Cheapest Car Insurance Quotes in Rush Center

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Rush Center Car Insurance

^$ 28

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Rush Center

The car insurance rate in Rush Center is $1012 for a six-month policy, which is $48 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $486, making it a popular choice for budget-conscious drivers. Rates in Rush Center can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Rush Center

$1012

Avg. Car Insurance in Kansas

$964

National Average

$1140

Cheapest Car Insurance Companies in Rush Center

1st place: AutoOwners Insurance Co

At $486 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $717 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $761 for six months, making it the third cheapest auto insurance company in Rush Center.

Rush Center Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Rush Center, KS is AutoOwners Insurance Co, offering policies at just $486 for a six-month term. This is followed by Travelers, which has an average six-month premium of $717.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1615 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Rush Center drivers find the best deals.

Cheap Car Insurance Companies in Rush Center, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$486	$81
Travelers	$717	$121
American Family	$761	$128
USAA	$761	$128
Nationwide	$830	$140
Shelter	$898	$151
Auto-Owners	$1029	$171
State Farm	$1042	$175
Progressive	$1141	$192
Farmers	$1173	$197
Encompass	$1322	$221
Farm Bureau	$1391	$236
Allstate	$1615	$272

Key Takeaways

Way's key takeaways about car insurance in Rush Center

The auto insurance costs in Rush Center fall around $486 for six months.
The cheapest auto insurance company in Rush Center is USAA.
Teen drivers pay the highest rate in Rush Center at $807 per month.

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Cheapest Minimum Liability Car Insurance in Rush Center

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Rush Center are given below.

USAA provides the cheapest minimum car insurance coverage in Rush Center. Their Average 6 Month Premium is $168. Encompass is the most expensive at $250 for the same period.

Cheapest Liability Coverage in Rush Center, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$168	$28
Auto-Owners Insurance Co	$174	$29
Iowa Farm Bureau	$218	$37
Farmers Union Insurance	$231	$39
Travelers	$237	$40
Auto-Owners	$250	$42
Electric	$250	$42
Kansas Farm Bureau	$261	$44
Progressive	$268	$45
American Family	$274	$46
State Farm	$274	$46
Farm Bureau	$280	$47
Shelter	$318	$54
Farmers	$456	$77
Allstate	$605	$102
Encompass	$250	$42

Cheapest Full Coverage Car Insurance in Rush Center

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Rush Center is AutoOwners Insurance Co at $81 per month and $486 for six months.

Cheapest Full Coverage Car Insurance Quotes in Rush Center, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$486	$81
Travelers	$717	$121
American Family	$761	$128
USAA	$761	$128
Nationwide	$830	$140
Shelter	$898	$151
Auto-Owners	$1029	$171
State Farm	$1042	$175
Progressive	$1141	$192
Farmers	$1173	$197
Encompass	$1322	$221
Farm Bureau	$1391	$236
Allstate	$1615	$272

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Average Car Insurance in Rush Center by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Rush Center, KS increasing?

Despite maintaining a clean driving record, your car insurance rates in Rush Center, Kansas, may be increasing due to several external factors. Kansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Rush Center's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Rush Center

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Nationwide	$802
30s	Nationwide	$690
40s	Nationwide	$559
50s	Nationwide	$511
60s	Nationwide	$487
70s	Nationwide	$529

Cheapest Car Insurance Rates for Teen Drivers in Rush Center,KS

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Rush Center at $39 per month. At $4796 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$231	$39
Iowa Farm Bureau	$256	$43
Farmers Union Insurance	$268	$45
Kansas Farm Bureau	$343	$57
Travelers	$742	$125
American Family	$1309	$221
USAA	$1553	$261
State Farm	$2189	$369
Shelter	$2439	$411
Progressive	$2457	$414
Farmers	$2832	$477
Farm Bureau	$3131	$522
Allstate	$4796	$807

Teen Car Insurance Rates in KS by Age

Way Tip

If you are in your twenties Nationwide is the best choice for car insurance in Rush Center.

As young drivers face the highest rates in Rush Center, Nationwide offers the cheapest auto insurance rates at $802 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Rush Center, Iowa Farm Bureau is the cheapest car insurance provider. At $418 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Rush Center is State Farm, offering rates of around $4404 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Iowa Farm Bureau	$418	$71
Farmers Union Insurance	$424	$70
Nationwide	$456	$78
Travelers	$798	$134
USAA	$1016	$173
Progressive	$1042	$175
Shelter	$1129	$190
American Family	$1154	$194
Farmers	$1497	$252
Farm Bureau	$2569	$428
Allstate	$2694	$458
State Farm	$4404	$734

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Save up to $971/yr on car insurance rates in Rush Center.

Car Insurance Rates with An Accident in Rush Center

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Rush Center, KS, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Rush Center

The cheapest car insurance companies after an at-fault accident in Rush Center include AutoOwners Insurance Co and Electric, offering $212 and $299, respectively. Encompass is an expensive provider with an average six-month premium of $343.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$212	$36
Electric	$299	$50
Iowa Farm Bureau	$337	$56
Farmers Union Insurance	$356	$61
Auto-Owners	$374	$62
Kansas Farm Bureau	$474	$81
Travelers	$537	$90
USAA	$617	$104
State Farm	$686	$116
American Family	$730	$123
Shelter	$961	$162
Progressive	$1210	$204
Farmers	$2102	$354
Farm Bureau	$2108	$358
Allstate	$2333	$393
Encompass	$343	$59

Rush Center Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Rush Center KS. For example, the car insurance in Rush Center after a DUI increases to $1067 for a six month policy. While the rate increases by $238 for a six-month policy in the case of a speeding ticket.

