Free quotes from 150+ carriers in seconds
- Home
- |
- Auto Insurance
- |
- Audi Insurance
- |
- A4
Key Takeaways
- Insurance for an Audi A4 costs an average of $2,100 annuallyor $175 per month.
- The cheapest insurance provider for the Audi A4 is Erie at an average of $923 per annum.
- The Audi A4 car insurance cost is competitive compared to other premium cars in the executive compact car segment.
The Audi is a luxury compact executive car known for its perfect balance of excellent performance, stylish design, and advanced technology. But have you ever wondered how expensive Audi A4 car insurance is? Luxury cars generally cost more to insure than the rest. So, the best thing you can do is to find the cheapest provider for your premium car. One wrong choice could lead to gaps in coverage or higher premiums on your Audi A4 car insurance rate that may put your finances at risk.
Audi A4 Auto Insurance Cost
The average cost to insure an Audi A4 is around $2,100 per year, but you can lower your premiums by choosing the right insurance provider. Shopping around and comparing options can help you find the best deal for your coverage needs. With Way.com, getting a free quote is quick and hassle-free. You can compare multiple vetted providers in minutes and secure the best rate for your A4.
Are Audi A4 Models Expensive to Insure?
The insurance cost for the Audi A4 falls in the mid-range compared to other luxury compact cars on the market. Audi A4 Car insurance rates are competitive within the group of its immediate competitors, like the BMW 3 Series and Mercedes-Benz C-Class. The price difference is mainly due to the model's market value, advanced technology, and almost similar repair costs for premium parts.
| Mid-Size Sedans | Average Annual Premium |
|---|---|
| Acura TLX | $1,692 |
| Volvo S60 | $1,836 |
| Audi A4 | $2,100 |
| Jaguar XE | $2,148 |
| Mercedes-Benz C-Class | $2,148 |
| BMW 3 Series | $2,172 |
| Genesis G70 | $2,373 |
| Tesla Model 3 | $2,508 |
What Impacts the Cost of Audi A4 Car Insurance?
Several factors can impact your Audi A4 car insurance cost. Some of the common factors are:
- The driver's age
- The driver's gender
- The city you are in
- The age of the car
- Trim level of the car
- The insurance company you choose
Audi A4 Car Insurance Cost by Model Year
Older Audi A4 models usually have lower insurance costs since newer versions come with more advanced features and technology. The average yearly insurance for a 2020 A4 is $2,115. However, some older models might be more expensive to insure due to higher repair and maintenance costs.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2020 Audi A4 | $176 | $2,115 |
| 2019 Audi A4 | $182 | $2,185 |
| 2018 Audi A4 | $118 | $1,411 |
| 2017 Audi A4 | $102 | $1,227 |
| 2016 Audi A4 | $128 | $1,531 |
| 2015 Audi A4 | $95 | $1,141 |
| 2014 Audi A4 | $92 | $1,104 |
| 2013 Audi A4 | $86 | $1,036 |
| 2012 Audi A4 | $80 | $964 |
| 2011 Audi A4 | $77 | $926 |
Audi A4 Cheapest Insurance Cost by Company
According to our research, Erie provides the most affordable Audi A4 car insurance rates, with an annual premium of $923. Texas Farm Bureau and USAA also offer competitive rates. However, the lowest price doesn't always mean the best value. It's essential to compare coverage options carefully and ensure the policy includes all the features you need.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $77 | $923 |
| Texas Farm Bureau | $87 | $1,048 |
| USAA | $88 | $1,055 |
| State Farm | $93 | $1,114 |
| Nationwide | $98 | $1,180 |
Cheapest Insurance Companies Based on Audi A4 Model Years
2020 Audi A4
On average, it costs around $2,115 per year to insure a 2020 Audi A4. Tennessee Farmers offers the most competitive rates at $1,317 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Tennessee Farmers | $110 | $1,317 |
| Vermont Mutual | $110 | $1,320 |
| Nationwide | $114 | $1,367 |
| American Family | $123 | $1,476 |
| Erie | $124 | $1,491 |
| Country | $139 | $1,663 |
| USAA | $141 | $1,697 |
| State Farm | $142 | $1,700 |
| Plymouth Rock Insurance | $144 | $1,725 |
| Southern Farm Bureau | $144 | $1,733 |
| 21st Century | $146 | $1,755 |
2019 Audi A4
The average annual premium cost to insure a 2019 Audi A4 is $2,185. However, Cincinnati Insurance offers the cheapest rates at an annual premium of $1,327.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Cincinnati Insurance | $109 | $1,327 |
| Erie | $111 | $1,337 |
| Auto Owners | $124 | $1,495 |
| Infinity | $132 | $1,588 |
| USAA | $136 | $1,631 |
| Country | $139 | $1,667 |
| Nationwide | $140 | $1,684 |
| State Farm | $143 | $1,717 |
| Acuity | $143 | $1,719 |
| Southern Farm Bureau | $150 | $1,799 |
