The typical annual insurance premium for a Toyota Prius is $1,318.
The average insurance costs for other hybrids/electric vehicles, such as the Ford C-Max Hybrid, Ford Fusion Hybrid, and Honda Accord Hybrid, are shown in the table below.
| Vehicle | Average Annual Premium |
|---|---|
| Toyota Prius | $1,318 |
| Ford C-Max Hybrid | $1,416 |
| Ford Fusion Hybrid | $1,656 |
| Honda Accord Hybrid | $1,544 |
| Lexus GS 450h | $1,736 |
| Hyundai Sonata Hybrid | $1,560 |
| Chevrolet Volt | $1,712 |
The actual cost of your Toyota Prius auto insurance coverage may vary depending on the trim and model you choose.
Insurance is typically less expensive for older Toyota Prius cars. For instance, the cost of car insurance for a 2020 Toyota Prius is $1,318, whereas that for a 2010 Toyota Prius is $1,058, a $260 difference.
| Model Year | Average Annual Premium |
|---|---|
| 2020 Toyota Prius | $1,318 |
| 2019 Toyota Prius | $1,298 |
| 2018 Toyota Prius | $1,286 |
| 2017 Toyota Prius | $1,280 |
| 2016 Toyota Prius | $$1,260 |
| 2015 Toyota Corolla | $1,242 |
| 2014 Toyota Prius | $1,206 |
| 2013 Toyota Prius | $1,706 |
| 2012 Toyota Prius | $1,126 |
| 2011 Toyota Prius | $1,082 |
| 2010 Toyota Prius | $1,058 |
The driver's Age can greatly affect the typical cost of Toyota Prius insurance. For instance, 30-year-old drivers' Toyota Prius insurance costs are $57 higher than those of 40-year-old drivers.
| Driver Age | Average Annual Rate |
|---|---|
| Teen driver | $4,785 |
| Age 20 | $2,973 |
| Age 30 | $1,375 |
| Age 40 | $1,318 |
| Age 50 | $1,202 |
| Age 60 | $1,178 |
The typical cost of insurance for a Toyota Prius might vary greatly depending on where you reside. Drivers in Los Angeles, for instance, might pay $1,123 more annually than those in Indianapolis.
| City | Average Annual Rate |
|---|---|
| Los Angeles, CA | $2245 |
| New York, NY | $2075 |
| Houston, TX | $2059 |
| Jacksonville, FL | $1906 |
| Philadelphia, PA | $1762 |
| Chicago, IL | $1736 |
| Phoenix, AZ | $1527 |
| Seattle, WA | $1279 |
| Indianapolis, IN | $1122 |
| Columbus, OH | $1096 |
| Rank | Company |
|---|---|
| 1 | State Farm |
| 3 | Progressive |
| 4 | Liberty Mutual |
| 5 | Allstate |
| 6 | Travelers |
| 7 | USAA |
| 8 | Chubb |
| 9 | Farmers |
| 10 | Nationwide |
| Toyota Prius Trim Level | Average Annual Premium |
|---|---|
| L Eco | $1560 |
| L | $1476 |
| LE | $1476 |
| LE AWD-e | $1500 |
| Prime LE | $1524 |
| XLE | $1536 |
| Nightshade edition | $1548 |
| Prime XLE | $1548 |
| Nightshade edition AWD-e | $1572 |
| Limited | $1608 |
| Prime Limited | $1632 |
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Toyota Prius Prime 5 HB FWD | N/R | N/R | N/R | N/R |
| 2019 Toyota Prius PRIME 5 HB FWD | N/R | N/R | N/R | N/R |
| 2019 Toyota Prius C 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2019 Toyota Prius 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Toyota Prius 5 HB AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Toyota Prius PRIME 5 HB FWD | N/R | N/R | N/R | N/R |
| 2018 Toyota PriusC5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Toyota Prius 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Prius V SW FWD | N/R | N/R | N/R | 4 stars |
| 2017 Toyota Prius Prime 5 HB FWD | N/R | N/R | N/R | N/R |
| 2017 Toyota Prius C 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
The possibility of receiving a discount increases with your Toyota Pruis's safety features. The safety features of the Toyota Prius include:
The likelihood of an insurance loss on a Toyota Prius varies according to the type of coverage. Lower percentages equate to cheaper Toyota Prius auto insurance; greater percentages equate to more expensive Toyota Prius auto insurance.
| Insurance Coverage Category | Loss Rate |
|---|---|
| Collision | 13% |
| Property Damage | 0% |
| Comprehensive | -13% |
| Personal Injury | 20% |
| Medical Payment | 21% |
| Bodily Injury | 13% |
Any of the five ways listed below can help you reduce the cost of your Toyota Prius car insurance.
Start your search for auto insurance using the Way.com app or website to receive a free quote quickly! Use our platform to quickly and easily compare prices from more than 150 insurance companies to find the best deal for your Toyota Prius.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
The average cost of Toyota Prius insurance for full coverage is $1,538 per year.
No matter how dependable the car may be, if the thought of auto repairs, sudden breakdowns, and irritating disruptions to your well-planned schedule is anything but appealing, a Prius extended warranty or car insurance policy is worth the minimum monthly cost.
For a Toyota Prius, the average yearly insurance rate is $1,318.
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