Cheapest Car Insurance Quotes in New Cambria

Finding the cheapest car insurance quotes in New Cambria shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
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New Cambria Car Insurance

^$ 25

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in New Cambria

The car insurance rate in New Cambria is $887 for a six-month policy, which is $77 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $426, making it a popular choice for budget-conscious drivers. Rates in New Cambria can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in New Cambria

$887

Avg. Car Insurance in Kansas

$964

National Average

$1140

Cheapest Car Insurance Companies in New Cambria

1st place: AutoOwners Insurance Co

At $426 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $628 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $667 for six months, making it the third cheapest auto insurance company in New Cambria.

New Cambria Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in New Cambria, KS is AutoOwners Insurance Co, offering policies at just $426 for a six-month term. This is followed by Travelers, which has an average six-month premium of $628.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1415 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help New Cambria drivers find the best deals.

Cheap Car Insurance Companies in New Cambria, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$426	$71
Travelers	$628	$106
American Family	$667	$112
USAA	$667	$112
Nationwide	$727	$122
Shelter	$787	$132
Auto-Owners	$902	$150
State Farm	$913	$154
Progressive	$1000	$168
Farmers	$1028	$173
Encompass	$1158	$193
Farm Bureau	$1219	$207
Allstate	$1415	$238

Key Takeaways

Way's key takeaways about car insurance in New Cambria

The auto insurance costs in New Cambria fall around $426 for six months.
The cheapest auto insurance company in New Cambria is USAA.
Teen drivers pay the highest rate in New Cambria at $707 per month.

High Rates Shouldn’t Drive You Out of Pocket.

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Cheapest Minimum Liability Car Insurance in New Cambria

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in New Cambria are given below.

USAA provides the cheapest minimum car insurance coverage in New Cambria. Their Average 6 Month Premium is $147. Encompass is the most expensive at $219 for the same period.

Cheapest Liability Coverage in New Cambria, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$147	$25
Auto-Owners Insurance Co	$153	$26
Iowa Farm Bureau	$191	$32
Farmers Union Insurance	$202	$34
Travelers	$208	$35
Auto-Owners	$219	$37
Electric	$219	$37
Kansas Farm Bureau	$229	$39
Progressive	$235	$40
American Family	$240	$40
State Farm	$240	$40
Farm Bureau	$246	$41
Shelter	$279	$47
Farmers	$399	$67
Allstate	$530	$89
Encompass	$219	$37

Cheapest Full Coverage Car Insurance in New Cambria

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in New Cambria is AutoOwners Insurance Co at $71 per month and $426 for six months.

Cheapest Full Coverage Car Insurance Quotes in New Cambria, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$426	$71
Travelers	$628	$106
American Family	$667	$112
USAA	$667	$112
Nationwide	$727	$122
Shelter	$787	$132
Auto-Owners	$902	$150
State Farm	$913	$154
Progressive	$1000	$168
Farmers	$1028	$173
Encompass	$1158	$193
Farm Bureau	$1219	$207
Allstate	$1415	$238

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Average Car Insurance in New Cambria by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in New Cambria, KS increasing?

Despite maintaining a clean driving record, your car insurance rates in New Cambria, Kansas, may be increasing due to several external factors. Kansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, New Cambria's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in New Cambria

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Nationwide	$703
30s	Nationwide	$604
40s	Nationwide	$489
50s	Nationwide	$448
60s	Nationwide	$427
70s	Nationwide	$464

Cheapest Car Insurance Rates for Teen Drivers in New Cambria,KS

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the New Cambria at $34 per month. At $4203 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$202	$34
Iowa Farm Bureau	$224	$38
Farmers Union Insurance	$235	$40
Kansas Farm Bureau	$301	$50
Travelers	$650	$109
American Family	$1147	$193
USAA	$1361	$229
State Farm	$1918	$323
Shelter	$2137	$360
Progressive	$2153	$362
Farmers	$2481	$418
Farm Bureau	$2743	$457
Allstate	$4203	$707

Teen Car Insurance Rates in KS by Age

Way Tip

If you are in your twenties Nationwide is the best choice for car insurance in New Cambria.

As young drivers face the highest rates in New Cambria, Nationwide offers the cheapest auto insurance rates at $703 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in New Cambria, Iowa Farm Bureau is the cheapest car insurance provider. At $366 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in New Cambria is State Farm, offering rates of around $3858 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Iowa Farm Bureau	$366	$63
Farmers Union Insurance	$372	$62
Nationwide	$399	$68
Travelers	$699	$118
USAA	$891	$152
Progressive	$913	$154
Shelter	$989	$167
American Family	$1011	$170
Farmers	$1312	$221
Farm Bureau	$2251	$375
Allstate	$2361	$401
State Farm	$3858	$643

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Save up to $971/yr on car insurance rates in New Cambria.

Car Insurance Rates with An Accident in New Cambria

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In New Cambria, KS, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in New Cambria

The cheapest car insurance companies after an at-fault accident in New Cambria include AutoOwners Insurance Co and Electric, offering $186 and $262, respectively. Encompass is an expensive provider with an average six-month premium of $301.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$186	$31
Electric	$262	$44
Iowa Farm Bureau	$295	$49
Farmers Union Insurance	$312	$53
Auto-Owners	$328	$54
Kansas Farm Bureau	$415	$71
Travelers	$470	$79
USAA	$541	$91
State Farm	$601	$101
American Family	$639	$108
Shelter	$842	$142
Progressive	$1060	$178
Farmers	$1842	$310
Farm Bureau	$1847	$314
Allstate	$2044	$344
Encompass	$301	$52

New Cambria Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in New Cambria KS. For example, the car insurance in New Cambria after a DUI increases to $935 for a six month policy. While the rate increases by $208 for a six-month policy in the case of a speeding ticket.

