Cheapest Car Insurance Quotes in Hanston

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Hanston Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Hanston

The car insurance rate in Hanston is $1200 for a six-month policy, which is $147 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $502, making it a popular choice for budget-conscious drivers. Rates in Hanston can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Hanston

$1200

Avg. Car Insurance in Kansas

$1053

National Average

$1278

Cheapest Car Insurance Companies in Hanston

1st place: American Family

At $502 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $528 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $840 for six months, making it the third cheapest auto insurance company in Hanston.

Hanston Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Hanston, KS is American Family, offering policies at just $502 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $528.

At the higher end of the spectrum, Farm Bureau is the most expensive, with rates reaching $2188 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hanston drivers find the best deals.

Cheap Car Insurance Companies in Hanston, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$502	$83
Auto-Owners Insurance Co	$528	$90
USAA	$840	$141
Travelers	$860	$145
Shelter	$1050	$177
Auto-Owners	$1117	$190
State Farm	$1239	$209
Nationwide	$1294	$218
Farmers	$1354	$228
Progressive	$1382	$233
Encompass	$1435	$239
Allstate	$1822	$307
Farm Bureau	$2188	$365

Key Takeaways

Way's key takeaways about car insurance in Hanston

The auto insurance costs in Hanston fall around $502 for six months.
The cheapest auto insurance company in Hanston is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Hanston at $1280 per month.

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Cheapest Minimum Liability Car Insurance in Hanston

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hanston are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Hanston. Their Average 6 Month Premium is $189. Encompass is the most expensive at $271 for the same period.

Cheapest Liability Coverage in Hanston, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$189	$32
USAA	$189	$32
Iowa Farm Bureau	$237	$40
Farmers Union Insurance	$251	$42
American Family	$264	$44
Travelers	$264	$44
Auto-Owners	$271	$46
Electric	$271	$46
Kansas Farm Bureau	$284	$48
State Farm	$318	$54
Progressive	$359	$60
Shelter	$366	$62
Farm Bureau	$461	$79
Farmers	$508	$85
Allstate	$663	$112
Nationwide	$806	$135
Encompass	$271	$46

Cheapest Full Coverage Car Insurance in Hanston

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hanston is American Family at $83 per month and $502 for six months.

Cheapest Full Coverage Car Insurance Quotes in Hanston, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$502	$83
Auto-Owners Insurance Co	$528	$90
USAA	$840	$141
Travelers	$860	$145
Shelter	$1050	$177
Auto-Owners	$1117	$190
State Farm	$1239	$209
Nationwide	$1294	$218
Farmers	$1354	$228
Progressive	$1382	$233
Encompass	$1435	$239
Allstate	$1822	$307
Farm Bureau	$2188	$365

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Average Car Insurance in Hanston by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Hanston, KS increasing?

Despite maintaining a clean driving record, your car insurance rates in Hanston, Kansas, may be increasing due to several external factors. Kansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Hanston's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Hanston

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Nationwide	$855
30s	Nationwide	$734
40s	Nationwide	$595
50s	Nationwide	$545
60s	Nationwide	$520
70s	Nationwide	$563

Cheapest Car Insurance Rates for Teen Drivers in Hanston,KS

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Hanston at $42 per month. At $7679 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$251	$42
Iowa Farm Bureau	$278	$47
Farmers Union Insurance	$291	$49
American Family	$318	$54
Kansas Farm Bureau	$373	$64
Travelers	$968	$163
USAA	$1645	$277
State Farm	$2688	$453
Shelter	$2992	$504
Progressive	$3102	$522
Farmers	$3264	$549
Farm Bureau	$4646	$774
Allstate	$5431	$914
Nationwide	$7679	$1280

Teen Car Insurance Rates in KS by Age

Way Tip

If you are in your twenties Nationwide is the best choice for car insurance in Hanston.

As young drivers face the highest rates in Hanston, Nationwide offers the cheapest auto insurance rates at $855 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Hanston, American Family is the cheapest car insurance provider. At $447 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Hanston is State Farm, offering rates of around $6947 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$447	$76
Iowa Farm Bureau	$454	$75
Farmers Union Insurance	$461	$79
Travelers	$1070	$180
USAA	$1226	$209
Shelter	$1483	$250
Progressive	$1517	$255
Nationwide	$1700	$286
Farmers	$1808	$304
Allstate	$3156	$526
Farm Bureau	$4015	$683
State Farm	$6947	$1158

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Car Insurance Rates with An Accident in Hanston

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Hanston, KS, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Hanston

The cheapest car insurance companies after an at-fault accident in Hanston include AutoOwners Insurance Co and American Family, offering $230 and $264, respectively. Encompass is an expensive provider with an average six-month premium of $373.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$230	$39
American Family	$264	$44
Electric	$325	$55
Iowa Farm Bureau	$366	$63
Farmers Union Insurance	$386	$64
Auto-Owners	$406	$70
Kansas Farm Bureau	$514	$85
USAA	$698	$117
Travelers	$705	$119
State Farm	$820	$138
Shelter	$1158	$195
Progressive	$1483	$250
Farmers	$2465	$415
Allstate	$2743	$462
Farm Bureau	$2946	$491
Nationwide	$3765	$641
Encompass	$373	$64

Hanston Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hanston KS. For example, the car insurance in Hanston after a DUI increases to $1158 for a six month policy. While the rate increases by $258 for a six-month policy in the case of a speeding ticket.

