Cheapest Car Insurance Quotes in North Newton

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North Newton Car Insurance

^$ 25

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in North Newton

The car insurance rate in North Newton is $958 for a six-month policy, which is $95 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $400, making it a popular choice for budget-conscious drivers. Rates in North Newton can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in North Newton

$958

Avg. Car Insurance in Kansas

$1053

National Average

$1278

Cheapest Car Insurance Companies in North Newton

1st place: American Family

At $400 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $421 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $671 for six months, making it the third cheapest auto insurance company in North Newton.

North Newton Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in North Newton, KS is American Family, offering policies at just $400 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $421.

At the higher end of the spectrum, Farm Bureau is the most expensive, with rates reaching $1746 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help North Newton drivers find the best deals.

Cheap Car Insurance Companies in North Newton, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$400	$66
Auto-Owners Insurance Co	$421	$72
USAA	$671	$113
Travelers	$686	$116
Shelter	$838	$141
Auto-Owners	$892	$152
State Farm	$989	$167
Nationwide	$1033	$174
Farmers	$1081	$182
Progressive	$1103	$186
Encompass	$1146	$191
Allstate	$1454	$245
Farm Bureau	$1746	$291

Key Takeaways

Way's key takeaways about car insurance in North Newton

The auto insurance costs in North Newton fall around $400 for six months.
The cheapest auto insurance company in North Newton is AutoOwners Insurance Co.
Teen drivers pay the highest rate in North Newton at $1022 per month.

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Cheapest Minimum Liability Car Insurance in North Newton

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in North Newton are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in North Newton. Their Average 6 Month Premium is $151. Encompass is the most expensive at $217 for the same period.

Cheapest Liability Coverage in North Newton, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$151	$25
USAA	$151	$25
Iowa Farm Bureau	$189	$32
Farmers Union Insurance	$200	$34
American Family	$211	$35
Travelers	$211	$35
Auto-Owners	$217	$36
Electric	$217	$36
Kansas Farm Bureau	$227	$38
State Farm	$254	$43
Progressive	$287	$48
Shelter	$292	$49
Farm Bureau	$368	$63
Farmers	$406	$68
Allstate	$530	$89
Nationwide	$643	$107
Encompass	$217	$36

Cheapest Full Coverage Car Insurance in North Newton

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in North Newton is American Family at $66 per month and $400 for six months.

Cheapest Full Coverage Car Insurance Quotes in North Newton, KS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$400	$66
Auto-Owners Insurance Co	$421	$72
USAA	$671	$113
Travelers	$686	$116
Shelter	$838	$141
Auto-Owners	$892	$152
State Farm	$989	$167
Nationwide	$1033	$174
Farmers	$1081	$182
Progressive	$1103	$186
Encompass	$1146	$191
Allstate	$1454	$245
Farm Bureau	$1746	$291

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Average Car Insurance in North Newton by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in North Newton, KS increasing?

Despite maintaining a clean driving record, your car insurance rates in North Newton, Kansas, may be increasing due to several external factors. Kansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, North Newton's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in North Newton

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Nationwide	$683
30s	Nationwide	$586
40s	Nationwide	$475
50s	Nationwide	$435
60s	Nationwide	$415
70s	Nationwide	$450

Cheapest Car Insurance Rates for Teen Drivers in North Newton,KS

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the North Newton at $34 per month. At $6130 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$200	$34
Iowa Farm Bureau	$222	$37
Farmers Union Insurance	$232	$39
American Family	$254	$43
Kansas Farm Bureau	$298	$51
Travelers	$773	$130
USAA	$1313	$221
State Farm	$2146	$361
Shelter	$2389	$402
Progressive	$2476	$417
Farmers	$2605	$439
Farm Bureau	$3708	$618
Allstate	$4335	$730
Nationwide	$6130	$1022

Teen Car Insurance Rates in KS by Age

Way Tip

If you are in your twenties Nationwide is the best choice for car insurance in North Newton.

As young drivers face the highest rates in North Newton, Nationwide offers the cheapest auto insurance rates at $683 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in North Newton, American Family is the cheapest car insurance provider. At $357 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in North Newton is State Farm, offering rates of around $5546 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$357	$61
Iowa Farm Bureau	$362	$60
Farmers Union Insurance	$368	$63
Travelers	$854	$144
USAA	$978	$167
Shelter	$1184	$199
Progressive	$1211	$204
Nationwide	$1357	$228
Farmers	$1443	$243
Allstate	$2519	$420
Farm Bureau	$3205	$545
State Farm	$5546	$925

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Car Insurance Rates with An Accident in North Newton

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In North Newton, KS, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in North Newton

The cheapest car insurance companies after an at-fault accident in North Newton include AutoOwners Insurance Co and American Family, offering $184 and $211, respectively. Encompass is an expensive provider with an average six-month premium of $298.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$184	$31
American Family	$211	$35
Electric	$259	$44
Iowa Farm Bureau	$292	$50
Farmers Union Insurance	$308	$51
Auto-Owners	$324	$56
Kansas Farm Bureau	$410	$68
USAA	$557	$94
Travelers	$562	$95
State Farm	$654	$110
Shelter	$925	$156
Progressive	$1184	$199
Farmers	$1967	$331
Allstate	$2189	$369
Farm Bureau	$2351	$392
Nationwide	$3006	$511
Encompass	$298	$51

North Newton Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in North Newton KS. For example, the car insurance in North Newton after a DUI increases to $925 for a six month policy. While the rate increases by $206 for a six-month policy in the case of a speeding ticket.

