Key Takeaways
- The average Toyota car insurance cost is around $1,772 per year, slightly higher than the national average.
- Toyota insurance rates vary by model and provider; companies like Amica, Erie, and USAA often offer lower premiums.
- Comparing quotes from multiple insurers or using platforms like Way.com can help you find the best Toyota insurance deal.
Toyota is known for its reputation, and there are now plenty of models available in the market. This Japanese car comes with advanced safety features and a solid track record, which often makes Toyota car insurance costs lower than those of other brands. You can browse different types of car insurance and find the one that fits your needs best. Let's get to know more about Toyota car insurance quotes and the details related to them.
How Much Does It Cost to Insure a Toyota?
The average annual insurance cost to insure a Toyota is around $1,772, which comes to about $147 per month. Compared to the national average, Toyota's auto insurance is slightly on the higher side. Still, the final cost depends a lot on the specific model you choose and what matters most to you. It's always a good idea to explore your insurance options and try to understand your car insurance choices to fit your needs.
Toyota Car Insurance by Company
Always remember that each driver will have a different insurance cost. Amica, Erie, and State Farm are the insurers that provide the most affordable Toyota insurance. Customers can find low-cost car insurance deals from any of the companies below.
| Insurer | Corolla | RAV4 | Highlander | Prius | Tacoma | Sienna |
|---|---|---|---|---|---|---|
| Amica | $1,416 | $1,197 | $1,179 | $1,377 | $1,237 | $1,315 |
| Erie | $1,263 | $1,241 | $1,153 | $1,328 | $1,386 | $1,259 |
| State Farm | $1,312 | $1,370 | $1,396 | $1,466 | $1,386 | $1,627 |
| USAA | $1,064 | $1,112 | $1,149 | $1,210 | $1,098 | $1,336 |
Toyota Car Insurance by Model
Toyota car insurance rates can vary quite a bit depending on the model you own. For example, the Toyota Land Cruiser and Mirai sit on the higher end with average premiums of $2,219 and $2,046. At the same time, models like the RAV4, Yaris, and Highlander come with relatively lower costs of around $1,500 to $1,600. See all your coverage options to get the best cost for Toyota car insurance.
| Vehicle Model | Annual Premium |
|---|---|
| Toyota 4Runner | $1,553 |
| Toyota Avalon | $1,895 |
| Toyota Camry | $1,652 |
| Toyota Corolla | $1,689 |
| Toyota Highlander | $1,516 |
| Toyota Land Cruiser | $2,219 |
| Toyota Mirai | $2,046 |
| Toyota Prius | $1,749 |
| Toyota RAV4 | $1,503 |
| Toyota Sequoia | $1,880 |
| Toyota Sienna | $1,626 |
| Toyota Tacoma | $1,642 |
| Toyota Tundra | $1,801 |
| Toyota Yaris | $1,566 |
How Do I Find the Best Toyota Car Insurance Rates?
- It could be tempting to choose a provider that offers a low Toyota car insurance quote. However, it's always better to apply for multiple free quotes and compare customer-rated insurers! You can either apply individually or use an insurance platform like Way.com.
- Comparing is the wisest move when searching for the best policy. Only choose a provider who offers a balance of low rates and comprehensive coverage.
- In only a few minutes, an insurance aggregator like Way can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best! You can always consider spending a bit more to get comprehensive coverage.
How to Get Toyota Car Insurance with Way
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 140 different insurance providers on our platform, which lets you choose the best policy that may help you lower your Toyota car insurance cost.
INSURANCE AGENT EXPERTS




Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
FAQ
What is the cheapest insurance company for Toyota car insurance?
No one company provides the cheapest Toyota insurance. However, based on our research, USAA and Erie are the two insurers that provide affordable insurance quotes for all Toyota models.
How can I save money on my Toyota car insurance policy?
You can save money on Toyota car insurance in various ways. First, ensure that you're utilizing all your insurer's discounts. You can also save money on Toyota insurance by comparing insurance quotes from various insurers, avoiding collisions and traffic violations, and improving your credit score.
How much does it cost to insure a Toyota?
On average, it will cost you around $1,772 yearly to insure a Toyota car. But be aware that the insurance premiums differ depending on your car's make and model, as well as other factors like your location and accident history.
What does Toyota GAP insurance cover?
Toyota GAP insurance can help you bridge the gap between the actual value, in cash, of your vehicle and what you still owe on your loan or lease. This can help you avoid making out-of-pocket payments to pay off the remaining balance on your loan or lease.
How to cancel GAP insurance with Toyota?
To cancel GAP insurance with Toyota, you must contact the company that provides your coverage. This may be Toyota Financial Services, your Toyota dealer, or a third-party insurance company.
Is Toyota insurance good?
Toyota insurance is a good option for many drivers, but some have better options. It is important to compare rates and coverage from different insurance companies before deciding.
Which insurance is best for Toyota?
The best insurance companies for Toyotas are:
- State Farm
- Amica
- Erie
- Progressive
- Allstate
Does Toyota insurance cover hail damage?
Yes, Toyota insurance covers hail damage if you have comprehensive insurance. Comprehensive insurance covers damage to your car due to events other than collisions, such as hail, theft, vandalism, and fire.
Learn more by city and state for car insurance
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.














