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Key Takeaways

  • Drivers in Alaska who engage in major traffic violations, such as driving while intoxicated or recklessly, must submit an SR-22 insurance form.
  • Your auto insurance coverage will be demonstrated to meet the state's bare minimum requirements by the SR-22 insurance in Alaska.
  • SR-22 insurance, also known as non-owner SR-22 insurance or SR-22 AK insurance, may be required even if you don't own an automobile. It will take the form of SR-22 non-owner insurance this time.
  • Alaskan vehicle insurance goes up by about $50 with an SR-22. At $543 annually, USAA offers the least priced SR-22 insurance in Alaska based on typical premiums.

What is SR-22 Insurance in Alaska?

In Alaska or anywhere else, SR-22 insurance is not really an insurance policy. It's a document your insurance provider submits to demonstrate that your auto insurance coverage satisfies the legal minimum liability standards set forth by your state.

In Alaska, drivers who commit serious traffic offenses including drunk driving or reckless driving must file an SR-22 insurance form. When compared to the premium rate for drivers with a spotless record, the cost of insurance after a DUI or other serious violations is significantly higher.

Who needs SR-22 insurance in Alaska?

Depending on which state you live in, the violations that make you need SR-22 insurance may be different. If a driver in Alaska or anywhere else commits one of the following serious offenses, they will almost certainly need to file an SR-22:

  • DUI
  • Reckless driving
  • Driving a car without insurance
  • Driving with a license that was taken away

Most minor violations in Alaska do not require SR-22 insurance. If you get a ticket or get into an accident, your auto insurance rates may go up, but not as much as if you need an SR-22.

How long you have to hold an SR-22 will depend on what you were found guilty of. Most of the time, though, it is for three years.

How to get SR-22 insurance in Alaska?

On your behalf, your insurance company will submit an SR-22 form to the state. Due to the fact that people who need to file an SR-22 are viewed as high-risk drivers, certain insurers may decide not to cover you. Additionally, the price of your auto insurance will probably be higher than it was when you had a clean driving record.

Which Alaska Insurance Companies Offer the Cheapest SR-22 Insurance?

Insurance Company Average Annual Premium
USAA $555
State Farm $611
AllState $738
Progressive $886

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Who Has the Lowest Price on SR-22 Insurance (by city) in Alaska?

City Brand
Soldotna Progressive
Sand Point Farmers
King Cove Progressive
Sitka Liberty Mutual
Wasilla Farmers
Nikiski Progressive
Craig Progressive
Nome Progressive
Kodiak Station Progressive
Hooper Bay Dairyland
Cordova Progressive
Badger Bristol West
Sterling Progressive
Palmer National General
Point Mackenzie Progressive
Anchorage Progressive
Lakes Bristol West
Funny river Bristol West
Meadow Lakes Progressive
Butte Progressive
Kenai Liberty Mutual
Homer Liberty Mutual
Chena Ridge Progressive
Kodiak Liberty Mutual
Elison AFB Dairyland
Wrangell Liberty Mutual
Farm Loop Bristol West
Diamond Ridge National General
Dillingham Liberty Mutual
North Pole Progressive
Fairbanks Progressive

Who Needs SR-22 Insurance in Alaska? And for How Long Do They Need It?

Depending on the state you live in, there may be variations in the infractions necessitating SR-22 insurance. Drivers in Alaska and elsewhere who commit one of the serious infractions listed below almost likely need to file for SR-22 insurance:

  • DUI
  • negligent driving
  • Driving a car without insurance
  • driving while under suspension

In Alaska, small infractions typically do not need SR-22 insurance. Higher prices for auto insurance after a ticket or accident are possible, but they won't be as expensive as for people who require SR-22.

How long you can hold an SR-22 will depend on your conviction. However, it is often for a period of three years.

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How Much Do SR-22 Insurance Raise Premiums in Alaska?

An SR22 raises Alaskan auto insurance by around $50.

What is Minimum SR-22 Car Insurance Coverage in Alaska

The SR-22 insurance in Alaska will serve as proof that your auto insurance coverage satisfies the state's bare minimum standards. These consist of:

  • $50,000 in liability coverage for bodily harm per person
  • $100,000 in liability coverage for bodily injury per incident
  • Liability coverage for property damage of $25,000 per accident

How to File SR-22 Documentation in Alaska:

You can submit a claim for your insurance through your insurance company after paying a charge. After that, your provider will submit the form to the DMV (department of motor vehicles). Remember that Alaska takes this extremely seriously, and if you don't comply, you can expect to face consequences. By entering your information, you may request a quote from insurance companies and learn how to start saving for insurance right away.

How Do You Get SR-22 Insurance in Alaska?

On your behalf, your insurance company will submit an SR-22 form to the state. Due to the fact that people who need to file an SR-22 are viewed as high-risk drivers, certain insurers may decide not to cover you. Additionally, the price of your auto insurance will probably be higher than it was when you had a clean driving record.

Non-Owner SR-22 Insurance in Alaska

Even if you don't own a car, you might still need to obtain SR-22 insurance, often known as non-owner SR2-2 insurance or SR-22 AK insurance. This time, it will take the shape of SR-22 non-owner insurance.

Non-owner SR-22 insurance in Alaska is merely a type of auto insurance that serves as documentation for the existence of an active auto insurance policy. You must submit this to a car insurance company that is authorized to conduct business in Alaska. This is also necessary for the reinstatement of your license.

The following is listed on the SR22 vehicle insurance form, according to the Alaska Department of Motor Vehicles:

  • Crash report (date and location).
  • Personal data of the driver (name, date of birth, license number, and mailing address) information about the car (VIN, year, make, and model), as well as information about the auto insurance provider (business name, name and address of the policyholder, length of the policy, and policy number).

You must typically maintain non-owner SR22 insurance in Alaska for a minimum of three years.

Summary: SR-22 Insurance in Alaska

   
SR-22 needed after Major traffic infraction and/or suspension of the license
Required for Depending on the offense, 3-20 years or the rest of your life
Average cost increase $57
Minimum bodily injury liability coverage $50000 per person/ $100000 per accident
Minimum property damage liability coverage $25000

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

FAQs

How much does sr22 insurance cost in Alaska?

Alaskan vehicle insurance goes up by about $50 with an SR22.

How to get sr22 insurance for Alaska?

Your insurance provider will send an SR-22 form to the state on your behalf. Some insurers can opt not to cover you because those who need to file an SR-22 are thought of as high-risk drivers. Furthermore, your auto insurance will likely cost more now than it did when you had a clean driving record.

What is sr22 insurance Alaska?

SR-22 insurance isn't truly insurance coverage in Alaska or anywhere else. It's a document that your insurance company produces to show that your auto insurance coverage complies with the state's minimum liability requirements.

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Learn more by city and state for car insurance




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