Cheapest Car Insurance Quotes in McConnell AFB

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406,175 Policies Sold

McConnell AFB Car Insurance

^$ 30

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in McConnell AFB

The car insurance rate in McConnell AFB is $1116 for a six-month policy, which is $63 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $466, making it a popular choice for budget-conscious drivers. Rates in McConnell AFB can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in McConnell AFB

$1116

Avg. Car Insurance in Kansas

$1053

National Average

$1278

Cheapest Car Insurance Companies in McConnell AFB

1st place: American Family

At $466 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $491 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $781 for six months, making it the third cheapest auto insurance company in McConnell AFB.

McConnell AFB Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in McConnell AFB, KS is American Family, offering policies at just $466 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $491.

At the higher end of the spectrum, Farm Bureau is the most expensive, with rates reaching $2034 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help McConnell AFB drivers find the best deals.

Cheap Car Insurance Companies in McConnell AFB, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$466	$77
Auto-Owners Insurance Co	$491	$84
USAA	$781	$131
Travelers	$799	$135
Shelter	$976	$164
Auto-Owners	$1039	$177
State Farm	$1152	$194
Nationwide	$1203	$202
Farmers	$1259	$212
Progressive	$1285	$216
Encompass	$1335	$223
Allstate	$1694	$285
Farm Bureau	$2034	$339

Key Takeaways

Way's key takeaways about car insurance in McConnell AFB

The auto insurance costs in McConnell AFB fall around $466 for six months.
The cheapest auto insurance company in McConnell AFB is AutoOwners Insurance Co.
Teen drivers pay the highest rate in McConnell AFB at $1190 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in McConnell AFB

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in McConnell AFB are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in McConnell AFB. Their Average 6 Month Premium is $176. Encompass is the most expensive at $252 for the same period.

Cheapest Liability Coverage in McConnell AFB, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$176	$30
USAA	$176	$30
Iowa Farm Bureau	$220	$37
Farmers Union Insurance	$233	$39
American Family	$246	$41
Travelers	$246	$41
Auto-Owners	$252	$42
Electric	$252	$42
Kansas Farm Bureau	$264	$45
State Farm	$296	$50
Progressive	$334	$56
Shelter	$340	$57
Farm Bureau	$428	$73
Farmers	$473	$80
Allstate	$617	$104
Nationwide	$749	$125
Encompass	$252	$42

Cheapest Full Coverage Car Insurance in McConnell AFB

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in McConnell AFB is American Family at $77 per month and $466 for six months.

Cheapest Full Coverage Car Insurance Quotes in McConnell AFB, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$466	$77
Auto-Owners Insurance Co	$491	$84
USAA	$781	$131
Travelers	$799	$135
Shelter	$976	$164
Auto-Owners	$1039	$177
State Farm	$1152	$194
Nationwide	$1203	$202
Farmers	$1259	$212
Progressive	$1285	$216
Encompass	$1335	$223
Allstate	$1694	$285
Farm Bureau	$2034	$339

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Average Car Insurance in McConnell AFB by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in McConnell AFB, KS increasing?

Despite maintaining a clean driving record, your car insurance rates in McConnell AFB, Kansas, may be increasing due to several external factors. Kansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, McConnell AFB's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in McConnell AFB

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Nationwide	$795
30s	Nationwide	$683
40s	Nationwide	$553
50s	Nationwide	$507
60s	Nationwide	$483
70s	Nationwide	$524

Cheapest Car Insurance Rates for Teen Drivers in McConnell AFB,KS

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the McConnell AFB at $39 per month. At $7140 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$233	$39
Iowa Farm Bureau	$259	$43
Farmers Union Insurance	$270	$46
American Family	$296	$50
Kansas Farm Bureau	$347	$59
Travelers	$900	$152
USAA	$1530	$258
State Farm	$2499	$421
Shelter	$2783	$469
Progressive	$2884	$485
Farmers	$3035	$511
Farm Bureau	$4320	$720
Allstate	$5050	$850
Nationwide	$7140	$1190

Teen Car Insurance Rates in KS by Age

Way Tip

If you are in your twenties Nationwide is the best choice for car insurance in McConnell AFB.

As young drivers face the highest rates in McConnell AFB, Nationwide offers the cheapest auto insurance rates at $795 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in McConnell AFB, American Family is the cheapest car insurance provider. At $416 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in McConnell AFB is State Farm, offering rates of around $6460 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$416	$71
Iowa Farm Bureau	$422	$70
Farmers Union Insurance	$428	$73
Travelers	$995	$167
USAA	$1140	$194
Shelter	$1379	$232
Progressive	$1411	$237
Nationwide	$1580	$266
Farmers	$1681	$283
Allstate	$2934	$489
Farm Bureau	$3733	$635
State Farm	$6460	$1077

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in McConnell AFB.

Car Insurance Rates with An Accident in McConnell AFB

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In McConnell AFB, KS, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in McConnell AFB

The cheapest car insurance companies after an at-fault accident in McConnell AFB include AutoOwners Insurance Co and American Family, offering $214 and $246, respectively. Encompass is an expensive provider with an average six-month premium of $347.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$214	$36
American Family	$246	$41
Electric	$302	$51
Iowa Farm Bureau	$340	$58
Farmers Union Insurance	$359	$59
Auto-Owners	$377	$65
Kansas Farm Bureau	$478	$80
USAA	$649	$109
Travelers	$655	$110
State Farm	$762	$128
Shelter	$1077	$181
Progressive	$1379	$232
Farmers	$2292	$386
Allstate	$2550	$429
Farm Bureau	$2739	$457
Nationwide	$3501	$596
Encompass	$347	$59

McConnell AFB Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in McConnell AFB KS. For example, the car insurance in McConnell AFB after a DUI increases to $1077 for a six month policy. While the rate increases by $239 for a six-month policy in the case of a speeding ticket.

