Cheapest Car Insurance Quotes in Satanta

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Satanta Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Satanta

The car insurance rate in Satanta is $1158 for a six-month policy, which is $105 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $484, making it a popular choice for budget-conscious drivers. Rates in Satanta can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Satanta

$1158

Avg. Car Insurance in Kansas

$1053

National Average

$1278

Cheapest Car Insurance Companies in Satanta

1st place: American Family

At $484 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $509 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $811 for six months, making it the third cheapest auto insurance company in Satanta.

Satanta Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Satanta, KS is American Family, offering policies at just $484 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $509.

At the higher end of the spectrum, Farm Bureau is the most expensive, with rates reaching $2111 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Satanta drivers find the best deals.

Cheap Car Insurance Companies in Satanta, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$484	$80
Auto-Owners Insurance Co	$509	$87
USAA	$811	$136
Travelers	$829	$140
Shelter	$1013	$171
Auto-Owners	$1078	$184
State Farm	$1196	$201
Nationwide	$1249	$210
Farmers	$1307	$220
Progressive	$1333	$224
Encompass	$1385	$231
Allstate	$1758	$296
Farm Bureau	$2111	$352

Key Takeaways

Way's key takeaways about car insurance in Satanta

The auto insurance costs in Satanta fall around $484 for six months.
The cheapest auto insurance company in Satanta is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Satanta at $1235 per month.

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Cheapest Minimum Liability Car Insurance in Satanta

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Satanta are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Satanta. Their Average 6 Month Premium is $183. Encompass is the most expensive at $262 for the same period.

Cheapest Liability Coverage in Satanta, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$183	$31
USAA	$183	$31
Iowa Farm Bureau	$229	$39
Farmers Union Insurance	$242	$41
American Family	$255	$43
Travelers	$255	$43
Auto-Owners	$262	$44
Electric	$262	$44
Kansas Farm Bureau	$274	$46
State Farm	$307	$52
Progressive	$347	$58
Shelter	$353	$59
Farm Bureau	$444	$76
Farmers	$491	$83
Allstate	$640	$108
Nationwide	$778	$130
Encompass	$262	$44

Cheapest Full Coverage Car Insurance in Satanta

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Satanta is American Family at $80 per month and $484 for six months.

Cheapest Full Coverage Car Insurance Quotes in Satanta, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$484	$80
Auto-Owners Insurance Co	$509	$87
USAA	$811	$136
Travelers	$829	$140
Shelter	$1013	$171
Auto-Owners	$1078	$184
State Farm	$1196	$201
Nationwide	$1249	$210
Farmers	$1307	$220
Progressive	$1333	$224
Encompass	$1385	$231
Allstate	$1758	$296
Farm Bureau	$2111	$352

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Average Car Insurance in Satanta by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Satanta, KS increasing?

Despite maintaining a clean driving record, your car insurance rates in Satanta, Kansas, may be increasing due to several external factors. Kansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Satanta's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Satanta

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Nationwide	$825
30s	Nationwide	$708
40s	Nationwide	$574
50s	Nationwide	$526
60s	Nationwide	$502
70s	Nationwide	$543

Cheapest Car Insurance Rates for Teen Drivers in Satanta,KS

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Satanta at $41 per month. At $7410 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$242	$41
Iowa Farm Bureau	$268	$45
Farmers Union Insurance	$281	$47
American Family	$307	$52
Kansas Farm Bureau	$360	$62
Travelers	$934	$157
USAA	$1587	$267
State Farm	$2594	$437
Shelter	$2888	$486
Progressive	$2993	$504
Farmers	$3149	$530
Farm Bureau	$4483	$747
Allstate	$5240	$882
Nationwide	$7410	$1235

Teen Car Insurance Rates in KS by Age

Way Tip

If you are in your twenties Nationwide is the best choice for car insurance in Satanta.

As young drivers face the highest rates in Satanta, Nationwide offers the cheapest auto insurance rates at $825 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Satanta, American Family is the cheapest car insurance provider. At $431 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Satanta is State Farm, offering rates of around $6703 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$431	$74
Iowa Farm Bureau	$438	$73
Farmers Union Insurance	$444	$76
Travelers	$1033	$174
USAA	$1183	$201
Shelter	$1431	$241
Progressive	$1464	$246
Nationwide	$1640	$276
Farmers	$1745	$294
Allstate	$3045	$507
Farm Bureau	$3874	$659
State Farm	$6703	$1118

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Car Insurance Rates with An Accident in Satanta

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Satanta, KS, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Satanta

The cheapest car insurance companies after an at-fault accident in Satanta include AutoOwners Insurance Co and American Family, offering $222 and $255, respectively. Encompass is an expensive provider with an average six-month premium of $360.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$222	$37
American Family	$255	$43
Electric	$314	$53
Iowa Farm Bureau	$353	$61
Farmers Union Insurance	$373	$62
Auto-Owners	$392	$67
Kansas Farm Bureau	$496	$83
USAA	$673	$113
Travelers	$680	$114
State Farm	$791	$133
Shelter	$1118	$188
Progressive	$1431	$241
Farmers	$2378	$400
Allstate	$2647	$446
Farm Bureau	$2842	$474
Nationwide	$3633	$618
Encompass	$360	$62

Satanta Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Satanta KS. For example, the car insurance in Satanta after a DUI increases to $1118 for a six month policy. While the rate increases by $249 for a six-month policy in the case of a speeding ticket.