| Mercury | $152 | $1,828 |
| American Family | $153 | $1,832 |
2018 Audi A4
Erie offers the most competitive car insurance rates for the 2018 Audi A4 at just $952 per annum. Otherwise, it costs around $1,411 per year to insure a 2018 model on average.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $79 | $952 |
| USAA | $92 | $1,102 |
| State Farm | $95 | $1,140 |
| Progressive | $100 | $1,184 |
| Tennessee Farmers | $100 | $1,188 |
| Nationwide | $111 | $1,332 |
| Acuity | $120 | $1,440 |
| Vermont Mutual | $126 | $1,515 |
| Plymouth Rock Insurance | $130 | $1,557 |
| Country | $132 | $1,587 |
| Mercury | $141 | $1,692 |
2017 Audi A4
For a 2017 model, Erie offers the best Audi A4 insurance rate at just $868 per year. This is highly profitable compared to the general market trend, which is $1,227 yearly on average.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $72 | $868 |
| State Farm | $79 | $948 |
| Tennessee Farmers | $81 | $973 |
| USAA | $82 | $984 |
| Texas Farm Bureau | $88 | $1,057 |
| Progressive | $92 | $1,101 |
| Nationwide | $102 | $1,225 |
| Acuity | $112 | $1,339 |
| Vermont Mutual | $113 | $1,354 |
| Country | $118 | $1,412 |
| American Family | $122 | $1,467 |
2016 Audi A4
While the average annual premium for a 2016 Audi A4 is $1,531, Texas Farm Bureau stands out by offering the cheapest rates at $1,028 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Texas Farm Bureau | $86 | $1,028 |
| Vermont Mutual | $98 | $1,179 |
| Nationwide | $104 | $1,251 |
| Erie | $108 | $1,295 |
| Country | $126 | $1,510 |
| Tennessee Farmers | $126 | $1,513 |
| State Farm | $126 | $1,519 |
| USAA | $127 | $1,520 |
| Plymouth Rock Insurance | $131 | $1,579 |
| Southern Farm Bureau | $133 | $1,593 |
| 21st Century | $133 | $1,597 |
2015 Audi A4
Offering an annual premium of $794, Erie offers the cheapest insurance rates for the 2015 Audi A4, which is around $300 less than the general average of $1,141 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $66 | $794 |
| USAA | $74 | $885 |
| State Farm | $74 | $890 |
| Nationwide | $84 | $1,003 |
| Texas Farm Bureau | $85 | $1,027 |
| Progressive | $89 | $1,064 |
| Tennessee Farmers | $107 | $1,281 |
| Vermont Mutual | $109 | $1,307 |
| Acuity | $109 | $1,308 |
| Country | $115 | $1,385 |
| American Family | $118 | $1,417 |
2014 Audi A4
It is highly profitable to opt for Erie as the insurance provider for the 2014 Audi A4. The annual premium is just $684, which is less than the average annual rate of $1,104.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $57 | $684 |
| USAA | $71 | $857 |
| State Farm | $81 | $967 |
| Texas Farm Bureau | $83 | $994 |
| Nationwide | $87 | $1,044 |
| Progressive | $87 | $1,047 |
| Vermont Mutual | $100 | $1,204 |
| Tennessee Farmers | $103 | $1,238 |
| Acuity | $103 | $1,242 |
| American Family | $108 | $1,299 |
| Country | $114 | $1,364 |
2013 Audi A4
The insurance for a 2013 Audi A4 costs around $1,036 per annum on average. With Erie, you can expect to pay a lower premium of just $660 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $55 | $660 |
| USAA | $63 | $759 |
| State Farm | $72 | $867 |
| Texas Farm Bureau | $78 | $936 |
| Progressive | $83 | $993 |
| Nationwide | $84 | $1,011 |
| American Family | $92 | $1,100 |
| Vermont Mutual | $94 | $1,124 |
| Acuity | $97 | $1,162 |
| Tennessee Farmers | $98 | $1,170 |
| Country | $107 | $1,282 |
2012 Audi A4
You may have to pay around $964 to insure a 2012 Audi A4 on average. Nevertheless, Erie provides the cheapest rates at just $638 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $53 | $638 |
| USAA | $59 | $706 |
| State Farm | $62 | $750 |
| Progressive | $75 | $897 |
| Texas Farm Bureau | $75 | $905 |
| Nationwide | $80 | $961 |
| American Family | $87 | $1,043 |
| Vermont Mutual | $87 | $1,050 |
| Acuity | $90 | $1,079 |
| Tennessee Farmers | $94 | $1,123 |
| Country | $101 | $1,215 |
2011 Audi A4
At $926 per year, the average insurance premium for a 2011 Audi A4 is lower than that of its competitors. However, Erie offers the cheapest deal at an annual premium of $615.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $51 | $615 |
| USAA | $58 | $700 |
| State Farm | $62 | $746 |
| Texas Farm Bureau | $71 | $849 |
| Progressive | $72 | $863 |
| Nationwide | $78 | $942 |
| Vermont Mutual | $78 | $943 |
| American Family | $79 | $953 |
| Tennessee Farmers | $86 | $1,036 |
| Country | $92 | $1,105 |
| Arbella | $98 | $1,181 |
Audi A4 Crash Test Ratings
Your Audi A4 car insurance cost will be highly affected by how well your car did in crash tests. The Audi A4 has very good crash test ratings over the different model years, which can potentially lower your insurance premium.
