Key Takeaways
Do you find the Audi Q5 insurance cost very high? Learn what the important factors are that impact your Audi Q5 auto insurance rates and ways to reduce the cost. It will cost about $1,812 a year to insure an Audi Q5. Auto insurance rates vary greatly based on age, state, insurance company, and miles. These rates are also affected by things like recent accidents, traffic tickets, and credit background.
Being segmented as luxury cars, the Audi Q5 auto insurance cost is much higher than that of other compact SUVs. Since car insurance is mandatory in most states, Q5 will cost you a lot for insurance. Here is a comparison of the average annual and monthly rates of the Audi Q5 with those of its leading competitors.
| Make & Model | Average Monthly Rate | Average Annual Rate |
|---|---|---|
| Volvo XC60 | $120 | $1,440 |
| Acura RDX | $126 | $1,512 |
| Cadillac XT5 | $144 | $1,728 |
| BMW X3 | $148 | $1,776 |
| Mercedes-Benz GLC | $149 | $1,788 |
| Audi Q5 | $151 | $1,812 |
| Porsche Macan | $154 | $1,848 |
MSRP and Repair Costs: The MSRP of this compact luxury car is quite high, and so is the repair cost; hence, the Audi Q5 insurance cost.
Repair Frequency and Claims History: Insurers do consider how often a car is repaired and how many of them are under different claims. Based on the evaluation, they revised the car insurance rates for various models, makes, and drivers. The fewer these occurrences are, the lower the premiums.
Driver location: Audi Q5 insurance rates can vary significantly based on where you live. Respective states have their own mandates regarding coverage and car insurance. Rates are higher in Michigan because the state requires a lot more coverage. In California, Hawaii, and Massachusetts, companies can't change rates based on credit type.
Vehicle Usage & Mileage: Vehicle usage and mileage have a significant influence on deciding the Audi Q5 car insurance cost. Both factors change according to the nature of the owner's occupation and the purpose of the car. Those who are dependent on the car for daily commutes have higher annual mileage, and hence, the risk factor is also higher. For such cars, the insurance cost will also be higher.
Advanced Tech and Features: The Audi Q5 is a compact luxury car that has advanced tech installed in it. As the features and techs get advanced, the cost of repair and maintenance also goes up.
Theft Rate: With the best security features, Q5 has reported fewer theft incidents. This factor helps to limit your car insurance costs.
Model Year: Along with the age of the car, the insurance rates also go down. It is quite usual to charge the latest models, which have advanced features, tech, and MSRP, with higher insurance costs. Also, the market value of luxury compact cars depreciates rapidly. On average, 30% of the car's residual value depreciated at the end of 2 years of purchase. Therefore, the older model years of the car have lower insurance costs.
Generally, the Audi Q5 car insurance rate decreases with the age of the car. However, in some cases, the car insurance rate for older models can go up. This might be due to the higher number of repairs and claims filed for the special model year. For example, the average annual insurance rate for the 2020 model Q8 is $1,817. However, the rate for the 2019 model year is $1,847. Learn the average yearly and monthly Audi Q5 car insurance rates from the table below.
| Audi Q5 Model Years | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Audi Q5 2020 Model Year | $1,817 | $151 |
| Audi Q5 2019 Model Year | $1,847 | $154 |
| Audi Q5 2018 Model Year | $1,610 | $134 |
| Audi Q5 2017 Model Year | $1,421 | $118 |
| Audi Q5 2016 Model Year | $1,413 | $118 |
| Audi Q5 2015 Model Year | $1,203 | $100 |
| Audi Q5 2014 Model Year | $1,151 | $96 |
| Audi Q5 2013 Model Year | $1,123 | $94 |
| Audi Q5 2012 Model Year | $1,062 | $89 |
| Audi Q5 2011 Model Year | $1,038 | $87 |
Though the car insurance rates for luxury compact SUVs are higher, there are certain insurers who offer relatively lower rates.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $928 | $77 |
| Erie | $1,055 | $88 |
| Progressive | $1,115 | $93 |
| USAA | $1,132 | $94 |
| Vermont Mutual | $1,137 | $95 |
| Tennessee Farmers | $1,165 | $97 |
| State Farm | $1,229 | $102 |
| Acuity | $1,249 | $104 |
| Plymouth Rock Insurance | $1,275 | $106 |
| Nationwide | $1,279 | $107 |