McConnell AFB auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1234	$206
One Med/PIP claim	$1234	$210
Not-at-fault accident	$1266	$211
Two Med/PIP claims	$1322	$225
One comp claim	$1328	$222
Failure to show documents	$1366	$232
Two comp claims	$1379	$230
Failure to wear a seat belt	$1392	$236
Child safety restraint	$1429	$239
Driving with expired registration	$1429	$243
Driving without lights	$1429	$239
Speeding 6 - 10 MPH over limit	$1473	$250
Cell phone violation	$1492	$249
Driving too slowly	$1492	$253
Texting while driving	$1492	$249
Failure to yield	$1505	$255
Following too closely	$1505	$251
Illegal turn	$1505	$255
Wrong way/wrong lane	$1505	$251
In 65 MPH zone	$1512	$257
Speeding 11 - 15 MPH over limit	$1512	$252
Failure to stop at a red light	$1518	$258
Improper passing	$1518	$253
Speeding in school zone	$1518	$258
Speeding 16 - 20 MPH over limit	$1523	$254
Open container	$1536	$261
Operating a vehicle without permission	$1549	$259
Passing school bus	$1561	$265
Speeding 21 - 25 MPH over limit	$1561	$261
At-fault accident - less than $1000	$1580	$269
At-fault accident - $1000-$2000	$1744	$290
At-fault accident - greater than $2000	$1744	$297
Racing	$1927	$321
Reckless driving	$2090	$355
Driving with a suspended license	$2266	$377
Refusal to submit to a chemical test	$2292	$390
DUI	$2311	$385
Leaving scene of an accident/hit and run	$2405	$409

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in McConnell AFB after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in McConnell AFB.

The cheapest car insurance premiums in McConnell AFB are offered by American Family at $283 for a six-month policy. However, it can be as expensive as $4810 with companies like Farm Bureau.

McConnell AFB car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$283	$48
Farmers Union Insurance	$416	$71
Travelers	$686	$116
Progressive	$882	$148
State Farm	$1120	$189
USAA	$1178	$198
Farmers	$1512	$254
Shelter	$1568	$264
Allstate	$2116	$356
Nationwide	$4778	$813
Farm Bureau	$4810	$801

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in McConnell AFB are offered by Iowa Farm Bureau at $277. However, it can be as expensive as $2872 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in McConnell AFB after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Iowa Farm Bureau	$277	$47
American Family	$283	$48
Auto-Owners Insurance Co	$289	$49
Farmers Union Insurance	$308	$52
State Farm	$749	$126
Travelers	$762	$128
USAA	$775	$129
Progressive	$1052	$177
Farmers	$1417	$239
Shelter	$1454	$247
Allstate	$2122	$354
Farm Bureau	$2550	$434
Nationwide	$2872	$478

Car Insurance Price Trends in McConnell AFB, Kansas

Car insurance rates in McConnell AFB have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the McConnell AFB rose by $231 in January compared to $196 of December. In other words, there has been an increase by $35 when you compare January and December.

The average cost of liability insurance in the McConnell AFB rose to $53 in January, compared to $49 in December. This represents an increase of $4 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in McConnell AFB?

The car insurance in McConnell AFB is $30 per month, which is lower than the national average.

What is the cheapest car insurance in McConnell AFB?

The cheapest car insurance in McConnell AFB is $77 per month for full coverage.

How much is car insurance in McConnell AFB for teenagers?

Car insurance for teenagers costs $233 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in McConnell AFB?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $188 per month to insure your car in McConnell AFB.

Is car insurance expensive in McConnell AFB?

Car insurance can be expensive in McConnell AFB if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in McConnell AFB can be affordable.

Cheapest Car Insurance Quotes in McConnell AFB

Why you can trust Way?

How Much Is Car Insurance in McConnell AFB

Avg. Car Insurance in McConnell AFB

Avg. Car Insurance in Kansas

National Average

Cheapest Car Insurance Companies in McConnell AFB

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: USAA

McConnell AFB Car Insurance Rates by Company

Cheap Car Insurance Companies in McConnell AFB, KS

Way's key takeaways about car insurance in McConnell AFB

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in McConnell AFB

Cheapest Liability Coverage in McConnell AFB, KS

Cheapest Full Coverage Car Insurance in McConnell AFB

Cheapest Full Coverage Car Insurance Quotes in McConnell AFB, KS

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in McConnell AFB by Rating Factor

I have a clean driving record. Why is my car insurance rate here in McConnell AFB, KS increasing?

Car Insurance Premiums by Age in McConnell AFB

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in McConnell AFB,KS

If you are in your twenties Nationwide is the best choice for car insurance in McConnell AFB.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in McConnell AFB

Cheapest Car Insurance Companies after an At-Fault Accident in McConnell AFB

McConnell AFB Car Insurance Rates by Violation

McConnell AFB auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in McConnell AFB after a DUI

McConnell AFB car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in McConnell AFB after Speeding ticket

Car Insurance Price Trends in McConnell AFB, Kansas

Average Car Insurance Cost in McConnell AFB by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near McConnell AFB, KS

Car Insurance Rates by State in the USA (2025 Update)

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