Cheapest Car Insurance Quotes in Glen Elder

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Glen Elder Car Insurance

^$ 27

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Glen Elder

The car insurance rate in Glen Elder is $954 for a six-month policy, which is $10 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $458, making it a popular choice for budget-conscious drivers. Rates in Glen Elder can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Glen Elder

$954

Avg. Car Insurance in Kansas

$964

National Average

$1140

Cheapest Car Insurance Companies in Glen Elder

1st place: AutoOwners Insurance Co

At $458 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $676 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $718 for six months, making it the third cheapest auto insurance company in Glen Elder.

Glen Elder Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Glen Elder, KS is AutoOwners Insurance Co, offering policies at just $458 for a six-month term. This is followed by Travelers, which has an average six-month premium of $676.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1523 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Glen Elder drivers find the best deals.

Cheap Car Insurance Companies in Glen Elder, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$458	$76
Travelers	$676	$114
American Family	$718	$121
USAA	$718	$121
Nationwide	$782	$132
Shelter	$846	$143
Auto-Owners	$970	$161
State Farm	$982	$165
Progressive	$1076	$181
Farmers	$1106	$186
Encompass	$1246	$208
Farm Bureau	$1312	$223
Allstate	$1523	$256

Key Takeaways

Way's key takeaways about car insurance in Glen Elder

The auto insurance costs in Glen Elder fall around $458 for six months.
The cheapest auto insurance company in Glen Elder is USAA.
Teen drivers pay the highest rate in Glen Elder at $761 per month.

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Cheapest Minimum Liability Car Insurance in Glen Elder

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Glen Elder are given below.

USAA provides the cheapest minimum car insurance coverage in Glen Elder. Their Average 6 Month Premium is $158. Encompass is the most expensive at $236 for the same period.

Cheapest Liability Coverage in Glen Elder, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$158	$27
Auto-Owners Insurance Co	$164	$28
Iowa Farm Bureau	$206	$35
Farmers Union Insurance	$218	$37
Travelers	$224	$38
Auto-Owners	$236	$40
Electric	$236	$40
Kansas Farm Bureau	$247	$42
Progressive	$252	$43
American Family	$258	$44
State Farm	$258	$44
Farm Bureau	$264	$45
Shelter	$300	$50
Farmers	$430	$72
Allstate	$570	$96
Encompass	$236	$40

Cheapest Full Coverage Car Insurance in Glen Elder

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Glen Elder is AutoOwners Insurance Co at $76 per month and $458 for six months.

Cheapest Full Coverage Car Insurance Quotes in Glen Elder, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$458	$76
Travelers	$676	$114
American Family	$718	$121
USAA	$718	$121
Nationwide	$782	$132
Shelter	$846	$143
Auto-Owners	$970	$161
State Farm	$982	$165
Progressive	$1076	$181
Farmers	$1106	$186
Encompass	$1246	$208
Farm Bureau	$1312	$223
Allstate	$1523	$256

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Average Car Insurance in Glen Elder by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Glen Elder, KS increasing?

Despite maintaining a clean driving record, your car insurance rates in Glen Elder, Kansas, may be increasing due to several external factors. Kansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Glen Elder's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Glen Elder

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Nationwide	$756
30s	Nationwide	$650
40s	Nationwide	$527
50s	Nationwide	$482
60s	Nationwide	$459
70s	Nationwide	$499

Cheapest Car Insurance Rates for Teen Drivers in Glen Elder,KS

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Glen Elder at $37 per month. At $4522 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$218	$37
Iowa Farm Bureau	$242	$41
Farmers Union Insurance	$252	$43
Kansas Farm Bureau	$324	$53
Travelers	$700	$118
American Family	$1235	$208
USAA	$1464	$247
State Farm	$2064	$347
Shelter	$2300	$387
Progressive	$2317	$390
Farmers	$2670	$449
Farm Bureau	$2952	$492
Allstate	$4522	$761

Teen Car Insurance Rates in KS by Age

Way Tip

If you are in your twenties Nationwide is the best choice for car insurance in Glen Elder.

As young drivers face the highest rates in Glen Elder, Nationwide offers the cheapest auto insurance rates at $756 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Glen Elder, Iowa Farm Bureau is the cheapest car insurance provider. At $394 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Glen Elder is State Farm, offering rates of around $4152 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Iowa Farm Bureau	$394	$67
Farmers Union Insurance	$400	$66
Nationwide	$430	$73
Travelers	$752	$127
USAA	$958	$163
Progressive	$982	$165
Shelter	$1064	$179
American Family	$1088	$183
Farmers	$1412	$238
Farm Bureau	$2423	$404
Allstate	$2540	$432
State Farm	$4152	$692

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Save up to $971/yr on car insurance rates in Glen Elder.

Car Insurance Rates with An Accident in Glen Elder

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Glen Elder, KS, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Glen Elder

The cheapest car insurance companies after an at-fault accident in Glen Elder include AutoOwners Insurance Co and Electric, offering $200 and $282, respectively. Encompass is an expensive provider with an average six-month premium of $324.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$200	$34
Electric	$282	$48
Iowa Farm Bureau	$318	$52
Farmers Union Insurance	$336	$57
Auto-Owners	$352	$58
Kansas Farm Bureau	$446	$76
Travelers	$506	$85
USAA	$582	$98
State Farm	$646	$109
American Family	$688	$116
Shelter	$906	$152
Progressive	$1140	$192
Farmers	$1982	$334
Farm Bureau	$1988	$338
Allstate	$2200	$370
Encompass	$324	$55

Glen Elder Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Glen Elder KS. For example, the car insurance in Glen Elder after a DUI increases to $1006 for a six month policy. While the rate increases by $224 for a six-month policy in the case of a speeding ticket.

