Cheapest Car Insurance Quotes in Bradley

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401,895 Policies Sold

Bradley Car Insurance

^$ 24

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Bradley

The car insurance rate in Bradley is $590 for a six-month policy, which is $18 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $329, making it a popular choice for budget-conscious drivers. Rates in Bradley can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Bradley

$590

Avg. Car Insurance in Maine

$608

National Average

$1140

Cheapest Car Insurance Companies in Bradley

1st place: Concord Group

At $329 for a six month policy, Concord Group offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $404 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $421 for six months, making it the third cheapest auto insurance company in Bradley.

Bradley Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Bradley, ME is Concord Group, offering policies at just $329 for a six-month term. This is followed by Travelers, which has an average six-month premium of $404.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $888 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bradley drivers find the best deals.

Cheap Car Insurance Companies in Bradley, ME

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Concord Group	$329	$56
Travelers	$404	$68
Vermont Mutual	$421	$71
USAA	$437	$74
Concord	$530	$90
Auto-Owners	$535	$89
Progressive	$628	$106
MMG	$663	$112
State Farm	$801	$135
Allstate	$858	$145
Farmers	$888	$151

Key Takeaways

Way's key takeaways about car insurance in Bradley

The auto insurance costs in Bradley fall around $329 for six months.
The cheapest auto insurance company in Bradley is USAA.
Teen drivers pay the highest rate in Bradley at $550 per month.

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Cheapest Minimum Liability Car Insurance in Bradley

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bradley are given below.

USAA provides the cheapest minimum car insurance coverage in Bradley. Their Average 6 Month Premium is $145. Electric is the most expensive at $213 for the same period.

Cheapest Liability Coverage in Bradley, ME

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$145	$24
Auto-Owners	$149	$25
Vermont Mutual	$149	$25
Concord Group	$167	$28
MMG	$167	$28
Frankenmuth	$178	$30
Travelers	$208	$35
State Farm	$253	$43
Concord	$265	$45
Farmers	$282	$48
Progressive	$306	$51
Allstate	$340	$57
Electric	$213	$36

Cheapest Full Coverage Car Insurance in Bradley

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bradley is Concord Group at $56 per month and $329 for six months.

Cheapest Full Coverage Car Insurance Quotes in Bradley, ME

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Concord Group	$329	$56
Travelers	$404	$68
Vermont Mutual	$421	$71
USAA	$437	$74
Concord	$530	$90
Auto-Owners	$535	$89
Progressive	$628	$106
MMG	$663	$112
State Farm	$801	$135
Allstate	$858	$145
Farmers	$888	$151

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Average Car Insurance in Bradley by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Bradley, ME increasing?

Despite maintaining a clean driving record, your car insurance rates in Bradley, Maine, may be increasing due to several external factors. Maine has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Bradley's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Bradley

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Bradley,ME

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners provides the cheapest car insurance in the Bradley at $35 per month. At $3232 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$208	$35
Concord Group	$231	$39
Vermont Mutual	$231	$39
Patriot Insurance	$253	$43
Countryway Insurance	$259	$44
Travelers	$668	$113
USAA	$818	$138
Concord	$1095	$182
MMG	$1699	$289
State Farm	$1838	$309
Allstate	$2316	$390
Progressive	$2426	$408
Farmers	$3232	$550

Teen Car Insurance Rates in ME by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Bradley, Concord Group is the cheapest car insurance provider. At $265 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Bradley is Farmers, offering rates of around $2742 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Concord Group	$265	$45
Countryway Insurance	$300	$51
Vermont Mutual	$323	$53
Travelers	$490	$82
USAA	$599	$100
Allstate	$801	$135
MMG	$841	$141
Concord	$927	$158
Progressive	$1089	$181
State Farm	$2351	$400
Farmers	$2742	$457

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Car Insurance Rates with An Accident in Bradley

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bradley, ME, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Bradley