| Country | $1,324 | $110 |
| American Family | $1,391 | $116 |
| Auto Owners | $1,471 | $123 |
| Mercury | $1,540 | $128 |
The Audi Q5 insurance cost for the 2020 model year, on average, is $1,817 annually. The cheapest insurer for the model year is Tennessee Farmers, offering an average annual premium of $1,242. Go through the cheap 2020 Audi Q5 insurance rates offered by the leading insurers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Tennessee Farmers | $1,242 | $104 |
| Nationwide | $1,244 | $104 |
| Vermont Mutual | $1,263 | $105 |
| Progressive | $1,469 | $122 |
| American Family | $1,476 | $123 |
| 21st Century | $1,504 | $125 |
| Country | $1,531 | $128 |
| Erie | $1,537 | $128 |
| Mercury | $1,629 | $136 |
| Auto Owners | $1,657 | $138 |
| Southern Farm Bureau | $1,666 | $139 |
Cincinnati Insurance offers $1,236 for the 2019 Audi Q5, which is the cheapest car model year. The cheap Audi Q5 insurance rate ranges between $103 - $139. Here are the best rates for your Audi Q5 2019 model year.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Cincinnati Insurance | $1,236 | $103 |
| Auto Owners | $1,299 | $108 |
| Nationwide | $1,334 | $111 |
| Erie | $1,386 | $116 |
| Progressive | $1,438 | $120 |
| Country | $1,510 | $126 |
| Tennessee Farmers | $1,542 | $129 |
| USAA | $1,560 | $130 |
| Mercury | $1,592 | $133 |
| Acuity | $1,647 | $137 |
| American Family | $1,660 | $138 |
| Southern Farm Bureau | $1,666 | $139 |
The average annual Audi Q5 insurance cost is $1,610. While Progressive, Tennessee Farmers, and Nationwide offer the lowest rates, the average monthly costs range between $86 and $130. Go through the cheapest rates offered by various companies and choose the best insurer for your 2018 Audi Q5.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Progressive | $1,036 | $86 |
| Tennessee Farmers | $1,155 | $96 |
| Nationwide | $1,249 | $104 |
| Erie | $1,262 | $105 |
| USAA | $1,323 | $110 |
| Acuity | $1,326 | $111 |
| Vermont Mutual | $1,329 | $111 |
| Country | $1,433 | $119 |
| Plymouth Rock Insurance | $1,437 | $120 |
| Mercury | $1,508 | $126 |
| State Farm | $1,562 | $130 |
The average 2017 Audi Q5 insurance rate will cost you $1,421. The cheapest insurance quotes for the car model year range between $1,084 and $1,465. Compare the average annual and monthly cheap 2017 Audi Q5 insurance quotes by leading insurers from the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $1,084 | $90 |
| Tennessee Farmers | $1,089 | $91 |
| Erie | $1,130 | $94 |
| Progressive | $1,175 | $98 |
| USAA | $1,264 | $105 |
| Nationwide | $1,337 | $111 |
| State Farm | $1,366 | $114 |
| Vermont Mutual | $1,384 | $115 |
| Plymouth Rock Insurance | $1,391 | $116 |
| Acuity | $1,399 | $117 |
| Mercury | $1,465 | $122 |
The cheapest Audi Q5 insurance rate for the 2016 model year is $1,003, offered by Texas Farm Bureau. While the average annual insurance cost for the model year is $1,413, competitive rates are offered by insurers such as Vermont Mutual, Nationwide, Progressive, etc. Compare the cheapest rates offered by various insurance companies from the table below and choose the best.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $1,003 | $84 |
| Vermont Mutual | $1,084 | $90 |
| Nationwide | $1,307 | $109 |
| Progressive | $1,312 | $109 |
| Erie | $1,313 | $109 |
| Country | $1,373 | $114 |
| Tennessee Farmers | $1,383 | $115 |
| USAA | $1,399 | $117 |
| Auto Owners | $1,456 | $121 |
| Arbella | $1,498 | $125 |
| Mercury | $1,504 | $125 |
| American Family | $1,505 | $125 |
The overall average annual insurance cost for the 2015 Audi Q5 is $1,203. The average monthly rates for the car model year range between $79 and $110. Go through the competitive rates offered by the cheapest car insurance companies.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $944 | $79 |
| Erie | $951 | $79 |
| USAA | $978 | $82 |
| Progressive | $1,043 | $87 |
| State Farm | $1,134 | $95 |
| Tennessee Farmers | $1,137 | $95 |
| Vermont Mutual | $1,185 | $99 |
| Acuity | $1,239 | $103 |
| Nationwide | $1,258 | $105 |
| Country | $1,321 | $110 |
| Plymouth Rock Insurance | $1,323 | $110 |
The average annual insurance rate for the Audi Q5 2014 model year is $1,151. The cheapest rate for the car model year is $741, offered by Erie. The monthly average cheap insurance rate for 2014 Q5 ranges between $62 and $110. Find other insurance providers offering cheap rates for the car in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $741 | $62 |
