Cheapest Car Insurance Quotes in Greene

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401,895 Policies Sold

Greene Car Insurance

^$ 26

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Greene

The car insurance rate in Greene is $638 for a six-month policy, which is $30 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $356, making it a popular choice for budget-conscious drivers. Rates in Greene can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Greene

$638

Avg. Car Insurance in Maine

$608

National Average

$1140

Cheapest Car Insurance Companies in Greene

1st place: Concord Group

At $356 for a six month policy, Concord Group offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $437 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $456 for six months, making it the third cheapest auto insurance company in Greene.

Greene Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Greene, ME is Concord Group, offering policies at just $356 for a six-month term. This is followed by Travelers, which has an average six-month premium of $437.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $961 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Greene drivers find the best deals.

Cheap Car Insurance Companies in Greene, ME

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Concord Group	$356	$61
Travelers	$437	$74
Vermont Mutual	$456	$77
USAA	$474	$80
Concord	$573	$98
Auto-Owners	$580	$97
Progressive	$679	$114
MMG	$717	$121
State Farm	$867	$146
Allstate	$929	$156
Farmers	$961	$164

Key Takeaways

Way's key takeaways about car insurance in Greene

The auto insurance costs in Greene fall around $356 for six months.
The cheapest auto insurance company in Greene is USAA.
Teen drivers pay the highest rate in Greene at $595 per month.

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Cheapest Minimum Liability Car Insurance in Greene

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Greene are given below.

USAA provides the cheapest minimum car insurance coverage in Greene. Their Average 6 Month Premium is $156. Electric is the most expensive at $231 for the same period.

Cheapest Liability Coverage in Greene, ME

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$156	$26
Auto-Owners	$162	$27
Vermont Mutual	$162	$27
Concord Group	$181	$30
MMG	$181	$30
Frankenmuth	$193	$33
Travelers	$225	$38
State Farm	$274	$46
Concord	$287	$48
Farmers	$306	$51
Progressive	$331	$56
Allstate	$368	$62
Electric	$231	$39

Cheapest Full Coverage Car Insurance in Greene

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Greene is Concord Group at $61 per month and $356 for six months.

Cheapest Full Coverage Car Insurance Quotes in Greene, ME

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Concord Group	$356	$61
Travelers	$437	$74
Vermont Mutual	$456	$77
USAA	$474	$80
Concord	$573	$98
Auto-Owners	$580	$97
Progressive	$679	$114
MMG	$717	$121
State Farm	$867	$146
Allstate	$929	$156
Farmers	$961	$164

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Average Car Insurance in Greene by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Greene, ME increasing?

Despite maintaining a clean driving record, your car insurance rates in Greene, Maine, may be increasing due to several external factors. Maine has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Greene's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Greene

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Greene,ME

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners provides the cheapest car insurance in the Greene at $38 per month. At $3499 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$225	$38
Concord Group	$250	$42
Vermont Mutual	$250	$42
Patriot Insurance	$274	$46
Countryway Insurance	$280	$47
Travelers	$723	$122
USAA	$885	$149
Concord	$1185	$197
MMG	$1840	$313
State Farm	$1990	$335
Allstate	$2507	$422
Progressive	$2626	$442
Farmers	$3499	$595

Teen Car Insurance Rates in ME by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Greene, Concord Group is the cheapest car insurance provider. At $287 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Greene is Farmers, offering rates of around $2968 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Concord Group	$287	$48
Countryway Insurance	$324	$56
Vermont Mutual	$350	$58
Travelers	$530	$89
USAA	$649	$108
Allstate	$867	$146
MMG	$910	$152
Concord	$1004	$171
Progressive	$1179	$196
State Farm	$2545	$433
Farmers	$2968	$495

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Car Insurance Rates with An Accident in Greene

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Greene, ME, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Greene