The cheapest car insurance companies after an at-fault accident in Bradley include Vermont Mutual and AutoOwners, offering $149 and $237, respectively. Farmers is an expensive provider with an average six-month premium of $1803.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Vermont Mutual	$149	$25
Auto-Owners	$237	$40
Patriot Insurance	$237	$40
Concord Group	$242	$41
Electric	$311	$51
MMG	$404	$68
Travelers	$415	$70
USAA	$415	$70
State Farm	$668	$113
Concord	$835	$142
Progressive	$1106	$186
Allstate	$1158	$195
Farmers	$1803	$301

Bradley Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bradley ME. For example, the car insurance in Bradley after a DUI increases to $489 for a six month policy. While the rate increases by $127 for a six-month policy in the case of a speeding ticket.

Bradley auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$594	$99
One Med/PIP claim	$599	$102
Two Med/PIP claims	$628	$105
One comp claim	$633	$108
Not-at-fault accident	$639	$107
Driving without lights	$674	$114
Failure to show documents	$680	$113
Failure to wear a seat belt	$686	$116
Child safety restraint	$692	$115
Two comp claims	$703	$119
Driving with expired registration	$715	$119
Driving too slowly	$721	$122
Speeding 11 - 15 MPH over limit	$721	$120
Speeding 6 - 10 MPH over limit	$721	$122
Speeding in school zone	$721	$120
Following too closely	$726	$123
Illegal turn	$726	$121
In 65 MPH zone	$726	$123
Failure to stop at a red light	$731	$122
Failure to yield	$731	$124
Improper passing	$731	$122
Speeding 16 - 20 MPH over limit	$737	$125
Speeding 21 - 25 MPH over limit	$737	$123
Wrong way/wrong lane	$737	$125
Passing school bus	$766	$128
Cell phone violation	$784	$133
Texting while driving	$801	$134
At-fault accident - less than $1000	$818	$139
Open container	$858	$144
Operating a vehicle without permission	$876	$149
At-fault accident - $1000-$2000	$893	$148
At-fault accident - greater than $2000	$905	$154
Racing	$1003	$167
Driving with a suspended license	$1031	$176
Reckless driving	$1031	$172
DUI	$1083	$184
Refusal to submit to a chemical test	$1083	$180
Leaving scene of an accident/hit and run	$1147	$195

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Bradley after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bradley.

The cheapest car insurance premiums in Bradley are offered by AutoOwners at $247 for a six-month policy. However, it can be as expensive as $1970 with companies like Farmers.

Bradley car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$247	$42
Countryway Insurance	$253	$43
Concord Group	$271	$46
Travelers	$437	$74
MMG	$611	$103
Progressive	$611	$103
USAA	$651	$110
State Farm	$824	$139
Concord	$893	$152
Allstate	$1141	$192
Farmers	$1970	$335

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bradley are offered by Vermont Mutual at $133. However, it can be as expensive as $1550 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Bradley after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Vermont Mutual	$133	$22
Concord Group	$190	$32
Travelers	$404	$68
State Farm	$415	$70
USAA	$415	$71
Concord	$611	$102
MMG	$692	$117
Progressive	$835	$140
Allstate	$916	$156
Farmers	$1550	$258

Car Insurance Price Trends in Bradley, Maine

Car insurance rates in Bradley have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Bradley remained steady at $126 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Bradley remained steady at $36 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Bradley?

The car insurance in Bradley is $24 per month, which is lower than the national average.

What is the cheapest car insurance in Bradley?

The cheapest car insurance in Bradley is $56 per month for full coverage.

How much is car insurance in Bradley for teenagers?

Car insurance for teenagers costs $208 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Bradley?

The average cost of car insurance is $608 for a six-month policy. It will cost around $99 per month to insure your car in Bradley.

Is car insurance expensive in Bradley?

Car insurance can be expensive in Bradley if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bradley can be affordable.

What is the best car insurance in Bradley, ME?

The best car insurance company in Bradley ME is Concord Group, offering $329 for a six-month policy.