| Vehicle Model | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Audi A4
4 DR FWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2020 Audi A4
4 DR AWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2019 Audi A4
4 DR FWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2019 Audi A4
4 DR AWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2018 Audi A4
4 DR FWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2018 Audi A4
4 DR AWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2017 Audi A4
4 DR FWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2017 Audi A4
4 DR AWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2016 Audi A4
4 DR FWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2016 Audi A4
4 DR AWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2015 Audi A4
4 DR FWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2015 Audi A4
4 DR AWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2014 Audi A4
4 DR FWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2014 Audi A4
4 DR AWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2013 Audi A4
4 DR FWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2013 Audi A4
4 DR AWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2012 Audi A4
4 DR FWD |
4 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2012 Audi A4
4 DR AWD |
4 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2012 Audi A4
Avant SW AWD |
4 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2011 Audi A4
4 DR FWD |
4 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2011 Audi A4
4 DR AWD |
4 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2011 Audi A4
Avant SW AWD |
4 Stars | 4 Stars | 5 Stars | 5 Stars |
Audi A4 Safety Features
The A4 comes with a range of safety features, which can help reduce your Audi A4 car insurance costs.
Some of the installed features include:
- Audi Pre Sense City/Front (Forward Collision Warning with Auto-Brake)
- Adaptive Cruise Control (ACC)
- Electronic Stability Control (ESC)
- Anti-lock Braking System (ABS)
- Audi Side Assist
- Lane Departure Warning
- Multiple Airbags
- Advanced Seat Belt Reminders & Pretensioners
- Child Safety Locks and ISOFIX Anchor Points
- Robust Passenger Compartment
- Audi Pre Sense Basic
- Audi Pre Sense Rear
- Emergency Brake Assist (EBA)
- Traction Control
Audi A4 Safety Ratings
The Audi A4 has good safety ratings, which makes it affordable to insure. The overall good ratings indicate a lower risk of injury, damage, and repair costs. Insurance companies often consider the safety ratings while determining the premium rates for a car model. Therefore, safety ratings play a key role in lowering the Audi A4 car insurance cost.
| Category | IIHS Ratings |
|---|---|
| Small Overlap Front (Driver) | Good |
| Small Overlap Front (Pass.) | Good |
| Moderate Overlap Front | Good |
| Side | Good |
| Roof Strength | Good |
| Head Restraints & Seats | Good |
| Front Crash Prevention (Vehicle-to-Vehicle) | Superior |
| Front Crash Prevention (Pedestrian Day) | Superior |
| Prestige Trim | Good |
| Premium Plus Trim | Acceptable |
| Premium Trim | Marginal |
Ways to Save on Audi A4 Car Insurance
- Keep a clean driving record: Reckless or careless driving can stay on your record, leading to higher insurance premiums, especially if you have at-fault accidents or DUIs.
- Maintain a good credit score: Drivers with strong credit scores can save significantly on Audi A4 car insurance costs compared to those with lower scores.
- Obey traffic laws: Traffic violations can lead to a noticeable increase in your Audi A4 insurance rates.
- Take advantage of discounts: Look for common discounts like multi-policy, low mileage, good student, defensive driving, and loyalty discounts to lower your premiums.
- Bundle your insurance policies: Combining your auto and home insurance can help you save even more on your annual costs.
How Do I Find the Best Audi A4 Car Insurance Rates?
- Always research the market and insurance trends before purchasing car insurance for your Audi A4. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can either apply individually or use an insurance platform like Way.com.
- Compare, compare, compare - that should be your mantra when searching for the best policy. Only choose a provider who offers a balance of low rates and comprehensive coverage.
- In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best! You can always consider spending a bit more to get comprehensive coverage.
How to Get Audi A4 Auto Insurance with Way.com
Simply download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 140 different insurance providers on our platform, which lets you choose the best policy that may help you lower your Audi A4 car insurance cost, all in as little as 60 seconds!
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
FAQ
How much does it cost to insure an Audi A4?
Audi A4 car insurance costs typically fall around $2,100 per year, depending on factors like the driver's age, location, driving history, and coverage level.
Is the Audi A4 expensive to insure compared to other luxury compact cars?
No, the car insurance cost for an Audi A4 is generally affordable compared to many other vehicles in its class. This is mainly due to its strong safety ratings and competitive repair costs.
Is full coverage insurance necessary for an Audi A4?
Full coverage is recommended if your A4 is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough, depending on your financial situation and coverage needs.
Does A4's safety rating help lower insurance costs?
Yes, the Audi A4's high safety ratings and standard safety features can qualify you for discounts and help reduce your premiums.
Learn more by city and state for car insurance
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
Get the App:
Find the best Auto insurance rates on-the-go
For the best user experience, please download our Way app.
or