The cheapest car insurance companies after an at-fault accident in Greene include Vermont Mutual and AutoOwners, offering $162 and $256, respectively. Farmers is an expensive provider with an average six-month premium of $1952.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Vermont Mutual	$162	$27
Auto-Owners	$256	$43
Patriot Insurance	$256	$43
Concord Group	$261	$44
Electric	$337	$56
MMG	$437	$74
Travelers	$449	$76
USAA	$449	$76
State Farm	$723	$122
Concord	$904	$153
Progressive	$1197	$202
Allstate	$1254	$211
Farmers	$1952	$326

Greene Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Greene ME. For example, the car insurance in Greene after a DUI increases to $530 for a six month policy. While the rate increases by $137 for a six-month policy in the case of a speeding ticket.

Greene auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$643	$107
One Med/PIP claim	$649	$110
Two Med/PIP claims	$679	$113
One comp claim	$686	$117
Not-at-fault accident	$692	$116
Driving without lights	$730	$124
Failure to show documents	$736	$123
Failure to wear a seat belt	$742	$126
Child safety restraint	$749	$125
Two comp claims	$761	$129
Driving with expired registration	$774	$129
Driving too slowly	$780	$132
Speeding 11 - 15 MPH over limit	$780	$130
Speeding 6 - 10 MPH over limit	$780	$132
Speeding in school zone	$780	$130
Following too closely	$785	$133
Illegal turn	$785	$131
In 65 MPH zone	$785	$133
Failure to stop at a red light	$792	$132
Failure to yield	$792	$134
Improper passing	$792	$132
Speeding 16 - 20 MPH over limit	$798	$135
Speeding 21 - 25 MPH over limit	$798	$133
Wrong way/wrong lane	$798	$135
Passing school bus	$830	$139
Cell phone violation	$848	$144
Texting while driving	$867	$145
At-fault accident - less than $1000	$885	$150
Open container	$929	$155
Operating a vehicle without permission	$948	$162
At-fault accident - $1000-$2000	$967	$161
At-fault accident - greater than $2000	$980	$167
Racing	$1086	$181
Driving with a suspended license	$1116	$190
Reckless driving	$1116	$186
DUI	$1173	$200
Refusal to submit to a chemical test	$1173	$195
Leaving scene of an accident/hit and run	$1241	$211

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Greene after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Greene.

The cheapest car insurance premiums in Greene are offered by AutoOwners at $268 for a six-month policy. However, it can be as expensive as $2133 with companies like Farmers.

Greene car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$268	$45
Countryway Insurance	$274	$46
Concord Group	$293	$49
Travelers	$474	$80
MMG	$662	$111
Progressive	$662	$111
USAA	$705	$119
State Farm	$891	$150
Concord	$967	$165
Allstate	$1235	$208
Farmers	$2133	$362

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Greene are offered by Vermont Mutual at $144. However, it can be as expensive as $1678 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Greene after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Vermont Mutual	$144	$24
Concord Group	$206	$35
Travelers	$437	$74
State Farm	$449	$76
USAA	$449	$77
Concord	$662	$110
MMG	$749	$127
Progressive	$904	$151
Allstate	$991	$169
Farmers	$1678	$279

Car Insurance Price Trends in Greene, Maine

Car insurance rates in Greene have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Greene remained steady at $137 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Greene remained steady at $39 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Greene?

The car insurance in Greene is $26 per month, which is lower than the national average.

What is the cheapest car insurance in Greene?

The cheapest car insurance in Greene is $61 per month for full coverage.

How much is car insurance in Greene for teenagers?

Car insurance for teenagers costs $225 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Greene?

The average cost of car insurance is $608 for a six-month policy. It will cost around $107 per month to insure your car in Greene.

Is car insurance expensive in Greene?

Car insurance can be expensive in Greene if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Greene can be affordable.

What is the best car insurance in Greene, ME?

The best car insurance company in Greene ME is Concord Group, offering $356 for a six-month policy.