New Cambria auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1071	$178
One Med/PIP claim	$1071	$182
Not-at-fault accident	$1098	$183
Two Med/PIP claims	$1147	$195
One comp claim	$1153	$192
Failure to show documents	$1186	$201
Two comp claims	$1197	$200
Failure to wear a seat belt	$1208	$205
Child safety restraint	$1240	$207
Driving with expired registration	$1240	$211
Driving without lights	$1240	$207
Speeding 6 - 10 MPH over limit	$1279	$217
Cell phone violation	$1295	$216
Driving too slowly	$1295	$220
Texting while driving	$1295	$216
Failure to yield	$1306	$222
Following too closely	$1306	$218
Illegal turn	$1306	$222
Wrong way/wrong lane	$1306	$218
In 65 MPH zone	$1312	$223
Speeding 11 - 15 MPH over limit	$1312	$219
Failure to stop at a red light	$1317	$224
Improper passing	$1317	$220
Speeding in school zone	$1317	$224
Speeding 16 - 20 MPH over limit	$1322	$221
Open container	$1333	$226
Operating a vehicle without permission	$1344	$224
Passing school bus	$1355	$230
Speeding 21 - 25 MPH over limit	$1355	$226
At-fault accident - less than $1000	$1372	$234
At-fault accident - $1000-$2000	$1513	$252
At-fault accident - greater than $2000	$1513	$258
Racing	$1673	$279
Reckless driving	$1814	$308
Driving with a suspended license	$1967	$328
Refusal to submit to a chemical test	$1989	$339
DUI	$2006	$334
Leaving scene of an accident/hit and run	$2087	$355

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in New Cambria after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in New Cambria.

The cheapest car insurance premiums in New Cambria are offered by Farmers Union Insurance at $361 for a six-month policy. However, it can be as expensive as $2896 with companies like Farm Bureau.

New Cambria car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$361	$62
Travelers	$498	$84
American Family	$591	$99
Progressive	$667	$112
State Farm	$814	$137
USAA	$1049	$177
Shelter	$1202	$202
Farmers	$1225	$206
Allstate	$1760	$296
Farm Bureau	$2896	$483

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in New Cambria are offered by Iowa Farm Bureau at $240. However, it can be as expensive as $3126 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in New Cambria after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Iowa Farm Bureau	$240	$40
Auto-Owners Insurance Co	$251	$42
Farmers Union Insurance	$268	$45
Travelers	$530	$89
American Family	$574	$97
USAA	$580	$97
State Farm	$591	$99
Progressive	$792	$133
Farm Bureau	$1044	$178
Shelter	$1164	$194
Farmers	$1251	$211
Allstate	$3126	$521

Car Insurance Price Trends in New Cambria, Kansas

Car insurance rates in New Cambria have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the New Cambria rose by $170 in December compared to $169 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the New Cambria rose to $42 in December, compared to $41 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in New Cambria?

The car insurance in New Cambria is $25 per month, which is lower than the national average.

What is the cheapest car insurance in New Cambria?

The cheapest car insurance in New Cambria is $71 per month for full coverage.

How much is car insurance in New Cambria for teenagers?

Car insurance for teenagers costs $202 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in New Cambria?

The average cost of car insurance is $964 for a six-month policy. It will cost around $149 per month to insure your car in New Cambria.

Is car insurance expensive in New Cambria?

Car insurance can be expensive in New Cambria if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in New Cambria can be affordable.

Cheapest Car Insurance Quotes in New Cambria

Why you can trust Way?

How Much Is Car Insurance in New Cambria

Avg. Car Insurance in New Cambria

Avg. Car Insurance in Kansas

National Average

Cheapest Car Insurance Companies in New Cambria

1st place: AutoOwners Insurance Co

2nd place: Travelers

3rd place: American Family

New Cambria Car Insurance Rates by Company

Cheap Car Insurance Companies in New Cambria, KS

Way's key takeaways about car insurance in New Cambria

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in New Cambria

Cheapest Liability Coverage in New Cambria, KS

Cheapest Full Coverage Car Insurance in New Cambria

Cheapest Full Coverage Car Insurance Quotes in New Cambria, KS

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in New Cambria by Rating Factor

I have a clean driving record. Why is my car insurance rate here in New Cambria, KS increasing?

Car Insurance Premiums by Age in New Cambria

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in New Cambria,KS

If you are in your twenties Nationwide is the best choice for car insurance in New Cambria.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in New Cambria

Cheapest Car Insurance Companies after an At-Fault Accident in New Cambria

New Cambria Car Insurance Rates by Violation

New Cambria auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in New Cambria after a DUI

New Cambria car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in New Cambria after Speeding ticket

Car Insurance Price Trends in New Cambria, Kansas

Average Car Insurance Cost in New Cambria by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near New Cambria, KS

Car Insurance Rates by State in the USA (2025 Update)

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