Cheapest Car Insurance Quotes in Glen Elder

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Glen Elder Car Insurance

^$ 29

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Glen Elder

The car insurance rate in Glen Elder is $1074 for a six-month policy, which is $21 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $449, making it a popular choice for budget-conscious drivers. Rates in Glen Elder can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Glen Elder

$1074

Avg. Car Insurance in Kansas

$1053

National Average

$1278

Cheapest Car Insurance Companies in Glen Elder

1st place: American Family

At $449 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $472 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $752 for six months, making it the third cheapest auto insurance company in Glen Elder.

Glen Elder Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Glen Elder, KS is American Family, offering policies at just $449 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $472.

At the higher end of the spectrum, Farm Bureau is the most expensive, with rates reaching $1957 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Glen Elder drivers find the best deals.

Cheap Car Insurance Companies in Glen Elder, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$449	$74
Auto-Owners Insurance Co	$472	$81
USAA	$752	$126
Travelers	$769	$130
Shelter	$939	$158
Auto-Owners	$1000	$170
State Farm	$1109	$187
Nationwide	$1158	$195
Farmers	$1212	$204
Progressive	$1236	$208
Encompass	$1284	$214
Allstate	$1630	$274
Farm Bureau	$1957	$326

Key Takeaways

Way's key takeaways about car insurance in Glen Elder

The auto insurance costs in Glen Elder fall around $449 for six months.
The cheapest auto insurance company in Glen Elder is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Glen Elder at $1145 per month.

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Cheapest Minimum Liability Car Insurance in Glen Elder

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Glen Elder are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Glen Elder. Their Average 6 Month Premium is $169. Encompass is the most expensive at $243 for the same period.

Cheapest Liability Coverage in Glen Elder, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$169	$29
USAA	$169	$29
Iowa Farm Bureau	$212	$36
Farmers Union Insurance	$224	$38
American Family	$237	$40
Travelers	$237	$40
Auto-Owners	$243	$41
Electric	$243	$41
Kansas Farm Bureau	$254	$43
State Farm	$285	$48
Progressive	$321	$54
Shelter	$327	$55
Farm Bureau	$412	$70
Farmers	$455	$77
Allstate	$594	$100
Nationwide	$721	$120
Encompass	$243	$41

Cheapest Full Coverage Car Insurance in Glen Elder

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Glen Elder is American Family at $74 per month and $449 for six months.

Cheapest Full Coverage Car Insurance Quotes in Glen Elder, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$449	$74
Auto-Owners Insurance Co	$472	$81
USAA	$752	$126
Travelers	$769	$130
Shelter	$939	$158
Auto-Owners	$1000	$170
State Farm	$1109	$187
Nationwide	$1158	$195
Farmers	$1212	$204
Progressive	$1236	$208
Encompass	$1284	$214
Allstate	$1630	$274
Farm Bureau	$1957	$326

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Average Car Insurance in Glen Elder by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Glen Elder, KS increasing?

Despite maintaining a clean driving record, your car insurance rates in Glen Elder, Kansas, may be increasing due to several external factors. Kansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Glen Elder's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Glen Elder

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Nationwide	$765
30s	Nationwide	$657
40s	Nationwide	$532
50s	Nationwide	$488
60s	Nationwide	$465
70s	Nationwide	$504

Cheapest Car Insurance Rates for Teen Drivers in Glen Elder,KS

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Glen Elder at $38 per month. At $6871 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$224	$38
Iowa Farm Bureau	$249	$42
Farmers Union Insurance	$260	$44
American Family	$285	$48
Kansas Farm Bureau	$334	$57
Travelers	$866	$146
USAA	$1472	$248
State Farm	$2405	$405
Shelter	$2678	$451
Progressive	$2775	$467
Farmers	$2920	$492
Farm Bureau	$4157	$693
Allstate	$4859	$818
Nationwide	$6871	$1145

Teen Car Insurance Rates in KS by Age

Way Tip

If you are in your twenties Nationwide is the best choice for car insurance in Glen Elder.

As young drivers face the highest rates in Glen Elder, Nationwide offers the cheapest auto insurance rates at $765 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Glen Elder, American Family is the cheapest car insurance provider. At $400 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Glen Elder is State Farm, offering rates of around $6216 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$400	$68
Iowa Farm Bureau	$406	$67
Farmers Union Insurance	$412	$70
Travelers	$958	$161
USAA	$1097	$187
Shelter	$1327	$223
Progressive	$1358	$228
Nationwide	$1521	$256
Farmers	$1618	$272
Allstate	$2823	$470
Farm Bureau	$3592	$611
State Farm	$6216	$1036

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Save up to $971/yr on car insurance rates in Glen Elder.

Car Insurance Rates with An Accident in Glen Elder

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Glen Elder, KS, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Glen Elder

The cheapest car insurance companies after an at-fault accident in Glen Elder include AutoOwners Insurance Co and American Family, offering $206 and $237, respectively. Encompass is an expensive provider with an average six-month premium of $334.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$206	$35
American Family	$237	$40
Electric	$291	$49
Iowa Farm Bureau	$327	$56
Farmers Union Insurance	$346	$57
Auto-Owners	$363	$62
Kansas Farm Bureau	$460	$77
USAA	$624	$105
Travelers	$630	$106
State Farm	$733	$123
Shelter	$1036	$174
Progressive	$1327	$223
Farmers	$2205	$371
Allstate	$2454	$413
Farm Bureau	$2636	$440
Nationwide	$3369	$573
Encompass	$334	$57

Glen Elder Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Glen Elder KS. For example, the car insurance in Glen Elder after a DUI increases to $1037 for a six month policy. While the rate increases by $231 for a six-month policy in the case of a speeding ticket.