Glen Elder auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1152	$192
One Med/PIP claim	$1152	$196
Not-at-fault accident	$1182	$197
Two Med/PIP claims	$1235	$210
One comp claim	$1240	$207
Failure to show documents	$1276	$217
Two comp claims	$1288	$215
Failure to wear a seat belt	$1300	$221
Child safety restraint	$1335	$223
Driving with expired registration	$1335	$227
Driving without lights	$1335	$223
Speeding 6 - 10 MPH over limit	$1376	$234
Cell phone violation	$1394	$233
Driving too slowly	$1394	$237
Texting while driving	$1394	$233
Failure to yield	$1406	$239
Following too closely	$1406	$235
Illegal turn	$1406	$239
Wrong way/wrong lane	$1406	$235
In 65 MPH zone	$1412	$240
Speeding 11 - 15 MPH over limit	$1412	$236
Failure to stop at a red light	$1418	$241
Improper passing	$1418	$237
Speeding in school zone	$1418	$241
Speeding 16 - 20 MPH over limit	$1423	$238
Open container	$1435	$244
Operating a vehicle without permission	$1446	$242
Passing school bus	$1458	$248
Speeding 21 - 25 MPH over limit	$1458	$244
At-fault accident - less than $1000	$1476	$251
At-fault accident - $1000-$2000	$1629	$271
At-fault accident - greater than $2000	$1629	$277
Racing	$1800	$300
Reckless driving	$1952	$332
Driving with a suspended license	$2117	$352
Refusal to submit to a chemical test	$2140	$364
DUI	$2158	$359
Leaving scene of an accident/hit and run	$2246	$382

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Glen Elder after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Glen Elder.

The cheapest car insurance premiums in Glen Elder are offered by Farmers Union Insurance at $388 for a six-month policy. However, it can be as expensive as $3117 with companies like Farm Bureau.

Glen Elder car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$388	$66
Travelers	$536	$90
American Family	$636	$107
Progressive	$718	$121
State Farm	$876	$148
USAA	$1129	$190
Shelter	$1294	$218
Farmers	$1318	$222
Allstate	$1894	$319
Farm Bureau	$3117	$520

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Glen Elder are offered by Iowa Farm Bureau at $258. However, it can be as expensive as $3364 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Glen Elder after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Iowa Farm Bureau	$258	$44
Auto-Owners Insurance Co	$270	$46
Farmers Union Insurance	$288	$49
Travelers	$570	$96
American Family	$618	$104
USAA	$624	$104
State Farm	$636	$107
Progressive	$852	$144
Farm Bureau	$1124	$191
Shelter	$1252	$209
Farmers	$1346	$227
Allstate	$3364	$560

Car Insurance Price Trends in Glen Elder, Kansas

Car insurance rates in Glen Elder have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Glen Elder rose by $183 in December compared to $182 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Glen Elder rose to $46 in December, compared to $45 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Glen Elder?

The car insurance in Glen Elder is $27 per month, which is lower than the national average.

What is the cheapest car insurance in Glen Elder?

The cheapest car insurance in Glen Elder is $76 per month for full coverage.

How much is car insurance in Glen Elder for teenagers?

Car insurance for teenagers costs $218 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Glen Elder?

The average cost of car insurance is $964 for a six-month policy. It will cost around $160 per month to insure your car in Glen Elder.

Is car insurance expensive in Glen Elder?

Car insurance can be expensive in Glen Elder if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Glen Elder can be affordable.

Cheapest Car Insurance Quotes in Glen Elder

Why you can trust Way?

How Much Is Car Insurance in Glen Elder

Avg. Car Insurance in Glen Elder

Avg. Car Insurance in Kansas

National Average

Cheapest Car Insurance Companies in Glen Elder

1st place: AutoOwners Insurance Co

2nd place: Travelers

3rd place: American Family

Glen Elder Car Insurance Rates by Company

Cheap Car Insurance Companies in Glen Elder, KS

Way's key takeaways about car insurance in Glen Elder

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Glen Elder

Cheapest Liability Coverage in Glen Elder, KS

Cheapest Full Coverage Car Insurance in Glen Elder

Cheapest Full Coverage Car Insurance Quotes in Glen Elder, KS

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Glen Elder by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Glen Elder, KS increasing?

Car Insurance Premiums by Age in Glen Elder

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Glen Elder,KS

If you are in your twenties Nationwide is the best choice for car insurance in Glen Elder.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Glen Elder

Cheapest Car Insurance Companies after an At-Fault Accident in Glen Elder

Glen Elder Car Insurance Rates by Violation

Glen Elder auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Glen Elder after a DUI

Glen Elder car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Glen Elder after Speeding ticket

Car Insurance Price Trends in Glen Elder, Kansas

Average Car Insurance Cost in Glen Elder by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Glen Elder, KS

Car Insurance Rates by State in the USA (2025 Update)

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