| USAA | $922 | $77 |
| Texas Farm Bureau | $932 | $78 |
| Progressive | $968 | $81 |
| Tennessee Farmers | $1,122 | $94 |
| Vermont Mutual | $1,136 | $95 |
| State Farm | $1,145 | $95 |
| Acuity | $1,214 | $101 |
| Nationwide | $1,242 | $104 |
| Plymouth Rock Insurance | $1,279 | $107 |
| Country | $1,325 | $110 |
Erie, offering an average annual rate of $771, is the cheapest insurance company for the 2013 Audi Q5. The overall annual insurance cost for the car model year is $1,123. Find the competitive insurance rates for your Audi Q5 2013 model year in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $771 | $64 |
| Texas Farm Bureau | $867 | $72 |
| Progressive | $908 | $76 |
| USAA | $958 | $80 |
| Vermont Mutual | $1,011 | $84 |
| Tennessee Farmers | $1,021 | $85 |
| Acuity | $1,066 | $89 |
| State Farm | $1,162 | $97 |
| Country | $1,191 | $99 |
| Plymouth Rock Insurance | $1,204 | $100 |
| Nationwide | $1,264 | $105 |
The 2012 Audi Q5 insurance cost is $1,062 on average per year. The Erie offers the cheapest average yearly rate of $746 for the car model year. Go through some of the cheapest insurance rates for the Audi Q5 2012 model year in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $746 | $62 |
| Texas Farm Bureau | $857 | $71 |
| USAA | $916 | $76 |
| Progressive | $934 | $78 |
| Vermont Mutual | $956 | $80 |
| Tennessee Farmers | $1,000 | $83 |
| State Farm | $1,006 | $84 |
| Acuity | $1,009 | $84 |
| Country | $1,150 | $96 |
| Plymouth Rock Insurance | $1,163 | $97 |
| American Family | $1,205 | $100 |
Cheap 2011 Audi Q5 insurance quote offered by Erie at $714. The annual average for the model year is $1,038. Though the rates vary based on many factors such as trim level, driver profile, etc., Texas Farm Bureau, USAA, Progressive, etc., offer competitive rates. Go through the list of the cheapest car insurance companies in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $714 | $60 |
| Texas Farm Bureau | $810 | $68 |
| USAA | $865 | $72 |
| Progressive | $870 | $73 |
| Vermont Mutual | $885 | $74 |
| Tennessee Farmers | $958 | $80 |
| Arbella | $1,078 | $90 |
| Country | $1,083 | $90 |
| Acuity | $1,092 | $91 |
| American Family | $1,108 | $92 |
| Plymouth Rock Insurance | $1,131 | $94 |
Safety features are an integral part of the Audi Q5, which ensures the safety of passengers and helps to reduce the risk. Therefore, insurers value such factors to reduce the insurance rates. Go through the advanced safety features in Q5 that could help you limit the cost of car insurance.
Safety ratings of the Audi Q5 depend upon various factors such as structure, body roll, etc. Such factors that ensure the car's safety are put to the test by various trusted organizations such as the IIHS. The overall ratings by IIHS are good. Go through the overall ratings for different parameters as shown in the table below.
| Evaluation criteria | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front: original test | Good |
| Side: original test | Good |
| Roof strength | Good |
| Head restraints & seats | Good |
| Headlights | Marginal |
| Front crash prevention: vehicle-to-vehicle | Superior |
| LATCH ease of use | Good |
Let's face it: your Audi Q5 is a beauty. But let's also be real: insurance for a German masterpiece can leave your bank account feeling like it got caught in a mosh pit.
Here's how to save some cash on your Q5 insurance without resorting to questionable side hustles.
So, you snagged a sweet Audi Q5. Congrats! Now, hold on to your steering wheel because insurance costs for this German beauty can be a real horror story.
Here's a guide to unearth some spectacularly good deals:
Have you got yourself a sweet Audi Q5? Congrats! But before you zoom off on adventures, insurance is a must-have, not a magical shield (though that would be cool).
Here's where Way comes in:
Getting a quote is simple:
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The Audi Q5 car insurance rate will cost you $1,812 per year. At the same time, the car insurance rate can vary according to your Q5 model year, trim level, etc.
The $928 offered by Texas Farm Bureau is the cheapest Audi Q5 insurance rate, according to our research.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
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