North Newton auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1059	$177
One Med/PIP claim	$1059	$180
Not-at-fault accident	$1087	$181
Two Med/PIP claims	$1135	$193
One comp claim	$1140	$190
Failure to show documents	$1173	$199
Two comp claims	$1184	$197
Failure to wear a seat belt	$1195	$203
Child safety restraint	$1227	$205
Driving with expired registration	$1227	$208
Driving without lights	$1227	$205
Speeding 6 - 10 MPH over limit	$1265	$215
Cell phone violation	$1281	$214
Driving too slowly	$1281	$217
Texting while driving	$1281	$214
Failure to yield	$1292	$219
Following too closely	$1292	$216
Illegal turn	$1292	$219
Wrong way/wrong lane	$1292	$216
In 65 MPH zone	$1298	$220
Speeding 11 - 15 MPH over limit	$1298	$217
Failure to stop at a red light	$1303	$221
Improper passing	$1303	$217
Speeding in school zone	$1303	$221
Speeding 16 - 20 MPH over limit	$1308	$218
Open container	$1319	$224
Operating a vehicle without permission	$1330	$222
Passing school bus	$1340	$228
Speeding 21 - 25 MPH over limit	$1340	$224
At-fault accident - less than $1000	$1357	$231
At-fault accident - $1000-$2000	$1497	$249
At-fault accident - greater than $2000	$1497	$255
Racing	$1654	$276
Reckless driving	$1795	$305
Driving with a suspended license	$1946	$324
Refusal to submit to a chemical test	$1967	$335
DUI	$1984	$330
Leaving scene of an accident/hit and run	$2065	$351

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in North Newton after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in North Newton.

The cheapest car insurance premiums in North Newton are offered by American Family at $243 for a six-month policy. However, it can be as expensive as $4130 with companies like Farm Bureau.

North Newton car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$243	$41
Farmers Union Insurance	$357	$61
Travelers	$589	$99
Progressive	$757	$127
State Farm	$962	$162
USAA	$1011	$170
Farmers	$1298	$218
Shelter	$1346	$227
Allstate	$1816	$306
Nationwide	$4102	$698
Farm Bureau	$4130	$688

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in North Newton are offered by Iowa Farm Bureau at $238. However, it can be as expensive as $2465 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in North Newton after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Iowa Farm Bureau	$238	$40
American Family	$243	$41
Auto-Owners Insurance Co	$248	$42
Farmers Union Insurance	$265	$45
State Farm	$643	$108
Travelers	$654	$110
USAA	$665	$111
Progressive	$903	$152
Farmers	$1217	$205
Shelter	$1249	$212
Allstate	$1822	$304
Farm Bureau	$2189	$372
Nationwide	$2465	$410

Car Insurance Price Trends in North Newton, Kansas

Car insurance rates in North Newton have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the North Newton rose by $198 in January compared to $168 of December. In other words, there has been an increase by $30 when you compare January and December.

The average cost of liability insurance in the North Newton rose to $46 in January, compared to $42 in December. This represents an increase of $4 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in North Newton?

The car insurance in North Newton is $25 per month, which is lower than the national average.

What is the cheapest car insurance in North Newton?

The cheapest car insurance in North Newton is $66 per month for full coverage.

How much is car insurance in North Newton for teenagers?

Car insurance for teenagers costs $200 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in North Newton?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $161 per month to insure your car in North Newton.

Is car insurance expensive in North Newton?

Car insurance can be expensive in North Newton if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in North Newton can be affordable.

Cheapest Car Insurance Quotes in North Newton

Why you can trust Way?

How Much Is Car Insurance in North Newton

Avg. Car Insurance in North Newton

Avg. Car Insurance in Kansas

National Average

Cheapest Car Insurance Companies in North Newton

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: USAA

North Newton Car Insurance Rates by Company

Cheap Car Insurance Companies in North Newton, KS

Way's key takeaways about car insurance in North Newton

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in North Newton

Cheapest Liability Coverage in North Newton, KS

Cheapest Full Coverage Car Insurance in North Newton

Cheapest Full Coverage Car Insurance Quotes in North Newton, KS

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in North Newton by Rating Factor

I have a clean driving record. Why is my car insurance rate here in North Newton, KS increasing?

Car Insurance Premiums by Age in North Newton

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in North Newton,KS

If you are in your twenties Nationwide is the best choice for car insurance in North Newton.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in North Newton

Cheapest Car Insurance Companies after an At-Fault Accident in North Newton

North Newton Car Insurance Rates by Violation

North Newton auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in North Newton after a DUI

North Newton car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in North Newton after Speeding ticket

Car Insurance Price Trends in North Newton, Kansas

Average Car Insurance Cost in North Newton by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near North Newton, KS

Car Insurance Rates by State in the USA (2025 Update)

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