Cheapest Car Insurance Quotes in Danforth

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Danforth Car Insurance

^$ 26

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Danforth

The car insurance rate in Danforth is $718 for a six-month policy, which is $53 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $366, making it a popular choice for budget-conscious drivers. Rates in Danforth can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Danforth

$718

Avg. Car Insurance in Maine

$665

National Average

$1278

Cheapest Car Insurance Companies in Danforth

1st place: Concord Group

At $366 for a six month policy, Concord Group offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $462 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $469 for six months, making it the third cheapest auto insurance company in Danforth.

Danforth Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Danforth, ME is Concord Group, offering policies at just $366 for a six-month term. This is followed by Travelers, which has an average six-month premium of $462.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1200 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Danforth drivers find the best deals.

Cheap Car Insurance Companies in Danforth, ME

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Concord Group	$366	$60
Travelers	$462	$78
Vermont Mutual	$469	$79
USAA	$507	$85
Auto-Owners	$596	$99
Progressive	$718	$121
MMG	$789	$133
Concord	$834	$141
Allstate	$949	$160
State Farm	$1014	$171
Farmers	$1200	$200

Key Takeaways

Way's key takeaways about car insurance in Danforth

The auto insurance costs in Danforth fall around $366 for six months.
The cheapest auto insurance company in Danforth is MMG.
Teen drivers pay the highest rate in Danforth at $739 per month.

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Cheapest Minimum Liability Car Insurance in Danforth

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Danforth are given below.

MMG provides the cheapest minimum car insurance coverage in Danforth. Their Average 6 Month Premium is $154. Electric is the most expensive at $238 for the same period.

Cheapest Liability Coverage in Danforth, ME

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
MMG	$154	$26
USAA	$161	$27
Auto-Owners	$166	$28
Vermont Mutual	$166	$28
Concord Group	$186	$31
Frankenmuth	$199	$33
Travelers	$225	$38
Progressive	$269	$45
State Farm	$288	$49
Allstate	$353	$59
Concord	$295	$50
Farmers	$314	$53
Electric	$238	$40

Cheapest Full Coverage Car Insurance in Danforth

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Danforth is Concord Group at $60 per month and $366 for six months.

Cheapest Full Coverage Car Insurance Quotes in Danforth, ME

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Concord Group	$366	$60
Travelers	$462	$78
Vermont Mutual	$469	$79
USAA	$507	$85
Auto-Owners	$596	$99
Progressive	$718	$121
MMG	$789	$133
Concord	$834	$141
Allstate	$949	$160
State Farm	$1014	$171
Farmers	$1200	$200

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Average Car Insurance in Danforth by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Danforth, ME increasing?

Despite maintaining a clean driving record, your car insurance rates in Danforth, Maine, may be increasing due to several external factors. Maine has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Danforth's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Danforth

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Danforth,ME

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners provides the cheapest car insurance in the Danforth at $39 per month. At $4433 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$231	$39
Concord Group	$257	$43
Vermont Mutual	$257	$43
Patriot Insurance	$282	$48
Countryway Insurance	$288	$49
Travelers	$808	$136
USAA	$975	$164
Concord	$1649	$274
MMG	$2175	$369
State Farm	$2431	$409
Allstate	$2566	$432
Progressive	$2758	$464
Sentry	$3079	$524
Farmers	$4433	$739

Teen Car Insurance Rates in ME by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Danforth, Concord Group is the cheapest car insurance provider. At $295 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Danforth is State Farm, offering rates of around $4196 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Concord Group	$295	$50
Countryway Insurance	$334	$57
Vermont Mutual	$360	$59
Travelers	$590	$99
USAA	$796	$133
Allstate	$886	$149
MMG	$1078	$179
Progressive	$1238	$211
Concord	$1462	$244
Sentry	$1726	$294
Farmers	$3804	$634
State Farm	$4196	$714

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Car Insurance Rates with An Accident in Danforth

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Danforth, ME, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Danforth

The cheapest car insurance companies after an at-fault accident in Danforth include Vermont Mutual and AutoOwners, offering $166 and $264, respectively. Farmers is an expensive provider with an average six-month premium of $2483.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Vermont Mutual	$166	$28
Auto-Owners	$264	$44
Patriot Insurance	$264	$44
Concord Group	$269	$45
Electric	$347	$57
Travelers	$482	$81
USAA	$487	$82
MMG	$507	$85
State Farm	$866	$146
Progressive	$1277	$215
Concord	$1309	$218
Allstate	$1456	$245
Sentry	$1571	$262
Farmers	$2483	$422

Danforth Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Danforth ME. For example, the car insurance in Danforth after a DUI increases to $545 for a six month policy. While the rate increases by $141 for a six-month policy in the case of a speeding ticket.

