Key Takeaways
Toyota is known for its reputation, and there are now plenty of models available in the market. This Japanese car comes with advanced safety features and a solid track record, which often makes Toyota car insurance costs lower than those of other brands. You can browse different types of car insurance and find the one that fits your needs best. Let's get to know more about Toyota car insurance quotes and the details related to them.
The average annual insurance cost to insure a Toyota is around $1,772, which comes to about $147 per month. Compared to the national average, Toyota's auto insurance is slightly on the higher side. Still, the final cost depends a lot on the specific model you choose and what matters most to you. It's always a good idea to explore your insurance options and try to understand your car insurance choices to fit your needs.
Always remember that each driver will have a different insurance cost. Amica, Erie, and State Farm are the insurers that provide the most affordable Toyota insurance. Customers can obtain an online quote from any of the companies below to determine the cost of Toyota car insurance.
| Insurer | Corolla | RAV4 | Highlander | Prius | Tacoma | Sienna |
|---|---|---|---|---|---|---|
| Amica | $1,416 | $1,197 | $1,179 | $1,377 | $1,237 | $1,315 |
| Erie | $1,263 | $1,241 | $1,153 | $1,328 | $1,386 | $1,259 |
| State Farm | $1,312 | $1,370 | $1,396 | $1,466 | $1,386 | $1,627 |
| USAA | $1,064 | $1,112 | $1,149 | $1,210 | $1,098 | $1,336 |
Toyota car insurance rates can vary quite a bit depending on the model you own. For example, the Toyota Land Cruiser and Mirai sit on the higher end with average premiums of $2,219 and $2,046. At the same time, models like the RAV4, Yaris, and Highlander come with relatively lower costs of around $1,500 to $1,600. See all your coverage options to get the best cost for Toyota car insurance.
| Vehicle Model | Annual Premium |
|---|---|
| Toyota 4Runner | $1,553 |
| Toyota Avalon | $1,895 |
| Toyota Camry | $1,652 |
| Toyota Corolla | $1,689 |
| Toyota Highlander | $1,516 |
| Toyota Land Cruiser | $2,219 |
| Toyota Mirai | $2,046 |
| Toyota Prius | $1,749 |
| Toyota RAV4 | $1,503 |
| Toyota Sequoia | $1,880 |
| Toyota Sienna | $1,626 |
| Toyota Tacoma | $1,642 |
| Toyota Tundra | $1,801 |
| Toyota Yaris | $1,566 |
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 140 different insurance providers on our platform, which lets you choose the best policy that may help you lower your Toyota car insurance cost.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
No one company provides the cheapest Toyota insurance. However, based on our research, USAA and Erie are the two insurers that provide affordable insurance quotes for all Toyota models.
You can save money on Toyota car insurance in various ways. First, ensure that you're utilizing all your insurer's discounts. You can also save money on Toyota insurance by comparing insurance quotes from various insurers, avoiding collisions and traffic violations, and improving your credit score.
On average, it will cost you around $1,772 yearly to insure a Toyota car. But be aware that the insurance premiums differ depending on your car's make and model, as well as other factors like your location and accident history.
Toyota GAP insurance can help you bridge the gap between the actual value, in cash, of your vehicle and what you still owe on your loan or lease. This can help you avoid making out-of-pocket payments to pay off the remaining balance on your loan or lease.
To cancel GAP insurance with Toyota, you must contact the company that provides your coverage. This may be Toyota Financial Services, your Toyota dealer, or a third-party insurance company.
Toyota insurance is a good option for many drivers, but some have better options. It is important to compare rates and coverage from different insurance companies before deciding.
The best insurance companies for Toyotas are:
Yes, Toyota insurance covers hail damage if you have comprehensive insurance. Comprehensive insurance covers damage to your car due to events other than collisions, such as hail, theft, vandalism, and fire.
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