Progressive
$94/mo
General
$93/mo
Allstate
$170/mo
State Farm
$111/mo
CSAA
$114/mo
Progressive
General
Allstate
State Farm
CSAA
A Kansas motorist who has been found guilty of any high-risk driving crime, such as DUI or reckless driving, must obtain SR-22 insurance. The insurance provider will submit this form to attest that the driver's motor insurance policy meets the legal minimum coverage requirements.
In Kansas, SR-22 insurance coverage is the same as a standard motor insurance policy. However, the driver's insurance will cost extra due to the infraction on their record. According to information compiled by Way.com, American Family offers the cheapest SR-22 insurance in Kansas, with an average annual cost of $388.
Each state has its regulations that specify which offenses necessitate SR-22 insurance. If you're guilty of any of the following serious offenses, you'll need to apply for SR-22 insurance in Wisconsin and other states:
SR-22s are often not required for minor offenses. After an incident or citation, you should try to browse around and compare costs to locate affordable insurance. The insurance cost will probably be lower for these infractions than those that call for an SR-22 policy.
In Kansas, SR-22 insurance is more expensive than a conventional policy due to the seriousness of the traffic infraction. There isn't much of a price for the form itself. On the other hand, high-risk charges like DUI or careless driving will significantly raise your auto insurance cost. For example, drivers in Kansas with SR-22 insurance due to a DUI must pay an average of $704 annually for the minimum liability coverage. On average, those who don't require an SR-22 form spend $448 annually.
The cheapest option for drivers who require an SR-22 while shopping for cheap Kansas auto insurance is American Family, which has an average annual cost of $388. However, MetLife policyholders often pay the highest rate, with an average yearly cost of $1,057 for SR-22 insurance.
| Company | Average Annual Premium |
|---|---|
| American Family | $388 |
| State Farm | $456 |
| Progressive | $507 |
| Farmers | $634 |
| USAA | $665 |
| All State | $765 |
| Travelers | $1004 |
| Nationwide | $857 |
| MetLife | $1057 |
If you have poor credit, violations that result in an SR-22 requirement will cost you more: Drivers of SR-22s with bad credit face an average monthly rate increase of $46, compared to those with outstanding credit, who only experience a $5 rate rise.
| Credit Tier | Average Annual Rate-No Violation | Average Monthly Rate-SR-22 |
|---|---|---|
| Excellent | $1896 | $1956 |
| Good | $2112 | $2604 |
| Average | $2136 | $2640 |
| Poor | $2304 | $2856 |
Don't just accept the first SR-22 insurance coverage you discover because it's difficult to obtain one. With only a few clicks and minutes, Way.com will allow you to compare insurance rates from companies around Kansas while saving you money.
In Kansas, an SR-22 raises the price of car insurance by about $29. That amounts to about 5% more than a Kansas resident spends on average for auto insurance.
Buy at least the minimum amount of liability auto insurance coverage required by Kansas to file an SR-22 certificate. The insurance provider will submit your SR-22 on your behalf to the Kansas Division of Vehicles (DOV).
Upon conviction for DUI in Kansas or while entering a diversion program for a DUI charge, you must file an SR-22 for 12 continuous months. Your 12-month crucial period will start over if your insurance ultimately lapses.
When you don't even have a car, it might be difficult to get insurance to get your license renewed. In this situation, look into non-owner SR-22 insurance. If the cars don't belong to your roommates or spouse, you could save a lot of money, start counting down the months until you no longer need an SR-22, and yet have insurance to drive them regularly.
| Company | Average Annual Premium |
|---|---|
| State Farm | $328 |
| Progressive | $358 |
| USAA | $378 |
| Travelers | $536 |
| Farmers | $560 |
| Nationwide | $643 |
| MetLife | $1010 |
If you are required to carry an SR-22, there are no other ways to get back on the road. Fortunately, the requirement's one- to three-year duration is shorter than in most states. As long as you maintain a clean record and regular coverage, every day after you get the insurance moves you one step closer to the final.
| SR 22 Needed After | Major traffic violations and traffic suspension |
| Required For | 1 Year |
| Average Cost Increase | $41 |
| Min Physical Injury Liability coverage | $25000 per person/$50000 per accident |
| Min Property Damage Liability Coverage | $25,000 |
| Additional Coverage | $25000 per person/$50000 per accident in uninsured motorist coverage, $4500 in PIP |
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Drivers of SR-22s with bad credit face an average monthly rate increase of $46 compared to those with outstanding credit, who only experience a $5 rate rise.
The cheapest option for drivers who require an SR-22 while shopping for cheap Kansas auto insurance is American Family, which has an average annual cost of $388.
Each state has its regulations that specify which offenses necessitate SR-22 insurance. If you're guilty of serious offenses, you'll need to apply for SR-22 insurance in Wisconsin and other states.
In your new state, you'll probably still need to have SR-22 insurance. Whether your state requires SR-22 insurance or not depends on where you live. You'll probably need to change your insurance, license, and plates upon moving to a new state.
It can be tough to obtain insurance to renew your license if you don't even own an automobile. So, look into non-owner SR-22 insurance in this case.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
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