Danforth auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$661	$110
One Med/PIP claim	$667	$113
Two Med/PIP claims	$699	$117
One comp claim	$705	$120
Not-at-fault accident	$712	$119
Driving without lights	$751	$127
Failure to show documents	$757	$126
Failure to wear a seat belt	$764	$130
Child safety restraint	$770	$129
Two comp claims	$783	$133
Driving with expired registration	$796	$133
Driving too slowly	$802	$136
Speeding 11 - 15 MPH over limit	$802	$134
Speeding 6 - 10 MPH over limit	$802	$136
Speeding in school zone	$802	$134
Following too closely	$808	$137
Illegal turn	$808	$135
In 65 MPH zone	$808	$137
Failure to stop at a red light	$814	$136
Failure to yield	$814	$138
Improper passing	$814	$136
Speeding 16 - 20 MPH over limit	$821	$139
Speeding 21 - 25 MPH over limit	$821	$137
Wrong way/wrong lane	$821	$139
Passing school bus	$853	$143
Cell phone violation	$873	$148
Texting while driving	$892	$149
At-fault accident - less than $1000	$910	$154
Open container	$956	$160
Operating a vehicle without permission	$975	$166
At-fault accident - $1000-$2000	$995	$165
At-fault accident - greater than $2000	$1008	$172
Racing	$1117	$186
Driving with a suspended license	$1148	$195
Reckless driving	$1148	$191
DUI	$1206	$205
Refusal to submit to a chemical test	$1206	$201
Leaving scene of an accident/hit and run	$1277	$217

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Danforth after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Danforth.

The cheapest car insurance premiums in Danforth are offered by AutoOwners at $275 for a six-month policy. However, it can be as expensive as $5396 with companies like Sentry.

Danforth car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$275	$46
Countryway Insurance	$282	$48
Concord Group	$301	$51
Travelers	$513	$86
Progressive	$731	$123
MMG	$764	$129
USAA	$777	$131
State Farm	$1161	$195
Allstate	$1264	$213
Concord	$1405	$239
Farmers	$2848	$475
Sentry	$5396	$917

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Danforth are offered by Vermont Mutual at $148. However, it can be as expensive as $1886 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Danforth after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Vermont Mutual	$148	$25
Concord Group	$212	$36
Travelers	$494	$83
USAA	$545	$93
State Farm	$667	$112
MMG	$899	$152
Progressive	$1058	$176
Concord	$1084	$185
Allstate	$1193	$199
Sentry	$1328	$226
Farmers	$1886	$314

Car Insurance Price Trends in Danforth, Maine

Car insurance rates in Danforth have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Danforth rose by $165 in February compared to $140 of January. In other words, there has been an increase by $25 when you compare February and January.

The average cost of liability insurance in the Danforth dipped to $37 in February, compared to $40 in January. This represents an decrease of $3 when comparing February and January.

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Frequently Asked Questions

How much is car insurance in Danforth?

The car insurance in Danforth is $26 per month, which is lower than the national average.

What is the cheapest car insurance in Danforth?

The cheapest car insurance in Danforth is $60 per month for full coverage.

How much is car insurance in Danforth for teenagers?

Car insurance for teenagers costs $231 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Danforth?

The average cost of car insurance is $665 for a six-month policy. It will cost around $120 per month to insure your car in Danforth.

Is car insurance expensive in Danforth?

Car insurance can be expensive in Danforth if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Danforth can be affordable.

What is the best car insurance in Danforth, ME?

The best car insurance company in Danforth ME is Concord Group, offering $366 for a six-month policy.