Rush Center auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1222	$204
One Med/PIP claim	$1222	$208
Not-at-fault accident	$1254	$209
Two Med/PIP claims	$1309	$223
One comp claim	$1316	$219
Failure to show documents	$1353	$230
Two comp claims	$1366	$228
Failure to wear a seat belt	$1379	$234
Child safety restraint	$1415	$236
Driving with expired registration	$1415	$240
Driving without lights	$1415	$236
Speeding 6 - 10 MPH over limit	$1460	$248
Cell phone violation	$1478	$247
Driving too slowly	$1478	$251
Texting while driving	$1478	$247
Failure to yield	$1491	$253
Following too closely	$1491	$249
Illegal turn	$1491	$253
Wrong way/wrong lane	$1491	$249
In 65 MPH zone	$1497	$254
Speeding 11 - 15 MPH over limit	$1497	$250
Failure to stop at a red light	$1504	$255
Improper passing	$1504	$251
Speeding in school zone	$1504	$255
Speeding 16 - 20 MPH over limit	$1509	$252
Open container	$1521	$258
Operating a vehicle without permission	$1534	$256
Passing school bus	$1547	$263
Speeding 21 - 25 MPH over limit	$1547	$258
At-fault accident - less than $1000	$1566	$267
At-fault accident - $1000-$2000	$1727	$288
At-fault accident - greater than $2000	$1727	$294
Racing	$1909	$318
Reckless driving	$2071	$352
Driving with a suspended license	$2245	$374
Refusal to submit to a chemical test	$2270	$386
DUI	$2289	$381
Leaving scene of an accident/hit and run	$2382	$405

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Rush Center after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Rush Center.

The cheapest car insurance premiums in Rush Center are offered by Farmers Union Insurance at $412 for a six-month policy. However, it can be as expensive as $3305 with companies like Farm Bureau.

Rush Center car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$412	$70
Travelers	$568	$96
American Family	$674	$113
Progressive	$761	$128
State Farm	$929	$156
USAA	$1197	$202
Shelter	$1372	$231
Farmers	$1398	$235
Allstate	$2009	$338
Farm Bureau	$3305	$551

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Rush Center are offered by Iowa Farm Bureau at $274. However, it can be as expensive as $3568 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Rush Center after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Iowa Farm Bureau	$274	$46
Auto-Owners Insurance Co	$287	$48
Farmers Union Insurance	$306	$51
Travelers	$605	$102
American Family	$655	$110
USAA	$662	$110
State Farm	$674	$113
Progressive	$904	$152
Farm Bureau	$1192	$203
Shelter	$1328	$222
Farmers	$1428	$240
Allstate	$3568	$594

Car Insurance Price Trends in Rush Center, Kansas

Car insurance rates in Rush Center have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Rush Center rose by $194 in December compared to $193 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Rush Center rose to $48 in December, compared to $47 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Rush Center?

The car insurance in Rush Center is $28 per month, which is lower than the national average.

What is the cheapest car insurance in Rush Center?

The cheapest car insurance in Rush Center is $81 per month for full coverage.

How much is car insurance in Rush Center for teenagers?

Car insurance for teenagers costs $231 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Rush Center?

The average cost of car insurance is $964 for a six-month policy. It will cost around $170 per month to insure your car in Rush Center.

Is car insurance expensive in Rush Center?

Car insurance can be expensive in Rush Center if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Rush Center can be affordable.

Cheapest Car Insurance Quotes in Rush Center

Why you can trust Way?

How Much Is Car Insurance in Rush Center

Avg. Car Insurance in Rush Center

Avg. Car Insurance in Kansas

National Average

Cheapest Car Insurance Companies in Rush Center

1st place: AutoOwners Insurance Co

2nd place: Travelers

3rd place: American Family

Rush Center Car Insurance Rates by Company

Cheap Car Insurance Companies in Rush Center, KS

Way's key takeaways about car insurance in Rush Center

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Rush Center

Cheapest Liability Coverage in Rush Center, KS

Cheapest Full Coverage Car Insurance in Rush Center

Cheapest Full Coverage Car Insurance Quotes in Rush Center, KS

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Rush Center by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Rush Center, KS increasing?

Car Insurance Premiums by Age in Rush Center

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Rush Center,KS

If you are in your twenties Nationwide is the best choice for car insurance in Rush Center.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Rush Center

Cheapest Car Insurance Companies after an At-Fault Accident in Rush Center

Rush Center Car Insurance Rates by Violation

Rush Center auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Rush Center after a DUI

Rush Center car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Rush Center after Speeding ticket

Car Insurance Price Trends in Rush Center, Kansas

Average Car Insurance Cost in Rush Center by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Rush Center, KS

Car Insurance Rates by State in the USA (2025 Update)

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