Glen Elder auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1187	$198
One Med/PIP claim	$1187	$202
Not-at-fault accident	$1218	$203
Two Med/PIP claims	$1272	$216
One comp claim	$1278	$213
Failure to show documents	$1315	$223
Two comp claims	$1327	$221
Failure to wear a seat belt	$1339	$227
Child safety restraint	$1375	$230
Driving with expired registration	$1375	$234
Driving without lights	$1375	$230
Speeding 6 - 10 MPH over limit	$1418	$241
Cell phone violation	$1436	$240
Driving too slowly	$1436	$244
Texting while driving	$1436	$240
Failure to yield	$1448	$246
Following too closely	$1448	$242
Illegal turn	$1448	$246
Wrong way/wrong lane	$1448	$242
In 65 MPH zone	$1455	$247
Speeding 11 - 15 MPH over limit	$1455	$243
Failure to stop at a red light	$1461	$248
Improper passing	$1461	$244
Speeding in school zone	$1461	$248
Speeding 16 - 20 MPH over limit	$1466	$245
Open container	$1478	$251
Operating a vehicle without permission	$1490	$249
Passing school bus	$1502	$255
Speeding 21 - 25 MPH over limit	$1502	$251
At-fault accident - less than $1000	$1521	$259
At-fault accident - $1000-$2000	$1678	$279
At-fault accident - greater than $2000	$1678	$286
Racing	$1854	$309
Reckless driving	$2011	$342
Driving with a suspended license	$2181	$363
Refusal to submit to a chemical test	$2205	$375
DUI	$2224	$370
Leaving scene of an accident/hit and run	$2314	$394

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Glen Elder after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Glen Elder.

The cheapest car insurance premiums in Glen Elder are offered by American Family at $272 for a six-month policy. However, it can be as expensive as $4629 with companies like Farm Bureau.

Glen Elder car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$272	$46
Farmers Union Insurance	$400	$68
Travelers	$660	$111
Progressive	$849	$143
State Farm	$1078	$182
USAA	$1133	$191
Farmers	$1455	$245
Shelter	$1509	$254
Allstate	$2036	$343
Nationwide	$4598	$782
Farm Bureau	$4629	$771

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Glen Elder are offered by Iowa Farm Bureau at $266. However, it can be as expensive as $2763 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Glen Elder after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Iowa Farm Bureau	$266	$45
American Family	$272	$46
Auto-Owners Insurance Co	$278	$47
Farmers Union Insurance	$297	$50
State Farm	$721	$121
Travelers	$733	$123
USAA	$746	$124
Progressive	$1012	$170
Farmers	$1364	$230
Shelter	$1399	$238
Allstate	$2042	$341
Farm Bureau	$2454	$417
Nationwide	$2763	$460

Car Insurance Price Trends in Glen Elder, Kansas

Car insurance rates in Glen Elder have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Glen Elder rose by $222 in January compared to $189 of December. In other words, there has been an increase by $33 when you compare January and December.

The average cost of liability insurance in the Glen Elder rose to $51 in January, compared to $47 in December. This represents an increase of $4 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Glen Elder?

The car insurance in Glen Elder is $29 per month, which is lower than the national average.

What is the cheapest car insurance in Glen Elder?

The cheapest car insurance in Glen Elder is $74 per month for full coverage.

How much is car insurance in Glen Elder for teenagers?

Car insurance for teenagers costs $224 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Glen Elder?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $181 per month to insure your car in Glen Elder.

Is car insurance expensive in Glen Elder?

Car insurance can be expensive in Glen Elder if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Glen Elder can be affordable.

Cheapest Car Insurance Quotes in Glen Elder

Why you can trust Way?

How Much Is Car Insurance in Glen Elder

Avg. Car Insurance in Glen Elder

Avg. Car Insurance in Kansas

National Average

Cheapest Car Insurance Companies in Glen Elder

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: USAA

Glen Elder Car Insurance Rates by Company

Cheap Car Insurance Companies in Glen Elder, KS

Way's key takeaways about car insurance in Glen Elder

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Glen Elder

Cheapest Liability Coverage in Glen Elder, KS

Cheapest Full Coverage Car Insurance in Glen Elder

Cheapest Full Coverage Car Insurance Quotes in Glen Elder, KS

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Glen Elder by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Glen Elder, KS increasing?

Car Insurance Premiums by Age in Glen Elder

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Glen Elder,KS

If you are in your twenties Nationwide is the best choice for car insurance in Glen Elder.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Glen Elder

Cheapest Car Insurance Companies after an At-Fault Accident in Glen Elder

Glen Elder Car Insurance Rates by Violation

Glen Elder auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Glen Elder after a DUI

Glen Elder car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Glen Elder after Speeding ticket

Car Insurance Price Trends in Glen Elder, Kansas

Average Car Insurance Cost in Glen Elder by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Glen Elder, KS

Car Insurance Rates by State in the USA (2025 Update)

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