Satanta auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1280	$213
One Med/PIP claim	$1280	$218
Not-at-fault accident	$1313	$219
Two Med/PIP claims	$1372	$233
One comp claim	$1378	$230
Failure to show documents	$1418	$241
Two comp claims	$1431	$239
Failure to wear a seat belt	$1444	$245
Child safety restraint	$1483	$248
Driving with expired registration	$1483	$252
Driving without lights	$1483	$248
Speeding 6 - 10 MPH over limit	$1529	$260
Cell phone violation	$1549	$259
Driving too slowly	$1549	$263
Texting while driving	$1549	$259
Failure to yield	$1562	$265
Following too closely	$1562	$261
Illegal turn	$1562	$265
Wrong way/wrong lane	$1562	$261
In 65 MPH zone	$1569	$266
Speeding 11 - 15 MPH over limit	$1569	$262
Failure to stop at a red light	$1575	$267
Improper passing	$1575	$263
Speeding in school zone	$1575	$267
Speeding 16 - 20 MPH over limit	$1581	$264
Open container	$1594	$271
Operating a vehicle without permission	$1607	$268
Passing school bus	$1620	$275
Speeding 21 - 25 MPH over limit	$1620	$271
At-fault accident - less than $1000	$1640	$279
At-fault accident - $1000-$2000	$1810	$301
At-fault accident - greater than $2000	$1810	$308
Racing	$2000	$333
Reckless driving	$2169	$369
Driving with a suspended license	$2352	$392
Refusal to submit to a chemical test	$2378	$405
DUI	$2398	$399
Leaving scene of an accident/hit and run	$2496	$425

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Satanta after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Satanta.

The cheapest car insurance premiums in Satanta are offered by American Family at $294 for a six-month policy. However, it can be as expensive as $4992 with companies like Farm Bureau.

Satanta car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$294	$50
Farmers Union Insurance	$431	$74
Travelers	$712	$120
Progressive	$915	$154
State Farm	$1163	$196
USAA	$1222	$206
Farmers	$1569	$264
Shelter	$1627	$274
Allstate	$2196	$370
Nationwide	$4959	$844
Farm Bureau	$4992	$832

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Satanta are offered by Iowa Farm Bureau at $287. However, it can be as expensive as $2980 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Satanta after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Iowa Farm Bureau	$287	$48
American Family	$294	$50
Auto-Owners Insurance Co	$300	$51
Farmers Union Insurance	$320	$54
State Farm	$778	$131
Travelers	$791	$133
USAA	$804	$134
Progressive	$1091	$184
Farmers	$1471	$248
Shelter	$1509	$256
Allstate	$2202	$367
Farm Bureau	$2647	$450
Nationwide	$2980	$496

Car Insurance Price Trends in Satanta, Kansas

Car insurance rates in Satanta have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Satanta rose by $240 in January compared to $204 of December. In other words, there has been an increase by $36 when you compare January and December.

The average cost of liability insurance in the Satanta rose to $55 in January, compared to $51 in December. This represents an increase of $4 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Satanta?

The car insurance in Satanta is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Satanta?

The cheapest car insurance in Satanta is $80 per month for full coverage.

How much is car insurance in Satanta for teenagers?

Car insurance for teenagers costs $242 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Satanta?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $195 per month to insure your car in Satanta.

Is car insurance expensive in Satanta?

Car insurance can be expensive in Satanta if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Satanta can be affordable.

Cheapest Car Insurance Quotes in Satanta

Why you can trust Way?

How Much Is Car Insurance in Satanta

Avg. Car Insurance in Satanta

Avg. Car Insurance in Kansas

National Average

Cheapest Car Insurance Companies in Satanta

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: USAA

Satanta Car Insurance Rates by Company

Cheap Car Insurance Companies in Satanta, KS

Way's key takeaways about car insurance in Satanta

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Satanta

Cheapest Liability Coverage in Satanta, KS

Cheapest Full Coverage Car Insurance in Satanta

Cheapest Full Coverage Car Insurance Quotes in Satanta, KS

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Satanta by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Satanta, KS increasing?

Car Insurance Premiums by Age in Satanta

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Satanta,KS

If you are in your twenties Nationwide is the best choice for car insurance in Satanta.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Satanta

Cheapest Car Insurance Companies after an At-Fault Accident in Satanta

Satanta Car Insurance Rates by Violation

Satanta auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Satanta after a DUI

Satanta car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Satanta after Speeding ticket

Car Insurance Price Trends in Satanta, Kansas

Average Car Insurance Cost in Satanta by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Satanta, KS

Car Insurance Rates by State in the USA (2025 Update)

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