Hanston auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1327	$221
One Med/PIP claim	$1327	$226
Not-at-fault accident	$1361	$227
Two Med/PIP claims	$1422	$242
One comp claim	$1428	$238
Failure to show documents	$1469	$250
Two comp claims	$1483	$247
Failure to wear a seat belt	$1497	$254
Child safety restraint	$1537	$257
Driving with expired registration	$1537	$261
Driving without lights	$1537	$257
Speeding 6 - 10 MPH over limit	$1585	$269
Cell phone violation	$1605	$268
Driving too slowly	$1605	$272
Texting while driving	$1605	$268
Failure to yield	$1619	$275
Following too closely	$1619	$270
Illegal turn	$1619	$275
Wrong way/wrong lane	$1619	$270
In 65 MPH zone	$1626	$276
Speeding 11 - 15 MPH over limit	$1626	$271
Failure to stop at a red light	$1632	$277
Improper passing	$1632	$272
Speeding in school zone	$1632	$277
Speeding 16 - 20 MPH over limit	$1638	$274
Open container	$1652	$280
Operating a vehicle without permission	$1666	$278
Passing school bus	$1679	$285
Speeding 21 - 25 MPH over limit	$1679	$280
At-fault accident - less than $1000	$1700	$290
At-fault accident - $1000-$2000	$1875	$312
At-fault accident - greater than $2000	$1875	$319
Racing	$2073	$345
Reckless driving	$2248	$382
Driving with a suspended license	$2437	$406
Refusal to submit to a chemical test	$2465	$420
DUI	$2485	$414
Leaving scene of an accident/hit and run	$2587	$440

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Hanston after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Hanston.

The cheapest car insurance premiums in Hanston are offered by American Family at $304 for a six-month policy. However, it can be as expensive as $5173 with companies like Farm Bureau.

Hanston car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$304	$51
Farmers Union Insurance	$447	$76
Travelers	$738	$124
Progressive	$948	$160
State Farm	$1205	$203
USAA	$1267	$213
Farmers	$1626	$274
Shelter	$1686	$284
Allstate	$2275	$383
Nationwide	$5139	$874
Farm Bureau	$5173	$862

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Hanston are offered by Iowa Farm Bureau at $298. However, it can be as expensive as $3088 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Hanston after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Iowa Farm Bureau	$298	$50
American Family	$304	$51
Auto-Owners Insurance Co	$311	$52
Farmers Union Insurance	$332	$56
State Farm	$806	$136
Travelers	$820	$138
USAA	$833	$139
Progressive	$1131	$190
Farmers	$1524	$257
Shelter	$1564	$266
Allstate	$2282	$381
Farm Bureau	$2743	$466
Nationwide	$3088	$514

Car Insurance Price Trends in Hanston, Kansas

Car insurance rates in Hanston have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Hanston rose by $249 in January compared to $211 of December. In other words, there has been an increase by $38 when you compare January and December.

The average cost of liability insurance in the Hanston rose to $57 in January, compared to $52 in December. This represents an increase of $5 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Hanston?

The car insurance in Hanston is $32 per month, which is lower than the national average.

What is the cheapest car insurance in Hanston?

The cheapest car insurance in Hanston is $83 per month for full coverage.

How much is car insurance in Hanston for teenagers?

Car insurance for teenagers costs $251 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Hanston?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $202 per month to insure your car in Hanston.

Is car insurance expensive in Hanston?

Car insurance can be expensive in Hanston if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Hanston can be affordable.

Cheapest Car Insurance Quotes in Hanston

Why you can trust Way?

How Much Is Car Insurance in Hanston

Avg. Car Insurance in Hanston

Avg. Car Insurance in Kansas

National Average

Cheapest Car Insurance Companies in Hanston

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: USAA

Hanston Car Insurance Rates by Company

Cheap Car Insurance Companies in Hanston, KS

Way's key takeaways about car insurance in Hanston

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Hanston

Cheapest Liability Coverage in Hanston, KS

Cheapest Full Coverage Car Insurance in Hanston

Cheapest Full Coverage Car Insurance Quotes in Hanston, KS

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Hanston by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Hanston, KS increasing?

Car Insurance Premiums by Age in Hanston

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Hanston,KS

If you are in your twenties Nationwide is the best choice for car insurance in Hanston.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Hanston

Cheapest Car Insurance Companies after an At-Fault Accident in Hanston

Hanston Car Insurance Rates by Violation

Hanston auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Hanston after a DUI

Hanston car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Hanston after Speeding ticket

Car Insurance Price Trends in Hanston, Kansas

Average Car Insurance Cost in Hanston by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Hanston, KS

Car Insurance Rates by State in the USA (2025 Update)

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