for speeding or not stopping at a stop sign, can also make your rate go up. Insurance companies know that someone with many tickets is a bigger risk than someone with none.
You will probably be given a higher rate if you live in a big city. But that rate could be lowered if you don't drive very often or only go a few miles at a time.
You have more ways to save money on the cost of car insurance for your Toyota Tacoma.
Try these five suggestions:
Using the Way.com app, you can immediately compare Toyota Tacoma car insurance quotes from some of the best companies.
The average cost of car insurance for a 2021 Toyota Tacoma is $1326 a year.
The average cost of car insurance for a 2020 Toyota Tacoma is $1311 a year.
The average cost of car insurance for a 2019 Toyota Tacoma is $1290 per year.
The average insurance cost for a 2018 Toyota Tacoma is $1440.
Full insurance for a 2017 Toyota Tacoma costs an average of $1389 per year.
The average insurance cost for a 2016 Toyota Tacoma is $1332 per year.
The average insurance cost for a 2015 Toyota Tacoma is $1212 per year.
The average insurance cost for a 2014 Toyota Tacoma is $1110.
The average insurance cost for a 2013 Toyota Tacoma is $1092.
The average cost of car insurance in the United States is $1557, but the amount you have to pay for your Toyota Tacoma will depend on many things.
How you drive, how much your car costs, and where you live are all important factors that every insurance company looks at differently when figuring out your rate.
Because there are so many differences between providers, getting quotes from as many companies as possible is important.
If you are financing a Toyota Tacoma, most lenders will require you to carry higher coverage options, such as comprehensive coverage. Shop around and compare Toyota Tacoma auto insurance quotes from the best auto insurance companies using the Way.com app.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The average annual cost of a Toyota Tacoma is $1353.
Insurance for a Toyota Tacoma costs about $204 less per year than insurance for the average car. The model and trim level of your Toyota Tacoma will affect how much you pay for Toyota Tacoma insurance. The average cost of car insurance for a Toyota Tacoma is higher for newer models than for older ones.
The average annual cost of a Toyota Tacoma is $1353.
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